Kotak Low Duration Fund Direct Growth

Kotak Low Duration Fund Direct Growth

NAV as on 28-03-2025

₹ 3564.53

0.1%

1D

Inception Returns

8%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
325 people have invested ₹ 54.8L in Kotak Low Duration Fund Direct Growth in the last three months

About Kotak Low Duration Fund Direct Growth

Kotak Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.

Key Parameters

  1. Kotak Low Duration Fund Direct Growth has ₹11679 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Kotak Low Duration Fund Direct Growth has given a CAGR return of 7.97% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.20%, 7.14% and 6.71% respectively.

Holdings

Kotak Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.93% Govt Stock 2033, HDFC Bank Limited, Small Industries Development Bank Of India, National Bank For Agriculture And Rural Development, Rural Electrification Corporation Limited

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Kotak Low Duration Fund Direct Growth

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Low Duration Fund Direct Growth has no lock in period.

Kotak Low Duration Fund Direct Growth Overview

Expense ratio0.42%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹11679 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
204.01%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (28-Mar-25)

Period
Kotak Low Duration Fund Direct Growth
Low Duration Index
1M
0.8%
0.4%
3M
2.1%
1.4%
6M
4.1%
2.9%
1Y
8.2%
6.6%
3Y
7.1%
6.2%
5Y
6.7%
6%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
85.4%

AA
14.6%

Sector Allocation

Feb'25

Jan'25

Dec'24

Corporate
72.4%
Government
19.3%
Cash Equivalent
8.3%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 11.8K Cr
₹ 11.9K Cr
₹ 11.9K Cr
  • AUM of the fund stands at 11.8K Cr as of Feb'25
  • AUM decreased by 127.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Small Industries Development Bank Of India's allocation increased from 0.3% to 3.55%
Small Industries Development Bank Of India's allocation increased from 0.3% to 3.55%
Rec Limited's allocation increased from 0.05% to 1.46%
Rec Limited's allocation increased from 0.05% to 1.46%
National Bank For Agriculture And Rural Development's allocation increased from 0.27% to 1.68%
National Bank For Agriculture And Rural Development's allocation increased from 0.27% to 1.68%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.55 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.55 %
National Bank For Agriculture And Rural Development's allocation decreased from 2.55 % to 2.51 %
National Bank For Agriculture And Rural Development's allocation decreased from 2.55 % to 2.51 %
Embassy Office Parks Reit's allocation decreased from 5.26 % to 1.72 %
Embassy Office Parks Reit's allocation decreased from 5.26 % to 1.72 %
Cash allocation has gone down from 16.8% to 16.3%
Cash allocation has gone down from 16.8% to 16.3%
Debt allocation has gone up from 83% to 83.5%
Debt allocation has gone up from 83% to 83.5%

Top 3 Sectors in February were Corporate, Government & Securitize

Feb'25
Corporate
72%
Government
19%
Jan'25
Corporate
62%
Government
20%
Securitize
2%
  • Debt & Cash

Holdings
Weight%
1M Change
7.93% Govt Stock 2033
7.93% Govt Stock 2033
5.8%
0%
HDFC Bank Limited
HDFC Bank Limited
5.61%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
5.33%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
5.17%
0%
Rural Electrification Corporation Limited
Rural Electrification Corporation Limited
4.06%
0%
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Deepak Agrawal
Deepak Agrawal
Fund Manager of Kotak Low Duration Fund Direct Growth, since 31 January 2015
Fund House
Kotak Mahindra Asset Management Co Ltd
Total Schemes
Total AUM
₹4.8L Cr
as on 28-Feb-2025
Address
Kotak Mahindra Asset management Company Limited,2nd Floor, 12-BKC, Plot No C-12,G Block, BKC, Bandra (East),Mumbai - 400 051
Phone
91-22-40930000
Website
fundaccops@kotakmutual.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 21.7% growth in AUM moving from 9.59K Cr to 11.67K Cr.
Insights icon
This fund has one of the lowest expense ratio in the category (low duration). Its expense ratio is 0.42% which is lower than the category average expense ratio of 0.67%.
Insights icon
In the last 3 years, ICICI Prudential Savings Fund Direct Plan Growth has given 7.27% return, outperforming this fund by 0.13% per annum.
Insights icon
In the last 5 years, UTI - Low Duration Fund - Direct Plan - Growth Option has given 7.29% return, outperforming this fund by 0.57% per annum.
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In the last 1 year, this fund has outperformed all funds in its category.

Kotak Low Duration Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.97% since inception which is more than its category average return of 5.75%
AUM size ₹11679 Cr

AUM size ₹11679 Cr

This fund has AUM of ₹11679 Cr which is more than its category average of ₹ 5923 Cr
Expense Ratio 0.42%

Expense Ratio 0.42%

This fund has an expense ratio of 0.42% which is less than its category average expense ratio of 0.59%

More funds from Kotak

Kotak Nifty SDL Jul 2033 Index Fund Direct Growth

Kotak Nifty SDL Jul 2033 Index Fund Direct Growth

1Y CAGR

▲ 10.10

Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

1Y CAGR

▲ 9.85

Kotak Long Duration Fund Direct Growth

Kotak Long Duration Fund Direct Growth

1Y CAGR

▲ 9.75

Kotak Gilt-Investment Fund Provident Fund and Trust - Growth - Direct

Kotak Gilt-Investment Fund Provident Fund and Trust - Growth - Direct

5Y CAGR

▲ 7.42

Kotak Gilt-Investment Fund Growth - Direct

Kotak Gilt-Investment Fund Growth - Direct

5Y CAGR

▲ 7.42

Frequently Asked Questions for Kotak Low Duration Fund Direct Growth

The current NAV of Kotak Low Duration Fund Direct Growth is ₹3564.53 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
Kotak Low Duration Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.83%
0.83%
6 Month Returns
4.08%
4.08%
1 Year Returns
8.2%
8.2%
3 Years Returns
22.97%
7.14%
5 Years Returns
38.38%
6.71%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.42% as on March 2025
₹11679 Cr as on March 2025
7.93% Govt Stock 2033(5.8%), HDFC Bank Limited(5.61%), Small Industries Development Bank Of India(5.33%), National Bank For Agriculture And Rural Development(5.17%), Rural Electrification Corporation Limited(4.06%) as on March 2025
Corporate(72.66%), Government(19.42%), Cash Equivalent(7.92%) as on March 2025
Yield to Maturity is 7.86 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.93 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
85.4
AA
14.6
Deepak Agrawal is the fund manager of Kotak Low Duration Fund Direct Growth
The Exit load of Kotak Low Duration Fund Direct Growth is 0%