LIC MF Flexi Cap Fund Direct Growth

LIC MF Flexi Cap Fund Direct Growth

Equity

Flexi Cap

NAV as on 27-03-2025

₹ 96.21

▼-1.4%

1D

Inception Returns

10.7%

/yr

Historical NAV & Returns

Absolute
▲
▼

zero opening, trading, fund transfer fee
152 people have invested ₹ 9.7L in LIC MF Flexi Cap Fund Direct Growth in the last three months

About LIC MF Flexi Cap Fund Direct Growth

LIC MF Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Nikhil Rungta. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. LIC MF Flexi Cap Fund Direct Growth has ₹875 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

LIC MF Flexi Cap Fund Direct Growth has given a CAGR return of 10.73% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.71%, 11.97% and 18.62% respectively.

Holdings

LIC MF Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Consumer Defensive, Health, Tech, Utilities, Real Estate, Communication. Its top holdings are HDFC Bank Ltd, JTL Industries Ltd, Maruti Suzuki India Ltd, Piramal Pharma Ltd, VA Tech Wabag Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of LIC MF Flexi Cap Fund Direct Growth

The main investment objective of the scheme is to provide capital growth by investing across Large, Mid & Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Flexi Cap Fund Direct Growth has no lock in period.

LIC MF Flexi Cap Fund Direct Growth Overview

Expense ratio1.3%
Benchmark
S&P BSE 500 India TR INR
AUM₹875 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
146.57%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for LIC MF Flexi Cap Fund Direct Growth

Powered by IND quant engine
21
/21
24% Performance
19% Risk Management
0% Cost
21 out of 21 among flexi cap
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Beats FD returns for both 3Y & 5Y
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Has not generated consistent returns
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Does not beat the benchmark consistently
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Highly volatile within category

Trailing Returns

as on (27-Mar-25)

Period
LIC MF Flexi Cap Fund Direct Growth
Nifty 500
flexi cap
1M
1.2%
5.4%
2.6%
3M
-13%
-4.6%
-8.9%
6M
-18.6%
-12.6%
-14.5%
1Y
3.7%
6.6%
6.6%
3Y
12%
13.5%
14%
5Y
18.6%
25%
24.1%

Fund Distribution

as on (28-Feb-25)

  • Equity 96.8%

  • Debt & Cash 3.2%

Small cap
48.6%
Large cap
33.5%
Mid cap
12.5%
Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
21.8%
Industrial
17.3%
Consumer Cyclical
17.2%
Basic Materials
10.5%
Consumer Defensive
9.7%
Health
7.2%
Tech
6.3%
Utilities
5.5%
Real Estate
2.3%
Communication
2.3%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
-1.06%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 874.5 Cr
₹ 992 Cr
₹ 1.1K Cr
  • AUM of the fund stands at 874.5 Cr as of Feb'25
  • AUM decreased by 117.5 Cr between Feb'25 and Jan'25
Top Stocks bought last month
JTL Industries Ltd's allocation increased from 1.86% to 3.89%
JTL Industries Ltd's allocation increased from 1.86% to 3.89%
Kotak Mahindra Bank Ltd's allocation increased from 1.93% to 2.74%
Kotak Mahindra Bank Ltd's allocation increased from 1.93% to 2.74%
Enviro Infra Engineers Ltd's allocation increased from 1.31% to 1.96%
Enviro Infra Engineers Ltd's allocation increased from 1.31% to 1.96%
Top Stocks sold last month
Piramal Pharma Ltd's allocation decreased from 3.45 % to 3.27 %
Piramal Pharma Ltd's allocation decreased from 3.45 % to 3.27 %
Allied Blenders and Distillers Ltd's allocation decreased from 2.39 % to 2.35 %
Allied Blenders and Distillers Ltd's allocation decreased from 2.39 % to 2.35 %
Sudarshan Chemical Industries Ltd's allocation decreased from 2.32 % to 2.28 %
Sudarshan Chemical Industries Ltd's allocation decreased from 2.32 % to 2.28 %
Small Cap allocation has gone up from 43.2% to 48.6%
Small Cap allocation has gone up from 43.2% to 48.6%
Mid Cap allocation has gone up from 12% to 12.5%
Mid Cap allocation has gone up from 12% to 12.5%
Large Cap allocation has gone down from 35.9% to 33.5%
Large Cap allocation has gone down from 35.9% to 33.5%
Cash allocation has gone up from 2.5% to 3.2%
Cash allocation has gone up from 2.5% to 3.2%

Top 3 Sectors in February were Financial Services, Consumer Cyclical & Industrial

Feb'25
Financial Services
22%
Industrial
17%
Consumer Cyclical
17%
Jan'25
Financial Services
19%
Consumer Cyclical
19%
Industrial
17%

  • Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
4.77%
0%
JTL Industries Ltd
JTL Industries Ltd
3.89%
18.3%
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
3.8%
0%
Piramal Pharma Ltd
Piramal Pharma Ltd
3.27%
2.6%
VA Tech Wabag Ltd
VA Tech Wabag Ltd
3%
0%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
LIC MF Flexi Cap Fund Direct Growth
LIC MF Flexi Cap Fund Direct Growth
3.71%
11.97%
18.62%
10.73%
Motilal Oswal Flexicap Fund Direct Plan Growth
Motilal Oswal Flexicap Fund Direct Plan Growth
20.65%
22.75%
24.42%
18.35%
HDFC Flexi Cap Fund -Direct Plan - Growth Option
HDFC Flexi Cap Fund -Direct Plan - Growth Option
16.62%
23.49%
33.65%
16.93%
Parag Parikh Flexi Cap Direct Growth
Parag Parikh Flexi Cap Direct Growth
15.81%
18.41%
32.14%
19.98%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
Shriram Finance Ltd
Shriram Finance Ltd
10.7%
Hindalco Industries Ltd
Hindalco Industries Ltd
9.4%
HDFC Bank Ltd
HDFC Bank Ltd
6.2%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
68
72
77
Top 5 Company Concentration
18.7%
18.1%
18.2%
Company having highest exposure
HDFC Bank Ltd (4.8%)
HDFC Bank Ltd (4.1%)
HDFC Bank Ltd (5%)
No of Sectors
10
11
11
Top 5 Sectors Concentration
76.4%
75.5%
75.6%
Sector having highest exposure
Financial Services (21.8%)
Financial Services (19.4%)
Financial Services (21.1%)
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Nikhil Rungta
Nikhil Rungta
Fund Manager of LIC MF Flexi Cap Fund Direct Growth, since 1 July 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
LIC MF Large Cap Fund Direct Plan Growth
10.49%
13.2%
LIC MF Multi Asset Allocation Fund Direct Growth
0%
--
LIC MF Flexi Cap Fund Direct Plan Growth Option
11.97%
13.98%
Fund House
LIC Mutual Fund Asset Management Limited
Total Schemes
34
See all LIC schemes
Total AUM
₹30.83K Cr
as on 28-Feb-2025
Address
LIC Mutual Fund Asset Management Limited,4th Floor, Industrial Assurance Building,,Opp. Churchgate Station,
Phone
+91022-66016000
Website
licmfamc@licmutual.com

Mutual Fund Insights

Insights icon
Over the last 1 year, this fund has decreased expense ratio by 18.2% moving from 1.59 to 1.30.
Insights icon
In the last 1 year, Motilal Oswal Flexicap Fund Direct Plan Growth has given 20.65% return, outperforming this fund by 16.94%.
Insights icon
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 38.95% return, outperforming this fund by 20.34% per annum.
Insights icon
Over the last 3 months, this fund has experienced a 38.3% drop in AUM moving from 1.41K Cr to 874.5 Cr.
Insights icon
In the last 3 years, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 23.49% return, outperforming this fund by 11.52% per annum.

LIC MF Flexi Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.73% since inception which is less than its category average return of 15.24%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.76% in Equity, 0% in Debt and 3.24% in Cash related instruments
AUM size ₹875 Cr

AUM size ₹875 Cr

This fund has AUM of ₹875 Cr which is less than its category average of ₹ 8529 Cr
Expense Ratio 1.3%

Expense Ratio 1.3%

This fund has an expense ratio of 1.3% which is less than its category average expense ratio of 1.33%
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5Y CAGR

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Frequently Asked Questions for LIC MF Flexi Cap Fund Direct Growth

The current NAV of LIC MF Flexi Cap Fund Direct Growth is ₹96.21 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
LIC MF Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.22%
1.22%
6 Month Returns
-18.57%
-18.57%
1 Year Returns
3.71%
3.71%
3 Years Returns
40.39%
11.97%
5 Years Returns
134.8%
18.62%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
1.3% as on February 2025
₹875 Cr as on February 2025
HDFC Bank Ltd(4.77%), JTL Industries Ltd(3.89%), Maruti Suzuki India Ltd(3.8%), Piramal Pharma Ltd(3.27%), VA Tech Wabag Ltd(3%) as on February 2025
Financial Services(21.08%), Industrial(16.76%), Consumer Cyclical(16.61%) as on February 2025
The alpha ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
LIC MF Flexi Cap Fund Direct Growth
0.5
-1.84
-3.58
As on February 2025
The alpha for LIC MF Flexi Cap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
LIC MF Flexi Cap Fund Direct Growth
1.28
0.96
0.87
As on February 2025
The Beta for LIC MF Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
LIC MF Flexi Cap Fund Direct Growth
-0.35
0.31
0.44
As on February 2025
The sharpe ratio for LIC MF Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
LIC MF Flexi Cap Fund Direct Growth
19.54
14.83
17.61
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.45 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Nikhil Rungta is the fund manager of LIC MF Flexi Cap Fund Direct Growth
The Exit load of LIC MF Flexi Cap Fund Direct Growth is 1%