Historical NAV & Returns
Absolute
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149 people have invested ₹ 11.4L in LIC MF Flexi Cap Fund Direct Growth in the last three months
About LIC MF Flexi Cap Fund Direct Growth
LIC MF Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Nikhil Rungta. The fund could potentially beat inflation in the long-run.
Key Parameters
- LIC MF Flexi Cap Fund Direct Growth has ₹1383 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.3.
Returns
LIC MF Flexi Cap Fund Direct Growth has given a CAGR return of 10.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.66%, 11.90% and 17.82% respectively.
Holdings
LIC MF Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Consumer Defensive, Basic Materials, Health, Utilities, Tech, Communication, Real Estate. Its top holdings are HDFC Bank Ltd, Piramal Pharma Ltd, JTL Industries Ltd, VA Tech Wabag Ltd, Kotak Mahindra Bank Ltd
Taxation
As it is a flexi cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of LIC MF Flexi Cap Fund Direct Growth
The main investment objective of the scheme is to provide capital growth by investing across Large, Mid & Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Flexi Cap Fund Direct Growth has no lock in period.
LIC MF Flexi Cap Fund Direct Growth Overview
| Expense ratio | 1.28% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹1383 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹200 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 146.57% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for LIC MF Flexi Cap Fund Direct Growth
Powered by IND quant engine
21
/21
21% Performance
19% Risk Management
0% Cost
21 out of 21 among flexi cap
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Highly volatile within category
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Mar-25)
Small cap
50.5%
Large cap
32.5%
Mid cap
12.2%
Sector Allocation
Financial Services
21.4%
Industrial
20.4%
Consumer Cyclical
16%
Consumer Defensive
9.3%
Basic Materials
9.2%
Health
7.9%
Utilities
5.8%
Tech
5.7%
Communication
2.6%
Real Estate
1.7%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 5.22% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 2.03% in Mar'25
- AUM of the fund stands at 1.4K Cr as of Mar'25
- AUM increased by 508.7 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Ramkrishna Forgings Ltd's allocation increased from 1.27% to 2.43%
Bharat Forge Ltd's allocation increased from 1.03% to 1.57%
Piramal Pharma Ltd's allocation increased from 3.27% to 3.68%
Top Stocks sold last month
JTL Industries Ltd's allocation decreased from 3.89 % to 3.47 %
Hindustan Unilever Ltd's allocation decreased from 2.44 % to 2.4 %
Maruti Suzuki India Ltd's allocation decreased from 3.8 % to 2.06 %
Mid Cap allocation has gone down from 12.5% to 12.2%
Large Cap allocation has gone down from 33.5% to 32.5%
Small Cap allocation has gone up from 48.6% to 50.5%
Cash allocation has gone down from 3.2% to 3.1%
Top 3 Sectors in March were Financial Services, Industrial & Consumer Cyclical
Mar'25
Financial Services
21%
Industrial
20%
Consumer Cyclical
16%
Feb'25
Financial Services
22%
Industrial
17%
Consumer Cyclical
17%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 4.78% | 0% | |
 Piramal Pharma Ltd | 3.68% | 0% | |
 JTL Industries Ltd | 3.47% | 0% | |
 VA Tech Wabag Ltd | 3.18% | 0% | |
 Kotak Mahindra Bank Ltd | 2.97% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 LIC MF Flexi Cap Fund Direct Growth | 3.66% | 11.9% | 17.82% | 10.91% |
 HDFC Flexi Cap Fund -Direct Plan - Growth Option | 17.95% | 22.53% | 30.95% | 17.07% |
 UTI Flexi Cap Fund - Growth Option - Direct | 14.07% | 8.12% | 20.73% | 14.36% |
 Parag Parikh Flexi Cap Direct Growth | 13.45% | 18.06% | 28.61% | 19.82% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Ramkrishna Forgings Ltd | 10% |
 Va Tech Wabag Ltd | 8.2% |
 Piramal Pharma Ltd | 7.7% |
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Nikhil Rungta
Fund Manager of LIC MF Flexi Cap Fund Direct Growth, since 1 July 2024
Top funds managed
Fund House
LIC Mutual Fund Asset Management Limited
Total Schemes
Total AUM
₹29.68K Cr
as on 31-Mar-2025
Address
LIC Mutual Fund Asset Management Limited,4th Floor, Industrial Assurance Building,,Opp. Churchgate Station,
Phone
+91022-66016000
Website
licmfamc@licmutual.com
Mutual Fund Insights
Over the last 15 months, this fund has decreased expense ratio by 19.5% moving from 1.59 to 1.28.
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 23.5% return, outperforming this fund by 11.59% per annum.
Over the last 1 month, this fund has experienced a 58.2% growth in AUM moving from 874.5 Cr to 1.38K Cr.
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 35.41% return, outperforming this fund by 17.59% per annum.
In the last 1 year, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 17.95% return, outperforming this fund by 14.29%.
LIC MF Flexi Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 10.91% since inception which is less than its category average return of 15.6%
Fund Allocations
This fund has an allocation of 96.87% in Equity, 0% in Debt and 3.13% in Cash related instruments
AUM size ₹1383 Cr
This fund has AUM of ₹1383 Cr which is less than its category average of ₹ 9134 Cr
Expense Ratio 1.28%
This fund has an expense ratio of 1.28% which is less than its category average expense ratio of 1.33%
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5Y CAGR
▲ 33.08
5Y CAGR
▲ 26.22
5Y CAGR
▲ 33.14
5Y CAGR
▲ 26.58
5Y CAGR
▲ 19.64
Frequently Asked Questions for LIC MF Flexi Cap Fund Direct Growth
The current NAV of LIC MF Flexi Cap Fund Direct Growth is ₹98.13 as on 17-Apr-2025.
Existing (Absolute + CAGR) as on 17-Apr-2025.
LIC MF Flexi Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 7.99% | 7.99% |
6 Month Returns | -13.71% | -13.71% |
1 Year Returns | 3.66% | 3.66% |
3 Years Returns | 40.12% | 11.9% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.28% as on March 2025
₹1383 Cr as on March 2025
HDFC Bank Ltd(4.78%), Piramal Pharma Ltd(3.68%), JTL Industries Ltd(3.47%), VA Tech Wabag Ltd(3.18%), Kotak Mahindra Bank Ltd(2.97%) as on March 2025
Financial Services(20.73%), Industrial(19.74%), Consumer Cyclical(15.54%) as on March 2025
The alpha ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
LIC MF Flexi Cap Fund Direct Growth | -3.05 | -1.82 | -4.29 |
As on March 2025
The alpha for LIC MF Flexi Cap Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
LIC MF Flexi Cap Fund Direct Growth | 1.17 | 0.95 | 0.88 |
As on March 2025
The Beta for LIC MF Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
LIC MF Flexi Cap Fund Direct Growth | -0.11 | 0.37 | 0.87 |
As on March 2025
The sharpe ratio for LIC MF Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the LIC MF Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
LIC MF Flexi Cap Fund Direct Growth | 20.23 | 15.02 | 14.83 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.54 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Nikhil Rungta is the fund manager of LIC MF Flexi Cap Fund Direct Growth
The Exit load of LIC MF Flexi Cap Fund Direct Growth is 1%