Motilal Oswal ELSS Tax Saver Fund Direct Growth
Equity
Direct
Elss (Tax Savings)
NAV as on 07-03-2025
₹ 49.26
▲0.8%
1D
Inception Returns
17.1%
/yr
About Motilal Oswal ELSS Tax Saver Fund Direct Growth
Motilal Oswal ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 21 January, 2015. The fund is managed by Ajay Khandelwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- Motilal Oswal ELSS Tax Saver Fund Direct Growth has ₹3405 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Motilal Oswal ELSS Tax Saver Fund Direct Growth has given a CAGR return of 17.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.75%, 24.61% and 20.27% respectively.
Holdings
Motilal Oswal ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Industrial, Consumer Cyclical, Financial Services, Tech, Real Estate, Basic Materials, Health. Its top holdings are Zomato Ltd, Trent Ltd, Gujarat Fluorochemicals Ltd Ordinary Shares, Kalyan Jewellers India Ltd, Amber Enterprises India Ltd Ordinary Shares
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Motilal Oswal ELSS Tax Saver Fund Direct Growth
The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Motilal Oswal ELSS Tax Saver Fund Direct Growth of 3 Years
Historical NAV & Returns
Absolute
▲
▼
18579 people have invested ₹ 14.2Cr in Motilal Oswal ELSS Tax Saver Fund Direct Growth in the last three months
INDmoney Rank for Motilal Oswal ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
8
/23
68% Performance
28% Risk Management
56% Cost
8 out of 23 among elss (tax savings)
Consistently beats benchmark
Outperformed benchmarks during bull run
3Y returns in the top 25% of the category
Highly volatile within category
Poor track record of protecting capital in bear phase
Poor track record of Recovering losses quickly
Motilal Oswal ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 0.7% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹3405 Cr |
| Inception Date | 21 January, 2015 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 73.88% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (07-Mar-25)
Fund Distribution
as on (31-Jan-25)
Mid cap
42.4%
Small cap
27.5%
Large cap
26.3%
Sector Allocation
Industrial
32.9%
Consumer Cyclical
22.5%
Financial Services
17.4%
Tech
12.1%
Real Estate
6.9%
Basic Materials
6.1%
Health
2%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 3.9K Cr as of Jan'25
- AUM decreased by 538.7 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Bharat Dynamics Ltd Ordinary Shares's allocation increased from 2.52% to 3.34%
PTC Industries Ltd's allocation increased from 2.83% to 3.41%
Phoenix Mills Ltd's allocation increased from 2.69% to 3.08%
Top Stocks sold last month
Trent Ltd's allocation decreased from 6.86 % to 6.31 %
Zomato Ltd's allocation decreased from 6.25 % to 5.64 %
Kalyan Jewellers India Ltd's allocation decreased from 5.44 % to 4.07 %
Mid Cap allocation has gone up from 32.2% to 36.1%
Large Cap allocation has gone down from 27.4% to 22%
Small Cap allocation has gone down from 30.6% to 30.1%
Cash allocation has gone up from 1.1% to 1.5%
Top 3 Sectors in January were Industrial, Consumer Cyclical & Financial Services
Jan'25
Industrial
33%
Consumer Cyclical
22%
Financial Services
17%
Dec'24
Industrial
32%
Consumer Cyclical
25%
Financial Services
17%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Cholamandalam Financial Holdings Ltd | 10.1% |
 Cholamandalam Investment & Finance Company Ltd | 8.1% |
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Ajay Khandelwal
Fund Manager of Motilal Oswal ELSS Tax Saver Fund Direct Growth, since 11 December 2023
Top funds managed
Fund House
Motilal Oswal Asset Management Company Limited - Portfolio Managers
Total Schemes
Total AUM
₹94.01K Cr
as on 31-Jan-2025
Address
Motilal Oswal Asset Management Company Limited,Motilal Oswal Tower,,Plot#1043 TPS-IV,Gokhale Road South (behind Parel ST. Depot),,Prabhadevi,
Phone
+912239804263
Website
mfservice@motilaloswal.com
Mutual Fund Insights
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 31.36% return, outperforming this fund by 11.09% per annum.
Over the last 1 month, this fund has increased expense ratio by 9.4% moving from 0.64 to 0.70.
Over the last 1 month, this fund has experienced a 12.2% drop in AUM moving from 3.87K Cr to 3.40K Cr.
This fund has one of the lowest expense ratio in the category (elss (tax savings)). Its expense ratio is 0.7% which is lower than the category average expense ratio of 1.29%.
In the last 1 year, LIC MF ELSS Tax Saver -Direct Plan Growth Option has given 12.23% return, outperforming this fund by 3.48%.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 26.46% return, outperforming this fund by 1.85% per annum.
Motilal Oswal ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.06% since inception which is more than its category average return of 14.13%
Fund Allocations
This fund has an allocation of 98.17% in Equity, 0% in Debt and 1.83% in Cash related instruments
AUM size ₹3405 Cr
This fund has AUM of ₹3405 Cr which is less than its category average of ₹ 4770 Cr
Expense Ratio 0.7%
This fund has an expense ratio of 0.7% which is less than its category average expense ratio of 1.37%
Frequently Asked Questions for Motilal Oswal ELSS Tax Saver Fund Direct Growth
The current NAV of Motilal Oswal ELSS Tax Saver Fund Direct Growth is ₹49.26 as on 07-Mar-2025.
Existing (Absolute + CAGR) as on 07-Mar-2025.
Motilal Oswal ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -8.68% | -8.68% |
6 Month Returns | -16.86% | -16.86% |
1 Year Returns | 8.75% | 8.75% |
3 Years Returns | 93.49% | 24.61% |
5 Years Returns | 151.68% | 20.27% |
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0.7% as on February 2025
₹3405 Cr as on February 2025
Zomato Ltd(6.47%), Trent Ltd(6.06%), Gujarat Fluorochemicals Ltd Ordinary Shares(4.3%), Kalyan Jewellers India Ltd(4.26%), Amber Enterprises India Ltd Ordinary Shares(3.89%) as on February 2025
Industrial(30.18%), Consumer Cyclical(22.76%), Financial Services(17.97%) as on February 2025
The alpha ratio for the Motilal Oswal ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Motilal Oswal ELSS Tax Saver Fund Direct Growth | 8.09 | 5.77 | 1.16 |
As on February 2025
The alpha for Motilal Oswal ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Motilal Oswal ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Motilal Oswal ELSS Tax Saver Fund Direct Growth | 1.41 | 1.09 | 1.02 |
As on February 2025
The Beta for Motilal Oswal ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Motilal Oswal ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Motilal Oswal ELSS Tax Saver Fund Direct Growth | -0 | 0.71 | 0.67 |
As on February 2025
The sharpe ratio for Motilal Oswal ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Motilal Oswal ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Motilal Oswal ELSS Tax Saver Fund Direct Growth | 25.26 | 18.56 | 21.73 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.01 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.67 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Ajay Khandelwal is the fund manager of Motilal Oswal ELSS Tax Saver Fund Direct Growth
The Exit load of Motilal Oswal ELSS Tax Saver Fund Direct Growth is 0%