Navi Flexi Cap Fund Direct Growth

Navi Flexi Cap Fund Direct Growth

Equity

Direct

Flexi Cap

NAV as on 23-12-2024

₹ 25.64

0.4%

1D

Inception Returns

15.7%

/yr

About Navi Flexi Cap Fund Direct Growth

Navi Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 9 July, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Navi Flexi Cap Fund Direct Growth has ₹266 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

Navi Flexi Cap Fund Direct Growth has given a CAGR return of 15.70% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 15.66%, 14.57% and 17.16% respectively.

Holdings

Navi Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Consumer Defensive, Health, Basic Materials, Communication, Energy, Corporate. Its top holdings are ICICI Bank Ltd, Infosys Ltd, Bharat Electronics Ltd, The Federal Bank Ltd, State Bank of India

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Navi Flexi Cap Fund Direct Growth

To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time. There is no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10.00 and for SIP is INR 10.00. Navi Flexi Cap Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
46108 people have invested ₹ 80.7L in Navi Flexi Cap Fund Direct Growth in the last three months

INDmoney Rank for Navi Flexi Cap Fund Direct Growth

Powered by IND quant engine
14
/20
26% Performance
35% Risk Management
100% Cost
14 out of 20 among flexi cap
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Beats FD returns for both 3Y & 5Y
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3Y returns in the bottom 25% of the category
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Smaller AUM within category

Navi Flexi Cap Fund Direct Growth Overview

Expense ratio0.42%
Benchmark
S&P BSE 500 India TR INR
AUM₹266 Cr
Inception Date9 July, 2018
Min Lumpsum/SIP₹10/₹10
Exit Load0%
Lock InNo Lock-in
TurnOver
49.15%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (23-Dec-24)

Period
Navi Flexi Cap Fund Direct Growth
Nifty 500
flexi cap
1M
0.4%
0.8%
2.5%
3M
-7.4%
-8.1%
-5.7%
6M
1.5%
0.8%
2.9%
1Y
15.7%
17.6%
24.4%
3Y
14.6%
15%
18%
5Y
17.2%
17.8%
18.8%

Fund Distribution

as on (30-Nov-24)

  • Equity 87.7%

  • Debt & Cash 12.3%

Large cap
52.5%

Small cap
19.5%

Mid cap
15.6%

Sector Allocation

Nov'24

Oct'24

Sep'24

Financial Services
27.9%
Industrial
16.6%
Consumer Cyclical
15.3%
Tech
9.5%
Consumer Defensive
8.9%
Health
7.6%
Basic Materials
4.9%
Communication
4.8%
Energy
4.5%
All changes are between Sep'24 and Nov'24
Nov'24
Oct'24
Sep'24
Fund Returns
-0.45%
-4.89%
1.39%
Nifty 500
-0.60%
-6.52%
2.04%
  • This fund’s returns stands at -0.45% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
  • This fund outperformed Nifty 500 by 0.15% in Nov'24
Parameters
Nov'24
Oct'24
Sep'24
AUM
₹ 267.1 Cr
₹ 281.2 Cr
₹ 281.2 Cr
  • AUM of the fund stands at 267.1 Cr as of Nov'24
  • AUM decreased by 14.2 Cr between Nov'24 and Oct'24
Top Stocks bought last month
Power Finance Corporation Limited's allocation increased from 0.36% to 0.75%
Power Finance Corporation Limited's allocation increased from 0.36% to 0.75%
Rec Limited's allocation increased from 0.4% to 0.75%
Rec Limited's allocation increased from 0.4% to 0.75%
Top Stocks sold last month
HEG Ltd's allocation decreased from 0.71 % to 0.65 %
HEG Ltd's allocation decreased from 0.71 % to 0.65 %
HDFC Bank Limited's allocation decreased from 1.43 % to 0.11 %
HDFC Bank Limited's allocation decreased from 1.43 % to 0.11 %
Small Cap allocation has gone down from 20.7% to 19.5%
Small Cap allocation has gone down from 20.7% to 19.5%
Mid Cap allocation has gone up from 14.9% to 15.6%
Mid Cap allocation has gone up from 14.9% to 15.6%
Large Cap allocation has gone down from 54.8% to 52.5%
Large Cap allocation has gone down from 54.8% to 52.5%
Cash allocation has gone up from 9.2% to 11.9%
Cash allocation has gone up from 9.2% to 11.9%
Debt allocation has gone up from 0.3% to 0.3%
Debt allocation has gone up from 0.3% to 0.3%

Top 3 Sectors in November were Financial Services, Industrial & Consumer Cyclical

Nov'24
Financial Services
28%
Industrial
17%
Consumer Cyclical
15%
Oct'24
Financial Services
30%
Industrial
16%
Consumer Cyclical
16%
Fund
Nov'24
Oct'24
Sep'24
No of Holdings
72
72
69
Top 5 Company Concentration
13%
13%
13.1%
Company having highest exposure
ICICI Bank Ltd (3%)
ICICI Bank Ltd (3%)
IndusInd Bank Ltd (2.8%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
78.2%
79.7%
81.1%
Sector having highest exposure
Financial Services (27.9%)
Financial Services (30.2%)
Financial Services (30.5%)
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Fund House
Navi AMC Limited
Total Schemes
Total AUM
₹7.16K Cr
as on 29-Nov-2024
Address
Peerless Mansion,3rd Floor,,1, Chowringhee Square
Phone
033-40185000/022-40635000
Website
mf@navi.com

Mutual Fund Insights

Insights icon
Over the last 3 months, this fund has experienced a 4.6% drop in AUM moving from 278.85 Cr to 266.14 Cr.
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In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 32.21% return, outperforming this fund by 15.16% per annum.
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In the last 1 year, Motilal Oswal Flexicap Fund Direct Plan Growth has given 47.41% return, outperforming this fund by 30.91%.
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In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 29.2% return, outperforming this fund by 13.34% per annum.
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This fund has one of the lowest expense ratio in the category (flexi cap). Its expense ratio is 0.42% which is lower than the category average expense ratio of 1.16%.
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Over the last 15 months, this fund has decreased expense ratio by 2.3% moving from 0.43 to 0.42.

Navi Flexi Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.7% since inception which is less than its category average return of 19.11%
Fund Allocations

Fund Allocations

This fund has an allocation of 87.74% in Equity, 0.32% in Debt and 11.94% in Cash related instruments
AUM size ₹266 Cr

AUM size ₹266 Cr

This fund has AUM of ₹266 Cr which is less than its category average of ₹ 8877 Cr
Expense Ratio 0.42%

Expense Ratio 0.42%

This fund has an expense ratio of 0.42% which is less than its category average expense ratio of 1.34%

Frequently Asked Questions for Navi Flexi Cap Fund Direct Growth

The current NAV of Navi Flexi Cap Fund Direct Growth is ₹25.64 as on 23-Dec-2024.
Existing (Absolute + CAGR) as on 23-Dec-2024.
Navi Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.38%
0.38%
6 Month Returns
1.54%
1.54%
1 Year Returns
15.66%
15.66%
3 Years Returns
50.39%
14.57%
5 Years Returns
120.71%
17.16%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.42% as on November 2024
₹266 Cr as on November 2024
ICICI Bank Ltd(2.98%), Infosys Ltd(2.72%), Bharat Electronics Ltd(2.66%), The Federal Bank Ltd(2.53%), State Bank of India(2.5%) as on November 2024
Financial Services(24.51%), Industrial(14.58%), Consumer Cyclical(13.44%) as on November 2024
The alpha ratio for the Navi Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Navi Flexi Cap Fund Direct Growth
-2.7
-0.05
-0.72
As on November 2024
The alpha for Navi Flexi Cap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Navi Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Navi Flexi Cap Fund Direct Growth
0.88
0.92
0.94
As on November 2024
The Beta for Navi Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Navi Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Navi Flexi Cap Fund Direct Growth
1.11
0.75
0.71
As on November 2024
The sharpe ratio for Navi Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Navi Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Navi Flexi Cap Fund Direct Growth
12.11
13.05
18.48
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.33 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
The Exit load of Navi Flexi Cap Fund Direct Growth is 0%