PGIM India Liquid Fund Direct Growth
Debt
Direct
Liquid
NAV as on 04-02-2025
₹ 334.45
Inception Returns
6.9%
/yr
About PGIM India Liquid Fund Direct Growth
PGIM India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Bhupesh Kalyani, Puneet Pal. This fund is suitable to keep your money safe.
Key Parameters
- PGIM India Liquid Fund Direct Growth has ₹374 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.1.
Returns
PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.44%, 6.64% and 5.48% respectively.
Holdings
PGIM India Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Corporate, Consumer Defensive, Government, Basic Materials. Its top holdings are Punjab National Bank, Barclays Investments & Loans (India) Private Limited, LIC Housing Finance Ltd, Axis Bank Limited, Aditya Birla Money Limited
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of PGIM India Liquid Fund Direct Growth
To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund Direct Growth has no lock in period.
Historical NAV & Returns
PGIM India Liquid Fund Direct Growth Overview
| Expense ratio | 0.12% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹374 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 486.97% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (04-Feb-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 436.8 Cr as of Dec'24
- AUM decreased by 14 Cr between Dec'24 and Nov'24
Top 3 Sectors in December were Financial Services, Corporate & Consumer Cyclical
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Punjab National Bank | 10.2% | 100% | |
Barclays Investments & Loans (India) Private Limited | 6.67% | 0% | |
LIC Housing Finance Ltd | 6.66% | 0% | |
Axis Bank Limited | 6.63% | 100% | |
ICICI Bank - 25/02/2025 | 6.63% | 0% |
Mutual Fund Insights
PGIM India Liquid Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹374 Cr
Expense Ratio 0.12%
Frequently Asked Questions for PGIM India Liquid Fund Direct Growth
PGIM India Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.59% | 0.59% |
6 Month Returns | 3.6% | 3.6% |
1 Year Returns | 7.44% | 7.44% |
3 Years Returns | 21.26% | 6.64% |
5 Years Returns | 30.59% | 5.48% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 95.43 |
AA | 4.57 |