SBI Flexicap Fund Direct Growth
Equity
Direct
Flexi Cap
NAV as on 20-02-2025
₹ 112.06
1D
Inception Returns
15.8%
/yr
About SBI Flexicap Fund Direct Growth
SBI Flexicap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Dinesh Balachandran, Anup Upadhyay. The fund could potentially beat inflation in the long-run.
Key Parameters
- SBI Flexicap Fund Direct Growth has ₹21593 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
SBI Flexicap Fund Direct Growth has given a CAGR return of 15.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.54%, 11.36% and 14.99% respectively.
Holdings
SBI Flexicap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Industrial, Basic Materials, Health, Communication, Consumer Defensive, Energy, Utilities, Government. Its top holdings are ICICI Bank Ltd, Infosys Ltd, Reliance Industries Ltd, Kotak Mahindra Bank Ltd, HDFC Bank Ltd
Taxation
As it is a flexi cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of SBI Flexicap Fund Direct Growth
To provide investors with opportunities for longterm growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum and in debt and money market instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. SBI Flexicap Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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6082 people have invested ₹ 4.4Cr in SBI Flexicap Fund Direct Growth in the last three months
INDmoney Rank for SBI Flexicap Fund Direct Growth
Powered by IND quant engine
17
/20
26% Performance
36% Risk Management
46% Cost
17 out of 20 among flexi cap
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Underperforms benchmarks during bull run
3Y returns in the bottom 25% of the category
SBI Flexicap Fund Direct Growth Overview
| Expense ratio | 0.84% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹21593 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 0.1% |
| Lock In | No Lock-in |
TurnOver | 55.7% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Feb-25)
Fund Distribution
as on (31-Jan-25)
Large cap
51%
Small cap
17.7%
Mid cap
17.3%
Sector Allocation
Financial Services
30.1%
Consumer Cyclical
16.5%
Tech
10.9%
Industrial
9.1%
Basic Materials
7.6%
Health
6.9%
Communication
6.6%
Consumer Defensive
5.3%
Energy
5%
Utilities
2%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 21.6K Cr as of Jan'25
- AUM decreased by 499.5 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Infosys Ltd's allocation increased from 3.17% to 5.1%
ICICI Bank Ltd's allocation increased from 7.05% to 8.88%
Muthoot Finance Ltd's allocation increased from 1.76% to 3.24%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 4.07 % to 3.99 %
Max Healthcare Institute Ltd Ordinary Shares's allocation decreased from 1.84 % to 1.77 %
State Bank of India's allocation decreased from 1.37 % to 1.36 %
Small Cap allocation has gone down from 18.5% to 16.3%
Mid Cap allocation has gone down from 21% to 19.1%
Large Cap allocation has gone up from 48.2% to 50.4%
Cash allocation has gone up from 6.4% to 7.7%
Debt allocation has gone up from 0.1% to 0.1%
Top 3 Sectors in January were Financial Services, Consumer Cyclical & Industrial
Jan'25
Financial Services
30%
Consumer Cyclical
17%
Tech
11%
Dec'24
Financial Services
27%
Consumer Cyclical
18%
Industrial
10%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 8.88% | 25.9% | |
 Infosys Ltd | 5.1% | 57.1% | |
 Reliance Industries Ltd | 4.58% | 0% | |
 Kotak Mahindra Bank Ltd | 4.49% | 0% | |
 HDFC Bank Ltd | 3.99% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Maruti Suzuki India Ltd | 5.5% |
 Kotak Mahindra Bank Ltd | 3.4% |
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Dinesh Balachandran
Fund Manager of SBI Flexicap Fund Direct Growth, since 1 December 2024
Top funds managed
Anup Upadhyay
Fund Manager of SBI Flexicap Fund Direct Growth, since 1 December 2024
Top funds managed
Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.67L Cr
as on 31-Jan-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com
Mutual Fund Insights
Over the last 6 months, this fund has experienced a 5.4% drop in AUM moving from 22.81K Cr to 21.59K Cr.
In the last 1 year, Motilal Oswal Flexicap Fund Direct Plan Growth has given 20.29% return, outperforming this fund by 14.75%.
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 22.61% return, outperforming this fund by 11.25% per annum.
This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 0.84% which is lower than the category average expense ratio of 1.17%.
Over the last 15 months, this fund has decreased expense ratio by 2.3% moving from 0.86 to 0.84.
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 29.65% return, outperforming this fund by 14.65% per annum.
SBI Flexicap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.84% since inception which is more than its category average return of 15.31%
Fund Allocations
This fund has an allocation of 92.18% in Equity, 0.14% in Debt and 7.68% in Cash related instruments
AUM size ₹21593 Cr
This fund has AUM of ₹21593 Cr which is more than its category average of ₹ 8994 Cr
Expense Ratio 0.84%
This fund has an expense ratio of 0.84% which is less than its category average expense ratio of 1.33%
Frequently Asked Questions for SBI Flexicap Fund Direct Growth
The current NAV of SBI Flexicap Fund Direct Growth is ₹112.06 as on 20-Feb-2025.
Existing (Absolute + CAGR) as on 20-Feb-2025.
SBI Flexicap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -3.9% | -3.9% |
6 Month Returns | -7.98% | -7.98% |
1 Year Returns | 5.54% | 5.54% |
3 Years Returns | 38.08% | 11.36% |
5 Years Returns | 101.07% | 14.99% |
With INDmoney, the process of investing is very simple and involves zero commission.
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0.84% as on January 2025
₹21593 Cr as on January 2025
ICICI Bank Ltd(8.88%), Infosys Ltd(5.1%), Reliance Industries Ltd(4.58%), Kotak Mahindra Bank Ltd(4.49%), HDFC Bank Ltd(3.99%) as on January 2025
Financial Services(27.7%), Consumer Cyclical(15.25%), Tech(10.09%) as on January 2025
The alpha ratio for the SBI Flexicap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
SBI Flexicap Fund Direct Growth | 0.42 | -0.64 | -1.07 |
As on January 2025
The alpha for SBI Flexicap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the SBI Flexicap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
SBI Flexicap Fund Direct Growth | 0.89 | 0.84 | 0.93 |
As on January 2025
The Beta for SBI Flexicap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the SBI Flexicap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
SBI Flexicap Fund Direct Growth | 0.29 | 0.51 | 0.63 |
As on January 2025
The sharpe ratio for SBI Flexicap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the SBI Flexicap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
SBI Flexicap Fund Direct Growth | 11.26 | 11.9 | 18.23 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.86 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Dinesh Balachandran, Anup Upadhyay are the fund managers of SBI Flexicap Fund Direct Growth
The Exit load of SBI Flexicap Fund Direct Growth is 0.1%