SBI Long Term Advantage Fund Series IV Direct Growth

SBI Long Term Advantage Fund Series IV Direct Growth

Equity

Direct

Elss (Tax Savings)

NAV as on 21-02-2025

₹ 45.14

▼-1%

1D

Inception Returns

21.1%

/yr

About SBI Long Term Advantage Fund Series IV Direct Growth

SBI Long Term Advantage Fund Series IV Direct Growth is an equity fund. This fund was started on 7 April, 2017. The fund is managed by R. Srinivasan, Nidhi Chawla. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI Long Term Advantage Fund Series IV Direct Growth has ₹209 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
  2. The fund has an expense ratio 0.9.

Returns

SBI Long Term Advantage Fund Series IV Direct Growth has given a CAGR return of 21.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.32%, 14.53% and 23.42% respectively.

Holdings

SBI Long Term Advantage Fund Series IV Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Energy, Health, Communication, Consumer Defensive, Real Estate. Its top holdings are Infosys Ltd, ICICI Bank Ltd, Maruti Suzuki India Ltd, GKW Ltd, Bharat Electronics Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of SBI Long Term Advantage Fund Series IV Direct Growth

"The investment objective of the scheme is to generate capital appreciation over a period of ten years by investing predominantly in equity and equityrelated instruments of companies along with income tax benefit.However, there can be no assurance that the investment objective of the Scheme will be realized."

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 0.00. There is a lock in period for SBI Long Term Advantage Fund Series IV Direct Growth of 3 Years

Historical NAV & Returns

Absolute
▲
▼

SBI Long Term Advantage Fund Series IV Direct Growth Overview

Expense ratio0.93%
Benchmark
BSE 500 TR INR
AUM₹209 Cr
Inception Date7 April, 2017
Min Lumpsum/SIP--/--
Exit Load0%
Lock In3 Years
TurnOver
24.62%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (21-Feb-25)

Period
SBI Long Term Advantage Fund Series IV Direct Growth
Nifty 500
elss (tax savings)
1M
-3.7%
-3.3%
-
3M
-6.5%
-6.9%
-
6M
-14.5%
-11.7%
-
1Y
6.3%
2%
-
3Y
14.5%
12.6%
-
5Y
23.4%
15.7%
-

Fund Distribution

as on (31-Jan-25)

  • Equity 94.7%

  • Debt & Cash 5.3%

Large cap
65.9%
Mid cap
23%
Small cap
5.8%
Sector Allocation

Jan'25

Dec'24

Nov'24

Financial Services
39.6%
Consumer Cyclical
14.5%
Industrial
12.2%
Tech
11.8%
Energy
8%
Health
6.2%
Communication
3%
Consumer Defensive
2.5%
Real Estate
2.2%
All changes are between Nov'24 and Jan'25
Dec'24
Nov'24
Fund Returns
-0.09%
-1.78%
Nifty 500
-2.02%
-0.60%
Parameters
Jan'25
Dec'24
Nov'24
AUM
₹ 208.6 Cr
₹ 220.2 Cr
₹ 221.7 Cr
  • AUM of the fund stands at 208.6 Cr as of Jan'25
  • AUM decreased by 11.6 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Bharat Petroleum Corp Ltd's allocation increased from 2.52% to 5.01%
Bharat Petroleum Corp Ltd's allocation increased from 2.52% to 5.01%
REC Ltd's allocation increased from 2.96% to 4.53%
REC Ltd's allocation increased from 2.96% to 4.53%
Eicher Motors Ltd's allocation increased from 3.72% to 5.23%
Eicher Motors Ltd's allocation increased from 3.72% to 5.23%
Top Stocks sold last month
GKW Ltd's allocation decreased from 5.95 % to 5.82 %
GKW Ltd's allocation decreased from 5.95 % to 5.82 %
Shriram Finance Ltd's allocation decreased from 5.45 % to 5.21 %
Shriram Finance Ltd's allocation decreased from 5.45 % to 5.21 %
HDFC Asset Management Co Ltd's allocation decreased from 5.15 % to 5.01 %
HDFC Asset Management Co Ltd's allocation decreased from 5.15 % to 5.01 %
Large Cap allocation has gone up from 61.1% to 65.9%
Large Cap allocation has gone up from 61.1% to 65.9%
Small Cap allocation has gone down from 6.4% to 5.8%
Small Cap allocation has gone down from 6.4% to 5.8%
Mid Cap allocation has gone down from 28.6% to 23%
Mid Cap allocation has gone down from 28.6% to 23%
Cash allocation has gone up from 3.9% to 5.3%
Cash allocation has gone up from 3.9% to 5.3%

Top 3 Sectors in January were Financial Services, Tech & Health

Jan'25
Financial Services
40%
Consumer Cyclical
15%
Industrial
12%
Dec'24
Financial Services
36%
Tech
17%
Health
15%

  • Equity

Holdings
Weight%
1M Change
Infosys Ltd
Infosys Ltd
9.91%
0%
ICICI Bank Ltd
ICICI Bank Ltd
9.01%
0%
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
5.9%
100%
GKW Ltd
GKW Ltd
5.82%
0%
Bharat Electronics Ltd
Bharat Electronics Ltd
5.75%
0%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
SBI Long Term Advantage Fund Series IV Direct Growth
SBI Long Term Advantage Fund Series IV Direct Growth
6.32%
14.53%
23.42%
21.09%
HSBC ELSS Tax saver Fund Direct Plan Growth Option
HSBC ELSS Tax saver Fund Direct Plan Growth Option
12.89%
16.77%
16.95%
15.04%
DSP ELSS Tax Saver Fund Direct Plan Growth
DSP ELSS Tax Saver Fund Direct Plan Growth
11.32%
17.73%
20.15%
17.76%
HDFC ELSS TaxSaver -Direct Plan - Growth Option
HDFC ELSS TaxSaver -Direct Plan - Growth Option
10.11%
21.66%
20.73%
15.13%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
Bajaj Finance Ltd
Bajaj Finance Ltd
15.2%
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
4.7%
Fund
Jan'25
Dec'24
Nov'24
No of Holdings
25
26
25
Top 5 Company Concentration
36.4%
36.6%
34.2%
Company having highest exposure
Infosys Ltd (9.9%)
Infosys Ltd (9.4%)
Infosys Ltd (9.2%)
No of Sectors
9
8
7
Top 5 Sectors Concentration
86.1%
89.2%
90.6%
Sector having highest exposure
Financial Services (39.6%)
Financial Services (36.1%)
Financial Services (36.4%)
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R. Srinivasan
R. Srinivasan
Fund Manager of SBI Long Term Advantage Fund Series IV Direct Growth, since 7 April 2017
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Focused Equity Fund Direct Plan Growth
11.97%
13.18%
SBI Small Cap Fund Direct Plan Growth
16.14%
17.99%
SBI Equity Hybrid Fund Direct Growth
11.54%
12.41%
Nidhi Chawla
Nidhi Chawla
Fund Manager of SBI Long Term Advantage Fund Series IV Direct Growth, since 29 November 2017
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Equity Savings Direct Growth
9.42%
8.33%
Fund House
SBI Funds Management Ltd
Total Schemes
69
See all SBI schemes
Total AUM
₹7.67L Cr
as on 31-Jan-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com

SBI Long Term Advantage Fund Series IV Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 21.09% since inception which is more than its category average return of 14.38%
Fund Allocations

Fund Allocations

This fund has an allocation of 94.69% in Equity, 0% in Debt and 5.31% in Cash related instruments
AUM size ₹209 Cr

AUM size ₹209 Cr

This fund has AUM of ₹209 Cr which is less than its category average of ₹ 4780 Cr
Expense Ratio 0.93%

Expense Ratio 0.93%

This fund has an expense ratio of 0.93% which is less than its category average expense ratio of 1.37%

Frequently Asked Questions for SBI Long Term Advantage Fund Series IV Direct Growth

The current NAV of SBI Long Term Advantage Fund Series IV Direct Growth is ₹45.14 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
SBI Long Term Advantage Fund Series IV Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-3.75%
-3.75%
6 Month Returns
-14.52%
-14.52%
1 Year Returns
6.32%
6.32%
3 Years Returns
50.22%
14.53%
5 Years Returns
186.33%
23.42%
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0.93% as on January 2025
₹209 Cr as on January 2025
Infosys Ltd(9.91%), ICICI Bank Ltd(9.01%), Maruti Suzuki India Ltd(5.9%), GKW Ltd(5.82%), Bharat Electronics Ltd(5.75%) as on January 2025
Financial Services(37.45%), Consumer Cyclical(13.77%), Industrial(11.58%) as on January 2025
The alpha ratio for the SBI Long Term Advantage Fund Series IV Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
SBI Long Term Advantage Fund Series IV Direct Growth
1.72
2.01
7.53
As on January 2025
The alpha for SBI Long Term Advantage Fund Series IV Direct Growth is calculated against BSE 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the SBI Long Term Advantage Fund Series IV Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
SBI Long Term Advantage Fund Series IV Direct Growth
1.15
0.81
0.95
As on January 2025
The Beta for SBI Long Term Advantage Fund Series IV Direct Growth is calculated with BSE 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the SBI Long Term Advantage Fund Series IV Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
SBI Long Term Advantage Fund Series IV Direct Growth
0.35
0.59
0.93
As on January 2025
The sharpe ratio for SBI Long Term Advantage Fund Series IV Direct Growth is calculated with BSE 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the SBI Long Term Advantage Fund Series IV Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
SBI Long Term Advantage Fund Series IV Direct Growth
17.74
14.09
21.34
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.04 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.06 as on January 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
R. Srinivasan, Nidhi Chawla are the fund managers of SBI Long Term Advantage Fund Series IV Direct Growth
The Exit load of SBI Long Term Advantage Fund Series IV Direct Growth is 0%