SBI PSU Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 21-02-2025
₹ 30.62
▲1.6%
1D
Inception Returns
11.4%
/yr
About SBI PSU Fund Direct Growth
SBI PSU Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- SBI PSU Fund Direct Growth has ₹4543 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
SBI PSU Fund Direct Growth has given a CAGR return of 11.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -2.49%, 30.78% and 23.47% respectively.
Holdings
SBI PSU Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Utilities, Energy, Industrial, Basic Materials, Government. Its top holdings are State Bank of India, GAIL (India) Ltd, Power Grid Corp Of India Ltd, Bharat Electronics Ltd, Bharat Petroleum Corp Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of SBI PSU Fund Direct Growth
To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI PSU Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
▲
▼
25046 people have invested ₹ 15.1Cr in SBI PSU Fund Direct Growth in the last three months
INDmoney Rank for SBI PSU Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
3Y returns in the top 25% of the category
Among most bought funds within the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
SBI PSU Fund Direct Growth Overview
| Expense ratio | 0.78% |
Benchmark | S&P BSE PSU TR INR |
| AUM | ₹4543 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 58.88% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Feb-25)
Fund Distribution
as on (31-Jan-25)
Large cap
69.8%
Mid cap
22%
Small cap
2.7%
Sector Allocation
Financial Services
37.8%
Utilities
25.7%
Energy
18.1%
Industrial
11.8%
Basic Materials
6.6%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 4.5K Cr as of Jan'25
- AUM decreased by 29.3 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Bharat Electronics Ltd's allocation increased from 7.68% to 8.23%
Power Grid Corp Of India Ltd's allocation increased from 8.97% to 9.42%
SBI Cards and Payment Services Ltd Ordinary Shares's allocation increased from 2.4% to 2.83%
Top Stocks sold last month
State Bank of India's allocation decreased from 14.91 % to 14.59 %
Bharat Petroleum Corp Ltd's allocation decreased from 6.2 % to 5.58 %
NTPC Ltd's allocation decreased from 3.97 % to 3.88 %
Mid Cap allocation has gone up from 21.9% to 22%
Large Cap allocation has gone down from 70.1% to 69.8%
Small Cap allocation has gone down from 2.9% to 2.7%
Cash allocation has gone up from 5.1% to 5.3%
Debt allocation has gone up from 0.1% to 0.1%
Top 3 Sectors in January were Financial Services, Utilities & Energy
Jan'25
Financial Services
38%
Utilities
26%
Energy
18%
Dec'24
Financial Services
38%
Utilities
25%
Energy
19%
See all
Top Growth Drivers | 1M Return |
|---|---|
 SBI Cards & Payment Services Ltd | 12.7% |
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Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.67L Cr
as on 31-Jan-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (equity - other). Its expense ratio is 0.78% which is lower than the category average expense ratio of 1.18%.
Over the last 1 year, this fund has decreased expense ratio by 29.1% moving from 1.10 to 0.78.
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 31.33% return, outperforming this fund by 7.85% per annum.
In the last 3 years, this fund has outperformed all funds in its category.
In the last 1 year, Axis Innovation Fund Direct Growth has given 14.96% return, outperforming this fund by 17.46%.
SBI PSU Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 11.35% since inception which is more than its category average return of 8.41%
Fund Allocations
This fund has an allocation of 94.54% in Equity, 0.11% in Debt and 5.35% in Cash related instruments
AUM size ₹4543 Cr
This fund has AUM of ₹4543 Cr which is more than its category average of ₹ 2217 Cr
Expense Ratio 0.78%
This fund has an expense ratio of 0.78% which is less than its category average expense ratio of 1.28%
Frequently Asked Questions for SBI PSU Fund Direct Growth
The current NAV of SBI PSU Fund Direct Growth is ₹30.62 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
SBI PSU Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.61% | -6.61% |
6 Month Returns | -16.89% | -16.89% |
1 Year Returns | -2.49% | -2.49% |
3 Years Returns | 123.69% | 30.78% |
5 Years Returns | 186.99% | 23.47% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.78% as on January 2025
₹4543 Cr as on January 2025
State Bank of India(14.59%), GAIL (India) Ltd(9.49%), Power Grid Corp Of India Ltd(9.42%), Bharat Electronics Ltd(8.23%), Bharat Petroleum Corp Ltd(5.58%) as on January 2025
Financial Services(35.72%), Utilities(24.32%), Energy(17.09%) as on January 2025
The alpha ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
SBI PSU Fund Direct Growth | -0.45 | 0.02 | -0.04 |
As on January 2025
The alpha for SBI PSU Fund Direct Growth is calculated against S&P BSE PSU TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
SBI PSU Fund Direct Growth | 0.9 | 1.01 | 0.86 |
As on January 2025
The Beta for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
SBI PSU Fund Direct Growth | 0.16 | 1.11 | 0.85 |
As on January 2025
The sharpe ratio for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
SBI PSU Fund Direct Growth | 17.29 | 21.35 | 23.31 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.39 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.01 as on January 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of SBI PSU Fund Direct Growth is 0.5%