SBI PSU Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 20-12-2024
₹ 33.8
1D
Inception Returns
12.3%
/yr
About SBI PSU Fund Direct Growth
SBI PSU Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- SBI PSU Fund Direct Growth has ₹4686 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
SBI PSU Fund Direct Growth has given a CAGR return of 12.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 36.52%, 38.65% and 25.70% respectively.
Holdings
SBI PSU Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Utilities, Energy, Industrial, Basic Materials. Its top holdings are State Bank of India, Power Grid Corp Of India Ltd, GAIL (India) Ltd, Bharat Electronics Ltd, Bharat Petroleum Corp Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of SBI PSU Fund Direct Growth
To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI PSU Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
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24140 people have invested ₹ 18.1Cr in SBI PSU Fund Direct Growth in the last three months
INDmoney Rank for SBI PSU Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Among most bought funds within the category
No bad points found for this fund.
SBI PSU Fund Direct Growth Overview
| Expense ratio | 0.74% |
Benchmark | S&P BSE PSU TR INR |
| AUM | ₹4686 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 58.88% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
69.9%
Mid cap
21.1%
Small cap
2.9%
Sector Allocation
Financial Services
38.1%
Utilities
24.9%
Energy
17.5%
Industrial
11.8%
Basic Materials
7.6%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at 1.01% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund outperformed Nifty 500 by 1.61% in Nov'24
- AUM of the fund stands at 4.7K Cr as of Nov'24
- AUM increased by 215 Cr between Nov'24 and Oct'24
Top Stocks bought last month
GAIL (India) Ltd's allocation increased from 8.21% to 8.83%
SBI Cards and Payment Services Ltd Ordinary Shares's allocation increased from 1.4% to 1.94%
Bharat Electronics Ltd's allocation increased from 7.63% to 7.87%
Top Stocks sold last month
State Bank of India's allocation decreased from 15.18 % to 14.82 %
Power Grid Corp Of India Ltd's allocation decreased from 9.03 % to 8.85 %
Bharat Petroleum Corp Ltd's allocation decreased from 6.19 % to 5.55 %
Small Cap allocation has gone down from 3.1% to 2.9%
Mid Cap allocation has gone up from 20.9% to 21.1%
Large Cap allocation has gone down from 72.6% to 69.9%
Cash allocation has gone up from 3.4% to 6.1%
Top 3 Sectors in November were Financial Services, Utilities & Energy
Nov'24
Financial Services
38%
Utilities
25%
Energy
18%
Oct'24
Financial Services
38%
Utilities
25%
Energy
18%
See all
Top Growth Drivers | 1M Return |
|---|---|
 General Insurance Corporation of India | 21.1% |
 Bharat Electronics Ltd | 8.9% |
 State Bank of India | 4.4% |
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Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.65L Cr
as on 29-Nov-2024
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (equity - other). Its expense ratio is 0.74% which is lower than the category average expense ratio of 1.14%.
Over the last 6 months, this fund has experienced a 52.6% growth in AUM moving from 3.07K Cr to 4.68K Cr.
In the last 1 year, HDFC Defence Fund Direct Growth has given 48.31% return, outperforming this fund by 15.62%.
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 33.07% return, outperforming this fund by 6.9% per annum.
In the last 3 years, this fund has outperformed all funds in its category.
Over the last 6 months, this fund has decreased expense ratio by 16.9% moving from 0.89 to 0.74.
SBI PSU Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 12.35% since inception which is less than its category average return of 17.65%
Fund Allocations
This fund has an allocation of 93.9% in Equity, 0% in Debt and 6.1% in Cash related instruments
AUM size ₹4686 Cr
This fund has AUM of ₹4686 Cr which is more than its category average of ₹ 2189 Cr
Expense Ratio 0.74%
This fund has an expense ratio of 0.74% which is less than its category average expense ratio of 1.18%
Frequently Asked Questions for SBI PSU Fund Direct Growth
The current NAV of SBI PSU Fund Direct Growth is ₹33.8 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
SBI PSU Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.82% | 0.82% |
6 Month Returns | -5.49% | -5.49% |
1 Year Returns | 36.52% | 36.52% |
3 Years Returns | 166.53% | 38.65% |
5 Years Returns | 213.8% | 25.7% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.74% as on November 2024
₹4686 Cr as on November 2024
State Bank of India(14.82%), Power Grid Corp Of India Ltd(8.85%), GAIL (India) Ltd(8.83%), Bharat Electronics Ltd(7.87%), Bharat Petroleum Corp Ltd(5.55%) as on November 2024
Financial Services(35.74%), Utilities(23.41%), Energy(16.47%) as on November 2024
The alpha ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
SBI PSU Fund Direct Growth | 1.83 | 0.03 | 1.33 |
As on November 2024
The alpha for SBI PSU Fund Direct Growth is calculated against S&P BSE PSU TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
SBI PSU Fund Direct Growth | 0.98 | 0.99 | 0.84 |
As on November 2024
The Beta for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
SBI PSU Fund Direct Growth | 1.68 | 1.42 | 0.91 |
As on November 2024
The sharpe ratio for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
SBI PSU Fund Direct Growth | 23.28 | 20.93 | 23.07 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 3.23 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
The Exit load of SBI PSU Fund Direct Growth is 0.5%