Sundaram Consumption Fund Direct Growth
Equity
Direct
Equity - Consumption
NAV as on 05-03-2025
₹ 95.24
1D
Inception Returns
14.9%
/yr
About Sundaram Consumption Fund Direct Growth
Sundaram Consumption Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Ratish Varier. The fund could potentially beat inflation in the long-run.
Key Parameters
- Sundaram Consumption Fund Direct Growth has ₹1518 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.3.
Returns
Sundaram Consumption Fund Direct Growth has given a CAGR return of 14.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.59%, 18.48% and 16.24% respectively.
Holdings
Sundaram Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Health, Financial Services, Real Estate, Basic Materials. Its top holdings are Bharti Airtel Ltd, ITC Ltd, Titan Co Ltd, Mahindra & Mahindra Ltd, Hindustan Unilever Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Sundaram Consumption Fund Direct Growth
The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Sundaram Consumption Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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306 people have invested ₹ 19.7L in Sundaram Consumption Fund Direct Growth in the last three months
INDmoney Rank for Sundaram Consumption Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
5Y returns in the bottom 25% of the category
Sundaram Consumption Fund Direct Growth Overview
| Expense ratio | 1.28% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹1518 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 26.62% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (05-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
74.6%
Small cap
13.3%
Mid cap
8.5%
Sector Allocation
Consumer Cyclical
45%
Consumer Defensive
33.4%
Communication
12.7%
Health
2.9%
Financial Services
2.7%
Real Estate
1.7%
Basic Materials
1.5%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 1.6K Cr as of Jan'25
- AUM has remained same between Jan'25 and Dec'24
Top Stocks bought last month
Maruti Suzuki India Ltd's allocation increased from 4.61% to 5.46%
Titan Co Ltd's allocation increased from 6.23% to 6.97%
Jyothy Labs Ltd's allocation increased from 1.37% to 2.07%
Top Stocks sold last month
ITC Ltd's allocation decreased from 9.13 % to 8.82 %
Zomato Ltd's allocation decreased from 5.27 % to 4.35 %
United Spirits Ltd's allocation decreased from 4.65 % to 4.25 %
Mid Cap allocation has gone down from 9.2% to 8.5%
Large Cap allocation has gone up from 73.8% to 74.6%
Small Cap allocation has gone up from 13.1% to 13.3%
Cash allocation has gone down from 3.9% to 3.6%
Top 3 Sectors in January were Consumer Cyclical, Consumer Defensive & Communication
Jan'25
Consumer Cyclical
45%
Consumer Defensive
33%
Communication
13%
Dec'24
Consumer Cyclical
46%
Consumer Defensive
33%
Communication
12%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Bharti Airtel Ltd | 10.06% | 0% | |
 ITC Ltd | 8.82% | 0% | |
 Titan Co Ltd | 6.97% | 0% | |
 Mahindra & Mahindra Ltd | 6.9% | 0% | |
 Hindustan Unilever Ltd | 5.69% | 0% |
See all
See all
Top Losers | 1M Return |
|---|---|
 Mahindra & Mahindra Ltd | -18.1% |
 Titan Company Ltd | -14.3% |
 ITC Ltd | -12.7% |
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Ratish Varier
Fund Manager of Sundaram Consumption Fund Direct Growth, since 1 January 2022
Top funds managed
Fund House
Sundaram Asset Management Company Ltd
Total Schemes
Total AUM
₹68.69K Cr
as on 31-Jan-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com
Mutual Fund Insights
Over the last 1 month, this fund has experienced a 4.1% drop in AUM moving from 1.58K Cr to 1.51K Cr.
This fund expense ratio is slightly on the lower side within the category (equity - consumption). Its expense ratio is 1.28% which is lower than the category average expense ratio of 1.38%.
In the last 3 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 20.28% return, outperforming this fund by 1.79% per annum.
In the last 1 year, Kotak Consumption Fund Direct Growth has given 12.08% return, outperforming this fund by 5.49%.
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 22.26% return, outperforming this fund by 6.02% per annum.
Sundaram Consumption Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.89% since inception which is more than its category average return of 7.41%
Fund Allocations
This fund has an allocation of 96.43% in Equity, 0% in Debt and 3.57% in Cash related instruments
AUM size ₹1518 Cr
This fund has AUM of ₹1518 Cr which is less than its category average of ₹ 1549 Cr
Expense Ratio 1.28%
This fund has an expense ratio of 1.28% which is more than its category average expense ratio of 1.26%
Frequently Asked Questions for Sundaram Consumption Fund Direct Growth
The current NAV of Sundaram Consumption Fund Direct Growth is ₹95.24 as on 05-Mar-2025.
Existing (Absolute + CAGR) as on 05-Mar-2025.
Sundaram Consumption Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -11.19% | -11.19% |
6 Month Returns | -14.8% | -14.8% |
1 Year Returns | 6.59% | 6.59% |
3 Years Returns | 66.33% | 18.48% |
5 Years Returns | 112.24% | 16.24% |
With INDmoney, the process of investing is very simple and involves zero commission.
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1.28% as on February 2025
₹1518 Cr as on February 2025
Bharti Airtel Ltd(10.06%), ITC Ltd(8.82%), Titan Co Ltd(6.97%), Mahindra & Mahindra Ltd(6.9%), Hindustan Unilever Ltd(5.69%) as on February 2025
Consumer Cyclical(43.4%), Consumer Defensive(32.21%), Communication(12.27%) as on February 2025
The alpha ratio for the Sundaram Consumption Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Sundaram Consumption Fund Direct Growth | 2.9 | 1.76 | -0.91 |
As on February 2025
The alpha for Sundaram Consumption Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Sundaram Consumption Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Sundaram Consumption Fund Direct Growth | 0.98 | 0.91 | 1.04 |
As on February 2025
The Beta for Sundaram Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Sundaram Consumption Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Sundaram Consumption Fund Direct Growth | 0.12 | 0.68 | 0.61 |
As on February 2025
The sharpe ratio for Sundaram Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Sundaram Consumption Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Sundaram Consumption Fund Direct Growth | 19.17 | 15.17 | 19.11 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.14 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.22 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Ratish Varier is the fund manager of Sundaram Consumption Fund Direct Growth
The Exit load of Sundaram Consumption Fund Direct Growth is 0.5%