Sundaram Dividend Yield Fund Direct Growth
Equity
Direct
Dividend Yield
NAV as on 13-03-2025
₹ 132.16
1D
Inception Returns
14.1%
/yr
About Sundaram Dividend Yield Fund Direct Growth
Sundaram Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Ratish Varier, Ashish Aggarwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- Sundaram Dividend Yield Fund Direct Growth has ₹806 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
Sundaram Dividend Yield Fund Direct Growth has given a CAGR return of 14.11% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.62%, 15.67% and 22.60% respectively.
Holdings
Sundaram Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Securitize, Tech, Industrial, Consumer Defensive, Energy, Consumer Cyclical, Utilities, Health, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, NTPC Ltd, Reliance Industries Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Sundaram Dividend Yield Fund Direct Growth
The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Sundaram Dividend Yield Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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76 people have invested ₹ 2.4L in Sundaram Dividend Yield Fund Direct Growth in the last three months
INDmoney Rank for Sundaram Dividend Yield Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
5Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category
Sundaram Dividend Yield Fund Direct Growth Overview
| Expense ratio | 1.2% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹806 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 31.95% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (13-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
72.8%
Mid cap
10.2%
Small cap
8.9%
Sector Allocation
Financial Services
22.7%
Tech
14.9%
Industrial
11.2%
Utilities
10.9%
Energy
8.5%
Consumer Cyclical
8.5%
Consumer Defensive
8.1%
Health
6.7%
Basic Materials
6%
Communication
2.5%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 929.1 Cr as of Jan'25
- AUM has remained same between Jan'25 and Dec'24
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 0.47% to 1.41%
Maruti Suzuki India Ltd's allocation increased from 1.18% to 1.96%
HDFC Bank Ltd's allocation increased from 6.2% to 6.64%
Top Stocks sold last month
NTPC Ltd's allocation decreased from 3.25 % to 3.09 %
Tata Consultancy Services Ltd's allocation decreased from 2.72 % to 2.67 %
State Bank of India's allocation decreased from 2.5 % to 2.46 %
Mid Cap allocation has gone up from 13% to 13.9%
Large Cap allocation has gone up from 67.9% to 70%
Small Cap allocation has gone down from 13.7% to 11.6%
Cash allocation has gone down from 5.4% to 4.6%
Top 3 Sectors in January were Financial Services, Tech & Industrial
Jan'25
Financial Services
23%
Tech
15%
Industrial
11%
Dec'24
Financial Services
23%
Tech
15%
Industrial
13%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.73% | 5.8% | |
 ICICI Bank Ltd | 5.15% | 0% | |
 Infosys Ltd | 3.98% | 0% | |
 NTPC Ltd | 3.09% | 0% | |
 Reliance Industries Ltd | 3.05% | 11.8% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Shriram Finance Ltd | 16.7% |
 Bajaj Finance Ltd | 1.5% |
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Ratish Varier
Fund Manager of Sundaram Dividend Yield Fund Direct Growth, since 1 January 2022
Top funds managed
Ashish Aggarwal
Fund Manager of Sundaram Dividend Yield Fund Direct Growth, since 1 January 2022
Top funds managed
Fund House
Sundaram Asset Management Company Ltd
Total Schemes
Total AUM
₹68.69K Cr
as on 31-Jan-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com
Mutual Fund Insights
Over the last 3 months, this fund has experienced a 13.5% drop in AUM moving from 932.84 Cr to 806.5 Cr.
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 22.3% return, outperforming this fund by 6.63% per annum.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 32.32% return, outperforming this fund by 9.72% per annum.
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 1.2% which is lower than the category average expense ratio of 1.42%.
In the last 1 year, UTI-Dividend Yield Fund -Growth-Direct has given 8.8% return, outperforming this fund by 9.43%.
Sundaram Dividend Yield Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.11% since inception which is more than its category average return of 12.57%
Fund Allocations
This fund has an allocation of 91.94% in Equity, 1.24% in Debt and 6.82% in Cash related instruments
AUM size ₹806 Cr
This fund has AUM of ₹806 Cr which is less than its category average of ₹ 3109 Cr
Expense Ratio 1.2%
This fund has an expense ratio of 1.2% which is less than its category average expense ratio of 1.5%
Frequently Asked Questions for Sundaram Dividend Yield Fund Direct Growth
The current NAV of Sundaram Dividend Yield Fund Direct Growth is ₹132.16 as on 13-Mar-2025.
Existing (Absolute + CAGR) as on 13-Mar-2025.
Sundaram Dividend Yield Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -2.95% | -2.95% |
6 Month Returns | -15.13% | -15.13% |
1 Year Returns | -0.62% | -0.62% |
3 Years Returns | 54.75% | 15.67% |
5 Years Returns | 176.96% | 22.6% |
With INDmoney, the process of investing is very simple and involves zero commission.
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1.2% as on February 2025
₹806 Cr as on February 2025
HDFC Bank Ltd(7.73%), ICICI Bank Ltd(5.15%), Infosys Ltd(3.98%), NTPC Ltd(3.09%), Reliance Industries Ltd(3.05%) as on February 2025
Financial Services(26.15%), Tech(11.99%), Industrial(8.88%) as on February 2025
The alpha ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Sundaram Dividend Yield Fund Direct Growth | -1.86 | 2.3 | 2.59 |
As on February 2025
The alpha for Sundaram Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Sundaram Dividend Yield Fund Direct Growth | 0.99 | 0.9 | 0.84 |
As on February 2025
The Beta for Sundaram Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Sundaram Dividend Yield Fund Direct Growth | -0.51 | 0.62 | 0.81 |
As on February 2025
The sharpe ratio for Sundaram Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Sundaram Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Sundaram Dividend Yield Fund Direct Growth | 14.98 | 13.49 | 16.71 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.52 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Ratish Varier, Ashish Aggarwal are the fund managers of Sundaram Dividend Yield Fund Direct Growth
The Exit load of Sundaram Dividend Yield Fund Direct Growth is 1%