Sundaram Financial Services Opportunities Fund Direct Growth
NAV as on 17-04-2025
₹ 114.3
▲2.4%
1D
Inception Returns
14.6%
/yr
Historical NAV & Returns
Absolute
▲
▼
1390 people have invested ₹ 71.6L in Sundaram Financial Services Opportunities Fund Direct Growth in the last three months
About Sundaram Financial Services Opportunities Fund Direct Growth
Sundaram Financial Services Opportunities Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Rohit Seksaria, Ashish Aggarwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- Sundaram Financial Services Opportunities Fund Direct Growth has ₹1415 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
Sundaram Financial Services Opportunities Fund Direct Growth has given a CAGR return of 14.64% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.09%, 21.46% and 26.78% respectively.
Holdings
Sundaram Financial Services Opportunities Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, Shriram Finance Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Sundaram Financial Services Opportunities Fund Direct Growth
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of Indian companies engaged in the banking and financial services sector.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Sundaram Financial Services Opportunities Fund Direct Growth has no lock in period.
Sundaram Financial Services Opportunities Fund Direct Growth Overview
| Expense ratio | 0.87% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹1415 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 70.91% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Sundaram Financial Services Opportunities Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
69.1%
Small cap
21.6%
Mid cap
3.7%
Sector Allocation
Financial Services
100%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 6.50% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 0.75% in Mar'25
- AUM of the fund stands at 1.4K Cr as of Mar'25
- AUM increased by 89.9 Cr between Mar'25 and Feb'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 18.17% to 19.71%
ICICI Bank Ltd's allocation increased from 12.17% to 12.76%
State Bank of India's allocation increased from 4.93% to 5.47%
Top Stocks sold last month
Shriram Finance Ltd's allocation decreased from 4.83 % to 4.8 %
Cholamandalam Financial Holdings Ltd's allocation decreased from 3.15 % to 2.84 %
Equitas Small Finance Bank Ltd Ordinary Shares's allocation decreased from 3.11 % to 2.81 %
Mid Cap allocation has gone down from 5.4% to 3.7%
Large Cap allocation has gone up from 65.5% to 69.1%
Small Cap allocation has gone down from 23.3% to 21.6%
Cash allocation has gone down from 3.8% to 3.7%
Debt allocation has gone down from 1.1% to 1%
Top 2 Sectors in March were Financial Services, Government
Mar'25
Financial Services
100%
Government
14%
Feb'25
Financial Services
100%
Government
18%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 19.71% | 9.8% | |
 ICICI Bank Ltd | 12.76% | 0% | |
 Axis Bank Ltd | 9.81% | 0% | |
 State Bank of India | 5.47% | 5.7% | |
 Shriram Finance Ltd | 4.8% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Sundaram Financial Services Opportunities Fund Direct Growth | 16.09% | 21.46% | 26.78% | 14.64% |
 SBI Banking & Financial Services Direct Growth | 21.27% | 18.86% | 24.73% | 15.9% |
 Mirae Asset Banking and Financial Services Fund Direct Growth | 19.92% | 18.51% | - | 18.63% |
 ICICI Prudential Banking and Financial Services Fund Direct Plan Growth | 19.23% | 15.97% | 24.57% | 16.03% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Axis Bank Ltd | 13.9% |
 HDFC Bank Ltd | 10.1% |
 ICICI Bank Ltd | 7.4% |
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Rohit Seksaria
Fund Manager of Sundaram Financial Services Opportunities Fund Direct Growth, since 30 December 2017
Top funds managed
Ashish Aggarwal
Fund Manager of Sundaram Financial Services Opportunities Fund Direct Growth, since 1 January 2022
Top funds managed
Fund House
Sundaram Asset Management Company Ltd
Total Schemes
Total AUM
₹63.67K Cr
as on 31-Mar-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com
Mutual Fund Insights
In the last 5 years, Nippon India Banking & Financial Services Fund Direct Plan - Growth has given 29.1% return, outperforming this fund by 2.33% per annum.
Over the last 1 month, this fund has experienced a 6.8% growth in AUM moving from 1.32K Cr to 1.41K Cr.
In the last 1 year, DSP Banking & Financial Services Fund Direct Growth has given 27.12% return, outperforming this fund by 11.03%.
In the last 3 years, this fund has outperformed all funds in its category.
This fund expense ratio is slightly on the lower side within the category (sector - financial services). Its expense ratio is 0.87% which is lower than the category average expense ratio of 1.07%.
Sundaram Financial Services Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.64% since inception which is more than its category average return of 14.57%
Fund Allocations
This fund has an allocation of 95.31% in Equity, 1.03% in Debt and 3.66% in Cash related instruments
AUM size ₹1415 Cr
This fund has AUM of ₹1415 Cr which is less than its category average of ₹ 1926 Cr
Expense Ratio 0.87%
This fund has an expense ratio of 0.87% which is less than its category average expense ratio of 1.33%
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5Y CAGR
▲ 29.61
5Y CAGR
▲ 30.48
5Y CAGR
▲ 23.01
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▲ 33.18
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Frequently Asked Questions for Sundaram Financial Services Opportunities Fund Direct Growth
The current NAV of Sundaram Financial Services Opportunities Fund Direct Growth is ₹114.3 as on 17-Apr-2025.
Existing (Absolute + CAGR) as on 17-Apr-2025.
Sundaram Financial Services Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 12.86% | 12.86% |
6 Month Returns | 4.23% | 4.23% |
1 Year Returns | 16.09% | 16.09% |
3 Years Returns | 79.17% | 21.46% |
With INDmoney, the process of investing is very simple and involves zero commission.
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
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0.87% as on March 2025
₹1415 Cr as on March 2025
HDFC Bank Ltd(19.71%), ICICI Bank Ltd(12.76%), Axis Bank Ltd(9.81%), State Bank of India(5.47%), Shriram Finance Ltd(4.8%) as on March 2025
The alpha ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | -9.54 | 5.07 | 4.44 |
As on March 2025
The alpha for Sundaram Financial Services Opportunities Fund Direct Growth is calculated against Nifty Financial Services TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | 1 | 0.92 | 0.94 |
As on March 2025
The Beta for Sundaram Financial Services Opportunities Fund Direct Growth is calculated with Nifty Financial Services TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | 0.25 | 0.87 | 1.06 |
As on March 2025
The sharpe ratio for Sundaram Financial Services Opportunities Fund Direct Growth is calculated with Nifty Financial Services TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | 13.61 | 14.62 | 19.37 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.81 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.93 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Rohit Seksaria, Ashish Aggarwal are the fund managers of Sundaram Financial Services Opportunities Fund Direct Growth
The Exit load of Sundaram Financial Services Opportunities Fund Direct Growth is 0.5%