Sundaram Financial Services Opportunities Fund Direct Growth
NAV as on 27-03-2025
₹ 107.44
1D
Inception Returns
14%
/yr
Historical NAV & Returns
Absolute
▲
▼
1488 people have invested ₹ 75.4L in Sundaram Financial Services Opportunities Fund Direct Growth in the last three months
About Sundaram Financial Services Opportunities Fund Direct Growth
Sundaram Financial Services Opportunities Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Rohit Seksaria, Ashish Aggarwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- Sundaram Financial Services Opportunities Fund Direct Growth has ₹1325 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
Sundaram Financial Services Opportunities Fund Direct Growth has given a CAGR return of 14.02% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.92%, 20.53% and 25.93% respectively.
Holdings
Sundaram Financial Services Opportunities Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, Shriram Finance Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Sundaram Financial Services Opportunities Fund Direct Growth
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of Indian companies engaged in the banking and financial services sector.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Sundaram Financial Services Opportunities Fund Direct Growth has no lock in period.
Sundaram Financial Services Opportunities Fund Direct Growth Overview
| Expense ratio | 0.87% |
Benchmark | S&P BSE BANKEX INR |
| AUM | ₹1325 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 70.91% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Sundaram Financial Services Opportunities Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Trailing Returns
as on (27-Mar-25)
Fund Distribution
as on (28-Feb-25)
Large cap
65.5%
Small cap
23.3%
Mid cap
5.4%
Sector Allocation
Financial Services
100%
All changes are between Dec'24 and Feb'25
- AUM of the fund stands at 1.3K Cr as of Feb'25
- AUM decreased by 99 Cr between Feb'25 and Jan'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 16.94% to 18.17%
Shriram Finance Ltd's allocation increased from 3.71% to 4.83%
Axis Bank Ltd's allocation increased from 8.96% to 9.65%
Top Stocks sold last month
State Bank of India's allocation decreased from 4.94 % to 4.93 %
Ujjivan Small Finance Bank Ltd Ordinary Shares's allocation decreased from 3.88 % to 3.73 %
CSB Bank Ltd Ordinary Shares's allocation decreased from 3.74 % to 3.62 %
Large Cap allocation has gone up from 63.2% to 65.5%
Small Cap allocation has gone down from 25.3% to 23.3%
Mid Cap allocation has gone down from 5.9% to 5.4%
Cash allocation has gone up from 3.6% to 3.8%
Debt allocation has gone up from 1% to 1.1%
Top 2 Sectors in February were Financial Services, Government
Feb'25
Financial Services
100%
Government
18%
Jan'25
Financial Services
100%
Government
18%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 18.17% | 0.6% | |
 ICICI Bank Ltd | 12.17% | 0.8% | |
 Axis Bank Ltd | 9.65% | 0% | |
 State Bank of India | 4.93% | 7.2% | |
 Shriram Finance Ltd | 4.83% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Shriram Finance Ltd | 10.7% |
 HDFC Bank Ltd | 6.2% |
 Bajaj Finance Ltd | 1.9% |
Loading...
We are taking more time than usual
Rohit Seksaria
Fund Manager of Sundaram Financial Services Opportunities Fund Direct Growth, since 30 December 2017
Top funds managed
Ashish Aggarwal
Fund Manager of Sundaram Financial Services Opportunities Fund Direct Growth, since 1 January 2022
Top funds managed
Fund House
Sundaram Asset Management Company Ltd
Total Schemes
Total AUM
₹65.29K Cr
as on 28-Feb-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com
Mutual Fund Insights
Over the last 3 months, this fund has experienced a 8.6% drop in AUM moving from 1.44K Cr to 1.32K Cr.
In the last 3 years, this fund has outperformed all funds in its category.
In the last 5 years, Nippon India Banking & Financial Services Fund Direct Plan - Growth has given 28.35% return, outperforming this fund by 2.42% per annum.
This fund expense ratio is slightly on the lower side within the category (sector - financial services). Its expense ratio is 0.87% which is lower than the category average expense ratio of 1.09%.
In the last 1 year, DSP Banking & Financial Services Fund Direct Growth has given 25.36% return, outperforming this fund by 15.44%.
Sundaram Financial Services Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.02% since inception which is more than its category average return of 12.92%
Fund Allocations
This fund has an allocation of 95.06% in Equity, 1.09% in Debt and 3.84% in Cash related instruments
AUM size ₹1325 Cr
This fund has AUM of ₹1325 Cr which is less than its category average of ₹ 1792 Cr
Expense Ratio 0.87%
This fund has an expense ratio of 0.87% which is less than its category average expense ratio of 1.28%
Most Popular Comparisons
- Compare
Sundaram Financial Services Opportunities FundVs
ICICI Prudential Banking and Financial Services Fund Direct Growth
- Compare
- Sundaram Financial Services Opportunities FundVs
SBI Banking & Financial Services Fund Direct Growth
- Compare
- Sundaram Financial Services Opportunities FundVs
Nippon India Banking & Financial Services Fund Direct Growth
- Compare
- Sundaram Financial Services Opportunities FundVs
Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth
- Compare
- Sundaram Financial Services Opportunities FundVs
Mirae Asset Banking and Financial Services Fund Direct Growth
More funds from AMC
Sundaram Mid Cap - Direct Plan - Growth Option
5Y CAGR
▲ 31.14
Sundaram Infrastructure Advantage Fund Direct Growth
5Y CAGR
▲ 32.66
Sundaram Consumption Fund Direct Plan - Growth Option
5Y CAGR
▲ 23.84
Sundaram Small Cap Fund - Direct Plan - Growth Option
5Y CAGR
▲ 34.73
Sundaram Dividend Yield Fund - Direct Plan - Growth Option
5Y CAGR
▲ 26.15
Frequently Asked Questions for Sundaram Financial Services Opportunities Fund Direct Growth
The current NAV of Sundaram Financial Services Opportunities Fund Direct Growth is ₹107.44 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
Sundaram Financial Services Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.33% | 5.33% |
6 Month Returns | -8.38% | -8.38% |
1 Year Returns | 9.92% | 9.92% |
3 Years Returns | 75.09% | 20.53% |
5 Years Returns | 216.67% | 25.93% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.87% as on February 2025
₹1325 Cr as on February 2025
HDFC Bank Ltd(18.17%), ICICI Bank Ltd(12.17%), Axis Bank Ltd(9.65%), State Bank of India(4.93%), Shriram Finance Ltd(4.83%) as on February 2025
The alpha ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | -9.54 | 5.8 | 4.06 |
As on February 2025
The alpha for Sundaram Financial Services Opportunities Fund Direct Growth is calculated against S&P BSE BANKEX INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | 1.11 | 0.95 | 0.97 |
As on February 2025
The Beta for Sundaram Financial Services Opportunities Fund Direct Growth is calculated with S&P BSE BANKEX INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | -0.16 | 0.8 | 0.53 |
As on February 2025
The sharpe ratio for Sundaram Financial Services Opportunities Fund Direct Growth is calculated with S&P BSE BANKEX INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Sundaram Financial Services Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Sundaram Financial Services Opportunities Fund Direct Growth | 12.16 | 14.34 | 24.42 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.62 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.18 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Rohit Seksaria, Ashish Aggarwal are the fund managers of Sundaram Financial Services Opportunities Fund Direct Growth
The Exit load of Sundaram Financial Services Opportunities Fund Direct Growth is 0.5%