Sundaram Liquid Fund Direct Growth

Sundaram Liquid Fund Direct Growth

NAV as on 20-04-2025

₹ 2301.66

Inception Returns

6.1%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
94 people have invested ₹ 57.4L in Sundaram Liquid Fund Direct Growth in the last three months

About Sundaram Liquid Fund Direct Growth

Sundaram Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Dwijendra Srivastava, Sandeep Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Liquid Fund Direct Growth has ₹5477 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.1.

Returns

Sundaram Liquid Fund Direct Growth has given a CAGR return of 6.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.45%, 6.92% and 5.48% respectively.

Holdings

Sundaram Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Industrial, Consumer Cyclical, Basic Materials, Consumer Defensive, Government, Energy. Its top holdings are HDFC Bank Ltd. ** #, 91 Days Tbill Red 08-05-2025, Tata Capital Limited, Indian Bank, National Bank For Agriculture And Rural Development

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Liquid Fund Direct Growth

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Sundaram Liquid Fund Direct Growth has no lock in period.

Sundaram Liquid Fund Direct Growth Overview

Expense ratio0.13%
Benchmark
Nifty Liquid Index TR INR
AUM₹5477 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
236.67%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (20-Apr-25)

Period
Sundaram Liquid Fund Direct Growth
Liquid Index
1M
0.8%
0.7%
3M
1.9%
1.7%
6M
3.7%
3.4%
1Y
7.4%
6.8%
3Y
6.9%
6.4%
5Y
5.5%
5.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
100%

Sector Allocation

Mar'25

Feb'25

Jan'25

Cash Equivalent
64.4%
Corporate
33.6%
Government
2%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 5.5K Cr
₹ 6.6K Cr
₹ 6.9K Cr
  • AUM of the fund stands at 5.5K Cr as of Mar'25
  • AUM decreased by 1.1K Cr between Mar'25 and Feb'25
Top Stocks sold last month
LIC Housing Finance Ltd's allocation decreased from 1.39 % to 1.26 %
LIC Housing Finance Ltd's allocation decreased from 1.39 % to 1.26 %
HDFC Bank Limited's allocation decreased from 5.26 % to 0.84 %
HDFC Bank Limited's allocation decreased from 5.26 % to 0.84 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 0.84 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 0.84 %
Cash allocation has gone up from 98.3% to 99.7%
Cash allocation has gone up from 98.3% to 99.7%
Debt allocation has gone down from 1.5% to 0%
Debt allocation has gone down from 1.5% to 0%

Top 3 Sectors in March were Financial Services, Corporate & Industrial

Mar'25
Financial Services
83%
Corporate
34%
Industrial
7%
Feb'25
Financial Services
83%
Corporate
27%
Industrial
7%
  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd. ** #
HDFC Bank Ltd. ** #
4.05%
0%
91 Days Tbill Red 08-05-2025
91 Days Tbill Red 08-05-2025
3.63%
0%
Tata Capital Limited
Tata Capital Limited
3.62%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
2.72%
0%
Indian Bank
Indian Bank
2.72%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Sundaram Liquid Fund Direct Growth
Sundaram Liquid Fund Direct Growth
7.45%
6.92%
5.48%
6.06%
Groww Liquid Fund Direct Plan Growth Option
Groww Liquid Fund Direct Plan Growth Option
7.46%
6.79%
5.37%
6.85%
Aditya Birla Sun Life Liquid Direct Plan Growth
Aditya Birla Sun Life Liquid Direct Plan Growth
7.44%
6.95%
5.58%
6.95%
ICICI Prudential Liquid Fund Direct Plan Growth
ICICI Prudential Liquid Fund Direct Plan Growth
7.38%
6.87%
5.52%
6.89%
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Dwijendra Srivastava
Dwijendra Srivastava
Fund Manager of Sundaram Liquid Fund Direct Growth, since 1 January 2022
Sandeep Agarwal
Sandeep Agarwal
Fund Manager of Sundaram Liquid Fund Direct Growth, since 16 May 2022
Fund House
Sundaram Asset Management Company Ltd
Total AUM
₹63.67K Cr
as on 31-Mar-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com

Mutual Fund Insights

Insights icon
In the last 3 years, Aditya Birla Sun Life Liquid Direct Plan Growth has given 6.95% return, outperforming this fund by 0.02% per annum.
Insights icon
In the last 1 year, this fund has outperformed all funds in its category.
Insights icon
This fund has one of the lowest expense ratio in the category (liquid). Its expense ratio is 0.13% which is lower than the category average expense ratio of 0.26%.
Insights icon
Over the last 1 month, this fund has experienced a 17.3% drop in AUM moving from 6.61K Cr to 5.47K Cr.
Insights icon
In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.87% return, outperforming this fund by 0.38% per annum.

Sundaram Liquid Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.06% since inception which is more than its category average return of 4.99%
AUM size ₹5477 Cr

AUM size ₹5477 Cr

This fund has AUM of ₹5477 Cr which is less than its category average of ₹ 12892 Cr
Expense Ratio 0.13%

Expense Ratio 0.13%

This fund has an expense ratio of 0.13% which is less than its category average expense ratio of 0.23%

Frequently Asked Questions for Sundaram Liquid Fund Direct Growth

The current NAV of Sundaram Liquid Fund Direct Growth is ₹2301.66 as on 20-Apr-2025.
Existing (Absolute + CAGR) as on 20-Apr-2025.
Sundaram Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.75%
0.75%
6 Month Returns
3.72%
3.72%
1 Year Returns
7.45%
7.45%
3 Years Returns
22.23%
6.92%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.13% as on March 2025
₹5477 Cr as on March 2025
HDFC Bank Ltd. ** #(4.05%), 91 Days Tbill Red 08-05-2025(3.63%), Tata Capital Limited(3.62%), Indian Bank(2.72%), National Bank For Agriculture And Rural Development(2.72%) as on March 2025
Cash Equivalent(64.35%), Corporate(33.63%), Government(2.01%) as on March 2025
Yield to Maturity is 7.06 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.17 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Dwijendra Srivastava, Sandeep Agarwal are the fund managers of Sundaram Liquid Fund Direct Growth
The Exit load of Sundaram Liquid Fund Direct Growth is 0.01%