Sundaram Liquid Fund Direct Growth

Sundaram Liquid Fund Direct Growth

NAV as on 30-03-2025

₹ 2291.3

Inception Returns

6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
65 people have invested ₹ 38.6L in Sundaram Liquid Fund Direct Growth in the last three months

About Sundaram Liquid Fund Direct Growth

Sundaram Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sandeep Agarwal, Dwijendra Srivastava. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Liquid Fund Direct Growth has ₹8447 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.1.

Returns

Sundaram Liquid Fund Direct Growth has given a CAGR return of 6.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.48%, 6.84% and 5.44% respectively.

Holdings

Sundaram Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Industrial, Consumer Cyclical, Basic Materials, Consumer Defensive, Government, Energy. Its top holdings are Bank Of Baroda, Union Bank Of India, Punjab National Bank, 91 Days Tbill Red 08-05-2025, Tata Capital Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Liquid Fund Direct Growth

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Sundaram Liquid Fund Direct Growth has no lock in period.

Sundaram Liquid Fund Direct Growth Overview

Expense ratio0.13%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹8447 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
236.67%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (30-Mar-25)

Period
Sundaram Liquid Fund Direct Growth
Liquid Index
1M
0.7%
0.5%
3M
1.9%
1.5%
6M
3.7%
2.9%
1Y
7.5%
6.6%
3Y
6.8%
6.3%
5Y
5.4%
5.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

Feb'25

Jan'25

Dec'24

Cash Equivalent
71%
Corporate
27.1%
Government
1.8%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 6.6K Cr
₹ 6.9K Cr
₹ 5.9K Cr
  • AUM of the fund stands at 6.6K Cr as of Feb'25
  • AUM decreased by 292.3 Cr between Feb'25 and Jan'25
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.19% to 1.26%
LIC Housing Finance Ltd's allocation increased from 0.19% to 1.26%
Top Stocks sold last month
HDFC Bank Limited's allocation decreased from 1.09 % to 0.84 %
HDFC Bank Limited's allocation decreased from 1.09 % to 0.84 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 0.84 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 0.84 %
Cash allocation has gone down from 99.8% to 98.3%
Cash allocation has gone down from 99.8% to 98.3%
Debt allocation has gone up from 0% to 1.5%
Debt allocation has gone up from 0% to 1.5%

Top 3 Sectors in February were Financial Services, Corporate & Industrial

Feb'25
Financial Services
83%
Corporate
27%
Industrial
7%
Jan'25
Financial Services
83%
Corporate
29%
Industrial
7%
  • Debt & Cash

Holdings
Weight%
1M Change
Bank Of Baroda
Bank Of Baroda
3.73%
0%
Union Bank Of India
Union Bank Of India
3.39%
0%
Punjab National Bank
Punjab National Bank
3.01%
0%
91 Days Tbill Red 08-05-2025
91 Days Tbill Red 08-05-2025
2.99%
0%
Tata Capital Limited
Tata Capital Limited
2.98%
0%
Loading...
We are taking more time than usual
Sandeep Agarwal
Sandeep Agarwal
Fund Manager of Sundaram Liquid Fund Direct Growth, since 16 May 2022
Dwijendra Srivastava
Dwijendra Srivastava
Fund Manager of Sundaram Liquid Fund Direct Growth, since 1 January 2022
Fund House
Sundaram Asset Management Company Ltd
Total AUM
₹65.29K Cr
as on 28-Feb-2025
Address
Sundaram Asset Management Company Limited,Sundaram Towers,,2nd Floor, 46 Whites Road,,Royapettah,
Phone
+914428583362/3367
Website
rahulm@sundarammutual.com

Mutual Fund Insights

Insights icon
In the last 1 year, this fund has outperformed all funds in its category.
Insights icon
This fund has one of the lowest expense ratio in the category (liquid). Its expense ratio is 0.13% which is lower than the category average expense ratio of 0.26%.
Insights icon
Over the last 1 month, this fund has experienced a 38.7% growth in AUM moving from 6.08K Cr to 8.44K Cr.
Insights icon
In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.84% return, outperforming this fund by 0.39% per annum.
Insights icon
In the last 3 years, Aditya Birla Sun Life Liquid Direct Plan Growth has given 6.86% return, outperforming this fund by 0.02% per annum.

Sundaram Liquid Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.05% since inception which is more than its category average return of 4.99%
AUM size ₹8447 Cr

AUM size ₹8447 Cr

This fund has AUM of ₹8447 Cr which is less than its category average of ₹ 15212 Cr
Expense Ratio 0.13%

Expense Ratio 0.13%

This fund has an expense ratio of 0.13% which is less than its category average expense ratio of 0.23%

More funds from Sundaram

Sundaram Short Duration Fund Direct Plan Growth Option

Sundaram Short Duration Fund Direct Plan Growth Option

5Y CAGR

▲ 6.83

Sundaram Corporate Bond Fund - Direct Plan - Growth Option

Sundaram Corporate Bond Fund - Direct Plan - Growth Option

5Y CAGR

▲ 6.71

Sundaram Banking & PSU Fund - Direct Plan - Growth Option

Sundaram Banking & PSU Fund - Direct Plan - Growth Option

5Y CAGR

▲ 5.92

Sundaram Low Duration Fund Direct Plan Growth Option

Sundaram Low Duration Fund Direct Plan Growth Option

5Y CAGR

▲ 5.93

Sundaram Ultra Short Duration Fund- Direct Plan - Growth Option

Sundaram Ultra Short Duration Fund- Direct Plan - Growth Option

5Y CAGR

▲ 5.81

Frequently Asked Questions for Sundaram Liquid Fund Direct Growth

The current NAV of Sundaram Liquid Fund Direct Growth is ₹2291.3 as on 30-Mar-2025.
Existing (Absolute + CAGR) as on 30-Mar-2025.
Sundaram Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.69%
0.69%
6 Month Returns
3.66%
3.66%
1 Year Returns
7.48%
7.48%
3 Years Returns
21.97%
6.84%
5 Years Returns
30.33%
5.44%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.13% as on March 2025
₹8447 Cr as on March 2025
Bank Of Baroda(3.73%), Union Bank Of India(3.39%), Punjab National Bank(3.01%), 91 Days Tbill Red 08-05-2025(2.99%), Tata Capital Limited(2.98%) as on March 2025
Cash Equivalent(71.04%), Corporate(27.13%), Government(1.83%) as on March 2025
Yield to Maturity is 7.22 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.13 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Sandeep Agarwal, Dwijendra Srivastava are the fund managers of Sundaram Liquid Fund Direct Growth
The Exit load of Sundaram Liquid Fund Direct Growth is 0.01%