Tata Balanced Advantage Fund Direct Growth

Tata Balanced Advantage Fund Direct Growth

NAV as on 28-03-2025

₹ 21.61

-0.1%

1D

Inception Returns

13.3%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
2815 people have invested ₹ 2.1Cr in Tata Balanced Advantage Fund Direct Growth in the last three months

About Tata Balanced Advantage Fund Direct Growth

Tata Balanced Advantage Fund Direct Growth is a hybrid fund. This fund was started on 29 January, 2019. The fund is managed by Sailesh Jain, Akhil Mittal, Rahul Singh. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Balanced Advantage Fund Direct Growth has ₹9754 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Tata Balanced Advantage Fund Direct Growth has given a CAGR return of 13.32% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.12%, 12.05% and 17.73% respectively.

Holdings

Tata Balanced Advantage Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Corporate, Tech, Health, Industrial, Basic Materials, Consumer Cyclical, Energy, Real Estate, Consumer Defensive, Utilities, Communication, Securitize.

Taxation

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Tata Balanced Advantage Fund Direct Growth

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Balanced Advantage Fund Direct Growth has no lock in period.

Tata Balanced Advantage Fund Direct Growth Overview

Expense ratio0.43%
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR
AUM₹9754 Cr
Inception Date29 January, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
95.55%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
High Risk

INDmoney Rank for Tata Balanced Advantage Fund Direct Growth

Powered by IND quant engine
2
/17
23% Performance
75% Risk Management
100% Cost
2 out of 17 among dynamic asset allocation

Trailing Returns

as on (28-Mar-25)

Period
Tata Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation Index
1M
3.9%
3.6%
3M
-1.2%
-3.2%
6M
-4.8%
-6.8%
1Y
6.1%
5.2%
3Y
12.1%
11%
5Y
17.7%
15.5%

Fund Distribution

as on (28-Feb-25)

  • Equity 50.7%

  • Debt & Cash 49.3%

Large cap
54.2%

Mid cap
8.2%

Small cap
3.4%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
31.2%
Tech
10.6%
Health
8.6%
Industrial
8.5%
Basic Materials
8.2%
Consumer Cyclical
7.3%
Energy
6.9%
Real Estate
5.5%
Consumer Defensive
4.8%
Utilities
4.7%
Communication
3.7%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 9.8K Cr
₹ 10.1K Cr
₹ 10.2K Cr
  • AUM of the fund stands at 9.8K Cr as of Feb'25
  • AUM decreased by 354.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Rural Electrification Corporation Limited's allocation increased from 0.06% to 0.49%
Rural Electrification Corporation Limited's allocation increased from 0.06% to 0.49%
LIC Housing Finance Ltd's allocation increased from 0.24% to 0.66%
LIC Housing Finance Ltd's allocation increased from 0.24% to 0.66%
Godrej Properties Limited's allocation increased from 0.24% to 0.49%
Godrej Properties Limited's allocation increased from 0.24% to 0.49%
Top Stocks sold last month
Power Finance Corporation Ltd.'s allocation decreased from 1.21 % to 0.73 %
Power Finance Corporation Ltd.'s allocation decreased from 1.21 % to 0.73 %
Dr Reddy's Laboratories Ltd's allocation decreased from 0.61 % to 0.55 %
Dr Reddy's Laboratories Ltd's allocation decreased from 0.61 % to 0.55 %
Bajaj Finance Limited's allocation decreased from 5.26 % to 0.49 %
Bajaj Finance Limited's allocation decreased from 5.26 % to 0.49 %

Top 3 Sectors in February were Government, Financial Services & Corporate

Feb'25
Government
31%
Financial Services
31%
Corporate
19%
Jan'25
Government
30%
Financial Services
30%
Corporate
16%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
170
169
181
Top 5 Company Concentration
17.3%
17.8%
17.4%
Company having highest exposure
HDFC Bank Ltd (4.8%)
HDFC Bank Ltd (4.5%)
HDFC Bank Ltd (4.6%)
No of Sectors
14
14
14
Top 5 Sectors Concentration
100.5%
94.6%
94.3%
Sector having highest exposure
Government (31.2%)
Government (29.6%)
Financial Services (28.6%)
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Sailesh Jain
Sailesh Jain
Fund Manager of Tata Balanced Advantage Fund Direct Growth, since 29 January 2019
Akhil Mittal
Akhil Mittal
Fund Manager of Tata Balanced Advantage Fund Direct Growth, since 29 January 2019
Rahul Singh
Rahul Singh
Fund Manager of Tata Balanced Advantage Fund Direct Growth, since 29 January 2019
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.91L Cr
as on 28-Feb-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
In the last 1 year, DSP Dynamic Asset Allocation Fund Direct Growth has given 13.93% return, outperforming this fund by 7.81%.
Insights icon
Over the last 3 months, this fund has increased expense ratio by 26.5% moving from 0.34 to 0.43.
Insights icon
Over the last 1 month, this fund has experienced a 3.5% drop in AUM moving from 10.10K Cr to 9.75K Cr.
Insights icon
In the last 5 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 27.82% return, outperforming this fund by 10.09% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (dynamic asset allocation). Its expense ratio is 0.43% which is lower than the category average expense ratio of 1.17%.
Insights icon
In the last 3 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 20.61% return, outperforming this fund by 8.56% per annum.

Tata Balanced Advantage Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.32% since inception which is more than its category average return of 9.72%
Fund Allocations

Fund Allocations

This fund has an allocation of 50.69% in Equity, 24.45% in Debt and 24.86% in Cash related instruments
AUM size ₹9754 Cr

AUM size ₹9754 Cr

This fund has AUM of ₹9754 Cr which is more than its category average of ₹ 9419 Cr
Expense Ratio 0.43%

Expense Ratio 0.43%

This fund has an expense ratio of 0.43% which is less than its category average expense ratio of 1.34%

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Frequently Asked Questions for Tata Balanced Advantage Fund Direct Growth

The current NAV of Tata Balanced Advantage Fund Direct Growth is ₹21.61 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
Tata Balanced Advantage Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.94%
3.94%
6 Month Returns
-4.75%
-4.75%
1 Year Returns
6.12%
6.12%
3 Years Returns
40.68%
12.05%
5 Years Returns
126.13%
17.73%
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  • Select your bank account and proceed with Payment.
0.43% as on March 2025
₹9754 Cr as on March 2025
HDFC Bank Ltd(4.8%), Reliance Industries Ltd(3.65%), ICICI Bank Ltd(3.55%), Tata Consultancy Services Ltd(2.79%), 7.34% Govt Stock 2064(2.75%) as on March 2025
Cash Equivalent(23.84%), Financial Services(15.79%), Government(15.39%) as on March 2025
AAA
96.25
AA
3.75
Sailesh Jain, Akhil Mittal, Rahul Singh are the fund managers of Tata Balanced Advantage Fund Direct Growth
The Exit load of Tata Balanced Advantage Fund Direct Growth is 1%