Tata Business Cycle Fund Direct Growth
NAV as on 15-04-2025
₹ 18.54
▲2.6%
1D
Inception Returns
18.2%
/yr
Historical NAV & Returns
Absolute
▲
▼
1625 people have invested ₹ 64L in Tata Business Cycle Fund Direct Growth in the last three months
About Tata Business Cycle Fund Direct Growth
Tata Business Cycle Fund Direct Growth is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Sailesh Jain, Rahul Singh, Murthy Nagarajan. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Business Cycle Fund Direct Growth has ₹2735 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Tata Business Cycle Fund Direct Growth has given a CAGR return of 18.18% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 2.63% and 18.85% respectively.
Holdings
Tata Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Health, Energy, Communication, Utilities, Tech, Consumer Cyclical, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Bharti Airtel Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata Business Cycle Fund Direct Growth
To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Business Cycle Fund Direct Growth has no lock in period.
Tata Business Cycle Fund Direct Growth Overview
| Expense ratio | 0.54% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹2735 Cr |
| Inception Date | 4 August, 2021 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 35.36% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (15-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
58%
Small cap
21.5%
Mid cap
17.9%
Sector Allocation
Financial Services
38.9%
Industrial
13.1%
Basic Materials
13%
Health
10.4%
Energy
5.3%
Communication
5%
Utilities
3.7%
Tech
3.7%
Consumer Cyclical
2.9%
Real Estate
2.4%
Consumer Defensive
1.6%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 6.33% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 0.92% in Mar'25
- AUM of the fund stands at 2.7K Cr as of Mar'25
- AUM increased by 178.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 3.13% to 4.11%
Hindalco Industries Ltd's allocation increased from 0.99% to 1.53%
Jindal Steel & Power Ltd's allocation increased from 1.06% to 1.58%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 6.31 % to 6.22 %
Reliance Industries Ltd's allocation decreased from 5.19 % to 5.16 %
Lupin Ltd's allocation decreased from 2.74 % to 2.73 %
Mid Cap allocation has gone up from 17.8% to 17.9%
Large Cap allocation has gone up from 55.3% to 58%
Small Cap allocation has gone down from 23.1% to 21.5%
Cash allocation has gone down from 3.7% to 2.6%
Top 3 Sectors in March were Financial Services, Industrial & Basic Materials
Mar'25
Financial Services
39%
Industrial
13%
Basic Materials
13%
Feb'25
Financial Services
39%
Industrial
12%
Basic Materials
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 6.22% | 0% | |
 Reliance Industries Ltd | 5.16% | 0% | |
 Bharti Airtel Ltd | 4.28% | 4.7% | |
 Kotak Mahindra Bank Ltd | 4.11% | 23.1% | |
 Axis Bank Ltd | 2.93% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Tata Business Cycle Fund Direct Growth | 2.63% | 18.85% | - | 18.18% |
 Franklin India Opportunities Fund - Direct - Growth | 13.3% | 27.87% | 33.71% | 17.88% |
 ICICI Prudential India Opportunities Fund Direct Growth | 11.94% | 22.67% | 35% | 22.55% |
ICICI Prudential Business Cycle Fund Direct Growth | 4.37% | 19.4% | - | 21.67% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Adani Energy Solutions Ltd | 6.3% |
 Kotak Mahindra Bank Ltd | 5.9% |
 HDFC Bank Ltd | 5.6% |
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Sailesh Jain
Fund Manager of Tata Business Cycle Fund Direct Growth, since 16 December 2021
Top funds managed
Rahul Singh
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Murthy Nagarajan
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Tata Business Cycle Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.18% since inception which is more than its category average return of 8.43%
Fund Allocations
This fund has an allocation of 97.36% in Equity, 0% in Debt and 2.64% in Cash related instruments
AUM size ₹2735 Cr
This fund has AUM of ₹2735 Cr which is more than its category average of ₹ 2170 Cr
Expense Ratio 0.54%
This fund has an expense ratio of 0.54% which is less than its category average expense ratio of 1.34%
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Frequently Asked Questions for Tata Business Cycle Fund Direct Growth
The current NAV of Tata Business Cycle Fund Direct Growth is ₹18.54 as on 15-Apr-2025.
Existing (Absolute + CAGR) as on 15-Apr-2025.
Tata Business Cycle Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.81% | 5.81% |
6 Month Returns | -12.39% | -12.39% |
1 Year Returns | 2.63% | 2.63% |
3 Years Returns | 67.89% | 18.85% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.54% as on March 2025
₹2735 Cr as on March 2025
HDFC Bank Ltd(6.22%), Reliance Industries Ltd(5.16%), Bharti Airtel Ltd(4.28%), Kotak Mahindra Bank Ltd(4.11%), Axis Bank Ltd(2.93%) as on March 2025
Financial Services(37.84%), Industrial(12.74%), Basic Materials(12.7%) as on March 2025
The alpha ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Business Cycle Fund Direct Growth | -2.38 | 5.32 | - |
As on March 2025
The alpha for Tata Business Cycle Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Business Cycle Fund Direct Growth | 0.96 | 0.97 | - |
As on March 2025
The Beta for Tata Business Cycle Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Business Cycle Fund Direct Growth | -0.1 | 0.87 | - |
As on March 2025
The sharpe ratio for Tata Business Cycle Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Business Cycle Fund Direct Growth | 16.27 | 14.86 | - |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.49 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.59 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain, Rahul Singh, Murthy Nagarajan are the fund managers of Tata Business Cycle Fund Direct Growth
The Exit load of Tata Business Cycle Fund Direct Growth is 1%