Tata Business Cycle Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 07-03-2025
₹ 17.92
▲0.1%
1D
Inception Returns
17.6%
/yr
About Tata Business Cycle Fund Direct Growth
Tata Business Cycle Fund Direct Growth is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Sailesh Jain, Rahul Singh, Murthy Nagarajan. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Business Cycle Fund Direct Growth has ₹2740 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Tata Business Cycle Fund Direct Growth has given a CAGR return of 17.64% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 0.27% and 22.01% respectively.
Holdings
Tata Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Industrial, Basic Materials, Consumer Cyclical, Energy, Communication, Utilities, Tech, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Bharti Airtel Ltd, Kotak Mahindra Bank Ltd, Larsen & Toubro Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata Business Cycle Fund Direct Growth
To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Business Cycle Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
▲
▼
1840 people have invested ₹ 93.7L in Tata Business Cycle Fund Direct Growth in the last three months
INDmoney Rank for Tata Business Cycle Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Lower expense ratio
No bad points found for this fund.
Tata Business Cycle Fund Direct Growth Overview
| Expense ratio | 0.56% |
Benchmark | IISL Nifty 500 TR INR |
| AUM | ₹2740 Cr |
| Inception Date | 4 August, 2021 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 35.36% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (07-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
55.1%
Small cap
25.3%
Mid cap
17%
Sector Allocation
Financial Services
37.1%
Health
12.8%
Industrial
12.8%
Basic Materials
8.9%
Consumer Cyclical
6.5%
Energy
5%
Communication
4.4%
Utilities
3.7%
Tech
3.6%
Real Estate
3.5%
Consumer Defensive
1.5%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 2.7K Cr as of Jan'25
- AUM decreased by 126.8 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Ambuja Cements Ltd's allocation increased from 0.93% to 1.89%
Hero MotoCorp Ltd's allocation increased from 0.59% to 1.35%
IndusInd Bank Ltd's allocation increased from 1.68% to 2.29%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 4 % to 2.77 %
Axis Bank Ltd's allocation decreased from 2.7 % to 2.62 %
Cipla Ltd's allocation decreased from 2.15 % to 1.96 %
Mid Cap allocation has gone up from 15.8% to 17%
Large Cap allocation has gone up from 52.3% to 55.1%
Small Cap allocation has gone up from 25.1% to 25.3%
Cash allocation has gone down from 3.6% to 2.7%
Top 3 Sectors in January were Financial Services, Industrial & Health
Jan'25
Financial Services
37%
Health
13%
Industrial
13%
Dec'24
Financial Services
36%
Industrial
16%
Health
13%
See all
Top Growth Drivers | 1M Return |
|---|---|
 India Shelter Finance Corporation Ltd | 8.4% |
 Jindal Steel & Power Ltd | 8.1% |
Loading...
We are taking more time than usual
Sailesh Jain
Fund Manager of Tata Business Cycle Fund Direct Growth, since 16 December 2021
Top funds managed
Rahul Singh
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Murthy Nagarajan
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.93L Cr
as on 31-Jan-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Tata Business Cycle Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.64% since inception which is more than its category average return of 7.09%
Fund Allocations
This fund has an allocation of 97.34% in Equity, 0% in Debt and 2.66% in Cash related instruments
AUM size ₹2740 Cr
This fund has AUM of ₹2740 Cr which is more than its category average of ₹ 2206 Cr
Expense Ratio 0.56%
This fund has an expense ratio of 0.56% which is less than its category average expense ratio of 1.28%
Frequently Asked Questions for Tata Business Cycle Fund Direct Growth
The current NAV of Tata Business Cycle Fund Direct Growth is ₹17.92 as on 07-Mar-2025.
Existing (Absolute + CAGR) as on 07-Mar-2025.
Tata Business Cycle Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -5.14% | -5.14% |
6 Month Returns | -14.76% | -14.76% |
1 Year Returns | 0.27% | 0.27% |
3 Years Returns | 81.61% | 22.01% |
5 Years Returns | 0% | 0% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.56% as on February 2025
₹2740 Cr as on February 2025
HDFC Bank Ltd(5.77%), Reliance Industries Ltd(4.87%), Bharti Airtel Ltd(3.53%), Kotak Mahindra Bank Ltd(2.92%), Larsen & Toubro Ltd(2.8%) as on February 2025
Financial Services(36.15%), Health(12.48%), Industrial(12.47%) as on February 2025
The alpha ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Business Cycle Fund Direct Growth | -0.62 | 5.4 | - |
As on February 2025
The alpha for Tata Business Cycle Fund Direct Growth is calculated against IISL Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Business Cycle Fund Direct Growth | 0.98 | 0.98 | - |
As on February 2025
The Beta for Tata Business Cycle Fund Direct Growth is calculated with IISL Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Business Cycle Fund Direct Growth | -0.42 | 0.82 | - |
As on February 2025
The sharpe ratio for Tata Business Cycle Fund Direct Growth is calculated with IISL Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Business Cycle Fund Direct Growth | 15.05 | 14.64 | - |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.39 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.65 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain, Rahul Singh, Murthy Nagarajan are the fund managers of Tata Business Cycle Fund Direct Growth
The Exit load of Tata Business Cycle Fund Direct Growth is 1%