Tata Business Cycle Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 04-02-2025
₹ 18.85
▲1.7%
1D
Inception Returns
19.8%
/yr
About Tata Business Cycle Fund Direct Growth
Tata Business Cycle Fund Direct Growth is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Sailesh Jain, Murthy Nagarajan, Rahul Singh. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Business Cycle Fund Direct Growth has ₹2867 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Tata Business Cycle Fund Direct Growth has given a CAGR return of 19.83% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 9.26% and 19.87% respectively.
Holdings
Tata Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Health, Basic Materials, Consumer Cyclical, Energy, Communication, Real Estate, Utilities, Tech, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, ICICI Bank Ltd, Bharti Airtel Ltd, Larsen & Toubro Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Tata Business Cycle Fund Direct Growth
To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Business Cycle Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
▲
▼
1918 people have invested ₹ 1.2Cr in Tata Business Cycle Fund Direct Growth in the last three months
INDmoney Rank for Tata Business Cycle Fund Direct Growth
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Lower expense ratio
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Tata Business Cycle Fund Direct Growth Overview
| Expense ratio | 0.51% |
Benchmark | IISL Nifty 500 TR INR |
| AUM | ₹2867 Cr |
| Inception Date | 4 August, 2021 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 35.36% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (04-Feb-25)
Fund Distribution
as on (30-Nov-24)
Large cap
52.3%
Small cap
25.1%
Mid cap
15.8%
Sector Allocation
Financial Services
36.1%
Industrial
15.5%
Health
13.3%
Basic Materials
7.9%
Consumer Cyclical
6.3%
Energy
4.6%
Communication
4.6%
Real Estate
4.1%
Utilities
3.8%
Tech
2.2%
Consumer Defensive
1.5%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at -0.85% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund underperformed Nifty 500 by 0.25% in Nov'24
- AUM of the fund stands at 2.9K Cr as of Dec'24
- AUM decreased by 18.2 Cr between Dec'24 and Nov'24
Mid Cap allocation has gone down from 15.9% to 15.8%
Large Cap allocation has gone down from 52.8% to 52.3%
Small Cap allocation has gone down from 27.2% to 25.1%
Cash allocation has gone up from 1.1% to 3.6%
Top 3 Sectors in December were Financial Services, Industrial & Health
Dec'24
Financial Services
36%
Industrial
16%
Health
13%
Nov'24
Financial Services
34%
Industrial
16%
Health
12%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 5.19% | 13.5% | |
 Reliance Industries Ltd | 4.48% | 0.7% | |
 ICICI Bank Ltd | 4% | 0% | |
 Bharti Airtel Ltd | 3.29% | 45.1% | |
 Axis Bank Ltd | 2.7% | 76% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Bajaj Finance Ltd | 8% |
 Kotak Mahindra Bank Ltd | 3.5% |
 Reliance Industries Ltd | 1.1% |
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Sailesh Jain
Fund Manager of Tata Business Cycle Fund Direct Growth, since 16 December 2021
Top funds managed
Murthy Nagarajan
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Rahul Singh
Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.9L Cr
as on 29-Nov-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Tata Business Cycle Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 19.83% since inception which is more than its category average return of 11.62%
Fund Allocations
This fund has an allocation of 96.38% in Equity, 0% in Debt and 3.62% in Cash related instruments
AUM size ₹2867 Cr
This fund has AUM of ₹2867 Cr which is more than its category average of ₹ 2306 Cr
Expense Ratio 0.51%
This fund has an expense ratio of 0.51% which is less than its category average expense ratio of 1.23%
Frequently Asked Questions for Tata Business Cycle Fund Direct Growth
The current NAV of Tata Business Cycle Fund Direct Growth is ₹18.85 as on 04-Feb-2025.
Existing (Absolute + CAGR) as on 04-Feb-2025.
Tata Business Cycle Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.32% | -6.32% |
6 Month Returns | -9.46% | -9.46% |
1 Year Returns | 9.26% | 9.26% |
3 Years Returns | 72.25% | 19.87% |
5 Years Returns | 0% | 0% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.51% as on January 2025
₹2867 Cr as on January 2025
HDFC Bank Ltd(5.19%), Reliance Industries Ltd(4.48%), ICICI Bank Ltd(4%), Bharti Airtel Ltd(3.29%), Larsen & Toubro Ltd(2.7%) as on January 2025
Financial Services(34.8%), Industrial(14.96%), Health(12.83%) as on January 2025
The alpha ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Business Cycle Fund Direct Growth | -0.57 | 5.2 | - |
As on January 2025
The alpha for Tata Business Cycle Fund Direct Growth is calculated against IISL Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Business Cycle Fund Direct Growth | 1.02 | 0.98 | - |
As on January 2025
The Beta for Tata Business Cycle Fund Direct Growth is calculated with IISL Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Business Cycle Fund Direct Growth | 0.23 | 0.94 | - |
As on January 2025
The sharpe ratio for Tata Business Cycle Fund Direct Growth is calculated with IISL Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Business Cycle Fund Direct Growth | 12.93 | 14.09 | - |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.69 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.6 as on January 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain, Murthy Nagarajan, Rahul Singh are the fund managers of Tata Business Cycle Fund Direct Growth
The Exit load of Tata Business Cycle Fund Direct Growth is 1%