Tata Flexi Cap Fund Direct Growth

Tata Flexi Cap Fund Direct Growth

Equity

Direct

Flexi Cap

NAV as on 20-12-2024

₹ 24.84

-0.7%

1D

Inception Returns

15.9%

/yr

About Tata Flexi Cap Fund Direct Growth

Tata Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 6 September, 2018. The fund is managed by Amey Sathe. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Flexi Cap Fund Direct Growth has ₹3009 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

Tata Flexi Cap Fund Direct Growth has given a CAGR return of 15.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.17%, 14.63% and 16.93% respectively.

Holdings

Tata Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Securitize, Consumer Cyclical, Basic Materials, Consumer Defensive, Health, Tech, Industrial, Energy, Communication, Real Estate. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Axis Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Tata Flexi Cap Fund Direct Growth

The investment objective of the Scheme is to generate capital appreciation over medium to long term. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Flexi Cap Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
873 people have invested ₹ 54L in Tata Flexi Cap Fund Direct Growth in the last three months

INDmoney Rank for Tata Flexi Cap Fund Direct Growth

Powered by IND quant engine
13
/20
24% Performance
46% Risk Management
74% Cost
13 out of 20 among flexi cap
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Beats FD returns for both 3Y & 5Y
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Underperforms benchmarks during bull run
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5Y returns in the bottom 25% of the category
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3Y returns in the bottom 25% of the category

Tata Flexi Cap Fund Direct Growth Overview

Expense ratio0.66%
Benchmark
S&P BSE 500 India TR INR
AUM₹3009 Cr
Inception Date6 September, 2018
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
46.46%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (20-Dec-24)

Period
Tata Flexi Cap Fund Direct Growth
Nifty 500
flexi cap
1M
1.8%
3.4%
4.3%
3M
-5%
-6%
-2.7%
6M
3.8%
2%
5.2%
1Y
16.2%
21.2%
24.2%
3Y
14.6%
16.7%
17.6%
5Y
16.9%
18.1%
19.6%

Fund Distribution

as on (30-Nov-24)

  • Equity 95.4%

  • Debt & Cash 4.6%

Large cap
50.8%

Small cap
26%

Mid cap
18.6%

Sector Allocation

Nov'24

Oct'24

Sep'24

Financial Services
38.9%
Consumer Cyclical
10.7%
Basic Materials
10%
Consumer Defensive
9.8%
Health
8.8%
Tech
7.7%
Industrial
7.5%
Energy
4.1%
Communication
1.4%
Real Estate
1.1%
All changes are between Sep'24 and Nov'24
Nov'24
Oct'24
Sep'24
Fund Returns
-1.04%
-4.06%
2.54%
Nifty 500
-0.60%
-6.52%
2.04%
  • This fund’s returns stands at -1.04% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
  • This fund underperformed Nifty 500 by 0.44% in Nov'24
Parameters
Nov'24
Oct'24
Sep'24
AUM
₹ 3K Cr
₹ 3K Cr
₹ 3.1K Cr
  • AUM of the fund stands at 3K Cr as of Nov'24
  • AUM has remained same between Nov'24 and Oct'24
Top Stocks bought last month
Nestle India Ltd's allocation increased from 0.97% to 1.35%
Nestle India Ltd's allocation increased from 0.97% to 1.35%
Small Cap allocation has gone down from 27.6% to 26%
Small Cap allocation has gone down from 27.6% to 26%
Mid Cap allocation has gone up from 17.5% to 18.6%
Mid Cap allocation has gone up from 17.5% to 18.6%
Large Cap allocation has gone up from 48% to 50.8%
Large Cap allocation has gone up from 48% to 50.8%
Cash allocation has gone down from 5.3% to 3.1%
Cash allocation has gone down from 5.3% to 3.1%
Debt allocation has gone down from 1.6% to 1.5%
Debt allocation has gone down from 1.6% to 1.5%

Top 3 Sectors in November were Financial Services, Securitize & Consumer Cyclical

Nov'24
Financial Services
39%
Securitize
33%
Consumer Cyclical
11%
Oct'24
Financial Services
39%
Securitize
23%
Consumer Cyclical
10%
Fund
Nov'24
Oct'24
Sep'24
No of Holdings
54
54
57
Top 5 Company Concentration
23.1%
23.1%
20.2%
Company having highest exposure
HDFC Bank Ltd (8.9%)
HDFC Bank Ltd (8.9%)
HDFC Bank Ltd (7.5%)
No of Sectors
11
11
12
Top 5 Sectors Concentration
102.1%
91.1%
89.7%
Sector having highest exposure
Financial Services (38.9%)
Financial Services (38.9%)
Financial Services (35.1%)
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Amey Sathe
Amey Sathe
Fund Manager of Tata Flexi Cap Fund Direct Growth, since 5 April 2023
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.9L Cr
as on 29-Nov-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 0.66% which is lower than the category average expense ratio of 1.16%.
Insights icon
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 32.72% return, outperforming this fund by 15.79% per annum.
Insights icon
Over the last 3 months, this fund has experienced a 2.2% drop in AUM moving from 3.07K Cr to 3.00K Cr.
Insights icon
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 28.98% return, outperforming this fund by 14.35% per annum.
Insights icon
In the last 1 year, Motilal Oswal Flexicap Fund Direct Plan Growth has given 48.92% return, outperforming this fund by 32.75%.
Insights icon
Over the last 1 year, this fund has decreased expense ratio by 9.6% moving from 0.73 to 0.66.

Tata Flexi Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.93% since inception which is less than its category average return of 19.68%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.42% in Equity, 1.5% in Debt and 3.08% in Cash related instruments
AUM size ₹3009 Cr

AUM size ₹3009 Cr

This fund has AUM of ₹3009 Cr which is less than its category average of ₹ 8877 Cr
Expense Ratio 0.66%

Expense Ratio 0.66%

This fund has an expense ratio of 0.66% which is less than its category average expense ratio of 1.34%

Frequently Asked Questions for Tata Flexi Cap Fund Direct Growth

The current NAV of Tata Flexi Cap Fund Direct Growth is ₹24.84 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
Tata Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.84%
1.84%
6 Month Returns
3.84%
3.84%
1 Year Returns
16.17%
16.17%
3 Years Returns
50.62%
14.63%
5 Years Returns
118.57%
16.93%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.66% as on November 2024
₹3009 Cr as on November 2024
HDFC Bank Ltd(8.94%), Reliance Industries Ltd(3.98%), Axis Bank Ltd(3.85%), ICICI Bank Ltd(3.44%), Kotak Mahindra Bank Ltd(2.88%) as on November 2024
Financial Services(37.09%), Consumer Cyclical(10.21%), Basic Materials(9.56%) as on November 2024
The alpha ratio for the Tata Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata Flexi Cap Fund Direct Growth
0.18
-0.3
0.31
As on November 2024
The alpha for Tata Flexi Cap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata Flexi Cap Fund Direct Growth
0.85
0.84
0.81
As on November 2024
The Beta for Tata Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata Flexi Cap Fund Direct Growth
1.36
0.72
0.76
As on November 2024
The sharpe ratio for Tata Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata Flexi Cap Fund Direct Growth
11.59
12.07
15.97
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.27 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Amey Sathe is the fund manager of Tata Flexi Cap Fund Direct Growth
The Exit load of Tata Flexi Cap Fund Direct Growth is 1%