Tata India Consumer Fund Direct Growth
Equity
Direct
Equity - Consumption
NAV as on 21-02-2025
₹ 46.19
▲0.7%
1D
Inception Returns
18.3%
/yr
About Tata India Consumer Fund Direct Growth
Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata India Consumer Fund Direct Growth has ₹2268 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Tata India Consumer Fund Direct Growth has given a CAGR return of 18.27% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.24%, 18.54% and 18.45% respectively.
Holdings
Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Industrial, Tech, Financial Services, Basic Materials. Its top holdings are ITC Ltd, Zomato Ltd, Radico Khaitan Ltd, Trent Ltd, Tata Consumer Products Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata India Consumer Fund Direct Growth
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
▲
▼
2351 people have invested ₹ 1.3Cr in Tata India Consumer Fund Direct Growth in the last three months
INDmoney Rank for Tata India Consumer Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
3Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Tata India Consumer Fund Direct Growth Overview
| Expense ratio | 0.77% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2268 Cr |
| Inception Date | 28 December, 2015 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 0.2% |
| Lock In | No Lock-in |
TurnOver | 65.67% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Feb-25)
Fund Distribution
as on (31-Jan-25)
Large cap
46.3%
Small cap
28.6%
Mid cap
16.5%
Sector Allocation
Consumer Cyclical
36.7%
Consumer Defensive
35.5%
Industrial
15.1%
Tech
5.6%
Financial Services
3.7%
Basic Materials
3.3%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 2.3K Cr as of Jan'25
- AUM decreased by 207.4 Cr between Jan'25 and Dec'24
Top Stocks bought last month
PG Electroplast Ltd's allocation increased from 0.81% to 2.17%
Trent Ltd's allocation increased from 4.14% to 5.48%
Titan Co Ltd's allocation increased from 1.76% to 3.03%
Top Stocks sold last month
Zomato Ltd's allocation decreased from 9.42 % to 8.32 %
Radico Khaitan Ltd's allocation decreased from 6.28 % to 5.73 %
Bikaji Foods International Ltd's allocation decreased from 3.8 % to 3.68 %
Mid Cap allocation has gone down from 17% to 16.5%
Large Cap allocation has gone up from 41.6% to 46.3%
Small Cap allocation has gone down from 31.2% to 28.6%
Cash allocation has gone down from 8.3% to 8.1%
Top 3 Sectors in January were Consumer Cyclical, Consumer Defensive & Industrial
Jan'25
Consumer Cyclical
37%
Consumer Defensive
35%
Industrial
15%
Dec'24
Consumer Cyclical
36%
Consumer Defensive
36%
Industrial
14%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ITC Ltd | 10.5% | 0.9% | |
 Zomato Ltd | 8.32% | 2.1% | |
 Radico Khaitan Ltd | 5.73% | 0% | |
 Trent Ltd | 5.48% | 50% | |
 Tata Consumer Products Ltd | 4.15% | -9.8% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Tata Consumer Products Ltd | 6.8% |
 Maruti Suzuki India Ltd | 5.5% |
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Sonam Udasi
Fund Manager of Tata India Consumer Fund Direct Growth, since 1 April 2016
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.93L Cr
as on 31-Jan-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Mutual Fund Insights
Over the last 1 month, this fund has experienced a 8.4% drop in AUM moving from 2.47K Cr to 2.26K Cr.
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.77% which is lower than the category average expense ratio of 1.38%.
Over the last 1 month, this fund has increased expense ratio by 10.0% moving from 0.70 to 0.77.
In the last 3 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 19.96% return, outperforming this fund by 1.43% per annum.
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 21.82% return, outperforming this fund by 3.36% per annum.
In the last 1 year, Kotak Consumption Fund Direct Growth has given 16.66% return, outperforming this fund by 4.42%.
Tata India Consumer Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.27% since inception which is more than its category average return of 9.83%
Fund Allocations
This fund has an allocation of 91.86% in Equity, 0% in Debt and 8.14% in Cash related instruments
AUM size ₹2268 Cr
This fund has AUM of ₹2268 Cr which is more than its category average of ₹ 1554 Cr
Expense Ratio 0.77%
This fund has an expense ratio of 0.77% which is less than its category average expense ratio of 1.26%
Frequently Asked Questions for Tata India Consumer Fund Direct Growth
The current NAV of Tata India Consumer Fund Direct Growth is ₹46.19 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
Tata India Consumer Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -7.2% | -7.2% |
6 Month Returns | -9.5% | -9.5% |
1 Year Returns | 12.24% | 12.24% |
3 Years Returns | 66.56% | 18.54% |
5 Years Returns | 133.2% | 18.45% |
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0.77% as on January 2025
₹2268 Cr as on January 2025
ITC Ltd(10.5%), Zomato Ltd(8.32%), Radico Khaitan Ltd(5.73%), Trent Ltd(5.48%), Tata Consumer Products Ltd(4.15%) as on January 2025
Consumer Cyclical(33.76%), Consumer Defensive(32.59%), Industrial(13.86%) as on January 2025
The alpha ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata India Consumer Fund Direct Growth | 2.44 | 1.8 | 2.64 |
As on January 2025
The alpha for Tata India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata India Consumer Fund Direct Growth | 0.91 | 0.93 | 0.91 |
As on January 2025
The Beta for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata India Consumer Fund Direct Growth | 0.65 | 0.83 | 0.88 |
As on January 2025
The sharpe ratio for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata India Consumer Fund Direct Growth | 17.51 | 15.49 | 16.43 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.4 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.15 as on January 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sonam Udasi is the fund manager of Tata India Consumer Fund Direct Growth
The Exit load of Tata India Consumer Fund Direct Growth is 0.25%