Tata India Consumer Fund Direct Growth
NAV as on 15-04-2025
₹ 47.63
▲1.8%
1D
Inception Returns
18.3%
/yr
Historical NAV & Returns
Absolute
▲
▼
2255 people have invested ₹ 98.9L in Tata India Consumer Fund Direct Growth in the last three months
About Tata India Consumer Fund Direct Growth
Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata India Consumer Fund Direct Growth has ₹2208 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Tata India Consumer Fund Direct Growth has given a CAGR return of 18.28% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.80%, 17.92% and 23.70% respectively.
Holdings
Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Defensive, Consumer Cyclical, Industrial, Tech, Financial Services, Basic Materials. Its top holdings are ITC Ltd, Eternal Ltd, Radico Khaitan Ltd, Trent Ltd, Tata Consumer Products Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata India Consumer Fund Direct Growth
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.
Tata India Consumer Fund Direct Growth Overview
| Expense ratio | 0.78% |
Benchmark | IISL Nifty India Consumption TR INR |
| AUM | ₹2208 Cr |
| Inception Date | 28 December, 2015 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 0.2% |
| Lock In | No Lock-in |
TurnOver | 65.67% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Tata India Consumer Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Among most bought funds within the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Trailing Returns
as on (15-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
48.4%
Small cap
29.3%
Mid cap
15.1%
Sector Allocation
Consumer Defensive
36.5%
Consumer Cyclical
33.1%
Industrial
18.1%
Tech
6%
Financial Services
3.7%
Basic Materials
2.6%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 3.99% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 3.26% in Mar'25
- AUM of the fund stands at 2.2K Cr as of Mar'25
- AUM increased by 94.7 Cr between Mar'25 and Feb'25
Top Stocks bought last month
PG Electroplast Ltd's allocation increased from 0.81% to 2.88%
Bajaj Auto Ltd's allocation increased from 1.35% to 2.25%
Radico Khaitan Ltd's allocation increased from 5.85% to 6.67%
Top Stocks sold last month
ITC Ltd's allocation decreased from 9.94 % to 9.37 %
Nestle India Ltd's allocation decreased from 4.2 % to 4.13 %
Dixon Technologies (India) Ltd's allocation decreased from 2.97 % to 2.72 %
Mid Cap allocation has gone down from 16.4% to 15.1%
Large Cap allocation has gone up from 45.7% to 48.4%
Small Cap allocation has gone up from 27.6% to 29.3%
Cash allocation has gone down from 10.3% to 7.2%
Top 3 Sectors in March were Consumer Cyclical, Consumer Defensive & Industrial
Mar'25
Consumer Defensive
36%
Consumer Cyclical
33%
Industrial
18%
Feb'25
Consumer Cyclical
38%
Consumer Defensive
36%
Industrial
14%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ITC Ltd | 9.37% | -5.1% | |
 Eternal Ltd | 7.91% | 0% | |
 Radico Khaitan Ltd | 6.67% | 1.7% | |
 Trent Ltd | 5.86% | 3.8% | |
 Tata Consumer Products Ltd | 4.36% | 4.7% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Tata India Consumer Fund Direct Growth | 12.8% | 17.92% | 23.7% | 18.28% |
 Sundaram Consumption Fund Direct Plan - Growth Option | 13.43% | 18.12% | 23.27% | 15.4% |
 Nippon India Consumption Fund - Direct Plan - Growth Plan | 11.09% | 19.58% | 28.39% | 14.66% |
 Aditya Birla Sun Life India Gennext Fund Direct Plan Growth | 10.52% | 15.44% | 24.16% | 17.36% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Radico Khaitan Ltd | 6.6% |
 Amber Enterprises India Ltd | 0.6% |
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Sonam Udasi
Fund Manager of Tata India Consumer Fund Direct Growth, since 1 April 2016
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Mutual Fund Insights
Over the last 3 months, this fund has experienced a 10.8% drop in AUM moving from 2.47K Cr to 2.20K Cr.
Over the last 3 months, this fund has increased expense ratio by 11.4% moving from 0.70 to 0.78.
In the last 1 year, Kotak Consumption Fund Direct Growth has given 13.38% return, outperforming this fund by 4.71%.
In the last 5 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 28.59% return, outperforming this fund by 5.27% per annum.
In the last 3 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 18.63% return, outperforming this fund by 1.72% per annum.
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.78% which is lower than the category average expense ratio of 1.4%.
Tata India Consumer Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.28% since inception which is more than its category average return of 10.12%
Fund Allocations
This fund has an allocation of 92.77% in Equity, 0% in Debt and 7.23% in Cash related instruments
AUM size ₹2208 Cr
This fund has AUM of ₹2208 Cr which is more than its category average of ₹ 1539 Cr
Expense Ratio 0.78%
This fund has an expense ratio of 0.78% which is less than its category average expense ratio of 1.34%
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5Y CAGR
▲ 36.67
5Y CAGR
▲ 23.79
5Y CAGR
▲ 31.80
5Y CAGR
▲ 24.81
3Y CAGR
▲ 18.85
Frequently Asked Questions for Tata India Consumer Fund Direct Growth
The current NAV of Tata India Consumer Fund Direct Growth is ₹47.63 as on 15-Apr-2025.
Existing (Absolute + CAGR) as on 15-Apr-2025.
Tata India Consumer Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.99% | 6.99% |
6 Month Returns | -11.83% | -11.83% |
1 Year Returns | 12.8% | 12.8% |
3 Years Returns | 63.98% | 17.92% |
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0.78% as on March 2025
₹2208 Cr as on March 2025
ITC Ltd(9.37%), Eternal Ltd(7.91%), Radico Khaitan Ltd(6.67%), Trent Ltd(5.86%), Tata Consumer Products Ltd(4.36%) as on March 2025
Consumer Defensive(33.82%), Consumer Cyclical(30.69%), Industrial(16.8%) as on March 2025
The alpha ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata India Consumer Fund Direct Growth | 2.74 | 1.22 | 3.3 |
As on March 2025
The alpha for Tata India Consumer Fund Direct Growth is calculated against IISL Nifty India Consumption TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata India Consumer Fund Direct Growth | 0.91 | 0.92 | 0.87 |
As on March 2025
The Beta for Tata India Consumer Fund Direct Growth is calculated with IISL Nifty India Consumption TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata India Consumer Fund Direct Growth | 0.21 | 0.7 | 1.19 |
As on March 2025
The sharpe ratio for Tata India Consumer Fund Direct Growth is calculated with IISL Nifty India Consumption TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata India Consumer Fund Direct Growth | 20.09 | 16.3 | 14.69 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.12 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.06 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sonam Udasi is the fund manager of Tata India Consumer Fund Direct Growth
The Exit load of Tata India Consumer Fund Direct Growth is 0.25%