Tata India Consumer Fund Direct Growth
Equity
Direct
Equity - Consumption
NAV as on 14-11-2024
₹ 49.88
▲0.2%
1D
Inception Returns
19.8%
/yr
About Tata India Consumer Fund Direct Growth
Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata India Consumer Fund Direct Growth has ₹2375 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
Tata India Consumer Fund Direct Growth has given a CAGR return of 19.83% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 32.93%, 18.44% and 21.49% respectively.
Holdings
Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Defensive, Consumer Cyclical, Industrial, Tech, Basic Materials, Financial Services. Its top holdings are ITC Ltd, Zomato Ltd, Radico Khaitan Ltd, Bikaji Foods International Ltd, Trent Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Tata India Consumer Fund Direct Growth
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
▼
2351 people have invested ₹ 1.6Cr in Tata India Consumer Fund Direct Growth in the last three months
INDmoney Rank for Tata India Consumer Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Tata India Consumer Fund Direct Growth Overview
| Expense ratio | 0.74% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2375 Cr |
| Inception Date | 28 December, 2015 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 0.2% |
| Lock In | No Lock-in |
TurnOver | 65.67% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (14-Nov-24)
Fund Distribution
as on (31-Oct-24)
Large cap
42.1%
Small cap
31.1%
Mid cap
16.9%
Sector Allocation
Consumer Defensive
37.3%
Consumer Cyclical
35.2%
Industrial
14.3%
Tech
5.2%
Basic Materials
4.8%
Financial Services
3.3%
All changes are between Aug'24 and Oct'24
- This fund’s returns stands at -6.79% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
- This fund underperformed Nifty 500 by 0.27% in Oct'24
- AUM of the fund stands at 2.4K Cr as of Oct'24
- AUM decreased by 146.8 Cr between Oct'24 and Sep'24
Top Stocks bought last month
Radico Khaitan Ltd's allocation increased from 4.84% to 5.98%
PG Electroplast Ltd's allocation increased from 0.81% to 1.53%
DOMS Industries Ltd's allocation increased from 3.37% to 3.69%
Top Stocks sold last month
Zomato Ltd's allocation decreased from 9.19 % to 8.91 %
Bikaji Foods International Ltd's allocation decreased from 4.36 % to 4.27 %
Trent Ltd's allocation decreased from 4.33 % to 4.05 %
Mid Cap allocation has gone up from 14.9% to 16.9%
Large Cap allocation has gone down from 51.4% to 42.1%
Small Cap allocation has gone up from 30.7% to 31.1%
Cash allocation has gone up from 2.3% to 9.1%
Top 3 Sectors in October were Consumer Defensive, Consumer Cyclical & Industrial
Oct'24
Consumer Defensive
37%
Consumer Cyclical
35%
Industrial
14%
Sep'24
Consumer Defensive
40%
Consumer Cyclical
35%
Industrial
14%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ITC Ltd | 9.91% | 0% | |
 Zomato Ltd | 8.91% | 3.2% | |
 Radico Khaitan Ltd | 5.98% | 0% | |
 Bikaji Foods International Ltd | 4.27% | 0% | |
 Trent Ltd | 4.05% | -6.3% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Amber Enterprises India Ltd | 18.4% |
 Radico Khaitan Ltd | 1.6% |
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Sonam Udasi
Fund Manager of Tata India Consumer Fund Direct Growth, since 1 April 2016
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.87L Cr
as on 31-Oct-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Mutual Fund Insights
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 20.04% return, outperforming this fund by 1.6% per annum.
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.74% which is lower than the category average expense ratio of 1.37%.
Over the last 6 months, this fund has decreased expense ratio by 7.5% moving from 0.80 to 0.74.
Over the last 1 month, this fund has experienced a 5.8% drop in AUM moving from 2.52K Cr to 2.37K Cr.
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 24.32% return, outperforming this fund by 2.83% per annum.
In the last 1 year, HSBC Consumption Fund Direct Growth has given 37.9% return, outperforming this fund by 4.97%.
Tata India Consumer Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 19.83% since inception which is more than its category average return of 15.24%
Fund Allocations
This fund has an allocation of 90.91% in Equity, 0% in Debt and 9.09% in Cash related instruments
AUM size ₹2375 Cr
This fund has AUM of ₹2375 Cr which is more than its category average of ₹ 1780 Cr
Expense Ratio 0.74%
This fund has an expense ratio of 0.74% which is less than its category average expense ratio of 1.28%
Frequently Asked Questions for Tata India Consumer Fund Direct Growth
The current NAV of Tata India Consumer Fund Direct Growth is ₹49.88 as on 14-Nov-2024.
Existing (Absolute + CAGR) as on 14-Nov-2024.
Tata India Consumer Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -7.47% | -7.47% |
6 Month Returns | 15.6% | 15.6% |
1 Year Returns | 32.93% | 32.93% |
3 Years Returns | 66.13% | 18.44% |
5 Years Returns | 164.64% | 21.49% |
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0.74% as on October 2024
₹2375 Cr as on October 2024
ITC Ltd(9.91%), Zomato Ltd(8.91%), Radico Khaitan Ltd(5.98%), Bikaji Foods International Ltd(4.27%), Trent Ltd(4.05%) as on October 2024
Consumer Defensive(33.89%), Consumer Cyclical(31.99%), Industrial(13%) as on October 2024
The alpha ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata India Consumer Fund Direct Growth | 5.92 | 2.7 | 3.64 |
As on October 2024
The alpha for Tata India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata India Consumer Fund Direct Growth | 0.84 | 0.91 | 0.9 |
As on October 2024
The Beta for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata India Consumer Fund Direct Growth | 1.95 | 0.98 | 0.98 |
As on October 2024
The sharpe ratio for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata India Consumer Fund Direct Growth | 15.2 | 14.55 | 15.96 |
As on October 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.87 as on October 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.36 as on October 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Sonam Udasi is the fund manager of Tata India Consumer Fund Direct Growth
The Exit load of Tata India Consumer Fund Direct Growth is 0.25%