Tata Liquid Fund Direct Growth

Tata Liquid Fund Direct Growth

NAV as on 28-03-2025

₹ 4090.56

Inception Returns

6.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
381 people have invested ₹ 13.8Cr in Tata Liquid Fund Direct Growth in the last three months

About Tata Liquid Fund Direct Growth

Tata Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Sonthalia, Amit Somani. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Liquid Fund Direct Growth has ₹30890 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Tata Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.37%, 6.75% and 5.48% respectively.

Holdings

Tata Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are Reliance Industries Limited, 91 Days Tbill Red 24-04-2025, National Bank For Agriculture And Rural Development, Icici Securities Limited, Bank Of Baroda

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Liquid Fund Direct Growth

The investment objective is to generate reasonable returns with high liquidity to the unitholders

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Liquid Fund Direct Growth has no lock in period.

Tata Liquid Fund Direct Growth Overview

Expense ratio0.21%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹30890 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
594.04%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (28-Mar-25)

Period
Tata Liquid Fund Direct Growth
Liquid Index
1M
0.5%
0.4%
3M
1.8%
1.4%
6M
3.5%
2.9%
1Y
7.4%
6.6%
3Y
6.8%
6.3%
5Y
5.5%
5.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

Feb'25

Jan'25

Dec'24

Cash Equivalent
83.3%
Corporate
16.6%
Government
0.1%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 26K Cr
₹ 23.5K Cr
₹ 23.2K Cr
  • AUM of the fund stands at 26K Cr as of Feb'25
  • AUM increased by 2.5K Cr between Feb'25 and Jan'25
Top Stocks bought last month
National Bank For Agriculture And Rural Development's allocation increased from 1.9% to 2.78%
National Bank For Agriculture And Rural Development's allocation increased from 1.9% to 2.78%
Rural Electrification Corporation Limited's allocation increased from 0.27% to 0.32%
Rural Electrification Corporation Limited's allocation increased from 0.27% to 0.32%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.03 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.03 %
Cash allocation has gone up from 99.7% to 99.8%
Cash allocation has gone up from 99.7% to 99.8%

Top 2 Sectors in February were Corporate, Government

Feb'25
Corporate
17%
Jan'25
Corporate
25%
Government
2%
  • Debt & Cash

Holdings
Weight%
1M Change
Reliance Industries Limited
Reliance Industries Limited
5.66%
0%
91 Days Tbill Red 24-04-2025
91 Days Tbill Red 24-04-2025
4.02%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
4%
0%
Icici Securities Limited
Icici Securities Limited
3.5%
100%
Reliance Retail Ventures Limited
Reliance Retail Ventures Limited
3.2%
0%
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Abhishek Sonthalia
Abhishek Sonthalia
Fund Manager of Tata Liquid Fund Direct Growth, since 6 February 2020
Amit Somani
Amit Somani
Fund Manager of Tata Liquid Fund Direct Growth, since 16 October 2013
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.91L Cr
as on 28-Feb-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
Over the last 1 month, this fund has increased expense ratio by 5.0% moving from 0.20 to 0.21.
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In the last 3 years, Aditya Birla Sun Life Liquid Direct Plan Growth has given 6.82% return, outperforming this fund by 0.07% per annum.
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Over the last 3 months, this fund has experienced a 33.6% growth in AUM moving from 23.12K Cr to 30.89K Cr.
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In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.82% return, outperforming this fund by 0.34% per annum.
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In the last 1 year, Edelweiss Liquid Fund Direct Growth has given 7.45% return, outperforming this fund by 0.08%.

Tata Liquid Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.9% since inception which is more than its category average return of 4.98%
AUM size ₹30890 Cr

AUM size ₹30890 Cr

This fund has AUM of ₹30890 Cr which is more than its category average of ₹ 15298 Cr
Expense Ratio 0.21%

Expense Ratio 0.21%

This fund has an expense ratio of 0.21% which is less than its category average expense ratio of 0.23%

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1Y CAGR

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Tata Corporate Bond Fund Direct Growth

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3Y CAGR

▲ 6.88

Tata Short Term Bond Fund Direct Plan Growth

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5Y CAGR

▲ 6.75

Tata Floating Rate Fund Direct Growth

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3Y CAGR

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Frequently Asked Questions for Tata Liquid Fund Direct Growth

The current NAV of Tata Liquid Fund Direct Growth is ₹4090.56 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
Tata Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.53%
0.53%
6 Month Returns
3.54%
3.54%
1 Year Returns
7.37%
7.37%
3 Years Returns
21.65%
6.75%
5 Years Returns
30.59%
5.48%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.21% as on February 2025
₹30890 Cr as on February 2025
Reliance Industries Limited(5.66%), 91 Days Tbill Red 24-04-2025(4.02%), National Bank For Agriculture And Rural Development(4%), Icici Securities Limited(3.5%), Bank Of Baroda(3.2%) as on February 2025
Cash Equivalent(83.63%), Corporate(11.19%), Government(5.18%) as on February 2025
Yield to Maturity is 7.2 as on February 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.1 as on February 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Abhishek Sonthalia, Amit Somani are the fund managers of Tata Liquid Fund Direct Growth
The Exit load of Tata Liquid Fund Direct Growth is 0.01%