Tata Liquid Fund Direct Growth

Tata Liquid Fund Direct Growth

NAV as on 20-04-2025

₹ 4110.98

Inception Returns

6.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
384 people have invested ₹ 3.8Cr in Tata Liquid Fund Direct Growth in the last three months

About Tata Liquid Fund Direct Growth

Tata Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Amit Somani, Abhishek Sonthalia. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Liquid Fund Direct Growth has ₹19074 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Tata Liquid Fund Direct Growth has given a CAGR return of 6.92% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.41%, 6.88% and 5.52% respectively.

Holdings

Tata Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate. Its top holdings are Punjab National Bank ** #, 91 Days Tbill Red 05-06-2025, ICICI Securities Limited**, Reliance Retail Ventures Limited, 364 DTB

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Liquid Fund Direct Growth

The investment objective is to generate reasonable returns with high liquidity to the unitholders

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Liquid Fund Direct Growth has no lock in period.

Tata Liquid Fund Direct Growth Overview

Expense ratio0.21%
Benchmark
CRISIL Liquid Debt A-I TR INR
AUM₹19074 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
594.04%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (20-Apr-25)

Period
Tata Liquid Fund Direct Growth
Liquid Index
1M
0.8%
0.7%
3M
1.9%
1.7%
6M
3.7%
3.4%
1Y
7.4%
6.8%
3Y
6.9%
6.4%
5Y
5.5%
5.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
100%

Sector Allocation

Mar'25

Feb'25

Jan'25

Cash Equivalent
83.3%
Corporate
16.7%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 19.1K Cr
₹ 26K Cr
₹ 23.5K Cr
  • AUM of the fund stands at 19.1K Cr as of Mar'25
  • AUM decreased by 6.9K Cr between Mar'25 and Feb'25
Top Stocks bought last month
National Bank For Agriculture And Rural Development's allocation increased from 0.63% to 1.03%
National Bank For Agriculture And Rural Development's allocation increased from 0.63% to 1.03%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.78 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.78 %
Cash allocation has gone down from 99.8% to 99.7%
Cash allocation has gone down from 99.8% to 99.7%

Top Sector in March was Corporate

Mar'25
Corporate
17%
Feb'25
Corporate
17%
  • Debt & Cash

Holdings
Weight%
1M Change
Punjab National Bank ** #
Punjab National Bank ** #
7.62%
0%
91 Days Tbill Red 05-06-2025
91 Days Tbill Red 05-06-2025
5.7%
100%
ICICI Securities Limited**
ICICI Securities Limited**
5.69%
100%
Reliance Retail Ventures Limited
Reliance Retail Ventures Limited
5.2%
0%
364 DTB
364 DTB
5.18%
100%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Tata Liquid Fund Direct Growth
Tata Liquid Fund Direct Growth
7.41%
6.88%
5.52%
6.92%
Groww Liquid Fund Direct Plan Growth Option
Groww Liquid Fund Direct Plan Growth Option
7.46%
6.79%
5.37%
6.85%
Aditya Birla Sun Life Liquid Direct Plan Growth
Aditya Birla Sun Life Liquid Direct Plan Growth
7.44%
6.95%
5.58%
6.95%
ICICI Prudential Liquid Fund Direct Plan Growth
ICICI Prudential Liquid Fund Direct Plan Growth
7.38%
6.87%
5.52%
6.89%
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Amit Somani
Amit Somani
Fund Manager of Tata Liquid Fund Direct Growth, since 16 October 2013
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata Money Market Fund Direct Plan Growth
7.43%
6.64%
Tata Liquid Fund Direct Plan Growth
6.88%
6.37%
Tata Overnight Fund Direct Growth
6.36%
--
Abhishek Sonthalia
Abhishek Sonthalia
Fund Manager of Tata Liquid Fund Direct Growth, since 6 February 2020
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Tata Liquid Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.92% since inception which is more than its category average return of 4.99%
AUM size ₹19074 Cr

AUM size ₹19074 Cr

This fund has AUM of ₹19074 Cr which is more than its category average of ₹ 12892 Cr
Expense Ratio 0.21%

Expense Ratio 0.21%

This fund has an expense ratio of 0.21% which is less than its category average expense ratio of 0.23%

Frequently Asked Questions for Tata Liquid Fund Direct Growth

The current NAV of Tata Liquid Fund Direct Growth is ₹4110.98 as on 20-Apr-2025.
Existing (Absolute + CAGR) as on 20-Apr-2025.
Tata Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.76%
0.76%
6 Month Returns
3.7%
3.7%
1 Year Returns
7.41%
7.41%
3 Years Returns
22.08%
6.88%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.21% as on March 2025
₹19074 Cr as on March 2025
Punjab National Bank ** #(7.62%), 91 Days Tbill Red 05-06-2025(5.7%), ICICI Securities Limited**(5.69%), Reliance Retail Ventures Limited(5.2%), 364 DTB(5.18%) as on March 2025
Yield to Maturity is 7.06 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.21 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Amit Somani, Abhishek Sonthalia are the fund managers of Tata Liquid Fund Direct Growth
The Exit load of Tata Liquid Fund Direct Growth is 0.01%