Hybrid
Direct
Retirement
NAV as on 05-09-2024
₹ 75.64
▲0.2%
1D
Inception Returns
17.2%
/yr
Tata Retirement Savings Moderate Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.
Tata Retirement Savings Moderate Fund Direct Growth has given a CAGR return of 17.20% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 31.74%, 15.85% and 19.79% respectively.
Tata Retirement Savings Moderate Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Corporate, Financial Services, Industrial, Consumer Cyclical, Consumer Defensive, Basic Materials, Energy, Tech, Utilities, Real Estate, Health, Communication.
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Moderate Fund Direct Growth of 5 Years
Expense ratio | 0.6% |
Benchmark | CRISIL Hybrid 25+75-Aggressive TR INR |
AUM | ₹2183 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹5000/₹150 |
Exit Load | 1.0% |
Lock In | 5 Years |
TurnOver | 55.2% |
STCG | Redeeming before 1 year, returns taxed at 20%. |
LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
Risk | Very High Risk |
as on (05-Sep-24)
as on (31-Jul-24)
Top 3 Sectors in July were Government, Corporate & Financial Services
Tata Retirement Savings Moderate Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 4.78% | 4.78% |
6 Month Returns | 20% | 20% |
1 Year Returns | 31.74% | 31.74% |
3 Years Returns | 55.49% | 15.85% |
5 Years Returns | 146.69% | 19.79% |
AAA | 97.31 |
AA | 2.69 |