Tata Retirement Savings Moderate Fund Direct Growth
Hybrid
Direct
Retirement
NAV as on 17-01-2025
₹ 73.76
▲0.3%
1D
Inception Returns
16.3%
/yr
About Tata Retirement Savings Moderate Fund Direct Growth
Tata Retirement Savings Moderate Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sonam Udasi, Murthy Nagarajan. This fund gives you the benefit of diversification.
Key Parameters
- Tata Retirement Savings Moderate Fund Direct Growth has ₹2182 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Tata Retirement Savings Moderate Fund Direct Growth has given a CAGR return of 16.32% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 18.13%, 13.15% and 15.78% respectively.
Holdings
Tata Retirement Savings Moderate Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Industrial, Consumer Defensive, Consumer Cyclical, Corporate, Tech, Basic Materials, Energy, Utilities, Real Estate, Health, Communication.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Tata Retirement Savings Moderate Fund Direct Growth
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Moderate Fund Direct Growth of 5 Years
Historical NAV & Returns
Tata Retirement Savings Moderate Fund Direct Growth Overview
| Expense ratio | 0.6% |
Benchmark | CRISIL Hybrid 25+75-Aggressive TR INR |
| AUM | ₹2182 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹150 |
Exit Load | 1.0% |
| Lock In | 5 Years |
TurnOver | 55.2% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (17-Jan-25)
Fund Distribution
as on (30-Nov-24)
- AUM of the fund stands at 2.2K Cr as of Dec'24
- AUM increased by 20.4 Cr between Dec'24 and Nov'24
Top 3 Sectors in December were Financial Services, Government & Industrial
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 5.58% | 0% | |
 Tata Consultancy Services Ltd | 3.72% | 57.1% | |
 ITC Ltd | 3.57% | 0% | |
 Radico Khaitan Ltd | 3.18% | 0% | |
 Zomato Ltd | 3.02% | 0% |
Mutual Fund Insights
Tata Retirement Savings Moderate Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹2182 Cr
Expense Ratio 0.6%
Frequently Asked Questions for Tata Retirement Savings Moderate Fund Direct Growth
Tata Retirement Savings Moderate Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -4.87% | -4.87% |
6 Month Returns | -0.63% | -0.63% |
1 Year Returns | 18.13% | 18.13% |
3 Years Returns | 44.85% | 13.15% |
5 Years Returns | 108.04% | 15.78% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 97.24 |
AA | 2.76 |