Tata Short Term Bond Fund Direct Growth

Tata Short Term Bond Fund Direct Growth

NAV as on 28-03-2025

₹ 51.83

0.1%

1D

Inception Returns

7.6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
39 people have invested ₹ 11.5L in Tata Short Term Bond Fund Direct Growth in the last three months

About Tata Short Term Bond Fund Direct Growth

Tata Short Term Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Abhishek Sonthalia. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Short Term Bond Fund Direct Growth has ₹2642 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

Tata Short Term Bond Fund Direct Growth has given a CAGR return of 7.59% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.65%, 7.02% and 6.75% respectively.

Holdings

Tata Short Term Bond Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 7.32% Govt Stock 2030, 6.79% Government Of India (07/10/2034), 7.1% Govt Stock 2034, 6.92% Govt Stock 2039, National Bank For Agriculture And Rural Development

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Short Term Bond Fund Direct Growth

The investment objective is to generate regular income/appreciation over a short term period. There can be no assurance that the investment objective of the Scheme will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Short Term Bond Fund Direct Growth has no lock in period.

Tata Short Term Bond Fund Direct Growth Overview

Expense ratio0.37%
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM₹2642 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
129.48%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (28-Mar-25)

Period
Tata Short Term Bond Fund Direct Growth
Short Duration Index
1M
1.1%
0.5%
3M
2.4%
1.6%
6M
4.1%
3.1%
1Y
8.7%
7.4%
3Y
7%
6.5%
5Y
6.8%
6.3%

Fund Distribution

as on (28-Feb-25)

  • Equity 0.1%

  • Debt & Cash 99.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
100%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 2.7K Cr
₹ 2.7K Cr
₹ 2.7K Cr
  • AUM of the fund stands at 2.7K Cr as of Feb'25
  • AUM increased by 26.5 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Power Finance Corporation Ltd.'s allocation increased from 0.87% to 1.83%
Power Finance Corporation Ltd.'s allocation increased from 0.87% to 1.83%
Power Finance Corporation Ltd.'s allocation increased from 0.92% to 1.83%
Power Finance Corporation Ltd.'s allocation increased from 0.92% to 1.83%
LIC Housing Finance Ltd's allocation increased from 1.28% to 1.82%
LIC Housing Finance Ltd's allocation increased from 1.28% to 1.82%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.74 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.74 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 2.73 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 2.73 %
Export-Import Bank Of India's allocation decreased from 5.26 % to 1.84 %
Export-Import Bank Of India's allocation decreased from 5.26 % to 1.84 %
Cash allocation has gone up from 14% to 14.4%
Cash allocation has gone up from 14% to 14.4%
Debt allocation has gone down from 85.7% to 85.3%
Debt allocation has gone down from 85.7% to 85.3%

Top 3 Sectors in February were Financial Services, Corporate & Government

Feb'25
Financial Services
100%
Corporate
49%
Government
44%
Jan'25
Financial Services
100%
Corporate
47%
Government
42%
  • Debt & Cash

Holdings
Weight%
1M Change
7.32% Govt Stock 2030
7.32% Govt Stock 2030
8.58%
0%
6.79% Government Of India (07/10/2034)
6.79% Government Of India (07/10/2034)
4.97%
-5.9%
7.1% Govt Stock 2034
7.1% Govt Stock 2034
4.49%
0%
6.92% Govt Stock 2039
6.92% Govt Stock 2039
3.37%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
2.84%
50%
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Murthy Nagarajan
Murthy Nagarajan
Fund Manager of Tata Short Term Bond Fund Direct Growth, since 1 April 2017
Abhishek Sonthalia
Abhishek Sonthalia
Fund Manager of Tata Short Term Bond Fund Direct Growth, since 6 February 2020
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.91L Cr
as on 28-Feb-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

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In the last 3 years, ICICI Prudential Short Term Fund Direct Plan Growth Option has given 7.86% return, outperforming this fund by 0.84% per annum.
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This fund has one of the lowest expense ratio in the category (short duration). Its expense ratio is 0.37% which is lower than the category average expense ratio of 0.7%.
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In the last 1 year, Nippon India Short Term Fund - Direct Plan - Growth Plan has given 8.86% return, outperforming this fund by 0.21%.
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Over the last 15 months, this fund has decreased expense ratio by 21.3% moving from 0.47 to 0.37.
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Over the last 6 months, this fund has experienced a 4.8% growth in AUM moving from 2.52K Cr to 2.64K Cr.
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In the last 5 years, UTI - Short Duration Fund - Direct Plan - Growth Option has given 8.09% return, outperforming this fund by 1.33% per annum.

Tata Short Term Bond Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.59% since inception which is more than its category average return of 5.85%
Fund Allocations

Fund Allocations

This fund has an allocation of 0.06% in Equity, 86.56% in Debt and 13.1% in Cash related instruments
AUM size ₹2642 Cr

AUM size ₹2642 Cr

This fund has AUM of ₹2642 Cr which is less than its category average of ₹ 5167 Cr
Expense Ratio 0.37%

Expense Ratio 0.37%

This fund has an expense ratio of 0.37% which is less than its category average expense ratio of 0.7%

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Frequently Asked Questions for Tata Short Term Bond Fund Direct Growth

The current NAV of Tata Short Term Bond Fund Direct Growth is ₹51.83 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
Tata Short Term Bond Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.09%
1.09%
6 Month Returns
4.06%
4.06%
1 Year Returns
8.65%
8.65%
3 Years Returns
22.56%
7.02%
5 Years Returns
38.64%
6.75%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.37% as on February 2025
₹2642 Cr as on February 2025
7.32% Govt Stock 2030(8.58%), 6.79% Government Of India (07/10/2034)(4.97%), 7.1% Govt Stock 2034(4.49%), 6.92% Govt Stock 2039(3.37%), National Bank For Agriculture And Rural Development(2.84%) as on February 2025
Corporate(50.6%), Government(43.37%), Cash Equivalent(5.97%) as on February 2025
Yield to Maturity is 7.43 as on February 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.79 as on February 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Murthy Nagarajan, Abhishek Sonthalia are the fund managers of Tata Short Term Bond Fund Direct Growth
The Exit load of Tata Short Term Bond Fund Direct Growth is 0%