Tata Ultra Short Term Fund Direct Growth
Debt
Direct
Ultra Short Duration
NAV as on 21-02-2025
₹ 14.47
Inception Returns
6.3%
/yr
About Tata Ultra Short Term Fund Direct Growth
Tata Ultra Short Term Fund Direct Growth is a debt fund. This fund was started on 23 January, 2019. The fund is managed by Abhishek Sonthalia, Akhil Mittal. This fund is suitable to keep your money safe.
Key Parameters
- Tata Ultra Short Term Fund Direct Growth has ₹5277 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.3.
Returns
Tata Ultra Short Term Fund Direct Growth has given a CAGR return of 6.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.83%, 6.88% and 5.99% respectively.
Holdings
Tata Ultra Short Term Fund Direct Growth has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are National Bank For Agriculture And Rural Development, HDFC Bank Limited, Power Finance Corporation Limited, Small Industries Development Bank Of India, LIC Housing Finance Ltd
Taxation
As it is a ultra short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Tata Ultra Short Term Fund Direct Growth
The investment objective of the Scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Ultra Short Term Fund Direct Growth has no lock in period.
Historical NAV & Returns
Tata Ultra Short Term Fund Direct Growth Overview
| Expense ratio | 0.3% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹5277 Cr |
| Inception Date | 23 January, 2019 |
| Min Lumpsum/SIP | ₹5000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 302.37% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (21-Feb-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 5K Cr as of Jan'25
- AUM increased by 1K Cr between Jan'25 and Dec'24
Top 2 Sectors in January were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 National Bank For Agriculture And Rural Development | 4.42% | 100% | |
HDFC Bank Limited | 3.78% | 0% | |
Power Finance Corporation Limited | 3.69% | 0% | |
Small Industries Development Bank Of India | 3.51% | 16.7% | |
LIC Housing Finance Ltd | 3.4% | -12.8% |
Mutual Fund Insights
Tata Ultra Short Term Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹5277 Cr
Expense Ratio 0.3%
Frequently Asked Questions for Tata Ultra Short Term Fund Direct Growth
Tata Ultra Short Term Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.66% | 0.66% |
6 Month Returns | 3.82% | 3.82% |
1 Year Returns | 7.83% | 7.83% |
3 Years Returns | 22.11% | 6.88% |
5 Years Returns | 33.75% | 5.99% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 87.08 |
AA | 12.92 |