Tata Ultra Short Term Fund Direct Growth

Tata Ultra Short Term Fund Direct Growth

NAV as on 28-03-2025

₹ 14.6

Inception Returns

6.3%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
63 people have invested ₹ 82.1L in Tata Ultra Short Term Fund Direct Growth in the last three months

About Tata Ultra Short Term Fund Direct Growth

Tata Ultra Short Term Fund Direct Growth is a debt fund. This fund was started on 23 January, 2019. The fund is managed by Abhishek Sonthalia, Akhil Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Ultra Short Term Fund Direct Growth has ₹4996 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Tata Ultra Short Term Fund Direct Growth has given a CAGR return of 6.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.83%, 7.02% and 6.04% respectively.

Holdings

Tata Ultra Short Term Fund Direct Growth has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Power Finance Corporation Limited, National Bank For Agriculture And Rural Development, HDFC Bank Limited, Power Finance Corporation Limited, Small Industries Development Bank Of India

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Ultra Short Term Fund Direct Growth

The investment objective of the Scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Ultra Short Term Fund Direct Growth has no lock in period.

Tata Ultra Short Term Fund Direct Growth Overview

Expense ratio0.3%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹4996 Cr
Inception Date23 January, 2019
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
302.37%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (28-Mar-25)

Period
Tata Ultra Short Term Fund Direct Growth
Ultra Short Duration Index
1M
0.6%
0.4%
3M
1.9%
1.5%
6M
3.8%
3.1%
1Y
7.8%
6.7%
3Y
7%
6.2%
5Y
6%
5.4%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
87%

AA
13%

Sector Allocation

Feb'25

Jan'25

Dec'24

Corporate
49.9%
Cash Equivalent
40.6%
Government
9.5%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 5.2K Cr
₹ 5K Cr
₹ 4K Cr
  • AUM of the fund stands at 5.2K Cr as of Feb'25
  • AUM increased by 244.3 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Export Import Bank Of India's allocation increased from 1.17% to 2.52%
Export Import Bank Of India's allocation increased from 1.17% to 2.52%
Power Finance Corporation Ltd.'s allocation increased from 0.63% to 1.26%
Power Finance Corporation Ltd.'s allocation increased from 0.63% to 1.26%
HDFC Credila Financial Services Ltd's allocation increased from 1.31% to 1.9%
HDFC Credila Financial Services Ltd's allocation increased from 1.31% to 1.9%
Top Stocks sold last month
Small Industries Development Bank Of India's allocation decreased from 2.59 % to 2.52 %
Small Industries Development Bank Of India's allocation decreased from 2.59 % to 2.52 %
Indinfravit Trust's allocation decreased from 1.77 % to 1.7 %
Indinfravit Trust's allocation decreased from 1.77 % to 1.7 %
Shriram Finance Limited's allocation decreased from 5.26 % to 1.52 %
Shriram Finance Limited's allocation decreased from 5.26 % to 1.52 %
Cash allocation has gone up from 62.6% to 64.6%
Cash allocation has gone up from 62.6% to 64.6%
Debt allocation has gone down from 37.2% to 35.2%
Debt allocation has gone down from 37.2% to 35.2%

Top 2 Sectors in February were Corporate, Government

Feb'25
Corporate
50%
Government
9%
Jan'25
Corporate
48%
Government
9%
  • Debt & Cash

Holdings
Weight%
1M Change
Power Finance Corporation Limited
Power Finance Corporation Limited
4.99%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
4.89%
0%
HDFC Bank Limited
HDFC Bank Limited
4.33%
28.6%
Power Finance Corporation Limited
Power Finance Corporation Limited
3.68%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
3.5%
0%
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Abhishek Sonthalia
Abhishek Sonthalia
Fund Manager of Tata Ultra Short Term Fund Direct Growth, since 1 September 2024
Akhil Mittal
Akhil Mittal
Fund Manager of Tata Ultra Short Term Fund Direct Growth, since 23 January 2019
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.91L Cr
as on 28-Feb-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

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In the last 1 year, Aditya Birla Sun Life Savings Fund Direct Plan Growth has given 8.01% return, outperforming this fund by 0.18%.
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Over the last 6 months, this fund has experienced a 106.0% growth in AUM moving from 2.42K Cr to 4.99K Cr.
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This fund has one of the lowest expense ratio in the category (ultra short duration). Its expense ratio is 0.3% which is lower than the category average expense ratio of 0.56%.
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In the last 5 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.23% return, outperforming this fund by 1.2% per annum.
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In the last 3 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.24% return, outperforming this fund by 0.22% per annum.
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Over the last 3 months, this fund has decreased expense ratio by 18.9% moving from 0.37 to 0.30.

Tata Ultra Short Term Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.29% since inception which is less than its category average return of 7.8%
AUM size ₹4996 Cr

AUM size ₹4996 Cr

This fund has AUM of ₹4996 Cr which is more than its category average of ₹ 3933 Cr
Expense Ratio 0.3%

Expense Ratio 0.3%

This fund has an expense ratio of 0.3% which is less than its category average expense ratio of 0.62%

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Frequently Asked Questions for Tata Ultra Short Term Fund Direct Growth

The current NAV of Tata Ultra Short Term Fund Direct Growth is ₹14.6 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
Tata Ultra Short Term Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.63%
0.63%
6 Month Returns
3.84%
3.84%
1 Year Returns
7.83%
7.83%
3 Years Returns
22.58%
7.02%
5 Years Returns
34.05%
6.04%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.3% as on February 2025
₹4996 Cr as on February 2025
Power Finance Corporation Limited(4.99%), National Bank For Agriculture And Rural Development(4.89%), HDFC Bank Limited(4.33%), Power Finance Corporation Limited(3.68%), Small Industries Development Bank Of India(3.5%) as on February 2025
Corporate(51.99%), Cash Equivalent(35.68%), Government(12.34%) as on February 2025
Yield to Maturity is 7.6 as on February 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 4.88 as on February 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
87.01
AA
12.99
Abhishek Sonthalia, Akhil Mittal are the fund managers of Tata Ultra Short Term Fund Direct Growth
The Exit load of Tata Ultra Short Term Fund Direct Growth is 0%