Taurus Banking & Financial Services Fund Direct Growth
NAV as on 11-04-2025
₹ 54.79
▲1.5%
1D
Inception Returns
12%
/yr
Historical NAV & Returns
Absolute
▲
▼
14 people have invested ₹ 38K in Taurus Banking & Financial Services Fund Direct Growth in the last three months
About Taurus Banking & Financial Services Fund Direct Growth
Taurus Banking & Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Taurus Banking & Financial Services Fund Direct Growth has ₹11 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.4.
Returns
Taurus Banking & Financial Services Fund Direct Growth has given a CAGR return of 11.99% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.34%, 13.24% and 20.56% respectively.
Holdings
Taurus Banking & Financial Services Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, State Bank of India, Kotak Mahindra Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Taurus Banking & Financial Services Fund Direct Growth
The primary objective of the Scheme is to generate capital appreciation through a portfolio that invests predominantly in equity and equity related instruments of Banking, Financial and Non Banking Financial Companies that form a part of the BFSI Sector.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. Taurus Banking & Financial Services Fund Direct Growth has no lock in period.
Taurus Banking & Financial Services Fund Direct Growth Overview
| Expense ratio | 1.36% |
Benchmark | S&P BSE BANKEX TR INR |
| AUM | ₹11 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 50.81% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Taurus Banking & Financial Services Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
5Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
82.4%
Mid cap
10.9%
Small cap
5.3%
Sector Allocation
Financial Services
98.6%
Tech
1.4%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 8.43% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund outperformed Nifty 500 by 1.18% in Mar'25
- AUM of the fund stands at 10.2 Cr as of Feb'25
- AUM decreased by 0.4 Cr between Feb'25 and Jan'25
Small Cap allocation has gone down from 4.9% to 4.4%
Mid Cap allocation has gone down from 12.3% to 11.7%
Large Cap allocation has gone up from 78.2% to 80.5%
Cash allocation has gone down from 4.5% to 3.5%
Top 2 Sectors in February were Financial Services, Tech
Feb'25
Financial Services
99%
Tech
1%
Jan'25
Financial Services
98%
Tech
2%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 21.52% | 0% | |
 HDFC Bank Ltd | 21.3% | 0% | |
 Axis Bank Ltd | 11.24% | 0% | |
 State Bank of India | 10.61% | 0% | |
 Kotak Mahindra Bank Ltd | 9.22% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Taurus Banking & Financial Services Fund Direct Growth | 3.34% | 13.24% | 20.56% | 11.99% |
 Tata Banking & Financial Services Fund Direct Growth | 11.8% | 17.6% | 23% | 17.7% |
 SBI Banking & Financial Services Direct Growth | 11.71% | 16.61% | 23.99% | 15.26% |
 Mirae Asset Banking and Financial Services Fund Direct Growth | 9.75% | 15.93% | - | 17.09% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Kotak Mahindra Bank Ltd | 6.1% |
 HDFC Bank Ltd | 4.7% |
 ICICI Bank Ltd | 4.5% |
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Fund House
Taurus Asset Management Company Limited
Total Schemes
Total AUM
₹817.44 Cr
as on 31-Mar-2025
Address
Taurus Asset Management Company Limited,Ground Floor, AML Centre-1,,8 Mahal Industrial Estate, Mahakali Caves Rd.,,Andheri(East)
Phone
+912266242700
Website
info@taurusmutualfund.com
Mutual Fund Insights
In the last 1 year, DSP Banking & Financial Services Fund Direct Growth has given 17.67% return, outperforming this fund by 14.33%.
In the last 5 years, Nippon India Banking & Financial Services Fund Direct Plan - Growth has given 28.55% return, outperforming this fund by 7.98% per annum.
In the last 3 years, Sundaram Financial Services Opportunities Fund Direct Plan Growth Option has given 18.63% return, outperforming this fund by 5.39% per annum.
Over the last 1 month, this fund has experienced a 8.5% growth in AUM moving from 10.24 Cr to 11.11 Cr.
Taurus Banking & Financial Services Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 11.99% since inception which is less than its category average return of 12.57%
Fund Allocations
This fund has an allocation of 98.57% in Equity, 0% in Debt and 1.43% in Cash related instruments
AUM size ₹11 Cr
This fund has AUM of ₹11 Cr which is less than its category average of ₹ 1885 Cr
Expense Ratio 1.36%
This fund has an expense ratio of 1.36% which is more than its category average expense ratio of 1.28%
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5Y CAGR
▲ 22.21
5Y CAGR
▲ 25.41
5Y CAGR
▲ 21.10
5Y CAGR
▲ 19.42
Frequently Asked Questions for Taurus Banking & Financial Services Fund Direct Growth
The current NAV of Taurus Banking & Financial Services Fund Direct Growth is ₹54.79 as on 11-Apr-2025.
Existing (Absolute + CAGR) as on 11-Apr-2025.
Taurus Banking & Financial Services Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.83% | 5.83% |
6 Month Returns | -1.83% | -1.83% |
1 Year Returns | 3.34% | 3.34% |
3 Years Returns | 45.22% | 13.24% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.36% as on March 2025
₹11 Cr as on March 2025
ICICI Bank Ltd(21.52%), HDFC Bank Ltd(21.3%), Axis Bank Ltd(11.24%), State Bank of India(10.61%), Kotak Mahindra Bank Ltd(9.22%) as on March 2025
The alpha ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | -2.93 | 1.93 | 1.2 |
As on March 2025
The alpha for Taurus Banking & Financial Services Fund Direct Growth is calculated against S&P BSE BANKEX TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | 0.97 | 0.96 | 0.88 |
As on March 2025
The Beta for Taurus Banking & Financial Services Fund Direct Growth is calculated with S&P BSE BANKEX TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | 0.19 | 0.61 | 0.86 |
As on March 2025
The sharpe ratio for Taurus Banking & Financial Services Fund Direct Growth is calculated with S&P BSE BANKEX TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | 13.69 | 14.82 | 19.18 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.13 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.43 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Taurus Banking & Financial Services Fund Direct Growth is 1%