Taurus Banking & Financial Services Fund Direct Growth
Equity
Direct
Sector - Financial Services
NAV as on 12-03-2025
₹ 51.93
▲0.3%
1D
Inception Returns
11.6%
/yr
About Taurus Banking & Financial Services Fund Direct Growth
Taurus Banking & Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Taurus Banking & Financial Services Fund Direct Growth has ₹10 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.4.
Returns
Taurus Banking & Financial Services Fund Direct Growth has given a CAGR return of 11.58% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.91%, 14.49% and 15.46% respectively.
Holdings
Taurus Banking & Financial Services Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, Kotak Mahindra Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Taurus Banking & Financial Services Fund Direct Growth
The primary objective of the Scheme is to generate capital appreciation through a portfolio that invests predominantly in equity and equity related instruments of Banking, Financial and Non Banking Financial Companies that form a part of the BFSI Sector.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. Taurus Banking & Financial Services Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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6 people have invested ₹ 4.5K in Taurus Banking & Financial Services Fund Direct Growth in the last three months
INDmoney Rank for Taurus Banking & Financial Services Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
3Y returns in the bottom 25% of the category
Taurus Banking & Financial Services Fund Direct Growth Overview
| Expense ratio | 1.36% |
Benchmark | S&P BSE BANKEX INR |
| AUM | ₹10 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 50.81% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (12-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
80.5%
Mid cap
11.7%
Small cap
4.4%
Sector Allocation
Financial Services
98.5%
Tech
1.5%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 10.7 Cr as of Jan'25
- AUM has remained same between Jan'25 and Dec'24
Top Stocks bought last month
Union Bank of India's allocation increased from 0.64% to 2.54%
Jio Financial Services Ltd's allocation increased from 0.68% to 2%
CreditAccess Grameen Ltd Ordinary Shares's allocation increased from 2.78% to 3.42%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 21.45 % to 20.65 %
State Bank of India's allocation decreased from 12.3 % to 11.09 %
Kotak Mahindra Bank Ltd's allocation decreased from 8.81 % to 8.43 %
Large Cap allocation has gone down from 85.6% to 78.2%
Small Cap allocation has gone down from 7.5% to 4.9%
Mid Cap allocation has gone up from 6.5% to 12.3%
Cash allocation has gone up from 0.4% to 4.5%
Top 2 Sectors in January were Financial Services, Tech
Jan'25
Financial Services
98%
Tech
2%
Dec'24
Financial Services
97%
Tech
3%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Axis Bank Ltd | 2.8% |
 Kotak Mahindra Bank Ltd | 0.2% |
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Fund House
Taurus Asset Management Company Limited
Total Schemes
Total AUM
₹916.58 Cr
as on 31-Jan-2025
Address
Taurus Asset Management Company Limited,Ground Floor, AML Centre-1,,8 Mahal Industrial Estate, Mahakali Caves Rd.,,Andheri(East)
Phone
+912266242700
Website
info@taurusmutualfund.com
Mutual Fund Insights
In the last 5 years, Nippon India Banking & Financial Services Fund Direct Plan - Growth has given 18.52% return, outperforming this fund by 3.06% per annum.
In the last 3 years, Sundaram Financial Services Opportunities Fund Direct Plan Growth Option has given 19.65% return, outperforming this fund by 5.16% per annum.
In the last 1 year, DSP Banking & Financial Services Fund Direct Growth has given 17.08% return, outperforming this fund by 16.17%.
Over the last 3 months, this fund has experienced a 8.1% drop in AUM moving from 11.14 Cr to 10.24 Cr.
Taurus Banking & Financial Services Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 11.58% since inception which is more than its category average return of 11.07%
Fund Allocations
This fund has an allocation of 96.48% in Equity, 0% in Debt and 3.52% in Cash related instruments
AUM size ₹10 Cr
This fund has AUM of ₹10 Cr which is less than its category average of ₹ 1801 Cr
Expense Ratio 1.36%
This fund has an expense ratio of 1.36% which is more than its category average expense ratio of 1.26%
Frequently Asked Questions for Taurus Banking & Financial Services Fund Direct Growth
The current NAV of Taurus Banking & Financial Services Fund Direct Growth is ₹51.93 as on 12-Mar-2025.
Existing (Absolute + CAGR) as on 12-Mar-2025.
Taurus Banking & Financial Services Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -1.98% | -1.98% |
6 Month Returns | -7.88% | -7.88% |
1 Year Returns | 0.91% | 0.91% |
3 Years Returns | 50.09% | 14.49% |
5 Years Returns | 105.18% | 15.46% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.36% as on February 2025
₹10 Cr as on February 2025
HDFC Bank Ltd(21.88%), ICICI Bank Ltd(20.83%), Axis Bank Ltd(11.25%), State Bank of India(10.27%), Kotak Mahindra Bank Ltd(8.76%) as on February 2025
The alpha ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | -3.61 | 1.9 | 0.84 |
As on February 2025
The alpha for Taurus Banking & Financial Services Fund Direct Growth is calculated against S&P BSE BANKEX INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | 0.93 | 0.96 | 0.88 |
As on February 2025
The Beta for Taurus Banking & Financial Services Fund Direct Growth is calculated with S&P BSE BANKEX INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | -0.4 | 0.45 | 0.37 |
As on February 2025
The sharpe ratio for Taurus Banking & Financial Services Fund Direct Growth is calculated with S&P BSE BANKEX INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Taurus Banking & Financial Services Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Taurus Banking & Financial Services Fund Direct Growth | 10.95 | 14.2 | 23.78 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.81 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.44 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Taurus Banking & Financial Services Fund Direct Growth is 1%