Historical NAV & Returns
Absolute
▲
▼
265 people have invested ₹ 60.2L in Union Flexi Cap Fund Direct Growth in the last three months
About Union Flexi Cap Fund Direct Growth
Union Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Sanjay Bembalkar. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Flexi Cap Fund Direct Growth has ₹2159 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.
Returns
Union Flexi Cap Fund Direct Growth has given a CAGR return of 13.32% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.32%, 12.27% and 23.70% respectively.
Holdings
Union Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Basic Materials, Health, Consumer Defensive, Energy, Communication, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Bharti Airtel Ltd, Infosys Ltd, Larsen & Toubro Ltd
Taxation
As it is a flexi cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Flexi Cap Fund Direct Growth
The investment objective of the Scheme is to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities across market capitalisation. However, there can be no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Flexi Cap Fund Direct Growth has no lock in period.
Union Flexi Cap Fund Direct Growth Overview
| Expense ratio | 1.02% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹2159 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 152.03% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Union Flexi Cap Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
3Y returns in the bottom 25% of the category
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
64.8%
Mid cap
17.4%
Small cap
14.9%
Sector Allocation
Financial Services
28.4%
Industrial
16.9%
Consumer Cyclical
12.1%
Tech
10.9%
Basic Materials
8%
Health
7.9%
Consumer Defensive
5.5%
Energy
4.5%
Communication
4%
Utilities
1.9%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 7.81% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund outperformed Nifty 500 by 0.56% in Mar'25
- AUM of the fund stands at 2K Cr as of Feb'25
- AUM increased by 95.7 Cr between Feb'25 and Jan'25
Large Cap allocation has gone up from 61.4% to 62.7%
Small Cap allocation has gone down from 17.8% to 15.2%
Mid Cap allocation has gone up from 17.7% to 17.7%
Debt allocation has gone up from 0.1% to 0.1%
Cash allocation has gone up from 3% to 4.3%
Top 3 Sectors in February were Financial Services, Industrial & Tech
Feb'25
Financial Services
28%
Industrial
17%
Consumer Cyclical
12%
Jan'25
Financial Services
25%
Industrial
18%
Tech
13%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.92% | 0% | |
 ICICI Bank Ltd | 6.33% | 0% | |
 Bharti Airtel Ltd | 3.86% | 20.9% | |
 Infosys Ltd | 3.39% | 5.2% | |
 Larsen & Toubro Ltd | 3.07% | 10.5% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 Union Flexi Cap Fund Direct Growth | -0.32% | 12.27% | 23.7% | 13.32% |
 HDFC Flexi Cap Fund -Direct Plan - Growth Option | 10.84% | 20.42% | 31.22% | 16.7% |
 Parag Parikh Flexi Cap Direct Growth | 9.26% | 16.42% | 29.01% | 19.66% |
 UTI Flexi Cap Fund - Growth Option - Direct | 7.25% | 6.33% | 20.04% | 14.03% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Solar Industries India Ltd | 11.4% |
 HDFC Bank Ltd | 4.7% |
 ICICI Bank Ltd | 4.5% |
Loading...
We are taking more time than usual
Sanjay Bembalkar
Fund Manager of Union Flexi Cap Fund Direct Growth, since 25 January 2023
Top funds managed
Fund House
Union Asset Management Co. Pvt. Ltd.
Total Schemes
Total AUM
₹40.98K Cr
as on 31-Mar-2025
Address
Union Asset Management Co. Pvt. Ltd.,Unit 802, 8th Floor, Tower ‘A’,,Peninsula Business Park, Ganpatrao Kadam Marg,,Lower Parel (West)
Phone
+9102267483333
Website
investorcare@unionmf.com
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 1.02% which is lower than the category average expense ratio of 1.18%.
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 34.74% return, outperforming this fund by 11.03% per annum.
In the last 1 year, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 10.84% return, outperforming this fund by 11.16%.
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 21.27% return, outperforming this fund by 9% per annum.
Over the last 3 months, this fund has experienced a 98.0% growth in AUM moving from 1.09K Cr to 2.15K Cr.
Union Flexi Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 13.32% since inception which is less than its category average return of 14.49%
Fund Allocations
This fund has an allocation of 97.08% in Equity, 0% in Debt and 2.92% in Cash related instruments
AUM size ₹2159 Cr
This fund has AUM of ₹2159 Cr which is less than its category average of ₹ 8994 Cr
Expense Ratio 1.02%
This fund has an expense ratio of 1.02% which is less than its category average expense ratio of 1.33%
Most Popular Comparisons
- Compare
Union Flexi Cap FundVs
Parag Parikh Flexi Cap Fund Direct Growth
- Compare
- Union Flexi Cap FundVs
HDFC Flexi Cap Fund Direct Growth
- Compare
- Union Flexi Cap FundVs
Kotak Flexicap Fund Direct Growth
- Compare
- Union Flexi Cap FundVs
UTI Flexi Cap Fund Direct Growth
- Compare
- Union Flexi Cap FundVs
Quant Flexi Cap Fund Direct Growth
More funds from Union
5Y CAGR
▲ 31.06
5Y CAGR
▲ 25.40
5Y CAGR
▲ 23.96
5Y CAGR
▲ 30.59
5Y CAGR
▲ 23.62
Frequently Asked Questions for Union Flexi Cap Fund Direct Growth
The current NAV of Union Flexi Cap Fund Direct Growth is ₹50.55 as on 11-Apr-2025.
Existing (Absolute + CAGR) as on 11-Apr-2025.
Union Flexi Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.27% | 2.27% |
6 Month Returns | -11.14% | -11.14% |
1 Year Returns | -0.32% | -0.32% |
3 Years Returns | 41.52% | 12.27% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.02% as on March 2025
₹2159 Cr as on March 2025
HDFC Bank Ltd(7.92%), ICICI Bank Ltd(6.33%), Bharti Airtel Ltd(3.86%), Infosys Ltd(3.39%), Larsen & Toubro Ltd(3.07%) as on March 2025
Financial Services(29.32%), Industrial(15.73%), Consumer Cyclical(11.59%) as on March 2025
The alpha ratio for the Union Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Union Flexi Cap Fund Direct Growth | -0.79 | 0.89 | 1.27 |
As on March 2025
The alpha for Union Flexi Cap Fund Direct Growth is calculated against BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Union Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Union Flexi Cap Fund Direct Growth | 0.95 | 0.9 | 0.92 |
As on March 2025
The Beta for Union Flexi Cap Fund Direct Growth is calculated with BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Union Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Union Flexi Cap Fund Direct Growth | -0.03 | 0.56 | 1.27 |
As on March 2025
The sharpe ratio for Union Flexi Cap Fund Direct Growth is calculated with BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Union Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Union Flexi Cap Fund Direct Growth | 16.53 | 13.83 | 15.05 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.88 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.08 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sanjay Bembalkar is the fund manager of Union Flexi Cap Fund Direct Growth
The Exit load of Union Flexi Cap Fund Direct Growth is 1%