UTI Dividend Yield Fund Direct Growth
Equity
Direct
Dividend Yield
NAV as on 20-12-2024
₹ 185.75
1D
Inception Returns
15.2%
/yr
About UTI Dividend Yield Fund Direct Growth
UTI Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Dividend Yield Fund Direct Growth has ₹4203 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 1.4.
Returns
UTI Dividend Yield Fund Direct Growth has given a CAGR return of 15.20% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 29.80%, 19.43% and 22.73% respectively.
Holdings
UTI Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Consumer Defensive, Consumer Cyclical, Health, Utilities, Industrial, Energy, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, Infosys Ltd, Tech Mahindra Ltd, Mahindra & Mahindra Ltd, ICICI Bank Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI Dividend Yield Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Dividend Yield Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
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285 people have invested ₹ 32.5L in UTI Dividend Yield Fund Direct Growth in the last three months
INDmoney Rank for UTI Dividend Yield Fund Direct Growth
Powered by IND quant engine
5
/6
45% Performance
35% Risk Management
1% Cost
5 out of 6 among dividend yield
Beats FD returns for both 3Y & 5Y
3Y returns in the bottom 25% of the category
UTI Dividend Yield Fund Direct Growth Overview
| Expense ratio | 1.39% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹4203 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 34.27% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
61.7%
Small cap
18.9%
Mid cap
14.8%
Sector Allocation
Financial Services
27.5%
Tech
16.9%
Consumer Defensive
9.8%
Consumer Cyclical
9.6%
Health
9.3%
Utilities
7.6%
Industrial
6.2%
Energy
6.2%
Basic Materials
5.8%
Communication
1.2%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at 0.35% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund outperformed Nifty 500 by 0.94% in Nov'24
- AUM of the fund stands at 4.2K Cr as of Nov'24
- AUM increased by 5.1 Cr between Nov'24 and Oct'24
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 7.65% to 7.91%
State Bank of India's allocation increased from 2.15% to 2.4%
Tech Mahindra Ltd's allocation increased from 3.74% to 3.97%
Top Stocks sold last month
ITC Ltd's allocation decreased from 2.79 % to 2.72 %
NTPC Ltd's allocation decreased from 2.63 % to 2.34 %
Bharat Electronics Ltd's allocation decreased from 2.04 % to 1.98 %
Mid Cap allocation has gone up from 14.8% to 14.8%
Large Cap allocation has gone up from 60.7% to 61.7%
Small Cap allocation has gone down from 19.9% to 18.9%
Debt allocation has gone down from 0.2% to 0%
Cash allocation has gone up from 3.8% to 4.1%
Top 3 Sectors in November were Financial Services, Tech & Consumer Defensive
Nov'24
Financial Services
27%
Tech
17%
Consumer Defensive
10%
Oct'24
Financial Services
27%
Tech
16%
Consumer Defensive
10%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.91% | 0% | |
 Infosys Ltd | 4.2% | 0% | |
 Tech Mahindra Ltd | 3.97% | 0% | |
 Mahindra & Mahindra Ltd | 2.82% | 0% | |
 ICICI Bank Ltd | 2.78% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Infosys Ltd | 8.5% |
 Tech Mahindra Ltd | 4.7% |
 HDFC Bank Ltd | 3.9% |
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Amit Premchandani
Fund Manager of UTI Dividend Yield Fund Direct Growth, since 16 November 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.36L Cr
as on 29-Nov-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
Mutual Fund Insights
Over the last 3 months, this fund has experienced a 5.8% drop in AUM moving from 4.46K Cr to 4.20K Cr.
Over the last 1 month, this fund has decreased expense ratio by 2.1% moving from 1.42 to 1.39.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 27.2% return, outperforming this fund by 4.47% per annum.
In the last 1 year, LIC MF Dividend Yield Fund Direct Growth has given 36.22% return, outperforming this fund by 6.42%.
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 25.79% return, outperforming this fund by 6.35% per annum.
UTI Dividend Yield Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.2% since inception which is less than its category average return of 16.71%
Fund Allocations
This fund has an allocation of 95.93% in Equity, 0% in Debt and 4.07% in Cash related instruments
AUM size ₹4203 Cr
This fund has AUM of ₹4203 Cr which is more than its category average of ₹ 3367 Cr
Expense Ratio 1.39%
This fund has an expense ratio of 1.39% which is less than its category average expense ratio of 1.48%
Frequently Asked Questions for UTI Dividend Yield Fund Direct Growth
The current NAV of UTI Dividend Yield Fund Direct Growth is ₹185.75 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
UTI Dividend Yield Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.74% | 1.74% |
6 Month Returns | 5.75% | 5.75% |
1 Year Returns | 29.8% | 29.8% |
3 Years Returns | 70.36% | 19.43% |
5 Years Returns | 178.44% | 22.73% |
With INDmoney, the process of investing is very simple and involves zero commission.
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1.39% as on November 2024
₹4203 Cr as on November 2024
HDFC Bank Ltd(7.91%), Infosys Ltd(4.2%), Tech Mahindra Ltd(3.97%), Mahindra & Mahindra Ltd(2.82%), ICICI Bank Ltd(2.78%) as on November 2024
Financial Services(26.35%), Tech(16.24%), Consumer Defensive(9.39%) as on November 2024
The alpha ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Dividend Yield Fund Direct Growth | 8.9 | 3.68 | 4.9 |
As on November 2024
The alpha for UTI Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Dividend Yield Fund Direct Growth | 1.04 | 0.94 | 0.83 |
As on November 2024
The Beta for UTI Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Dividend Yield Fund Direct Growth | 1.99 | 0.98 | 1.01 |
As on November 2024
The sharpe ratio for UTI Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Dividend Yield Fund Direct Growth | 13.99 | 13.96 | 16.81 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.82 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.63 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI Dividend Yield Fund Direct Growth
The Exit load of UTI Dividend Yield Fund Direct Growth is 1%