UTI Dividend Yield Fund Direct Growth
NAV as on 27-03-2025
₹ 178.03
1D
Inception Returns
14.2%
/yr
Historical NAV & Returns
Absolute
▲
▼
322 people have invested ₹ 48.8L in UTI Dividend Yield Fund Direct Growth in the last three months
About UTI Dividend Yield Fund Direct Growth
UTI Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Dividend Yield Fund Direct Growth has ₹3633 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
- The fund has an expense ratio 1.4.
Returns
UTI Dividend Yield Fund Direct Growth has given a CAGR return of 14.23% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 15.05%, 16.82% and 27.79% respectively.
Holdings
UTI Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Consumer Cyclical, Consumer Defensive, Health, Utilities, Basic Materials, Energy, Industrial, Communication. Its top holdings are HDFC Bank Ltd, Infosys Ltd, Tech Mahindra Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Dividend Yield Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Dividend Yield Fund Direct Growth has no lock in period.
UTI Dividend Yield Fund Direct Growth Overview
| Expense ratio | 1.37% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹3633 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 34.27% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Dividend Yield Fund Direct Growth
Powered by IND quant engine
4
/6
49% Performance
35% Risk Management
9% Cost
4 out of 6 among dividend yield
Beats FD returns for both 3Y & 5Y
3Y returns in the bottom 25% of the category
Trailing Returns
as on (27-Mar-25)
Fund Distribution
as on (28-Feb-25)
Large cap
67.2%
Small cap
17.1%
Mid cap
12.6%
Sector Allocation
Financial Services
28.9%
Tech
15.5%
Consumer Cyclical
9.5%
Consumer Defensive
9.3%
Health
8.5%
Utilities
7.7%
Basic Materials
7.3%
Energy
6.3%
Industrial
5.7%
Communication
1.3%
All changes are between Dec'24 and Feb'25
- AUM of the fund stands at 3.6K Cr as of Feb'25
- AUM decreased by 326 Cr between Feb'25 and Jan'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 7.94% to 8.82%
ICICI Bank Ltd's allocation increased from 2.85% to 3.23%
State Bank of India's allocation increased from 2.34% to 2.65%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 4.27 % to 4.18 %
Tech Mahindra Ltd's allocation decreased from 3.91 % to 3.69 %
Mahindra & Mahindra Ltd's allocation decreased from 3.02 % to 2.85 %
Large Cap allocation has gone up from 66.3% to 67.2%
Small Cap allocation has gone up from 16.9% to 17.1%
Mid Cap allocation has gone down from 13.2% to 12.6%
Cash allocation has gone up from 2.5% to 2.5%
Debt allocation has gone up from 0.5% to 0.6%
Top 3 Sectors in February were Financial Services, Government & Tech
Feb'25
Financial Services
29%
Government
18%
Tech
16%
Jan'25
Financial Services
27%
Government
17%
Tech
16%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 8.82% | 0% | |
 Infosys Ltd | 4.18% | 0% | |
 Tech Mahindra Ltd | 3.69% | -2.7% | |
 ICICI Bank Ltd | 3.23% | 8.3% | |
 Kotak Mahindra Bank Ltd | 3.14% | -7.7% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Tata Steel Ltd | 12.3% |
 JSW Steel Ltd | 8.4% |
 HDFC Bank Ltd | 6.2% |
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Amit Premchandani
Fund Manager of UTI Dividend Yield Fund Direct Growth, since 16 November 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.35L Cr
as on 28-Feb-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
Over the last 3 months, this fund has decreased expense ratio by 3.5% moving from 1.42 to 1.37.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 36.59% return, outperforming this fund by 8.8% per annum.
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 23.39% return, outperforming this fund by 6.57% per annum.
In the last 1 year, this fund has outperformed all funds in its category.
Over the last 6 months, this fund has experienced a 18.5% drop in AUM moving from 4.46K Cr to 3.63K Cr.
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 1.37% which is lower than the category average expense ratio of 1.44%.
UTI Dividend Yield Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.23% since inception which is more than its category average return of 13.59%
Fund Allocations
This fund has an allocation of 96.9% in Equity, 0.56% in Debt and 2.54% in Cash related instruments
AUM size ₹3633 Cr
This fund has AUM of ₹3633 Cr which is more than its category average of ₹ 2999 Cr
Expense Ratio 1.37%
This fund has an expense ratio of 1.37% which is less than its category average expense ratio of 1.51%
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Frequently Asked Questions for UTI Dividend Yield Fund Direct Growth
The current NAV of UTI Dividend Yield Fund Direct Growth is ₹178.03 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
UTI Dividend Yield Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.18% | 3.18% |
6 Month Returns | -12.81% | -12.81% |
1 Year Returns | 15.05% | 15.05% |
3 Years Returns | 59.41% | 16.82% |
5 Years Returns | 240.8% | 27.79% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.37% as on February 2025
₹3633 Cr as on February 2025
HDFC Bank Ltd(8.82%), Infosys Ltd(4.18%), Tech Mahindra Ltd(3.69%), ICICI Bank Ltd(3.23%), Kotak Mahindra Bank Ltd(3.14%) as on February 2025
Financial Services(27.99%), Tech(15.06%), Consumer Cyclical(9.24%) as on February 2025
The alpha ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Dividend Yield Fund Direct Growth | 7.9 | 3.09 | 4.12 |
As on February 2025
The alpha for UTI Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Dividend Yield Fund Direct Growth | 1.11 | 0.96 | 0.84 |
As on February 2025
The Beta for UTI Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Dividend Yield Fund Direct Growth | 0.09 | 0.65 | 0.88 |
As on February 2025
The sharpe ratio for UTI Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Dividend Yield Fund Direct Growth | 17.21 | 14.83 | 17.3 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.07 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.59 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI Dividend Yield Fund Direct Growth
The Exit load of UTI Dividend Yield Fund Direct Growth is 1%