UTI Dividend Yield Fund Direct Growth
NAV as on 17-04-2025
₹ 177.74
▲0.9%
1D
Inception Returns
14.2%
/yr
Historical NAV & Returns
Absolute
▲
▼
318 people have invested ₹ 37.3L in UTI Dividend Yield Fund Direct Growth in the last three months
About UTI Dividend Yield Fund Direct Growth
UTI Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Dividend Yield Fund Direct Growth has ₹3855 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.4.
Returns
UTI Dividend Yield Fund Direct Growth has given a CAGR return of 14.19% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.48%, 16.10% and 25.29% respectively.
Holdings
UTI Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Consumer Cyclical, Consumer Defensive, Health, Utilities, Energy, Industrial, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Kotak Mahindra Bank Ltd, Tech Mahindra Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Dividend Yield Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Dividend Yield Fund Direct Growth has no lock in period.
UTI Dividend Yield Fund Direct Growth Overview
| Expense ratio | 1.37% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹3855 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 34.27% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Dividend Yield Fund Direct Growth
Powered by IND quant engine
4
/6
40% Performance
33% Risk Management
10% Cost
4 out of 6 among dividend yield
Beats FD returns for both 3Y & 5Y
3Y returns in the bottom 25% of the category
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
69.6%
Small cap
16.7%
Mid cap
10.6%
Sector Allocation
Financial Services
28.6%
Tech
14.8%
Consumer Cyclical
10.2%
Consumer Defensive
9.2%
Health
8.4%
Utilities
8.3%
Energy
6.6%
Industrial
6.6%
Basic Materials
6%
Communication
1.4%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 6.36% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 0.89% in Mar'25
- AUM of the fund stands at 3.9K Cr as of Mar'25
- AUM increased by 221.9 Cr between Mar'25 and Feb'25
Top Stocks bought last month
ICICI Bank Ltd's allocation increased from 3.23% to 5.29%
Kajaria Ceramics Ltd's allocation increased from 0.57% to 0.94%
Bharat Electronics Ltd's allocation increased from 1.9% to 2.19%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 8.82 % to 8.77 %
Infosys Ltd's allocation decreased from 4.18 % to 3.67 %
Tech Mahindra Ltd's allocation decreased from 3.69 % to 3.31 %
Large Cap allocation has gone up from 67.2% to 69.6%
Small Cap allocation has gone down from 17.1% to 16.7%
Mid Cap allocation has gone down from 12.6% to 10.6%
Cash allocation has gone up from 2.5% to 2.6%
Debt allocation has gone down from 0.6% to 0.5%
Top 3 Sectors in March were Financial Services, Government & Tech
Mar'25
Financial Services
29%
Government
17%
Tech
15%
Feb'25
Financial Services
29%
Government
18%
Tech
16%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 8.77% | 0% | |
 ICICI Bank Ltd | 5.29% | 55% | |
 Infosys Ltd | 3.67% | 0% | |
 Kotak Mahindra Bank Ltd | 3.38% | 0% | |
 Tech Mahindra Ltd | 3.31% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Dividend Yield Fund Direct Growth | 12.48% | 16.1% | 25.29% | 14.19% |
 LIC MF Dividend Yield Fund Direct Growth | 13.6% | 19.47% | 26.22% | 19.51% |
 ICICI Prudential Dividend Yield Equity Fund Direct Growth | 12.13% | 23.28% | 34.3% | 17.02% |
 Templeton India Equity Income Fund Direct Growth | 5.72% | 17.02% | 30.22% | 16.01% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 HDFC Bank Ltd | 9.8% |
 ICICI Bank Ltd | 6.9% |
 Kotak Mahindra Bank Ltd | 6.5% |
Loading...
We are taking more time than usual
Amit Premchandani
Fund Manager of UTI Dividend Yield Fund Direct Growth, since 16 November 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 23.28% return, outperforming this fund by 7.18% per annum.
Over the last 6 months, this fund has experienced a 14.0% drop in AUM moving from 4.48K Cr to 3.85K Cr.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 34.3% return, outperforming this fund by 9.01% per annum.
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 1.37% which is lower than the category average expense ratio of 1.42%.
Over the last 3 months, this fund has decreased expense ratio by 3.5% moving from 1.42 to 1.37.
In the last 1 year, LIC MF Dividend Yield Fund Direct Growth has given 13.6% return, outperforming this fund by 1.13%.
UTI Dividend Yield Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.19% since inception which is more than its category average return of 13.86%
Fund Allocations
This fund has an allocation of 96.9% in Equity, 0.53% in Debt and 2.57% in Cash related instruments
AUM size ₹3855 Cr
This fund has AUM of ₹3855 Cr which is more than its category average of ₹ 3196 Cr
Expense Ratio 1.37%
This fund has an expense ratio of 1.37% which is less than its category average expense ratio of 1.5%
Most Popular Comparisons
- Compare
UTI Dividend Yield FundVs
HDFC Dividend Yield Fund Direct Growth
- Compare
- UTI Dividend Yield FundVs
ICICI Prudential Dividend Yield Equity Fund Direct Growth
- Compare
- UTI Dividend Yield FundVs
Templeton India Equity Income Fund Direct Growth
- Compare
- UTI Dividend Yield FundVs
Aditya Birla Sun Life Dividend Yield Fund Direct Growth
- Compare
- UTI Dividend Yield FundVs
Sundaram Dividend Yield Fund Direct Growth
More funds from UTI
5Y CAGR
▲ 27.16
5Y CAGR
▲ 29.33
5Y CAGR
▲ 23.63
Frequently Asked Questions for UTI Dividend Yield Fund Direct Growth
The current NAV of UTI Dividend Yield Fund Direct Growth is ₹177.74 as on 17-Apr-2025.
Existing (Absolute + CAGR) as on 17-Apr-2025.
UTI Dividend Yield Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 4.3% | 4.3% |
6 Month Returns | -10.06% | -10.06% |
1 Year Returns | 12.48% | 12.48% |
3 Years Returns | 56.48% | 16.1% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.37% as on March 2025
₹3855 Cr as on March 2025
HDFC Bank Ltd(8.77%), ICICI Bank Ltd(5.29%), Infosys Ltd(3.67%), Kotak Mahindra Bank Ltd(3.38%), Tech Mahindra Ltd(3.31%) as on March 2025
Financial Services(27.68%), Tech(14.32%), Consumer Cyclical(9.87%) as on March 2025
The alpha ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Dividend Yield Fund Direct Growth | 7.38 | 2.82 | 2.94 |
As on March 2025
The alpha for UTI Dividend Yield Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Dividend Yield Fund Direct Growth | 1.04 | 0.95 | 0.88 |
As on March 2025
The Beta for UTI Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Dividend Yield Fund Direct Growth | 0.45 | 0.68 | 1.34 |
As on March 2025
The sharpe ratio for UTI Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Dividend Yield Fund Direct Growth | 18.07 | 15.02 | 14.95 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.14 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.51 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI Dividend Yield Fund Direct Growth
The Exit load of UTI Dividend Yield Fund Direct Growth is 1%