UTI Focused Fund Direct Growth
NAV as on 17-04-2025
₹ 15.54
▲1.1%
1D
Inception Returns
12.9%
/yr
Historical NAV & Returns
Absolute
▲
▼
505 people have invested ₹ 34.1L in UTI Focused Fund Direct Growth in the last three months
About UTI Focused Fund Direct Growth
UTI Focused Fund Direct Growth is an equity fund. This fund was started on 25 August, 2021. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Focused Fund Direct Growth has ₹2497 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
UTI Focused Fund Direct Growth has given a CAGR return of 12.86% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 9.29% and 15.84% respectively.
Holdings
UTI Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Consumer Defensive, Health, Basic Materials, Communication, Utilities, Energy, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Godrej Consumer Products Ltd
Taxation
As it is a focused fund mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Focused Fund Direct Growth
The investment objective of the scheme is to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Focused Fund Direct Growth has no lock in period.
UTI Focused Fund Direct Growth Overview
| Expense ratio | 0.69% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹2497 Cr |
| Inception Date | 25 August, 2021 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 13.6% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Focused Fund Direct Growth
Powered by IND quant engine
11
/19
47% Performance
49% Risk Management
81% Cost
11 out of 19 among focused fund
Hold on while we find any good points for this fund.
Underperforms benchmarks during bull run
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
72.6%
Mid cap
23.1%
Small cap
2%
Sector Allocation
Financial Services
32.3%
Consumer Cyclical
11.5%
Industrial
11%
Tech
9.6%
Consumer Defensive
8.2%
Health
6.3%
Basic Materials
5.5%
Communication
5.4%
Utilities
4.4%
Energy
3.1%
Real Estate
2.7%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 6.16% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 1.09% in Mar'25
- AUM of the fund stands at 2.5K Cr as of Mar'25
- AUM increased by 135.4 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Tata Steel Ltd's allocation increased from 1.8% to 2.29%
Avenue Supermarts Ltd's allocation increased from 3.22% to 3.65%
Godrej Consumer Products Ltd's allocation increased from 3.93% to 4.32%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10.08 % to 9.99 %
Infosys Ltd's allocation decreased from 7.43 % to 6.07 %
LTIMindtree Ltd's allocation decreased from 3.64 % to 3.35 %
Small Cap allocation has gone up from 1.8% to 2%
Mid Cap allocation has gone up from 22% to 23.1%
Large Cap allocation has gone down from 74% to 72.6%
Cash allocation has gone up from 2.2% to 2.3%
Top 3 Sectors in March were Financial Services, Consumer Cyclical & Tech
Mar'25
Financial Services
32%
Consumer Cyclical
12%
Industrial
11%
Feb'25
Financial Services
33%
Consumer Cyclical
12%
Tech
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.99% | -0.7% | |
 ICICI Bank Ltd | 9.83% | -2.7% | |
 Infosys Ltd | 6.07% | -7.2% | |
 Bharti Airtel Ltd | 5.29% | -1.7% | |
 Godrej Consumer Products Ltd | 4.32% | 0.6% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Focused Fund Direct Growth | 9.29% | 15.84% | - | 12.86% |
 HDFC Focused 30 Fund -Direct Plan - Growth Option | 18.68% | 23.62% | 31.77% | 15.89% |
 Invesco India Focused Fund Direct Growth | 15.34% | 21.78% | - | 25.6% |
 SBI Focused Equity Fund Direct Plan Growth | 14.33% | 13.22% | 22.18% | 15.76% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Godrej Consumer Products Ltd | 14.4% |
 HDFC Bank Ltd | 10.1% |
 ICICI Bank Ltd | 7.4% |
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Vishal Chopda
Fund Manager of UTI Focused Fund Direct Growth, since 2 May 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
UTI Focused Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 12.86% since inception which is less than its category average return of 15.15%
Fund Allocations
This fund has an allocation of 97.7% in Equity, 0% in Debt and 2.3% in Cash related instruments
AUM size ₹2497 Cr
This fund has AUM of ₹2497 Cr which is less than its category average of ₹ 4979 Cr
Expense Ratio 0.69%
This fund has an expense ratio of 0.69% which is less than its category average expense ratio of 1.45%
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5Y CAGR
▲ 27.16
5Y CAGR
▲ 29.33
5Y CAGR
▲ 23.63
Frequently Asked Questions for UTI Focused Fund Direct Growth
The current NAV of UTI Focused Fund Direct Growth is ₹15.54 as on 17-Apr-2025.
Existing (Absolute + CAGR) as on 17-Apr-2025.
UTI Focused Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.64% | 6.64% |
6 Month Returns | -7.49% | -7.49% |
1 Year Returns | 9.29% | 9.29% |
3 Years Returns | 55.46% | 15.84% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
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0.69% as on March 2025
₹2497 Cr as on March 2025
HDFC Bank Ltd(9.99%), ICICI Bank Ltd(9.83%), Infosys Ltd(6.07%), Bharti Airtel Ltd(5.29%), Godrej Consumer Products Ltd(4.32%) as on March 2025
Financial Services(31.59%), Consumer Cyclical(11.26%), Industrial(10.7%) as on March 2025
The alpha ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Focused Fund Direct Growth | 0.87 | 2.4 | - |
As on March 2025
The alpha for UTI Focused Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Focused Fund Direct Growth | 1.01 | 0.92 | - |
As on March 2025
The Beta for UTI Focused Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Focused Fund Direct Growth | 0.09 | 0.66 | - |
As on March 2025
The sharpe ratio for UTI Focused Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Focused Fund Direct Growth | 17.36 | 14.38 | - |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.1 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.42 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Vishal Chopda is the fund manager of UTI Focused Fund Direct Growth
The Exit load of UTI Focused Fund Direct Growth is 1%