UTI India Consumer Fund Direct Growth
Equity
Direct
Equity - Consumption
NAV as on 21-11-2024
₹ 60.04
1D
Inception Returns
13%
/yr
About UTI India Consumer Fund Direct Growth
UTI India Consumer Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI India Consumer Fund Direct Growth has ₹709 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
- The fund has an expense ratio 1.6.
Returns
UTI India Consumer Fund Direct Growth has given a CAGR return of 12.97% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 25.26%, 11.58% and 16.58% respectively.
Holdings
UTI India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Government, Basic Materials, Health, Real Estate. Its top holdings are Bharti Airtel Ltd, Trent Ltd, Maruti Suzuki India Ltd, ITC Ltd, Godrej Consumer Products Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI India Consumer Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
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44 people have invested ₹ 6.2L in UTI India Consumer Fund Direct Growth in the last three months
INDmoney Rank for UTI India Consumer Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
5Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category
UTI India Consumer Fund Direct Growth Overview
| Expense ratio | 1.58% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹709 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 30.76% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Nov-24)
Fund Distribution
as on (31-Oct-24)
Large cap
63.1%
Mid cap
17.7%
Small cap
10.9%
Sector Allocation
Consumer Cyclical
39.4%
Consumer Defensive
29.2%
Communication
11.2%
Industrial
7.2%
Financial Services
6.6%
Basic Materials
2.1%
Health
2.1%
Real Estate
2.1%
All changes are between Aug'24 and Oct'24
- This fund’s returns stands at -9.98% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
- This fund underperformed Nifty 500 by 3.46% in Oct'24
- AUM of the fund stands at 709.2 Cr as of Oct'24
- AUM decreased by 67.8 Cr between Oct'24 and Sep'24
Top Stocks bought last month
Hindustan Unilever Ltd's allocation increased from 2.9% to 3.78%
Mahindra & Mahindra Ltd's allocation increased from 3.09% to 3.85%
Raymond Lifestyle Ltd's allocation increased from 0.55% to 1.11%
Top Stocks sold last month
Trent Ltd's allocation decreased from 6.82 % to 6.63 %
Maruti Suzuki India Ltd's allocation decreased from 6 % to 4.75 %
Avenue Supermarts Ltd's allocation decreased from 4.59 % to 4.05 %
Small Cap allocation has gone up from 10.4% to 10.9%
Mid Cap allocation has gone up from 16.8% to 17.7%
Large Cap allocation has gone down from 64.2% to 63.1%
Debt allocation has gone up from 0.2% to 0.2%
Cash allocation has gone up from 4.4% to 4.4%
Top 3 Sectors in October were Consumer Cyclical, Consumer Defensive & Communication
Oct'24
Consumer Cyclical
39%
Consumer Defensive
29%
Communication
11%
Sep'24
Consumer Cyclical
39%
Consumer Defensive
30%
Communication
10%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Tips Music Ltd | 16.2% |
 Global Health Ltd | 4.2% |
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Vishal Chopda
Fund Manager of UTI India Consumer Fund Direct Growth, since 31 August 2019
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.37L Cr
as on 31-Oct-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
Mutual Fund Insights
Over the last 1 month, this fund has experienced a 8.7% drop in AUM moving from 776.98 Cr to 709.16 Cr.
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 20.21% return, outperforming this fund by 8.63% per annum.
Over the last 15 months, this fund has decreased expense ratio by 11.2% moving from 1.78 to 1.58.
In the last 1 year, HSBC Consumption Fund Direct Growth has given 35.09% return, outperforming this fund by 9.83%.
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 24.17% return, outperforming this fund by 7.59% per annum.
UTI India Consumer Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 12.97% since inception which is less than its category average return of 15.07%
Fund Allocations
This fund has an allocation of 95.39% in Equity, 0.21% in Debt and 4.41% in Cash related instruments
AUM size ₹709 Cr
This fund has AUM of ₹709 Cr which is less than its category average of ₹ 1793 Cr
Expense Ratio 1.58%
This fund has an expense ratio of 1.58% which is more than its category average expense ratio of 1.28%
Frequently Asked Questions for UTI India Consumer Fund Direct Growth
The current NAV of UTI India Consumer Fund Direct Growth is ₹60.04 as on 21-Nov-2024.
Existing (Absolute + CAGR) as on 21-Nov-2024.
UTI India Consumer Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -7.84% | -7.84% |
6 Month Returns | 6% | 6% |
1 Year Returns | 25.26% | 25.26% |
3 Years Returns | 38.93% | 11.58% |
5 Years Returns | 115.35% | 16.58% |
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1.58% as on October 2024
₹709 Cr as on October 2024
Bharti Airtel Ltd(6.75%), Trent Ltd(6.63%), Maruti Suzuki India Ltd(4.75%), ITC Ltd(4.45%), Godrej Consumer Products Ltd(4.34%) as on October 2024
Consumer Cyclical(37.58%), Consumer Defensive(27.85%), Communication(10.67%) as on October 2024
The alpha ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI India Consumer Fund Direct Growth | 0.2 | -2.82 | -0.81 |
As on October 2024
The alpha for UTI India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI India Consumer Fund Direct Growth | 0.93 | 0.93 | 0.95 |
As on October 2024
The Beta for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI India Consumer Fund Direct Growth | 1.6 | 0.62 | 0.73 |
As on October 2024
The sharpe ratio for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI India Consumer Fund Direct Growth | 16.43 | 14.34 | 16.4 |
As on October 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.02 as on October 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vishal Chopda is the fund manager of UTI India Consumer Fund Direct Growth
The Exit load of UTI India Consumer Fund Direct Growth is 1%