UTI Large & Mid Cap Fund Direct Growth
Equity
Direct
Large & Mid-Cap
NAV as on 19-11-2024
₹ 182.08
▲0.5%
1D
Inception Returns
15.9%
/yr
About UTI Large & Mid Cap Fund Direct Growth
UTI Large & Mid Cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by V Srivatsa. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Large & Mid Cap Fund Direct Growth has ₹3976 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
- The fund has an expense ratio 1.1.
Returns
UTI Large & Mid Cap Fund Direct Growth has given a CAGR return of 15.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 36.78%, 19.79% and 23.99% respectively.
Holdings
UTI Large & Mid Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Basic Materials, Health, Communication, Consumer Defensive, Industrial, Utilities, Government, Energy, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, ITC Ltd, Infosys Ltd, Max Financial Services Ltd
Taxation
As it is a large & mid-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI Large & Mid Cap Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Large & Mid Cap Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
▼
733 people have invested ₹ 2.2Cr in UTI Large & Mid Cap Fund Direct Growth in the last three months
INDmoney Rank for UTI Large & Mid Cap Fund Direct Growth
Powered by IND quant engine
7
/21
81% Performance
46% Risk Management
30% Cost
7 out of 21 among large & mid-cap
Generated Consistent Returns
Lower probablity of downside risk
5Y returns in the top 25% of the category
No bad points found for this fund.
UTI Large & Mid Cap Fund Direct Growth Overview
| Expense ratio | 1.11% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹3976 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 56.17% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (19-Nov-24)
Fund Distribution
as on (31-Oct-24)
Large cap
45.3%
Mid cap
37.3%
Small cap
11.1%
Sector Allocation
Financial Services
35.6%
Consumer Cyclical
10.9%
Tech
10.2%
Basic Materials
10%
Health
8.7%
Communication
6.6%
Consumer Defensive
5.5%
Industrial
5.3%
Utilities
3.8%
Energy
1.8%
Real Estate
1.7%
All changes are between Aug'24 and Oct'24
- This fund’s returns stands at -5.10% whereas the fund’s underlying benchmark NIFTY 500 returns stands at -6.52% as on Oct'24
- This fund outperformed NIFTY 500 by 1.42% in Oct'24
- AUM of the fund stands at 4.1K Cr as of Oct'24
- AUM has remained same between Oct'24 and Sep'24
Top Stocks bought last month
The Federal Bank Ltd's allocation increased from 1.85% to 2.35%
Power Grid Corp Of India Ltd's allocation increased from 1.26% to 1.61%
ICICI Bank Ltd's allocation increased from 4.47% to 4.77%
Top Stocks sold last month
ITC Ltd's allocation decreased from 3.81 % to 3.74 %
Max Financial Services Ltd's allocation decreased from 2.65 % to 2.63 %
Dalmia Bharat Ltd's allocation decreased from 2.28 % to 2.23 %
Mid Cap allocation has gone up from 37% to 37.3%
Large Cap allocation has gone down from 45.6% to 45.3%
Small Cap allocation has gone up from 11.1% to 11.1%
Cash allocation has gone down from 5.2% to 5.1%
Debt allocation has gone up from 0.1% to 0.1%
Top 3 Sectors in October were Financial Services, Consumer Cyclical & Tech
Oct'24
Financial Services
36%
Consumer Cyclical
11%
Tech
10%
Sep'24
Financial Services
34%
Consumer Cyclical
11%
Tech
10%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.49% | 0% | |
 ICICI Bank Ltd | 4.77% | 2.3% | |
 ITC Ltd | 3.74% | 1.4% | |
 Infosys Ltd | 3.23% | 8% | |
 Max Financial Services Ltd | 2.63% | -10.3% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Tips Music Ltd | 16.2% |
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V Srivatsa
Fund Manager of UTI Large & Mid Cap Fund Direct Growth, since 17 May 2017
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.37L Cr
as on 31-Oct-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (large & mid-cap). Its expense ratio is 1.11% which is lower than the category average expense ratio of 1.2%.
Over the last 1 year, this fund has decreased expense ratio by 15.3% moving from 1.31 to 1.11.
Over the last 6 months, this fund has experienced a 33.5% growth in AUM moving from 2.97K Cr to 3.97K Cr.
In the last 1 year, Motilal Oswal Large and Midcap Fund Direct Growth has given 47.74% return, outperforming this fund by 10.96%.
In the last 5 years, Motilal Oswal Large and Midcap Fund Direct Growth has given 26.78% return, outperforming this fund by 2.79% per annum.
In the last 3 years, Motilal Oswal Large and Midcap Fund Direct Growth has given 25.16% return, outperforming this fund by 5.37% per annum.
UTI Large & Mid Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.93% since inception which is more than its category average return of 15.9%
Fund Allocations
This fund has an allocation of 94.83% in Equity, 0.1% in Debt and 5.07% in Cash related instruments
AUM size ₹3976 Cr
This fund has AUM of ₹3976 Cr which is less than its category average of ₹ 7239 Cr
Expense Ratio 1.11%
This fund has an expense ratio of 1.11% which is less than its category average expense ratio of 1.37%
Frequently Asked Questions for UTI Large & Mid Cap Fund Direct Growth
The current NAV of UTI Large & Mid Cap Fund Direct Growth is ₹182.08 as on 19-Nov-2024.
Existing (Absolute + CAGR) as on 19-Nov-2024.
UTI Large & Mid Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -5.71% | -5.71% |
6 Month Returns | 11.11% | 11.11% |
1 Year Returns | 36.78% | 36.78% |
3 Years Returns | 71.9% | 19.79% |
5 Years Returns | 193.05% | 23.99% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.11% as on October 2024
₹3976 Cr as on October 2024
HDFC Bank Ltd(7.49%), ICICI Bank Ltd(4.77%), ITC Ltd(3.74%), Infosys Ltd(3.23%), Max Financial Services Ltd(2.63%) as on October 2024
Financial Services(33.74%), Consumer Cyclical(10.35%), Tech(9.63%) as on October 2024
The alpha ratio for the UTI Large & Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Large & Mid Cap Fund Direct Growth | 9.66 | 3.64 | 1.85 |
As on October 2024
The alpha for UTI Large & Mid Cap Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Large & Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Large & Mid Cap Fund Direct Growth | 0.9 | 0.92 | 1 |
As on October 2024
The Beta for UTI Large & Mid Cap Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Large & Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Large & Mid Cap Fund Direct Growth | 2.64 | 1.08 | 0.96 |
As on October 2024
The sharpe ratio for UTI Large & Mid Cap Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Large & Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Large & Mid Cap Fund Direct Growth | 12.93 | 13.64 | 20.26 |
As on October 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.02 as on October 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.87 as on October 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
V Srivatsa is the fund manager of UTI Large & Mid Cap Fund Direct Growth
The Exit load of UTI Large & Mid Cap Fund Direct Growth is 1%