Debt
Direct
Liquid
NAV as on 05-09-2024
₹ 4081.9
Inception Returns
6.8%
/yr
UTI Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Amit Sharma. This fund is suitable to keep your money safe.
UTI Liquid Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.41%, 6.08% and 5.31% respectively.
UTI Liquid Fund Direct Growth has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government. Its top holdings are Canara Bank, 182 DTB 22082024, HDFC Bank Limited, HDFC Bank Ltd., 91 DTB 12092024
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 0.00. UTI Liquid Fund Direct Growth has no lock in period.
Expense ratio | 0.18% |
Benchmark | CRISIL Liquid Fund TR INR |
AUM | ₹26266 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹500/-- |
Exit Load | 0.0% |
Lock In | No Lock-in |
TurnOver | 183.91% |
STCG | Selling within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
Risk | Moderate Risk |
as on (05-Sep-24)
as on (31-Dec-69)
Top 3 Sectors in July were Real Estate, Corporate & Government
UTI Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.58% | 0.58% |
6 Month Returns | 3.7% | 3.7% |
1 Year Returns | 7.41% | 7.41% |
3 Years Returns | 19.37% | 6.08% |
5 Years Returns | 29.52% | 5.31% |
AAA | 100 |