UTI Liquid Fund Direct Growth
Debt
Direct
Liquid
NAV as on 05-09-2024
₹ 4081.9
Inception Returns
6.8%
/yr
About the Fund
UTI Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Amit Sharma. This fund is suitable to keep your money safe.
Key Parameters
- UTI Liquid Fund Direct Growth has ₹26266 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
UTI Liquid Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.41%, 6.08% and 5.31% respectively.
Holdings
UTI Liquid Fund Direct Growth has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government. Its top holdings are Canara Bank, 182 DTB 22082024, HDFC Bank Limited, HDFC Bank Ltd., 91 DTB 12092024
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of UTI Liquid Fund Direct Growth
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 0.00. UTI Liquid Fund Direct Growth has no lock in period.
Historical NAV & Returns
Fund Overview
| Expense ratio | 0.18% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹26266 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 183.91% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (05-Sep-24)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 24.1K Cr as of Jul'24
- AUM has remained same between Jul'24 and Jun'24
Top 3 Sectors in July were Real Estate, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Canara Bank | 3.29% | 0% | |
182 DTB 22082024 | 3.11% | 0% | |
HDFC Bank Limited | 2.9% | 100% | |
HDFC Bank Ltd. | 2.87% | 0% | |
91 DTB 12092024 | 2.71% | 100% |
Mutual Fund Insights
UTI Liquid Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹0 Cr
Expense Ratio 0.18%
Frequently Asked Questions
UTI Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.58% | 0.58% |
6 Month Returns | 3.7% | 3.7% |
1 Year Returns | 7.41% | 7.41% |
3 Years Returns | 19.37% | 6.08% |
5 Years Returns | 29.52% | 5.31% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |