UTI Low Duration Fund Direct Growth
NAV as on 17-04-2025
₹ 3553.71
Inception Returns
7%
/yr
Historical NAV & Returns
About UTI Low Duration Fund Direct Growth
UTI Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.
Key Parameters
- UTI Low Duration Fund Direct Growth has ₹2735 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
UTI Low Duration Fund Direct Growth has given a CAGR return of 6.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.21%, 7.12% and 7.33% respectively.
Holdings
UTI Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 182 Days Tbill, HDFC Bank Limited, Power Finance Corporation Limited, Bajaj Housing Finance Limited, National Bank For Agriculture And Rural Development
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Low Duration Fund Direct Growth
The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Low Duration Fund Direct Growth has no lock in period.
UTI Low Duration Fund Direct Growth Overview
| Expense ratio | 0.35% |
Benchmark | NIFTY Low Duration Debt Idx A-I TR INR |
| AUM | ₹2735 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 216.83% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 2.7K Cr as of Mar'25
- AUM decreased by 501.8 Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 182 Days Tbill | 10.72% | 0% | |
HDFC Bank Limited | 6.96% | 0% | |
Power Finance Corporation Limited | 5.4% | 0% | |
Bajaj Housing Finance Limited | 4.59% | 0% | |
National Bank For Agriculture And Rural Development | 3.69% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Low Duration Fund Direct Growth | 8.21% | 7.12% | 7.33% | 6.98% |
 Kotak Low Duration Fund- Direct Plan- Growth Option | 8.54% | 7.4% | 6.8% | 8% |
 Sundaram Low Duration Fund Direct Plan Growth Option | 8.48% | 7.3% | 5.98% | 5.82% |
 HDFC Low Duration Direct Plan Growth Option | 8.41% | 7.43% | 6.89% | 7.75% |
Mutual Fund Insights
UTI Low Duration Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹2735 Cr
Expense Ratio 0.35%
More funds from UTI
1Y CAGR
▲ 11.54
5Y CAGR
▲ 6.61
5Y CAGR
▲ 9.97
Frequently Asked Questions for UTI Low Duration Fund Direct Growth
UTI Low Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.28% | 1.28% |
6 Month Returns | 4.11% | 4.11% |
1 Year Returns | 8.21% | 8.21% |
3 Years Returns | 22.91% | 7.12% |
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 86.05 |
AA | 13.95 |