Historical NAV & Returns
Absolute
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1820 people have invested ₹ 90.6L in UTI Mid Cap Fund Direct Growth in the last three months
About UTI Mid Cap Fund Direct Growth
UTI Mid Cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Ankit Agarwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Mid Cap Fund Direct Growth has ₹10649 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
UTI Mid Cap Fund Direct Growth has given a CAGR return of 18.39% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.11%, 12.35% and 27.46% respectively.
Holdings
UTI Mid Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Financial Services, Industrial, Basic Materials, Health, Tech, Corporate, Real Estate, Communication, Utilities, Consumer Defensive, Government. Its top holdings are Phoenix Mills Ltd, Solar Industries India Ltd, Coforge Ltd, Persistent Systems Ltd, Ajanta Pharma Ltd
Taxation
As it is a mid-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Mid Cap Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Mid Cap Fund Direct Growth has no lock in period.
UTI Mid Cap Fund Direct Growth Overview
| Expense ratio | 0.92% |
Benchmark | Nifty Midcap 150 TR INR |
| AUM | ₹10649 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 36.32% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Mid Cap Fund Direct Growth
Powered by IND quant engine
18
/19
30% Performance
34% Risk Management
45% Cost
18 out of 19 among mid-cap
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Higher probablity of downside risk
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Mar-25)
Mid cap
66.8%
Small cap
20.3%
Large cap
9.2%
Sector Allocation
Consumer Cyclical
20.7%
Financial Services
19.6%
Industrial
14%
Basic Materials
12.8%
Health
12.4%
Tech
11.4%
Real Estate
3.5%
Communication
2.7%
Consumer Defensive
1.8%
Utilities
1.1%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 7.40% whereas the fund’s underlying benchmark Nifty Midcap 150 returns stands at 7.55% as on Mar'25
- This fund underperformed Nifty Midcap 150 by 0.15% in Mar'25
- AUM of the fund stands at 9.9K Cr as of Feb'25
- AUM decreased by 1.2K Cr between Feb'25 and Jan'25
Mid Cap allocation has gone down from 67.9% to 66.1%
Large Cap allocation has gone up from 7.3% to 9.1%
Small Cap allocation has gone down from 21.7% to 20%
Cash allocation has gone up from 2.7% to 3.6%
Top 3 Sectors in February were Consumer Cyclical, Financial Services & Industrial
Feb'25
Consumer Cyclical
21%
Financial Services
20%
Industrial
14%
Jan'25
Consumer Cyclical
19%
Financial Services
19%
Industrial
16%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Phoenix Mills Ltd | 2.43% | 0% | |
 Solar Industries India Ltd | 2.36% | 1.6% | |
 Coforge Ltd | 2.29% | 0% | |
 Persistent Systems Ltd | 2.13% | 0% | |
 Ajanta Pharma Ltd | 2% | 1.7% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 UTI Mid Cap Fund Direct Growth | -0.11% | 12.35% | 27.46% | 18.39% |
 Invesco India Mid Cap Fund Direct Plan Growth Option | 12.39% | 20.5% | 30.79% | 20.69% |
 Motilal Oswal Midcap Direct Growth | 8.95% | 24.23% | 35.96% | 23.05% |
 Kotak Emerging Equity Scheme Direct Growth | 7.13% | 16.57% | 31.36% | 20.07% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Coromandel International Ltd | 16.9% |
 Solar Industries India Ltd | 15.7% |
 Max Financial Services Ltd | 9.6% |
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Ankit Agarwal
Fund Manager of UTI Mid Cap Fund Direct Growth, since 30 August 2019
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
In the last 3 years, Motilal Oswal Midcap Direct Growth has given 24.23% return, outperforming this fund by 11.87% per annum.
Over the last 6 months, this fund has experienced a 16.2% drop in AUM moving from 12.70K Cr to 10.64K Cr.
Over the last 1 year, this fund has increased expense ratio by 16.5% moving from 0.79 to 0.92.
In the last 5 years, Motilal Oswal Midcap Direct Growth has given 35.96% return, outperforming this fund by 8.5% per annum.
This fund expense ratio is slightly on the lower side within the category (mid-cap). Its expense ratio is 0.92% which is lower than the category average expense ratio of 1.18%.
In the last 1 year, Invesco India Mid Cap Fund Direct Plan Growth Option has given 12.39% return, outperforming this fund by 12.5%.
UTI Mid Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.39% since inception which is more than its category average return of 17.8%
Fund Allocations
This fund has an allocation of 97.35% in Equity, 0% in Debt and 2.65% in Cash related instruments
AUM size ₹10649 Cr
This fund has AUM of ₹10649 Cr which is less than its category average of ₹ 11455 Cr
Expense Ratio 0.92%
This fund has an expense ratio of 0.92% which is less than its category average expense ratio of 1.21%
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5Y CAGR
▲ 23.36
5Y CAGR
▲ 27.89
5Y CAGR
▲ 29.41
Frequently Asked Questions for UTI Mid Cap Fund Direct Growth
The current NAV of UTI Mid Cap Fund Direct Growth is ₹288.43 as on 11-Apr-2025.
Existing (Absolute + CAGR) as on 11-Apr-2025.
UTI Mid Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.35% | 1.35% |
6 Month Returns | -17.83% | -17.83% |
1 Year Returns | -0.11% | -0.11% |
3 Years Returns | 41.83% | 12.35% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.92% as on March 2025
₹10649 Cr as on March 2025
Phoenix Mills Ltd(2.43%), Solar Industries India Ltd(2.36%), Coforge Ltd(2.29%), Persistent Systems Ltd(2.13%), Ajanta Pharma Ltd(2%) as on March 2025
Consumer Cyclical(19.4%), Financial Services(18.53%), Industrial(13.99%) as on March 2025
The alpha ratio for the UTI Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Mid Cap Fund Direct Growth | -0.13 | -3.9 | -0.96 |
As on March 2025
The alpha for UTI Mid Cap Fund Direct Growth is calculated against Nifty Midcap 150 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Mid Cap Fund Direct Growth | 1.06 | 0.94 | 0.89 |
As on March 2025
The Beta for UTI Mid Cap Fund Direct Growth is calculated with Nifty Midcap 150 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Mid Cap Fund Direct Growth | 0.14 | 0.55 | 1.34 |
As on March 2025
The sharpe ratio for UTI Mid Cap Fund Direct Growth is calculated with Nifty Midcap 150 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Mid Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Mid Cap Fund Direct Growth | 21.9 | 16.66 | 16.7 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.85 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Ankit Agarwal is the fund manager of UTI Mid Cap Fund Direct Growth
The Exit load of UTI Mid Cap Fund Direct Growth is 1%