UTI MNC Fund Direct Growth

Equity

Equity - Other

NAV as on 27-03-2025

₹ 392.89

▼-0.3%

Inception Returns

14.6%

/yr

Historical NAV & Returns

Absolute

▲

▼

445 people have invested ₹ 18L in UTI MNC Fund Direct Growth in the last three months

About UTI MNC Fund Direct Growth

UTI MNC Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Karthikraj Lakshmanan. The fund could potentially beat inflation in the long-run.

Key Parameters

UTI MNC Fund Direct Growth has ₹2521 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
The fund has an expense ratio 1.2.

Returns

UTI MNC Fund Direct Growth has given a CAGR return of 14.57% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.89%, 13.07% and 18.25% respectively.

Holdings

UTI MNC Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Industrial, Health, Tech, Basic Materials, Financial Services. Its top holdings are Maruti Suzuki India Ltd, Nestle India Ltd, Procter & Gamble Health Ltd, Vedanta Ltd, United Spirits Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI MNC Fund Direct Growth

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of multinational companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI MNC Fund Direct Growth has no lock in period.

UTI MNC Fund Direct Growth Overview

Expense ratio	1.23%
Benchmark	IISL Nifty MNC TR INR
AUM	₹2521 Cr
Inception Date	1 January, 2013
Min Lumpsum/SIP	₹5000/₹500
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	38.95%
STCG	Selling mutual fund before 1 year, returns taxed at 20%.
LTCG	After 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk	Very High Risk

INDmoney Rank for UTI MNC Fund Direct Growth

IND ranking is not available for this fund.

Beats FD returns for both 3Y & 5Y duration

5Y returns in the bottom 25% of the category

3Y returns in the bottom 25% of the category

Trailing Returns

as on (27-Mar-25)

Period	UTI MNC Fund Direct Growth	Nifty 500	equity - other
1M	2%	5.4%	-
3M	-8.9%	-4.6%	-
6M	-16.6%	-12.6%	-
1Y	3.9%	6.6%	-
3Y	13.1%	13.5%	-
5Y	18.3%	25%	-

Fund Distribution

as on (28-Feb-25)

Equity 95.1%
Debt & Cash 4.9%

Large cap

47.3%

Small cap

25.8%

Mid cap

21.8%

Sector Allocation

Feb'25

Jan'25

Dec'24

Consumer Cyclical

23.2%

Consumer Defensive

22.2%

Industrial

15.3%

Health

14.5%

Tech

9.9%

Basic Materials

8.8%

Financial Services

All changes are between Dec'24 and Feb'25

	Dec'24
Fund Returns	-1.03%
Nifty 500	-2.02%

Parameters	Feb'25	Jan'25	Dec'24
AUM	₹ 2.5K Cr	₹ 2.8K Cr	₹ 2.9K Cr

AUM of the fund stands at 2.5K Cr as of Feb'25
AUM decreased by 269.1 Cr between Feb'25 and Jan'25

Top Stocks bought last month

Sun Pharmaceuticals Industries Ltd's allocation increased from 1.25% to 2.12%

Maruti Suzuki India Ltd's allocation increased from 9.69% to 10.4%

Abbott India Ltd's allocation increased from 1.36% to 1.75%

Top Stocks sold last month

Nestle India Ltd's allocation decreased from 7.74 % to 5.34 %

United Spirits Ltd's allocation decreased from 3.73 % to 3.72 %

United Breweries Ltd's allocation decreased from 3.87 % to 3.39 %

Large Cap allocation has gone up from 39% to 47.3%

Small Cap allocation has gone up from 24.9% to 25.8%

Mid Cap allocation has gone down from 28.9% to 21.8%

Cash allocation has gone down from 5.1% to 4.9%

Top 3 Sectors in February were Consumer Cyclical, Consumer Defensive & Industrial

Feb'25

Consumer Cyclical

23%

Consumer Defensive

22%

Industrial

15%

Jan'25

Consumer Cyclical

23%

Consumer Defensive

23%

Industrial

17%

Equity
Debt & Cash

Holdings	Weight%	1M Change
Maruti Suzuki India Ltd	10.4%	0%
Nestle India Ltd	5.34%	4.2%
Procter & Gamble Health Ltd	4.8%	0%
Vedanta Ltd	4.57%	1.1%
United Spirits Ltd	3.72%	0%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
UTI MNC Fund Direct Growth	3.89%	13.07%	18.25%	14.57%
Franklin India Opportunities Fund - Direct - Growth	17.21%	28.69%	35.33%	17.82%
ICICI Prudential India Opportunities Fund Direct Growth	13.92%	25%	37.93%	22.72%
ICICI Prudential Business Cycle Fund Direct Growth	9.09%	22.05%	-	22.53%

See all

Gainers
Losers

Top Growth Drivers	1M Return
Gulf Oil Lubricants India Ltd	3.5%
Abbott India Ltd	2.1%
Gland Pharma Ltd	0.3%

Fund	Feb'25	Jan'25	Dec'24
No of Holdings	53	55	52
Top 5 Company Concentration	28.8%	27.7%	25.5%
Company having highest exposure	Maruti Suzuki India Ltd (10.4%)	Maruti Suzuki India Ltd (9.7%)	Maruti Suzuki India Ltd (8.1%)
No of Sectors	7	7	8
Top 5 Sectors Concentration	85.1%	85%	84.7%
Sector having highest exposure	Consumer Cyclical (23.2%)	Consumer Cyclical (23%)	Consumer Cyclical (22.9%)

We are taking more time than usual

Karthikraj Lakshmanan

Fund Manager of UTI MNC Fund Direct Growth, since 16 November 2022

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
UTI MNC Fund Direct Growth Option	13.07%	--
UTI Large cap Fund Growth Option - Direct	11.52%	13.2%

Fund House

UTI Asset Management Co Ltd

Total Schemes

See all UTI schemes

Total AUM

₹2.35L Cr

as on 28-Feb-2025

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Phone

+912266786666

Website

pms_care@uti.co.in

Mutual Fund Insights

Over the last 3 months, this fund has experienced a 15.4% drop in AUM moving from 2.98K Cr to 2.52K Cr.

In the last 3 years, SBI PSU Direct Growth has given 32.44% return, outperforming this fund by 19.37% per annum.

In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 44.16% return, outperforming this fund by 25.91% per annum.

In the last 1 year, HDFC Defence Fund Direct Growth has given 19.69% return, outperforming this fund by 15.8%.

Over the last 6 months, this fund has increased expense ratio by 5.1% moving from 1.17 to 1.23.

UTI MNC Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 14.57% since inception which is more than its category average return of 8.53%

Fund Allocations

This fund has an allocation of 95.11% in Equity, 0% in Debt and 4.89% in Cash related instruments

AUM size ₹2521 Cr

This fund has AUM of ₹2521 Cr which is more than its category average of ₹ 2056 Cr

Expense Ratio 1.23%

This fund has an expense ratio of 1.23% which is less than its category average expense ratio of 1.31%

Frequently Asked Questions for UTI MNC Fund Direct Growth

The current NAV of UTI MNC Fund Direct Growth is ₹392.89 as on 27-Mar-2025.

Existing (Absolute + CAGR) as on 27-Mar-2025.

UTI MNC Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	1.96%	1.96%
6 Month Returns	-16.63%	-16.63%
1 Year Returns	3.89%	3.89%
3 Years Returns	44.56%	13.07%
5 Years Returns	131.24%	18.25%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

1.23% as on February 2025

₹2521 Cr as on February 2025

Maruti Suzuki India Ltd(10.4%), Nestle India Ltd(5.34%), Procter & Gamble Health Ltd(4.8%), Vedanta Ltd(4.57%), United Spirits Ltd(3.72%) as on February 2025

Consumer Cyclical(22.08%), Consumer Defensive(21.1%), Industrial(14.57%) as on February 2025

The alpha ratio for the UTI MNC Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
UTI MNC Fund Direct Growth	-2.79	-0.87	-1.38

As on February 2025

The alpha for UTI MNC Fund Direct Growth is calculated against IISL Nifty MNC TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the UTI MNC Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
UTI MNC Fund Direct Growth	0.83	0.83	0.9

As on February 2025

The Beta for UTI MNC Fund Direct Growth is calculated with IISL Nifty MNC TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the UTI MNC Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
UTI MNC Fund Direct Growth	-0.37	0.32	0.5

As on February 2025

The sharpe ratio for UTI MNC Fund Direct Growth is calculated with IISL Nifty MNC TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the UTI MNC Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
UTI MNC Fund Direct Growth	17.79	13.05	15.23

As on February 2025

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 0.5 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Karthikraj Lakshmanan is the fund manager of UTI MNC Fund Direct Growth

The Exit load of UTI MNC Fund Direct Growth is 1%

UTI MNC Fund Direct Growth

Historical NAV & Returns

About UTI MNC Fund Direct Growth

Key Parameters

Returns

Holdings

Taxation

Investment objective of UTI MNC Fund Direct Growth

Minimum Investment and lockin period

UTI MNC Fund Direct Growth Overview

INDmoney Rank for UTI MNC Fund Direct Growth

Trailing Returns

Fund Distribution

Monthly Changes

Top Holdings

Peer Comparison

Gainers & Losers

Concentration Analysis

Fund Manager

AMC Details

Mutual Fund Insights

UTI MNC Fund Direct Growth Highlights

Very High Risk

About the fund

Fund Allocations

AUM size ₹2521 Cr

Expense Ratio 1.23%

Frequently Asked Questions for UTI MNC Fund Direct Growth

What is the current NAV of UTI MNC Fund Direct Growth?

What are the average returns of UTI MNC Fund Direct Growth?

How do I invest in UTI MNC Fund Direct Growth?

What is the expense ratio of UTI MNC Fund Direct Growth?

What is net assets under management (AUM) of UTI MNC Fund Direct Growth?

What are the top 5 holdings of UTI MNC Fund Direct Growth?

What are the top 3 sectors that this UTI MNC Fund Direct Growth has invested in?

What is the alpha of UTI MNC Fund Direct Growth?

What is the beta of UTI MNC Fund Direct Growth??

What is the sharpe ratio of UTI MNC Fund Direct Growth?

What is the standard deviation of UTI MNC Fund Direct Growth?

What is the Sortino ratio of UTI MNC Fund Direct Growth?

Who is the manager of UTI MNC Fund Direct Growth?

What is the exit load of UTI MNC Fund Direct Growth?