Historical NAV & Returns
About UTI Overnight Fund Direct Growth
UTI Overnight Fund Direct Growth is a debt fund. This fund was started on 14 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- UTI Overnight Fund Direct Growth has ₹3039 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
UTI Overnight Fund Direct Growth has given a CAGR return of 6.28% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.61%, 6.35% and 5.07% respectively.
Holdings
UTI Overnight Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government. Its top holdings are 91 Days Tbill Red 24-04-2025, 91 DTB 10042025, 91 DTB 17042025, 364 DTB 18042025
Taxation
As it is a overnight mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Overnight Fund Direct Growth
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Overnight Fund Direct Growth has no lock in period.
UTI Overnight Fund Direct Growth Overview
| Expense ratio | 0.06% |
Benchmark | CRISIL Liquid Overnight TR INR |
| AUM | ₹3039 Cr |
| Inception Date | 14 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 1.48% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low Risk |
Trailing Returns
as on (18-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 3K Cr as of Mar'25
- AUM decreased by 1.7K Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Financial Services, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 91 Days Tbill Red 24-04-2025 | 2.46% | 0% | |
91 DTB 10042025 | 1.64% | 0% | |
91 DTB 17042025 | 1.64% | 0% | |
364 DTB 18042025 | 1.48% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 UTI Overnight Fund Direct Growth | 6.61% | 6.35% | 5.07% | 6.28% |
 Bank of India Overnight Fund Direct Growth | 6.7% | 6.42% | 5.17% | 5.14% |
 Axis Overnight Fund Direct Growth | 6.65% | 6.38% | 5.1% | 5.09% |
 ICICI Prudential Overnight Fund Direct Growth | 6.59% | 6.33% | 5.05% | 5.14% |
Mutual Fund Insights
UTI Overnight Fund Direct Growth Highlights
Low Risk
About the fund
AUM size ₹3039 Cr
Expense Ratio 0.06%
More funds from UTI
1Y CAGR
▲ 11.54
5Y CAGR
▲ 6.61
5Y CAGR
▲ 9.97
Frequently Asked Questions for UTI Overnight Fund Direct Growth
UTI Overnight Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.53% | 0.53% |
6 Month Returns | 3.22% | 3.22% |
1 Year Returns | 6.61% | 6.61% |
3 Years Returns | 20.27% | 6.35% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |