UTI Value fund Fund Direct Growth
Equity
Direct
Value
NAV as on 14-11-2024
₹ 175.97
▲0.2%
1D
Inception Returns
15.3%
/yr
About UTI Value fund Fund Direct Growth
UTI Value fund Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Value fund Fund Direct Growth has ₹10757 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
UTI Value fund Fund Direct Growth has given a CAGR return of 15.34% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 37.43%, 16.51% and 21.85% respectively.
Holdings
UTI Value fund Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Consumer Cyclical, Basic Materials, Government, Health, Communication, Industrial, Energy, Consumer Defensive, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Axis Bank Ltd
Taxation
As it is a value mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI Value fund Fund Direct Growth
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Value fund Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
▼
895 people have invested ₹ 1.6Cr in UTI Value fund Fund Direct Growth in the last three months
INDmoney Rank for UTI Value fund Fund Direct Growth
Powered by IND quant engine
9
/13
52% Performance
36% Risk Management
46% Cost
9 out of 13 among value
Larger AUM within category
Beats FD returns for both 3Y & 5Y
No bad points found for this fund.
UTI Value fund Fund Direct Growth Overview
| Expense ratio | 1.14% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹10757 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 34% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (14-Nov-24)
Fund Distribution
as on (31-Oct-24)
Large cap
63.2%
Mid cap
17.2%
Small cap
16.7%
Sector Allocation
Financial Services
32.1%
Tech
11.7%
Consumer Cyclical
11.6%
Basic Materials
10.4%
Health
9.8%
Communication
6.6%
Industrial
5%
Energy
4.3%
Consumer Defensive
4%
Utilities
3.3%
Real Estate
1.3%
All changes are between Aug'24 and Oct'24
- This fund’s returns stands at -5.49% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
- This fund outperformed Nifty 500 by 1.03% in Oct'24
- AUM of the fund stands at 10.8K Cr as of Oct'24
- AUM has remained same between Oct'24 and Sep'24
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 8.61% to 9.24%
Sapphire Foods India Ltd's allocation increased from 0.09% to 0.69%
NMDC Ltd's allocation increased from 0.63% to 1.03%
Top Stocks sold last month
Mahindra & Mahindra Ltd's allocation decreased from 2.45 % to 2.22 %
Hindalco Industries Ltd's allocation decreased from 2.11 % to 2.03 %
IndusInd Bank Ltd's allocation decreased from 2.02 % to 1.77 %
Small Cap allocation has gone up from 16.4% to 16.7%
Mid Cap allocation has gone up from 17.1% to 17.2%
Large Cap allocation has gone up from 61.6% to 63.2%
Cash allocation has gone down from 3.5% to 1.7%
Debt allocation has gone up from 0.2% to 0.2%
Top 3 Sectors in October were Financial Services, Consumer Cyclical & Tech
Oct'24
Financial Services
32%
Tech
12%
Consumer Cyclical
12%
Sep'24
Financial Services
31%
Consumer Cyclical
12%
Tech
12%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.24% | 0.9% | |
 ICICI Bank Ltd | 5.61% | 0% | |
 Infosys Ltd | 5.16% | 0.8% | |
 Bharti Airtel Ltd | 3.66% | 0% | |
 Axis Bank Ltd | 3.2% | 7.7% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Suven Pharmaceuticals Ltd | 5.4% |
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Amit Premchandani
Fund Manager of UTI Value fund Fund Direct Growth, since 1 February 2018
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.37L Cr
as on 31-Oct-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (value). Its expense ratio is 1.14% which is lower than the category average expense ratio of 1.33%.
In the last 3 years, JM Value Fund (Direct) - Growth has given 23.25% return, outperforming this fund by 6.75% per annum.
Over the last 3 months, this fund has increased expense ratio by 4.6% moving from 1.09 to 1.14.
In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 26.63% return, outperforming this fund by 4.77% per annum.
In the last 1 year, Quant Value Fund Direct Growth has given 45.85% return, outperforming this fund by 8.42%.
Over the last 6 months, this fund has experienced a 25.4% growth in AUM moving from 8.57K Cr to 10.75K Cr.
UTI Value fund Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.34% since inception which is less than its category average return of 17.14%
Fund Allocations
This fund has an allocation of 98.08% in Equity, 0.19% in Debt and 1.73% in Cash related instruments
AUM size ₹10757 Cr
This fund has AUM of ₹10757 Cr which is more than its category average of ₹ 5467 Cr
Expense Ratio 1.14%
This fund has an expense ratio of 1.14% which is less than its category average expense ratio of 1.44%
Frequently Asked Questions for UTI Value fund Fund Direct Growth
The current NAV of UTI Value fund Fund Direct Growth is ₹175.97 as on 14-Nov-2024.
Existing (Absolute + CAGR) as on 14-Nov-2024.
UTI Value fund Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.9% | -6.9% |
6 Month Returns | 14.89% | 14.89% |
1 Year Returns | 37.43% | 37.43% |
3 Years Returns | 58.14% | 16.51% |
5 Years Returns | 168.67% | 21.85% |
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1.14% as on October 2024
₹10757 Cr as on October 2024
HDFC Bank Ltd(9.24%), ICICI Bank Ltd(5.61%), Infosys Ltd(5.16%), Bharti Airtel Ltd(3.66%), Axis Bank Ltd(3.2%) as on October 2024
Financial Services(31.47%), Tech(11.46%), Consumer Cyclical(11.35%) as on October 2024
The alpha ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Value fund Fund Direct Growth | 7.72 | 3.22 | 3.02 |
As on October 2024
The alpha for UTI Value fund Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Value fund Fund Direct Growth | 0.98 | 0.95 | 0.95 |
As on October 2024
The Beta for UTI Value fund Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Value fund Fund Direct Growth | 2.38 | 0.92 | 0.92 |
As on October 2024
The sharpe ratio for UTI Value fund Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Value fund Fund Direct Growth | 13.65 | 13.51 | 18.61 |
As on October 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.71 as on October 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.85 as on October 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI Value fund Fund Direct Growth
The Exit load of UTI Value fund Fund Direct Growth is 1%