Historical NAV & Returns
About UTI Liquid Fund Direct Growth
UTI Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Amit Sharma. This fund is suitable to keep your money safe.
Key Parameters
- UTI Liquid Fund Direct Growth has ₹24805 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
UTI Liquid Fund Direct Growth has given a CAGR return of 6.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.41%, 6.82% and 5.51% respectively.
Holdings
UTI Liquid Fund Direct Growth has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government. Its top holdings are National Bank for Agriculture and Rural Development, 91 DTB 30052025, HDFC Bank Ltd., Reliance Retail Ventures Limited, 91 Days Tbill Red 24-04-2025
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Liquid Fund Direct Growth
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 0.00. UTI Liquid Fund Direct Growth has no lock in period.
UTI Liquid Fund Direct Growth Overview
| Expense ratio | 0.16% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹24805 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 183.91% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (30-Mar-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 24.8K Cr as of Feb'25
- AUM decreased by 959.8 Cr between Feb'25 and Jan'25
Top 3 Sectors in February were Real Estate, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 National Bank for Agriculture and Rural Development | 3.24% | 100% | |
91 DTB 30052025 | 3.1% | 0% | |
HDFC Bank Ltd. | 3.08% | 100% | |
Reliance Retail Ventures Limited | 2.35% | 0% | |
91 Days Tbill Red 24-04-2025 | 2.03% | 100% |
Mutual Fund Insights
UTI Liquid Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹24805 Cr
Expense Ratio 0.16%
More funds from UTI
UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
1Y CAGR
▲ 10.18
UTI Gilt Fund with 10 year Constant Duration Direct Growth
1Y CAGR
▲ 9.78
UTI Long Duration Fund Direct Growth
1Y CAGR
▲ 9.30
UTI Dynamic Bond Fund Direct Plan Growth Option
5Y CAGR
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UTI Gilt Fund Direct Plan Growth
5Y CAGR
▲ 6.35
Frequently Asked Questions for UTI Liquid Fund Direct Growth
UTI Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.67% | 0.67% |
6 Month Returns | 3.62% | 3.62% |
1 Year Returns | 7.41% | 7.41% |
3 Years Returns | 21.89% | 6.82% |
5 Years Returns | 30.78% | 5.51% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |