Community Financial System Inc (CBU)

$68.91

+1.06

(+1.56%)▲

Market is closed - opens 8 PM, 22 Nov 2024

Performance

  • $68.18
    $70.23
    $68.91
    downward going graph

    1.06%

    Downside

    Day's Volatility :2.91%

    Upside

    1.87%

    downward going graph
  • $41.50
    $72.30
    $68.91
    downward going graph

    39.78%

    Downside

    52 Weeks Volatility :42.6%

    Upside

    4.68%

    downward going graph

Returns

PeriodCommunity Financial System IncSector (Financials)Index (Russel 2000)
3 Months
15.02%
13.1%
0.0%
6 Months
39.41%
17.4%
0.0%
1 Year
51.35%
41.0%
0.0%
3 Years
-10.92%
27.0%
-24.5%

Highlights

Market Capitalization
3.6B
Book Value
$33.97
Dividend Share
1.81
Dividend Yield
2.7%
Earnings Per Share (EPS)
3.13
PE Ratio
21.79
PEG Ratio
2.17
Wall Street Target Price
67.2
Profit Margin
23.56%
Operating Margin TTM
33.33%
Return On Assets TTM
1.05%
Return On Equity TTM
9.96%
Revenue TTM
706.3M
Revenue Per Share TTM
13.34
Quarterly Revenue Growth YOY
5.1%
Gross Profit TTM
664.6M
Diluted Eps TTM
3.13
Quarterly Earnings Growth YOY
0.01
EPS Estimate Current Year
3.39
EPS Estimate Next Year
3.93
EPS Estimate Current Quarter
0.88
EPS Estimate Next Quarter
0.88

Analyst Recommendation

Buy
    50%Buy
    41%Hold
    8%Sell
Based on 12 Wall street analysts offering stock ratings for Community Financial System Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
6
Hold
5
5
5
Sell
1
1
1

Analyst Forecast

What analysts predicted

Downside of 2.48%

Current $68.91
Target $67.20

Company Financials

FY18Y/Y Change
Revenue
569.4M
↑ 9.91%
Net Income
168.6M
↑ 11.89%
Net Profit Margin
29.62%
↑ 0.53%
FY19Y/Y Change
Revenue
589.8M
↑ 3.58%
Net Income
169.1M
↑ 0.25%
Net Profit Margin
28.66%
↓ 0.96%
FY20Y/Y Change
Revenue
596.4M
↑ 1.12%
Net Income
164.7M
↓ 2.59%
Net Profit Margin
27.61%
↓ 1.05%
FY21Y/Y Change
Revenue
620.6M
↑ 4.07%
Net Income
189.7M
↑ 15.19%
Net Profit Margin
30.56%
↑ 2.95%
FY22Y/Y Change
Revenue
679.4M
↑ 9.46%
Net Income
188.1M
↓ 0.85%
Net Profit Margin
27.69%
↓ 2.87%
FY23Y/Y Change
Revenue
640.7M
↓ 5.69%
Net Income
131.9M
↓ 29.86%
Net Profit Margin
20.59%
↓ 7.1%
Q2 FY23Q/Q Change
Revenue
175.3M
↑ 41.02%
Net Income
48.3M
↑ 732.89%
Net Profit Margin
27.55%
↑ 22.88%
Q3 FY23Q/Q Change
Revenue
175.4M
↑ 0.06%
Net Income
44.1M
↓ 8.62%
Net Profit Margin
25.16%
↓ 2.39%
Q4 FY23Q/Q Change
Revenue
214.0M
↑ 22.05%
Net Income
33.7M
↓ 23.62%
Net Profit Margin
15.75%
↓ 9.41%
Q1 FY24Q/Q Change
Revenue
222.9M
↑ 4.15%
Net Income
40.9M
↑ 21.26%
Net Profit Margin
18.33%
↑ 2.58%
Q2 FY24Q/Q Change
Revenue
230.6M
↑ 3.42%
Net Income
47.9M
↑ 17.23%
Net Profit Margin
20.78%
↑ 2.45%
Q3 FY24Q/Q Change
Revenue
163.9M
↓ 28.91%
Net Income
43.9M
↓ 8.38%
Net Profit Margin
26.79%
↑ 6.01%
FY18Y/Y Change
Total Assets
10.6B
↓ 1.28%
Total Liabilities
8.9B
↓ 2.39%
FY19Y/Y Change
Total Assets
11.4B
↑ 7.56%
Total Liabilities
9.6B
↑ 7.44%
FY20Y/Y Change
Total Assets
13.9B
↑ 22.09%
Total Liabilities
11.8B
↑ 23.78%
FY21Y/Y Change
Total Assets
15.6B
↑ 11.64%
Total Liabilities
13.5B
↑ 13.74%
FY22Y/Y Change
Total Assets
15.8B
↑ 1.82%
Total Liabilities
14.3B
↑ 6.19%
FY23Y/Y Change
Total Assets
15.6B
↓ 1.26%
Total Liabilities
13.9B
↓ 2.42%
Q2 FY23Q/Q Change
Total Assets
15.1B
↓ 0.97%
Total Liabilities
13.5B
↓ 0.96%
Q3 FY23Q/Q Change
Total Assets
15.4B
↑ 1.84%
Total Liabilities
13.8B
↑ 2.53%
Q4 FY23Q/Q Change
Total Assets
15.6B
↑ 1.62%
Total Liabilities
13.8B
↓ 0.12%
Q1 FY24Q/Q Change
Total Assets
15.9B
↑ 1.43%
Total Liabilities
14.2B
↑ 2.8%
Q2 FY24Q/Q Change
Total Assets
15.9B
↑ 0.3%
Total Liabilities
14.2B
↑ 0.25%
Q3 FY24Q/Q Change
Total Assets
16.4B
↑ 3.13%
Total Liabilities
14.6B
↑ 2.69%
FY18Y/Y Change
Operating Cash Flow
221.4M
↑ 16.73%
Investing Cash Flow
17.5M
↓ 86.68%
Financing Cash Flow
-248.1M
↓ 9.41%
FY19Y/Y Change
Operating Cash Flow
202.5M
↓ 8.54%
Investing Cash Flow
-157.1M
↓ 997.71%
Financing Cash Flow
-52.3M
↓ 78.94%
FY20Y/Y Change
Operating Cash Flow
179.5M
↓ 11.37%
Investing Cash Flow
-398.7M
↑ 153.87%
Financing Cash Flow
1.7B
↓ 3276.93%
FY21Y/Y Change
Operating Cash Flow
202.5M
↑ 12.85%
Investing Cash Flow
-1.5B
↑ 283.92%
Financing Cash Flow
1.6B
↓ 6.18%
FY22Y/Y Change
Operating Cash Flow
214.6M
↑ 5.95%
Investing Cash Flow
-2.1B
↑ 39.73%
Financing Cash Flow
259.2M
↓ 83.36%
Q2 FY23Q/Q Change
Operating Cash Flow
41.5M
↓ 46.39%
Investing Cash Flow
159.8M
↓ 73.19%
Financing Cash Flow
-167.8M
↓ 75.82%
Q3 FY23Q/Q Change
Operating Cash Flow
64.9M
↑ 56.35%
Investing Cash Flow
632.6M
↑ 295.9%
Financing Cash Flow
291.4M
↓ 273.66%

Technicals Summary

Sell

Neutral

Buy

Community Financial System Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Community Financial System Inc
Community Financial System Inc
15.29%
39.41%
51.35%
-10.92%
-16.77%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.39%
10.82%
63.24%
28.94%
28.94%
Icici Bank Ltd.
Icici Bank Ltd.
0.71%
10.11%
33.56%
54.04%
114.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
9.86%
28.63%
59.37%
-0.1%
34.45%
U.s. Bancorp
U.s. Bancorp
5.88%
23.22%
37.1%
-13.97%
-14.71%
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
15.26%
20.34%
41.5%
91.8%
56.87%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Community Financial System Inc
Community Financial System Inc
21.74
21.79
2.17
3.39
0.1
0.01
0.03
33.97
Nu Holdings Ltd.
Nu Holdings Ltd.
37.92
37.39
NA
0.44
0.26
0.04
NA
1.59
Icici Bank Ltd.
Icici Bank Ltd.
19.07
19.07
0.0
1.36
0.19
0.02
0.01
397.44
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
17.54
17.33
2.05
13.38
0.1
0.01
0.03
124.56
U.s. Bancorp
U.s. Bancorp
15.38
15.51
1.26
3.91
0.1
0.01
0.04
33.35
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
13.56
11.86
1.2
1.14
0.07
0.0
0.03
4037.29
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Community Financial System Inc
Community Financial System Inc
Buy
$3.6B
-16.77%
21.74
23.56%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$67.6B
28.94%
37.92
33.76%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$105.0B
114.97%
19.07
28.91%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$82.4B
34.45%
17.54
25.11%
U.s. Bancorp
U.s. Bancorp
Hold
$79.0B
-14.71%
15.38
22.02%
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
Buy
$61.9B
56.87%
13.56
21.91%

Insights on Community Financial System Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 230.56M → 163.9M (in $), with an average decrease of 28.9% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 47.91M → 43.90M (in $), with an average decrease of 8.4% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 63.2% return, outperforming this stock by 11.9%

Institutional Holdings

  • BlackRock Inc

    14.35%

  • Vanguard Group Inc

    12.21%

  • Morgan Stanley - Brokerage Accounts

    8.90%

  • State Street Corp

    6.93%

  • Neuberger Berman Group LLC

    5.95%

  • Dimensional Fund Advisors, Inc.

    3.38%

Corporate Announcements

  • Community Financial System Inc Dividends March,2024

    In the quarter ending March,2024. Community Financial System Inc has declared dividend of $0.45

    Read More

Company Information

headquartered in dewitt, ny, a suburb of syracuse, community bank system, inc. (nyse:cbu) is a registered bank holding company with $7.4 billion in assets and approximately 180 customer facilities across upstate new york, where it operates as community bank, n.a. member fdic. equal housing lender. the company's other subsidiaries include: bpas, an employee benefits administration and consulting firm with offices in upstate new york, pittsburgh, philadelphia, houston and puerto rico; the cbna insurance agency, with offices in three northern new york communities; community investment services, a broker-dealer delivering financial products throughout the company's branch network; and nottingham advisors, a wealth management and advisory firm with offices in buffalo, ny, and north palm beach, fl.

Organization
Community Financial System Inc
Employees
2687
CEO
Mr. Dimitar A. Karaivanov
Industry
Finance

FAQs