DFS

Discover Financial Services Earnings

$195.19

Earnings Summary

Revenue	$4759Mn
Net Profits	$1291Mn
Net Profit Margins	27.13%
PE Ratio	10.78

Highlights

Revenue:

Discover Financial Services’s revenue fell -14.96% since last year same period to $4759Mn in the Q4 2024. On a quarterly growth basis, Discover Financial Services has generated 26.6% jump in its revenue since last 3-months.

Net Profits:

Discover Financial Services’s net profit jumped 232.73% since last year same period to $1291Mn in the Q4 2024. On a quarterly growth basis, Discover Financial Services has generated 33.78% jump in its net profits since last 3-months.

Net Profit Margins:

Discover Financial Services’s net profit margin jumped 291.25% since last year same period to 27.13% in the Q4 2024. On a quarterly growth basis, Discover Financial Services has generated 5.67% jump in its net profit margins since last 3-months.

PE Ratio:

Discover Financial Services’s price-to-earnings ratio after this Q4 2024 earnings stands at 10.78.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Discover Financial Services post its latest quarter earnings

EPS Estimate Current Quarter	2.92
EPS Estimate Current Year	2.92

Highlights

EPS Estimate Current Quarter:

Discover Financial Services’s earning per share (EPS) estimates for the current quarter stand at 2.92 - a -14.62% fall from last quarter’s estimates.

EPS Estimate Current Year:

Discover Financial Services’s earning per share (EPS) estimates for the current year stand at 2.92.

Key Ratios

Key ratios of the Discover Financial Services post its Q4 2024 earnings

Earning Per Share (EPS)	5.11
Return on Assets (ROA)	0.03
Return on Equity (ROE)	0.28
Dividend Per Share (DPS)	0.7

Highlights

Earning Per Share (EPS):

Discover Financial Services’s earning per share (EPS) jumped 231.82% since last year same period to 5.11 in the Q4 2024. This indicates that the Discover Financial Services has generated 231.82% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Discover Financial Services’s return on assets (ROA) stands at 0.03.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Discover Financial Services’s return on equity (ROE) stands at 0.28.

Dividend Per Share (DPS):

Discover Financial Services declared 0.7 dividend per share during the earnings announcement for Q4 2024.