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OFG

Ofg Bancorp Earnings

$42.49

Earnings Summary

Revenue
$169.04Mn
Net Profits
$50.35Mn
Net Profit Margins
29.78%
PE Ratio
9.95
Highlights
Revenue:

Ofg Bancorp’s revenue fell -21.34% since last year same period to $169.04Mn in the Q4 2024. On a quarterly growth basis, Ofg Bancorp has generated 3.26% jump in its revenue since last 3-months.

Net Profits:

Ofg Bancorp’s net profit jumped 8.05% since last year same period to $50.35Mn in the Q4 2024. On a quarterly growth basis, Ofg Bancorp has generated 7.12% jump in its net profits since last 3-months.

Net Profit Margins:

Ofg Bancorp’s net profit margin jumped 37.37% since last year same period to 29.78% in the Q4 2024. On a quarterly growth basis, Ofg Bancorp has generated 3.74% jump in its net profit margins since last 3-months.

PE Ratio:

Ofg Bancorp’s price-to-earnings ratio after this Q4 2024 earnings stands at 9.95.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Ofg Bancorp post its latest quarter earnings
EPS Estimate Current Quarter
0.97
EPS Estimate Current Year
0.97
Highlights
EPS Estimate Current Quarter:

Ofg Bancorp’s earning per share (EPS) estimates for the current quarter stand at 0.97 - a -5.39% fall from last quarter’s estimates.

EPS Estimate Current Year:

Ofg Bancorp’s earning per share (EPS) estimates for the current year stand at 0.97.

Key Ratios

Key ratios of the Ofg Bancorp post its Q4 2024 earnings
Earning Per Share (EPS)
1.09
Return on Assets (ROA)
0.02
Return on Equity (ROE)
0.16
Dividend Per Share (DPS)
0.25
Highlights
Earning Per Share (EPS):

Ofg Bancorp’s earning per share (EPS) jumped 15.96% since last year same period to 1.09 in the Q4 2024. This indicates that the Ofg Bancorp has generated 15.96% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Ofg Bancorp’s return on assets (ROA) stands at 0.02.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Ofg Bancorp’s return on equity (ROE) stands at 0.16.

Dividend Per Share (DPS):

Ofg Bancorp declared 0.25 dividend per share during the earnings announcement for Q4 2024.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2025-02-27
0.97
1.09
12.95%
2024-05-08
0.95
1.05
10.53%
2024-08-07
0.96
1.08
12.5%
2024-11-06
1.02
1
-1.96%