Synchrony Financial (SYF)

$65.99

+0.85

(+1.3%)

Market is closed - opens 8 PM, 25 Nov 2024

Performance

  • $65.26
    $66.24
    $65.99
    downward going graph

    1.11%

    Downside

    Day's Volatility :1.49%

    Upside

    0.38%

    downward going graph
  • $29.15
    $67.76
    $65.99
    downward going graph

    55.83%

    Downside

    52 Weeks Volatility :56.99%

    Upside

    2.61%

    downward going graph

Returns

PeriodSynchrony FinancialSector (Financials)S&P500
3 Months
35.03%
14.2%
5.9%
6 Months
52.3%
21.9%
12.5%
1 Year
121.22%
43.4%
30.9%
3 Years
32.59%
26.5%
27.0%

Highlights

Market Capitalization
25.4B
Book Value
$37.92
Dividend Share
1.0
Dividend Yield
1.54%
Earnings Per Share (EPS)
7.7
PE Ratio
8.46
PEG Ratio
1.79
Wall Street Target Price
63.059
Profit Margin
35.14%
Operating Margin TTM
46.37%
Return On Assets TTM
2.73%
Return On Equity TTM
21.28%
Revenue TTM
9.0B
Revenue Per Share TTM
22.41
Quarterly Revenue Growth YOY
11.600000000000001%
Gross Profit TTM
8.3B
Diluted Eps TTM
7.7
Quarterly Earnings Growth YOY
0.31
EPS Estimate Current Year
6.52
EPS Estimate Next Year
6.26
EPS Estimate Current Quarter
1.79
EPS Estimate Next Quarter
1.37

Analyst Recommendation

Buy
    47%Buy
    47%Hold
    4%Sell
Based on 23 Wall street analysts offering stock ratings for Synchrony Financial(by analysts ranked 0 to 5 stars)
Based on 23 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
11
10
12
Hold
11
12
13
Sell
1
2
2

Analyst Forecast

What analysts predicted

Downside of 4.44%

Current $65.99
Target $63.06

Company Financials

FY18Y/Y Change
Revenue
13.3B
↑ 7.41%
Net Income
2.8B
↑ 44.19%
Net Profit Margin
21.0%
↑ 5.35%
FY19Y/Y Change
Revenue
13.3B
↑ 0.21%
Net Income
3.7B
↑ 34.3%
Net Profit Margin
28.15%
↑ 7.15%
FY20Y/Y Change
Revenue
11.2B
↓ 16.15%
Net Income
1.4B
↓ 63.04%
Net Profit Margin
12.41%
↓ 15.74%
FY21Y/Y Change
Revenue
10.2B
↓ 8.69%
Net Income
4.2B
↑ 204.77%
Net Profit Margin
41.41%
↑ 29.0%
FY22Y/Y Change
Revenue
16.0B
↑ 57.03%
Net Income
3.0B
↓ 28.55%
Net Profit Margin
18.84%
↓ 22.57%
FY23Y/Y Change
Revenue
5.0B
↓ 68.47%
Net Income
2.2B
↓ 25.8%
Net Profit Margin
44.34%
↑ 25.5%
Q2 FY23Q/Q Change
Revenue
3.3B
↓ 19.97%
Net Income
569.0M
↓ 5.32%
Net Profit Margin
17.27%
↑ 2.67%
Q3 FY23Q/Q Change
Revenue
5.4B
↑ 62.54%
Net Income
628.0M
↑ 10.37%
Net Profit Margin
11.73%
↓ 5.54%
Q4 FY23Q/Q Change
Revenue
3.7B
↓ 31.66%
Net Income
440.0M
↓ 29.94%
Net Profit Margin
12.03%
↑ 0.3%
Q1 FY24Q/Q Change
Revenue
6.0B
↑ 62.91%
Net Income
1.3B
↑ 193.86%
Net Profit Margin
21.69%
↑ 9.66%
Q2 FY24Q/Q Change
Revenue
4.9B
↓ 17.98%
Net Income
643.0M
↓ 50.27%
Net Profit Margin
13.15%
↓ 8.54%
Q3 FY24Q/Q Change
Revenue
3.8B
↓ 21.99%
Net Income
789.0M
↑ 22.71%
Net Profit Margin
20.69%
↑ 7.54%
FY18Y/Y Change
Total Assets
106.8B
↑ 11.46%
Total Liabilities
92.1B
↑ 12.92%
FY19Y/Y Change
Total Assets
104.8B
↓ 1.84%
Total Liabilities
89.7B
↓ 2.58%
FY20Y/Y Change
Total Assets
95.9B
↓ 8.47%
Total Liabilities
83.2B
↓ 7.23%
FY21Y/Y Change
Total Assets
95.7B
↓ 0.21%
Total Liabilities
82.1B
↓ 1.39%
FY22Y/Y Change
Total Assets
104.6B
↑ 9.21%
Total Liabilities
91.7B
↑ 11.69%
FY23Y/Y Change
Total Assets
117.5B
↑ 12.35%
Total Liabilities
103.6B
↑ 12.96%
Q2 FY23Q/Q Change
Total Assets
108.7B
↑ 0.78%
Total Liabilities
95.3B
↑ 0.69%
Q3 FY23Q/Q Change
Total Assets
112.9B
↑ 3.9%
Total Liabilities
99.2B
↑ 4.04%
Q4 FY23Q/Q Change
Total Assets
117.5B
↑ 4.02%
Total Liabilities
103.6B
↑ 4.44%
Q1 FY24Q/Q Change
Total Assets
121.2B
↑ 3.14%
Total Liabilities
105.9B
↑ 2.24%
Q2 FY24Q/Q Change
Total Assets
120.5B
↓ 0.56%
Total Liabilities
104.9B
↓ 0.89%
Q3 FY24Q/Q Change
Total Assets
119.2B
↓ 1.05%
Total Liabilities
103.2B
↓ 1.62%
FY18Y/Y Change
Operating Cash Flow
9.3B
↑ 4.78%
Investing Cash Flow
-19.0B
↑ 102.3%
Financing Cash Flow
8.3B
↑ 197.41%
FY19Y/Y Change
Operating Cash Flow
9.0B
↓ 3.77%
Investing Cash Flow
-261.0M
↓ 98.63%
Financing Cash Flow
-6.5B
↓ 178.25%
FY20Y/Y Change
Operating Cash Flow
7.5B
↓ 16.72%
Investing Cash Flow
-498.0M
↑ 90.8%
Financing Cash Flow
-8.0B
↑ 24.36%
FY21Y/Y Change
Operating Cash Flow
7.1B
↓ 5.18%
Investing Cash Flow
-4.8B
↑ 866.67%
Financing Cash Flow
-5.2B
↓ 35.2%
FY22Y/Y Change
Operating Cash Flow
6.7B
↓ 5.71%
Investing Cash Flow
-10.2B
↑ 112.59%
Financing Cash Flow
5.3B
↓ 201.54%
Q2 FY23Q/Q Change
Operating Cash Flow
1.9B
↑ 1.17%
Investing Cash Flow
-5.2B
↓ 849.86%
Financing Cash Flow
216.0M
↓ 92.58%
Q3 FY23Q/Q Change
Operating Cash Flow
2.5B
↑ 30.08%
Investing Cash Flow
-7.1B
↑ 36.15%
Financing Cash Flow
3.0B
↑ 1303.24%

Technicals Summary

Sell

Neutral

Buy

Synchrony Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Synchrony Financial
Synchrony Financial
19.42%
52.3%
121.22%
32.59%
76.77%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
6.61%
40.77%
55.61%
-54.02%
-16.93%
Capital One Financial Corporation
Capital One Financial Corporation
22.05%
35.93%
75.53%
20.02%
87.32%
American Express Co.
American Express Co.
11.6%
26.5%
83.25%
75.57%
149.83%
Mastercard Inc.
Mastercard Inc.
2.01%
15.44%
26.27%
53.19%
81.1%
Visa, Inc.
Visa, Inc.
9.43%
12.91%
21.87%
52.48%
71.25%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Synchrony Financial
Synchrony Financial
8.46
8.46
1.79
6.52
0.21
0.03
0.02
37.92
Paypal Holdings, Inc.
Paypal Holdings, Inc.
20.29
20.29
1.44
4.57
0.22
0.04
NA
20.05
Capital One Financial Corporation
Capital One Financial Corporation
17.25
17.25
1.94
13.48
0.07
0.01
0.01
152.24
American Express Co.
American Express Co.
21.58
21.58
1.82
13.88
0.35
0.04
0.01
42.2
Mastercard Inc.
Mastercard Inc.
38.96
38.96
1.96
14.48
1.78
0.23
0.01
8.09
Visa, Inc.
Visa, Inc.
31.85
31.85
1.93
9.92
0.51
0.16
0.01
20.08
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Synchrony Financial
Synchrony Financial
Buy
$25.4B
76.77%
8.46
35.14%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$85.0B
-16.93%
20.29
14.08%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$69.7B
87.32%
17.25
16.46%
American Express Co.
American Express Co.
Buy
$206.4B
149.83%
21.58
16.7%
Mastercard Inc.
Mastercard Inc.
Buy
$472.8B
81.1%
38.96
45.26%
Visa, Inc.
Visa, Inc.
Buy
$599.7B
71.25%
31.85
54.96%

Insights on Synchrony Financial

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 5.96B → 3.81B (in $), with an average decrease of 20.0% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 643.0M → 789.0M (in $), with an average increase of 18.5% per quarter

  • Vs AXP

    In the last 3 years, American Express Co. has given 75.6% return, outperforming this stock by 43.0%

Institutional Holdings

  • Vanguard Group Inc

    12.75%
  • Capital World Investors

    11.08%
  • BlackRock Inc

    9.20%
  • State Street Corp

    4.83%
  • Bank of America Corp

    4.29%
  • Geode Capital Management, LLC

    2.51%

Corporate Announcements

  • Synchrony Financial Dividends March,2024

    In the quarter ending March,2024. Synchrony Financial has declared dividend of $0.25

    Read More

Company Information

synchrony financial is one of the premier consumer financial services companies in the united states. our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the united states based on purchase volume and receivables. we provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. through our partners’ more than 300,000 locations across the united states and canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. our offerings include private label credit cards, promotional financing and installment lending, loyalty programs and optimizer+plus branded fdic-insured sa

Organization
Synchrony Financial
Employees
20000
CEO
Mr. Brian D. Doubles
Industry
Finance

FAQs