Historical NAV & Returns
Absolute
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3595 people have invested ₹ 2.4Cr in UTI Flexi Cap Fund Direct Growth in the last three months
About UTI Flexi Cap Fund Direct Growth
UTI Flexi Cap Fund is a mutual fund that invests in equities with varying market capitalizations and sectors.The objective of the fund is to attain long-term capital appreciation by investing in an array of large-cap, mid-cap, and small-cap stocks. It seeks to provide diversification and the possibility for higher returns to investors by constructing a well-diversified portfolio of quality stocks. The fund's portfolio comprises stocks like as L&T, Axis Bank, and Kotak Mahindra Bank.
Key Parameters
- UTI Flexi Cap Fund Direct Growth has ₹24532 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
UTI Flexi Cap Fund Direct Growth has given a CAGR return of 14.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.07%, 8.12% and 20.73% respectively.
Holdings
UTI Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Health, Basic Materials, Corporate, Communication, Industrial, Consumer Defensive, Government. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Bajaj Finance Ltd, Kotak Mahindra Bank Ltd, Avenue Supermarts Ltd
Taxation
As it is a flexi cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Flexi Cap Fund Direct Growth
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Flexi Cap Fund Direct Growth has no lock in period.
UTI Flexi Cap Fund Direct Growth Overview
| Expense ratio | 1.05% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹24532 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 5.14% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Flexi Cap Fund Direct Growth
Powered by IND quant engine
20
/21
31% Performance
32% Risk Management
24% Cost
20 out of 21 among flexi cap
Larger AUM within category
3Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y
Does not beat the benchmark consistently
Higher probablity of downside risk
5Y returns in the bottom 25% of the category
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
61.2%
Mid cap
23.1%
Small cap
11.7%
Sector Allocation
Financial Services
26.8%
Consumer Cyclical
19.1%
Tech
15.2%
Health
11.9%
Basic Materials
7.2%
Communication
7.1%
Industrial
6.5%
Consumer Defensive
6.2%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 5.04% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 2.21% in Mar'25
- AUM of the fund stands at 24.5K Cr as of Mar'25
- AUM increased by 1.1K Cr between Mar'25 and Feb'25
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 1.45% to 2.29%
Avenue Supermarts Ltd's allocation increased from 3.19% to 3.67%
ICICI Bank Ltd's allocation increased from 6.31% to 6.69%
Top Stocks sold last month
Bajaj Finance Ltd's allocation decreased from 6.32 % to 6.24 %
LTIMindtree Ltd's allocation decreased from 3.63 % to 3.33 %
Infosys Ltd's allocation decreased from 3.67 % to 3.25 %
Mid Cap allocation has gone down from 23.4% to 23.1%
Large Cap allocation has gone up from 60.8% to 61.2%
Small Cap allocation has gone up from 11.6% to 11.7%
Cash allocation has gone down from 4.2% to 4.1%
Top 3 Sectors in March were Financial Services, Consumer Cyclical & Tech
Mar'25
Financial Services
27%
Consumer Cyclical
19%
Tech
15%
Feb'25
Financial Services
26%
Consumer Cyclical
20%
Tech
16%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 6.69% | -0.8% | |
 HDFC Bank Ltd | 6.44% | -0.6% | |
 Bajaj Finance Ltd | 6.24% | -1.3% | |
 Kotak Mahindra Bank Ltd | 4.16% | -0.5% | |
 Avenue Supermarts Ltd | 3.67% | 0.6% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 UTI Flexi Cap Fund Direct Growth | 14.07% | 8.12% | 20.73% | 14.36% |
 HDFC Flexi Cap Fund -Direct Plan - Growth Option | 17.95% | 22.53% | 30.95% | 17.07% |
 Parag Parikh Flexi Cap Direct Growth | 13.45% | 18.06% | 28.61% | 19.82% |
 Aditya Birla Sun Life Flexi Cap Fund Direct Plan Growth | 11.54% | 14.4% | 24.01% | 16.73% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Avenue Supermarts Ltd | 13.3% |
 Kotak Mahindra Bank Ltd | 8.2% |
 ICICI Bank Ltd | 7.1% |
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Ajay Tyagi
Fund Manager of UTI Flexi Cap Fund Direct Growth, since 11 January 2016
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 35.41% return, outperforming this fund by 14.68% per annum.
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 23.5% return, outperforming this fund by 15.37% per annum.
Over the last 1 year, this fund has increased expense ratio by 16.7% moving from 0.90 to 1.05.
This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 1.05% which is lower than the category average expense ratio of 1.17%.
Over the last 6 months, this fund has experienced a 11.5% drop in AUM moving from 27.70K Cr to 24.53K Cr.
In the last 1 year, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 17.95% return, outperforming this fund by 3.88%.
UTI Flexi Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.36% since inception which is less than its category average return of 15.6%
Fund Allocations
This fund has an allocation of 95.93% in Equity, 0% in Debt and 4.07% in Cash related instruments
AUM size ₹24532 Cr
This fund has AUM of ₹24532 Cr which is more than its category average of ₹ 9134 Cr
Expense Ratio 1.05%
This fund has an expense ratio of 1.05% which is less than its category average expense ratio of 1.33%
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5Y CAGR
▲ 27.16
5Y CAGR
▲ 29.33
5Y CAGR
▲ 23.63
Frequently Asked Questions for UTI Flexi Cap Fund Direct Growth
The current NAV of UTI Flexi Cap Fund Direct Growth is ₹328.18 as on 17-Apr-2025.
Existing (Absolute + CAGR) as on 17-Apr-2025.
UTI Flexi Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.29% | 6.29% |
6 Month Returns | -5.81% | -5.81% |
1 Year Returns | 14.07% | 14.07% |
3 Years Returns | 26.41% | 8.12% |
With INDmoney, the process of investing is very simple and involves zero commission.
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- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.05% as on March 2025
₹24532 Cr as on March 2025
ICICI Bank Ltd(6.69%), HDFC Bank Ltd(6.44%), Bajaj Finance Ltd(6.24%), Kotak Mahindra Bank Ltd(4.16%), Avenue Supermarts Ltd(3.67%) as on March 2025
Financial Services(25.71%), Consumer Cyclical(18.33%), Tech(14.58%) as on March 2025
The alpha ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Flexi Cap Fund Direct Growth | 4.99 | -4.7 | -2.3 |
As on March 2025
The alpha for UTI Flexi Cap Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Flexi Cap Fund Direct Growth | 0.91 | 0.9 | 0.94 |
As on March 2025
The Beta for UTI Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Flexi Cap Fund Direct Growth | 0.36 | 0.16 | 0.99 |
As on March 2025
The sharpe ratio for UTI Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Flexi Cap Fund Direct Growth | 15.8 | 14.56 | 15.88 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.24 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Ajay Tyagi is the fund manager of UTI Flexi Cap Fund Direct Growth
The Exit load of UTI Flexi Cap Fund Direct Growth is 1%