UTI Flexi Cap Fund Direct Growth

UTI Flexi Cap Fund Direct Growth

NAV as on 28-03-2025

₹ 322.05

▼-0.4%

1D

Inception Returns

14.3%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
3630 people have invested ₹ 2.3Cr in UTI Flexi Cap Fund Direct Growth in the last three months

About UTI Flexi Cap Fund Direct Growth

UTI Flexi Cap Fund is a mutual fund that invests in equities with varying market capitalizations and sectors.

The objective of the fund is to attain long-term capital appreciation by investing in an array of large-cap, mid-cap, and small-cap stocks. It seeks to provide diversification and the possibility for higher returns to investors by constructing a well-diversified portfolio of quality stocks. The fund's portfolio comprises stocks like as L&T, Axis Bank, and Kotak Mahindra Bank.

Key Parameters

  1. UTI Flexi Cap Fund Direct Growth has ₹23404 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
  2. The fund has an expense ratio 1.1.

Returns

UTI Flexi Cap Fund Direct Growth has given a CAGR return of 14.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.84%, 8.74% and 21.56% respectively.

Holdings

UTI Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Health, Basic Materials, Communication, Industrial, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Bajaj Finance Ltd, ICICI Bank Ltd, Zomato Ltd, Kotak Mahindra Bank Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI Flexi Cap Fund Direct Growth

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Flexi Cap Fund Direct Growth has no lock in period.

UTI Flexi Cap Fund Direct Growth Overview

Expense ratio1.09%
Benchmark
S&P BSE 500 India TR INR
AUM₹23404 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
5.14%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for UTI Flexi Cap Fund Direct Growth

Powered by IND quant engine
20
/21
32% Performance
29% Risk Management
21% Cost
20 out of 21 among flexi cap
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Larger AUM within category
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3Y returns in the top 25% of the category
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Beats FD returns for both 3Y & 5Y
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Does not beat the benchmark consistently
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Higher probablity of downside risk
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Underperforms benchmarks during bull run

Trailing Returns

as on (28-Mar-25)

Period
UTI Flexi Cap Fund Direct Growth
Nifty 500
flexi cap
1M
5%
7.3%
5.9%
3M
-5.3%
-4.6%
-8.8%
6M
-10.4%
-12%
-14.3%
1Y
11.8%
5.4%
5.6%
3Y
8.7%
12.7%
14.1%
5Y
21.6%
25.9%
24.3%

Fund Distribution

as on (28-Feb-25)

  • Equity 95.8%

  • Debt & Cash 4.2%

Large cap
60.8%

Mid cap
23.4%

Small cap
11.6%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
26.3%
Consumer Cyclical
20%
Tech
15.9%
Health
11.8%
Basic Materials
7.1%
Communication
6.8%
Industrial
6.4%
Consumer Defensive
5.7%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
-0.62%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 23.4K Cr
₹ 25.1K Cr
₹ 26.1K Cr
  • AUM of the fund stands at 23.4K Cr as of Feb'25
  • AUM decreased by 1.7K Cr between Feb'25 and Jan'25
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 1.45% to 2.26%
Persistent Systems Ltd's allocation increased from 1.45% to 2.26%
Bajaj Finance Ltd's allocation increased from 5.57% to 6.32%
Bajaj Finance Ltd's allocation increased from 5.57% to 6.32%
HDFC Bank Ltd's allocation increased from 6.02% to 6.44%
HDFC Bank Ltd's allocation increased from 6.02% to 6.44%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 3.88 % to 3.67 %
Infosys Ltd's allocation decreased from 3.88 % to 3.67 %
LTIMindtree Ltd's allocation decreased from 4.29 % to 3.63 %
LTIMindtree Ltd's allocation decreased from 4.29 % to 3.63 %
Info Edge (India) Ltd's allocation decreased from 3.48 % to 3.48 %
Info Edge (India) Ltd's allocation decreased from 3.48 % to 3.48 %
Mid Cap allocation has gone down from 30.4% to 23.4%
Mid Cap allocation has gone down from 30.4% to 23.4%
Large Cap allocation has gone up from 56.1% to 60.8%
Large Cap allocation has gone up from 56.1% to 60.8%
Small Cap allocation has gone up from 9.5% to 11.6%
Small Cap allocation has gone up from 9.5% to 11.6%
Cash allocation has gone up from 4% to 4.2%
Cash allocation has gone up from 4% to 4.2%

Top 3 Sectors in February were Financial Services, Consumer Cyclical & Tech

Feb'25
Financial Services
26%
Consumer Cyclical
20%
Tech
16%
Jan'25
Financial Services
25%
Consumer Cyclical
20%
Tech
17%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
59
61
63
Top 5 Company Concentration
26.9%
26%
25.3%
Company having highest exposure
HDFC Bank Ltd (6.4%)
ICICI Bank Ltd (6.2%)
ICICI Bank Ltd (6.2%)
No of Sectors
8
8
9
Top 5 Sectors Concentration
81.1%
80.7%
83.3%
Sector having highest exposure
Financial Services (26.3%)
Financial Services (24.8%)
Financial Services (23.6%)
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Ajay Tyagi
Ajay Tyagi
Fund Manager of UTI Flexi Cap Fund Direct Growth, since 11 January 2016
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Flexi Cap Fund - Growth Option - Direct
8.74%
14.09%
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.35L Cr
as on 28-Feb-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in

Mutual Fund Insights

Insights icon
In the last 1 year, Motilal Oswal Flexicap Fund Direct Plan Growth has given 19.46% return, outperforming this fund by 7.62%.
Insights icon
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 39.38% return, outperforming this fund by 17.82% per annum.
Insights icon
Over the last 1 year, this fund has increased expense ratio by 25.3% moving from 0.87 to 1.09.
Insights icon
This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 1.09% which is lower than the category average expense ratio of 1.18%.
Insights icon
Over the last 6 months, this fund has experienced a 13.5% drop in AUM moving from 27.05K Cr to 23.40K Cr.
Insights icon
In the last 3 years, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 23.39% return, outperforming this fund by 14.65% per annum.

UTI Flexi Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 14.26% since inception which is less than its category average return of 15.28%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.81% in Equity, 0% in Debt and 4.19% in Cash related instruments
AUM size ₹23404 Cr

AUM size ₹23404 Cr

This fund has AUM of ₹23404 Cr which is more than its category average of ₹ 8529 Cr
Expense Ratio 1.09%

Expense Ratio 1.09%

This fund has an expense ratio of 1.09% which is less than its category average expense ratio of 1.33%
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Frequently Asked Questions for UTI Flexi Cap Fund Direct Growth

The current NAV of UTI Flexi Cap Fund Direct Growth is ₹322.05 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
UTI Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.05%
5.05%
6 Month Returns
-10.45%
-10.45%
1 Year Returns
11.84%
11.84%
3 Years Returns
28.59%
8.74%
5 Years Returns
165.39%
21.56%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.09% as on March 2025
₹23404 Cr as on March 2025
HDFC Bank Ltd(6.44%), Bajaj Finance Ltd(6.32%), ICICI Bank Ltd(6.31%), Zomato Ltd(3.99%), Kotak Mahindra Bank Ltd(3.84%) as on March 2025
Financial Services(25.21%), Consumer Cyclical(19.16%), Tech(15.25%) as on March 2025
The alpha ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI Flexi Cap Fund Direct Growth
7.21
-4.89
-2.53
As on March 2025
The alpha for UTI Flexi Cap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI Flexi Cap Fund Direct Growth
0.98
0.9
0.96
As on March 2025
The Beta for UTI Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI Flexi Cap Fund Direct Growth
0.1
0.08
0.51
As on March 2025
The sharpe ratio for UTI Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI Flexi Cap Fund Direct Growth
15.19
14.34
19.54
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.13 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Ajay Tyagi is the fund manager of UTI Flexi Cap Fund Direct Growth
The Exit load of UTI Flexi Cap Fund Direct Growth is 1%