UTI Flexi Cap Fund Direct Growth

UTI Flexi Cap Fund is a mutual fund that invests in equities with varying market capitalizations and sectors.

The objective of the fund is to attain long-term capital appreciation by investing in an array of large-cap, mid-cap, and small-cap stocks. It seeks to provide diversification and the possibility for higher returns to investors by constructing a well-diversified portfolio of quality stocks. The fund's portfolio comprises stocks like as L&T, Axis Bank, and Kotak Mahindra Bank.

1. UTI Flexi Cap Fund Direct Growth has ₹25096 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
2. The fund has an expense ratio 1.1.
   

UTI Flexi Cap Fund Direct Growth has given a CAGR return of 14.16% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.17%, 7.92% and 14.06% respectively.

UTI Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Health, Basic Materials, Industrial, Communication, Consumer Defensive. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Bajaj Finance Ltd, LTIMindtree Ltd, Infosys Ltd

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Flexi Cap Fund Direct Growth has no lock in period.