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GIC Housing Finance Ltd

(GICHSGFIN)

₹208.371.34%

as on 04:02PM, 18 Dec 2024

Overview
News
Financials
Q2 2024 Results
Technicals

GIC Housing Finance Ltd Performance

  • Day's Low

    Day's High

    ₹207.1
    ₹212.52
  • 52 Week's Low

    52 Week's High

    ₹187.15
    ₹292.4
1 Month Return+ 4.99 %
3 Month Return-15.07 %
1 Year Return-7.17 %
Previous Close₹211.19
Open₹210.42
Volume1.39L
Upper Circuit-
Lower Circuit-
Market Cap₹1,137.26Cr

GIC Housing Finance Ltd Key Statistics

P/E Ratio7.11
PEG Ratio-2.56
Market Cap₹1,137.26 Cr
P/B Ratio0.59
EPS28.09
Dividend Yield2.24
SectorFinance
ROE8.57

GIC Housing Finance Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
NA₹1,137.26 Cr8.07%0.91₹151 Cr₹1,059 Cr
NA₹1,344.91 Cr96.38%0.50NANA
NA₹162.89 Cr147.67%0.50₹20 Cr₹34 Cr
NA₹21.51 Cr178.25%1.35NANA
NA₹897.07 Cr82.58%0.86₹63 Cr₹313 Cr

About GIC Housing Finance Ltd

GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India. Established in 1989, the company was formed to provide direct lending to individuals and other corporates to accelerate the housing activities in India. As on 31 March 2019, the company had 75 offices across India, supported by a strong marketing team and Sales Associates. GIC Housing Finance Ltd provides loans with tieups with builders to provide finance to individual borrowers and to corporations for various housing finance needs. They also have tieups with insurers for providing insurance cover on the life, accidental and mortgaged property of borrowers. From 1989 to 2019, the company opened 75 offices in several locations, including Baroda, Nagpur, Nasik, Trichy, Madurai, Coimbatore, Navi Mumbai, Vizag, Yelahanka Bangalore, Chandanagar, Hyderabad, Kalyan Borivali, Noida, Delhi, Boisar, Ghaziabad, Margao, Dehradun, Patna, Ahmedabad, Greater Noida, Raipur, Vijayawada, Vasai, Patiala, Meerut, Pitampura, Hinjewadi, Barasat, Mangalore, Guwahati, Kozhikode, Nellore, Whitefield, Hubli, Siliguri, Thrissur, Surat, Suchitra, Kengari, Varanasi.

Share Price: ₹208.37 per share as on 18 Dec, 2024 04:02 PM
Market Capitalisation: ₹1,137.26Cr as of today
Revenue: ₹265.70Cr as on September 2024 (Q3 24)
Net Profit: ₹36.52Cr as on September 2024 (Q3 24)
Listing date: 10 May, 1995
Chairperson Name: N. Ramaswamy
OrganisationGIC Housing Finance Ltd
HeadquartersMumbai
IndustryFinance
E-voting on sharesClick here to vote

Key events for GIC Housing Finance Ltd

  • GIC Housing Finance Reports Mixed Q2 Results - 12 Nov, 2024

    GIC Housing Finance reported net sales of Rs 264.04 crore for September 2024, down 1.33% YoY. However, net profit rose 20.95% to Rs 36.48 crore, and EBITDA increased by 2.12%. EPS improved to Rs 6.77 from Rs 5.60. The stock closed at Rs 215.72, with returns of 3.54% over six months and 15.98% over twelve months.

Insights on GIC Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 2.64% to 2.91% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Shriram Finance Ltd has given 45.4% return, outperforming this stock by 52.5%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 42.41% of holdings in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 153.0% return, outperforming this stock by 104.1%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 49.05% to 48.79% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 53.67 Cr → 36.52 Cr (in ₹), with an average decrease of 16.8% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, GICHSGFIN stock has moved down by -6.5%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 277.19 Cr → 265.7 Cr (in ₹), with an average decrease of 4.2% per quarter

GIC Housing Finance Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹270.19Cr (-)₹262.90Cr (↓2.70%)₹265.54Cr (↑1.00%)₹277.19Cr (↑4.39%)₹265.70Cr (↓4.15%)
Net Income₹30.19Cr (-)₹35.65Cr (↑18.09%)₹53.67Cr (↑50.55%)₹38.99Cr (↓27.35%)₹36.52Cr (↓6.33%)
Net Profit Margin11.17% (-)13.56% (↑21.40%)20.21% (↑49.04%)14.07% (↓30.38%)13.74% (↓2.35%)
Value in ₹ crore
Details2021202220232024
Total Assets₹12,644.04Cr (-)₹11,932.66Cr (↓5.63%)₹10,926.87Cr (↓8.43%)₹10,477.21Cr (↓4.12%)
Total Liabilities₹11,286.22Cr (-)₹10,421.84Cr (↓7.66%)₹9,227.56Cr (↓11.46%)₹8,648.56Cr (↓6.27%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹21.68Cr (-)₹547.88Cr (↑2,427.12%)₹1,285.97Cr (↑134.72%)₹1,043.84Cr (↓18.83%)₹522.00Cr (↓49.99%)

Index Inclusions

S&P BSE Fin. Ser

₹11,689.12

-1.2 (-142.48%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE Small-Cap

₹56,496.71

-0.76 (-432.27%)

GIC Housing Finance Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
42.41%
0.00
Foreign Institutions
2.91%
10.12
Mutual Funds
0%
0.00
Retail Investors
48.79%
-0.54
Others
5.9%
0.00

GIC Housing Finance Ltd Key Indicators

Details20202021202220232024
Return On Equity %3.628.0612.113.288.57
Details20232024
Return On Assets %1.951.44
Details20232024
Book Value Per Share (₹)315.39339.43
Details20232024
Earning Per Share (₹)39.5828.09

GIC Housing Finance Ltd Valuation

GIC Housing Finance Ltd in the last 5 years

  • Overview

  • Trends

Lowest (2.99x)

June 30, 2022

Today (7.11x)

December 16, 2024

Industry (27.31x)

December 16, 2024

Highest (10.13x)

February 2, 2024

LowHigh

GIC Housing Finance Ltd Earnings and Dividends

  • GIC Housing Finance Ltd Earnings Results

    GIC Housing Finance Ltd’s net profit jumped 20.97% since last year same period to ₹36.52Cr in the Q2 2024-2025. On a quarterly growth basis, GIC Housing Finance Ltd has generated -6.33% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • GIC Housing Finance Ltd Dividends May,2024

    In the quarter ending March 2024, GIC Housing Finance Ltd has declared dividend of ₹4.50 - translating a dividend yield of 4.26%.

    Read More about Dividends

GIC Housing Finance Ltd Technicals Summary

Bearish

Neutral

Bullish

Bearish

GIC Housing Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.

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GIC Housing Finance Ltd (GICHSGFIN) share price today is ₹208.37

GIC Housing Finance Ltd is listed on NSE

GIC Housing Finance Ltd is listed on BSE

  • Today’s highest price of GIC Housing Finance Ltd is ₹212.52.
  • Today’s lowest price of GIC Housing Finance Ltd is ₹207.1.

PE Ratio of GIC Housing Finance Ltd is 7.11

PE ratio = GIC Housing Finance Ltd Market price per share / GIC Housing Finance Ltd Earnings per share

Today’s traded volume of GIC Housing Finance Ltd(GICHSGFIN) is 1.39L.

Today’s market capitalisation of GIC Housing Finance Ltd(GICHSGFIN) is ₹1137.26Cr.

GIC Housing Finance Ltd(GICHSGFINPrice
52 Week High
₹292.4
52 Week Low
₹187.15

GIC Housing Finance Ltd(GICHSGFIN) share price is ₹208.37. It is down -28.74% from its 52 Week High price of ₹292.4

GIC Housing Finance Ltd(GICHSGFIN) share price is ₹208.37. It is up 11.34% from its 52 Week Low price of ₹187.15

GIC Housing Finance Ltd(GICHSGFINReturns
1 Day Returns
-2.82%
1 Month Returns
4.99%
3 Month Returns
-15.07%
1 Year Returns
-7.17%