Paisalo Digital Ltd share price logo

Paisalo Digital Ltd Share Price

(PAISALO)

Small Cap

Finance Sector

₹34.04▲0.21%

as on 04:01PM, 28 Mar 2025

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🔔 Redemption Alert

Paisalo Digital has partly redeemed 1,200 NCDs on maturity, with 600 NCDs remaining to mature on June 28, 2025.

Paisalo Performance

  • Day's Low

    Day's High

    ₹33.85
    Day's Price Range
    ₹35.98

  • 52 Week's Low

    52 Week's High

    ₹31.82
    52-Week Price Range
    ₹86.9
1 Month Return-4.27 %
3 Month Return-31.89 %
1 Year Return-47.95 %
Previous Close₹33.97
Open₹34.20
Volume40.75L
Upper Circuit₹40.76
Lower Circuit₹27.17
Market Cap₹3,069.54Cr

Paisalo Fundamentals

P/E Ratio

13.56

PEG Ratio

19.66

Market Cap

₹3,069.54 Cr

P/B Ratio

4.14

EPS

1.99

Dividend Yield

0.17

Sector

Finance

ROE

14.4

Paisalo Analyst Rating

based on 1 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 1 analysts offering long term price targets for Paisalo. An average target of ₹75

Source: S&P Global Market Intelligence

Paisalo Share analysis

Paisalo price forecast by 1 analysts

Upside of120.33%

High

₹75

Target

₹75.00

Low

₹75

Paisalo target price ₹75, a slight upside of 120.33% compared to current price of ₹34.04. According to 1 analysts rating.

Source: S&P Global Market Intelligence

Key events for Paisalo Digital Ltd

  • Paisalo Digital Reports Strong Q3FY25 Financials - 31 Mar, 2025

    Paisalo Digital has partly redeemed 1,200 NCDs and reported positive financial results for Q3FY25, with significant increases in net sales and profit. The stock has shown multibagger returns over five years but has faced recent corrections.

  • Paisalo Digital Redeems NCDs, Stock Shows Resilience - 29 Mar, 2025

    Paisalo Digital Limited has partly redeemed 1200 NCDs worth ₹12 crore, with remaining NCDs maturing in June 2025. The stock has shown resilience despite recent corrections.

  • Paisalo Digital Lists FCCBs on Mauritius Exchange - 25 Mar, 2025

    Paisalo Digital has listed $48 million worth of 7.5% Foreign Currency Convertible Bonds (FCCBs) due 2029 on the AFRINEX Securities List. The company, a small-cap NBFC, provides various financial services and has partnerships with major banks, including Union Bank of India.

  • Paisalo Digital Redeems Commercial Papers, Stock Surges - 20 Mar, 2025

    Paisalo Digital announced the full redemption of ₹30 crore in commercial papers, leading to a 6.35% increase in share price. Despite recent volatility, the stock has shown strong long-term gains of nearly 300% over five years.

  • Paisalo Digital Approves CP Issuance and Reports Growth - 19 Mar, 2025

    Paisalo Digital Ltd's board sanctioned the issuance of Commercial Papers totaling ₹90 crore, with ₹30 crore allocated to SBI. The company reported positive financial growth in Q3FY25 and 9MFY25, with net sales and profits increasing significantly.

  • Paisalo Digital Shares Rise After Stake Increase - 18 Mar, 2025

    Paisalo Digital's stock rose 3.73% following Equilibrated Venture Cflow's acquisition of 5.4 lakh shares, boosting its stake to 15.6007%. Despite this, the stock remains significantly below its 52-week high, reflecting ongoing challenges in the market.

  • Paisalo Digital Redeems CPs, Issues New Ones to SBI - 12 Mar, 2025

    On March 12, 2025, Paisalo Digital redeemed Rs 30 crore in commercial paper and issued new CPs to SBI. The company reported an 11% rise in Q3 FY2025 net profit, reaching Rs 62.07 crore, despite a 49% decline in share price over the past year.

  • Paisalo Digital Issues Commercial Papers to SBI - 11 Mar, 2025

    Paisalo Digital's Board approved the issuance of 600 Commercial Papers to SBI, totaling ₹29 crore with an 11.05% yield. Despite recent stock declines, the company reported positive financial growth in Q3FY25.

  • Paisalo Digital Shares Surge Following Promoter Purchase - 06 Mar, 2025

    Paisalo Digital Ltd shares rose 5.63% to Rs 39.74 after the promoter group acquired 25.97 lakh shares. The company reported positive financial growth, with net sales and profits increasing in Q3FY25 and 9MFY25.

Insights on Paisalo Digital Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.14% to 0.16% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 16.97% to 18.51% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Promoter Holding Up

    img

    Promoters have increased holdings from 36.71% to 36.88% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 186.55 Cr → 203.75 Cr (in ₹), with an average increase of 4.2% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 4 quarters, 36.61 Cr → 62.43 Cr (in ₹), with an average increase of 16.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 52.4% return, outperforming this stock by 100.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 111.6% return, outperforming this stock by 125.6%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 7.51% to 6.68% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, PAISALO stock has moved down by -44.3%

Paisalo Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹182.59Cr (-)₹195.77Cr (↑7.22%)₹186.55Cr (↓4.71%)₹187.03Cr (↑0.26%)₹203.75Cr (↑8.94%)
Net Income₹56.46Cr (-)₹36.61Cr (↓35.16%)₹41.49Cr (↑13.33%)₹49.92Cr (↑20.32%)₹62.43Cr (↑25.06%)
Net Profit Margin30.92% (-)18.70% (↓39.52%)22.24% (↑18.93%)26.69% (↑20.01%)30.64% (↑14.80%)
Value in ₹ crore
Details2021202220232024
Total Assets₹2,121.74Cr (-)₹2,549.26Cr (↑20.15%)₹3,037.33Cr (↑19.15%)₹3,903.45Cr (↑28.52%)
Total Liabilities₹1,267.26Cr (-)₹1,536.65Cr (↑21.26%)₹1,887.14Cr (↑22.81%)₹2,588.73Cr (↑37.18%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹7.72Cr (-)-₹126.54Cr (↑1,539.12%)-₹337.21Cr (↑166.48%)-₹347.48Cr (↑3.05%)-₹669.45Cr (↑92.66%)

Paisalo Index Inclusions

S&P BSE Fin. Ser

₹11,575.36

-0.02 (▲-2.22%)

BSE Small-Cap

₹46,638.13

-0.35 (▲-165.52%)

S&P BSE AllCap

₹10,471.31

0.68 (▲71.07%)

Paisalo Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
36.88%
0.45
Foreign Institutions
6.68%
-11.04
Mutual Funds
0.16%
16.98
Retail Investors
18.51%
9.04
Others
37.77%
-2.31

Paisalo Key Indicators

Details20202021202220232024
Earning Per Share (₹)0.640.690.91.041.99
Details20202021202220232024
Return On Equity %7.77.198.468.5114.4
Details20202021202220232024
Return On Assets %2.612.733.113.084.58
Details20202021202220232024
Book Value Per Share (₹)9.019.6411.4112.9114.77

Paisalo Valuation

Paisalo in the last 5 years

  • Overview

  • Trends

Lowest (0.31x)

March 20, 2019

Today (13.56x)

March 28, 2025

Industry (26.40x)

March 28, 2025

Highest (74.81x)

October 19, 2021

LowHigh

Paisalo Earnings and Dividends

  • Paisalo Digital Ltd Earnings Results

    Paisalo Digital Ltd’s net profit jumped 10.57% since last year same period to ₹62.43Cr in the Q3 2024-2025. On a quarterly growth basis, Paisalo Digital Ltd has generated 25.06% jump in its net profits since last 3-months.

    Read More about Earnings Results

  • Paisalo Digital Ltd Dividends April,2024

    In the quarter ending March 2024, Paisalo Digital Ltd has declared dividend of ₹0.10 - translating a dividend yield of 0.59%.

    Read More about Dividends

Paisalo Technicals Summary

Bearish

Neutral

Bullish

Bearish

Paisalo Digital Ltd is currently in a Bearish trading position according to technical analysis indicators.

More on Technical Analysis

Paisalo Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
Paisalo Digital Ltd
Paisalo Digital Ltd
BUY₹3,069.54 Cr63.43%0.83₹178 Cr₹658 Cr
Pan India Corporation Ltd
Pan India Corporation Ltd
NA₹55.92 Cr254.74%0.59-₹1 CrNA
Blue Chip India Ltd
Blue Chip India Ltd
NA₹40.10 Cr302.22%0.50NANA
Svam Software Ltd
Svam Software Ltd
NA₹11.64 Cr342.63%0.52NANA
Oasis Securities Ltd
Oasis Securities Ltd
NA₹51.89 Cr213.75%0.50NANA
See all

About Paisalo

Paisalo Digital Ltd (previously known as SE Investments Limited) is an Indian non-banking finance company that provides core financial services and products to individuals and corporates. Through three business divisions, the company offers a myriad of services including hire purchase and leasing services for motor vehicles, personal loans, business loans, loans against property, fixed deposits schemes, and safe deposit locker facilities. They also provide loans to low-income households through the Microcredit division, as well as operate two wind energy generation units located in Chitradurga, Karnataka and Jaisalmer, Rajasthan with 2.4MW and 0.8MW respective capacities. SEIL was established in 1992 as a private limited company and went public in 1995. Since then, the company has taken on a mission to serve self-employed borrowers in India, offering personal loans and income generation loans along with Islamic Microcredit and microfinance housing. Most recently, Paisalo Digital Ltd has opened 9 new branches in Rajasthan and 4 in Uttar Pradesh, and has been amalgamated with Agarwal Meadows Private Limited.

Revenue: ₹203.75Cr as on December 2024 (Q4 24)
Net Profit: ₹62.43Cr as on December 2024 (Q4 24)
Listing date: 16 Jun, 2009
OrganisationPaisalo
HeadquartersNew Delhi
IndustryFinance
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FAQs on Paisalo Digital Ltd

What is Paisalo Digital Ltd price today?

Paisalo Digital Ltd share price today stands at ₹34.04, Open: ₹34.2, Previous Close: ₹33.97, High: ₹35.98, Low: ₹33.85, 52 Week High: ₹86.9, 52 Week Low: ₹31.82.

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What are today's traded volumes of Paisalo Digital Ltd?

Today's traded volume of Paisalo Digital Ltd(PAISALO) is 40.75L.

What is today's market capitalisation of Paisalo Digital Ltd?

Today's market capitalisation of Paisalo Digital Ltd(PAISALO) is ₹3069.54Cr.

What is the 52 Week High and Low Range of Paisalo Digital Ltd?

Paisalo Digital Ltd (PAISALO)
Price
52 Week High
₹86.9
52 Week Low
₹31.82

How much percentage Paisalo Digital Ltd is down from its 52 Week High?

Paisalo Digital Ltd (PAISALO) share price is ₹34.04. It is down -60.83% from its 52 Week High price of ₹86.9

How much percentage Paisalo Digital Ltd is up from its 52 Week low?

Paisalo Digital Ltd (PAISALO) share price is ₹34.04. It is up 6.98% from its 52 Week Low price of ₹31.82