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Repco Home Finance Ltd

(REPCOHOME)

₹419.84.41%

as on 04:01PM, 20 Dec 2024

Overview
News
Financials
Q2 2024 Results
Technicals

Repco Home Finance Ltd Analyst Rating

based on 7 analysts

BUY

57.14%

Buy

42.86%

Hold

0.00%

Sell

Based on 7 analysts offering long term price targets for Repco Home Finance Ltd. An average target of ₹544.29

Source: S&P Global Market Intelligence

Repco Home Finance Ltd Share analysis

Repco Home Finance Ltd price forecast by 7 analysts

Upside of23.94%

High

₹600

Target

₹544.29

Low

₹450

Repco Home Finance Ltd target price ₹544.29, a slight upside of 23.94% compared to current price of ₹419.8. According to 7 analysts rating.

Source: S&P Global Market Intelligence

Repco Home Finance Ltd Performance

  • Day's Low

    Day's High

    ₹408
    Day's Price Range
    ₹442.9
  • 52 Week's Low

    52 Week's High

    ₹366.5
    52-Week Price Range
    ₹595
1 Month Return-0.45 %
3 Month Return-19 %
1 Year Return+ 10.51 %
Previous Close₹439.15
Open₹442.90
Volume2.39L
Upper Circuit-
Lower Circuit-
Market Cap₹2,754.89Cr

Repco Home Finance Ltd Key Statistics

P/E Ratio6.17
PEG Ratio0.47
Market Cap₹2,754.89 Cr
P/B Ratio0.87
EPS63.09
Dividend Yield0.75
SectorFinance
ROE14.59

Repco Home Finance Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹2,754.89 Cr7.54%0.89₹394 Cr₹1,527 Cr
NA₹21.35 Cr17.44%0.43NANA
SELL₹25,876.95 Cr-6.04%0.63-₹1,684 Cr₹10,110 Cr
NA₹450.37 Cr12.04%0.74₹20 Cr₹123 Cr
NA₹107.69 Cr261.48%0.50₹1 Cr₹7 Cr

About Repco Home Finance Ltd

Repco Home Finance Ltd is an NHB registered housing finance company headquartered in Tamil Nadu, India. The company provides individual home loans and loans against property across 11 states and Union Territory in India. It has a wide network of 131 branches and 29 satellite centres in the States of Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand and Union Territory of Puducherry. In 2013 they raised Rs 270 crore through a public issue of equity shares. The company received a Sanction of Rs 500 crore from National Housing Bank and issued SRNCDs and Commercial paper of Rs 1200 crore and Rs 2350 crore respectively. During FY 2018, they had a loan approval of Rs 3079.26 crore and disbursed loans of Rs 2806.51 crore. They have a total of 131 branches and 29 satellite centers and have continued to consolidate in existing regions. Repco Home Finance Ltd provides tailor-made home loan products and loans against property to individual borrowers like salaried and non-salaried self-employed professionals and non-professionals. Their detailed network of branches and satellite centres have enabled them to provide a high quality customer experience. They also benefit from the continued support of the National housing Bank and rating upgrades from ICRA and CARE on their terms loans and debentures.

Share Price: ₹419.80 per share as on 20 Dec, 2024 04:01 PM
Market Capitalisation: ₹2,754.89Cr as of today
Revenue: ₹424.19Cr as on September 2024 (Q3 24)
Net Profit: ₹108.72Cr as on September 2024 (Q3 24)
Listing date: 01 Apr, 2013
Chairperson Name: C.Thangaraju
OrganisationRepco Home Finance Ltd
HeadquartersChennai
IndustryFinance
E-voting on sharesClick here to vote

Key events for Repco Home Finance Ltd

  • HDFC Securities Sets Target Price for Repco Home Finance - 25 Nov, 2024

    HDFC Securities maintains an 'add' call on Repco Home Finance with a target price of Rs 580. The company reported a net profit of Rs 105.44 crore for Q2 FY24, but loan growth remains a concern. Management indicates potential downside risks to FY25 AUM guidance due to muted business momentum.
  • Repco Home Finance Reports Strong Q2 Performance - 14 Nov, 2024

    Repco Home Finance's standalone net sales for September 2024 rose 9.23% YoY, with net profit increasing 14.69%. The company maintains a neutral outlook with a revised target price of INR 500.
  • Repco Home Finance Reports Strong Q2 Results - 13 Nov, 2024

    Repco Home Finance reported a 15.14% increase in net profit to ₹115.13 crore for Q2 FY2024, driving shares up over 2%. Loan sanctions grew 8% YoY.
  • Repco Home Finance Reports Strong Q2 Growth - 12 Nov, 2024

    Repco Home Finance's Q2 net profit rose 15% to ₹113 crore, with total income increasing to ₹428 crore. Loan sanctions and disbursements also saw significant growth, while gross NPA improved to 3.96%. The company's capital adequacy ratio remains strong at 33.98%.

Insights on Repco Home Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 10 quarters, 307.0 Cr → 424.19 Cr (in ₹), with an average increase of 3.5% per quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 16.47% to 17.47% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 30.03% to 30.06% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 112.53 Cr → 115.13 Cr (in ₹), with an average increase of 2.3% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 152.2% return, outperforming this stock by 75.9%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 37.13% of holdings in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 42.3% return, outperforming this stock by 32.1%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, REPCOHOME stock has moved down by -18.9%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 14.04% to 12.90% in Sep 2024 quarter

Repco Home Finance Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹380.75Cr (-)₹393.20Cr (↑3.27%)₹397.19Cr (↑1.01%)₹416.25Cr (↑4.80%)₹424.19Cr (↑1.91%)
Net Income₹94.94Cr (-)₹99.44Cr (↑4.74%)₹108.07Cr (↑8.68%)₹105.44Cr (↓2.43%)₹108.72Cr (↑3.11%)
Net Profit Margin24.93% (-)25.29% (↑1.44%)27.21% (↑7.59%)25.33% (↓6.91%)25.63% (↑1.18%)
Value in ₹ crore
Details2021202220232024
Total Assets₹12,364.52Cr (-)₹11,997.39Cr (↓2.97%)₹12,676.67Cr (↑5.66%)₹13,858.53Cr (↑9.32%)
Total Liabilities₹10,305.23Cr (-)₹9,761.79Cr (↓5.27%)₹10,160.50Cr (↑4.08%)₹10,964.58Cr (↑7.91%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹349.27Cr (-)₹849.16Cr (↑143.12%)₹691.21Cr (↓18.60%)-₹362.86Cr (↓152.50%)-₹684.51Cr (↑88.64%)

Index Inclusions

S&P BSE Fin. Ser

₹11,379.57

-1.62 (-187.38%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE Small-Cap

₹55,149.22

-2.11 (-1188.47%)

Repco Home Finance Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
37.13%
0.00
Foreign Institutions
12.9%
-8.14
Mutual Funds
17.47%
6.09
Retail Investors
30.06%
0.12
Others
2.43%
4.47

Repco Home Finance Ltd Key Indicators

Details20202021202220232024
Book Value Per Share (₹)292.53337.73366.04413.87477.21
Details20202021202220232024
Earning Per Share (₹)44.8145.9730.6247.3363.09
Details20202021202220232024
Return On Equity %16.9214.968.9212.4614.59
Details20202021202220232024
Return On Assets %2.492.431.622.493

Repco Home Finance Ltd Valuation

Repco Home Finance Ltd in the last 5 years

  • Overview

  • Trends

Lowest (1.93x)

May 26, 2020

Today (6.17x)

December 19, 2024

Industry (27.03x)

December 19, 2024

Highest (11.69x)

April 2, 2019

LowHigh

Repco Home Finance Ltd Earnings and Dividends

  • Repco Home Finance Ltd Earnings Results

    Repco Home Finance Ltd’s net profit jumped 15.14% since last year same period to ₹115.13Cr in the Q2 2024-2025. On a quarterly growth basis, Repco Home Finance Ltd has generated 2.31% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Repco Home Finance Ltd Dividends May,2024

    In the quarter ending March 2024, Repco Home Finance Ltd has declared dividend of ₹3 - translating a dividend yield of 1.36%.

    Read More about Dividends

Repco Home Finance Ltd Technicals Summary

Bearish

Neutral

Bullish

Bearish

Repco Home Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.

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Repco Home Finance Ltd (REPCOHOME) share price today is ₹419.8

Repco Home Finance Ltd is listed on NSE

Repco Home Finance Ltd is listed on BSE

  • Today’s highest price of Repco Home Finance Ltd is ₹442.9.
  • Today’s lowest price of Repco Home Finance Ltd is ₹408.

PE Ratio of Repco Home Finance Ltd is 6.17

PE ratio = Repco Home Finance Ltd Market price per share / Repco Home Finance Ltd Earnings per share

Today’s traded volume of Repco Home Finance Ltd(REPCOHOME) is 2.39L.

Today’s market capitalisation of Repco Home Finance Ltd(REPCOHOME) is ₹2754.89Cr.

Repco Home Finance Ltd(REPCOHOMEPrice
52 Week High
₹595
52 Week Low
₹366.5

Repco Home Finance Ltd(REPCOHOME) share price is ₹419.8. It is down -29.45% from its 52 Week High price of ₹595

Repco Home Finance Ltd(REPCOHOME) share price is ₹419.8. It is up 14.54% from its 52 Week Low price of ₹366.5

Repco Home Finance Ltd(REPCOHOMEReturns
1 Day Returns
-19.35%
1 Month Returns
-0.45%
3 Month Returns
-19%
1 Year Returns
10.51%