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Spandana Sphoorty Financial Ltd

(SPANDANA)

₹330.42.71%

as on 04:01PM, 20 Dec 2024

Overview
News
Financials
Q2 2024 Results
Technicals

Spandana Sphoorty Financial Ltd Analyst Rating

based on 7 analysts

BUY

42.86%

Buy

57.14%

Hold

0.00%

Sell

Based on 7 analysts offering long term price targets for Spandana Sphoorty Financial Ltd. An average target of ₹541.57

Source: S&P Global Market Intelligence

Spandana Sphoorty Financial Ltd Share analysis

Spandana Sphoorty Financial Ltd price forecast by 7 analysts

Upside of59.47%

High

₹925

Target

₹541.57

Low

₹410

Spandana Sphoorty Financial Ltd target price ₹541.57, a slight upside of 59.47% compared to current price of ₹330.4. According to 7 analysts rating.

Source: S&P Global Market Intelligence

Spandana Sphoorty Financial Ltd Performance

  • Day's Low

    Day's High

    ₹329.7
    Day's Price Range
    ₹343.95
  • 52 Week's Low

    52 Week's High

    ₹329.7
    52-Week Price Range
    ₹1,243.2
1 Month Return-6.87 %
3 Month Return-42.66 %
1 Year Return-66.96 %
Previous Close₹339.60
Open₹342.00
Volume2.95L
Upper Circuit-
Lower Circuit-
Market Cap₹2,466.09Cr

Spandana Sphoorty Financial Ltd Key Statistics

P/E Ratio25.27
PEG Ratio-0.55
Market Cap₹2,466.09 Cr
P/B Ratio1.69
EPS70.23
Dividend Yield0
SectorFinance
ROE14.18

Spandana Sphoorty Financial Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹2,466.09 Cr-14.27%0.86₹500 Cr₹2,423 Cr
NA₹21.35 Cr17.44%0.43NANA
SELL₹25,876.95 Cr-6.04%0.63-₹1,684 Cr₹10,110 Cr
NA₹450.37 Cr12.04%0.74₹20 Cr₹123 Cr
NA₹107.69 Cr261.48%0.50₹1 Cr₹7 Cr

About Spandana Sphoorty Financial Ltd

Spandana Sphoorty Financial Ltd. was formed in 2003 in Hyderabad, India and was granted a Certificate of Registration from the Reserve Bank of India in 2004. The NBFC-MFI status was granted to the company in 2015 and as of March 2019, it is the fourth largest NBFC-MFI and sixth largest amongst NBFC-MFIs and SFBs in terms of AUM. The company provides income generation loans, via a joint liability model, to low-income households in rural areas. It has an in-depth understanding of the borrowing requirements of the client segment and works towards the socioeconomic wellbeing of these households. They increased their lender base in 2018, diversified their borrowings and also issued NCDs. This enabled them to expand their operations and loan sizes given the increased capital flow. ICRA research showed that as of March 2017 the company had the lowest portfolio per branch in comparison to its peers. Post-exit from Credit Default Swap (CDR) in 2017, the company experienced a steep growth of 143.8% in terms of Gross AUM in 2018.

Share Price: ₹330.40 per share as on 20 Dec, 2024 04:01 PM
Market Capitalisation: ₹2,466.09Cr as of today
Revenue: ₹706.57Cr as on September 2024 (Q3 24)
Net Profit: ₹-216.33Cr as on September 2024 (Q3 24)
Listing date: 19 Aug, 2019
Chairperson Name: Abanti Mitra
OrganisationSpandana Sphoorty Financial Ltd
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

Key events for Spandana Sphoorty Financial Ltd

  • ICRA Revises Outlook to Negative for Spandana - 06 Dec, 2024

    ICRA has downgraded its outlook on Spandana Sphoorty Financial to negative from stable, citing deteriorating asset quality and profitability, impacting investor confidence.
  • Spandana Sphoorty Financial Credit Rating Revised - 05 Dec, 2024

    Spandana Sphoorty Financial has received a reaffirmation of its credit rating from ICRA, with the outlook revised to Negative from Stable for both long-term loans and non-convertible debentures.

Insights on Spandana Sphoorty Financial Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 11.35% to 14.19% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 152.2% return, outperforming this stock by 168.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 42.3% return, outperforming this stock by 109.5%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 56.85% to 55.83% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 128.64 Cr → -216.32 Cr (in ₹), with an average decrease of 272.5% per quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 1.75% to 1.24% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 19.69% to 19.50% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 736.98 Cr → 706.57 Cr (in ₹), with an average decrease of 4.1% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, SPANDANA stock has moved down by -7.5%

Spandana Sphoorty Financial Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹640.22Cr (-)₹656.84Cr (↑2.60%)₹709.60Cr (↑8.03%)₹736.98Cr (↑3.86%)₹706.57Cr (↓4.13%)
Net Income₹125.20Cr (-)₹127.41Cr (↑1.77%)₹128.66Cr (↑0.98%)₹55.71Cr (↓56.70%)-₹216.33Cr (↓488.31%)
Net Profit Margin19.56% (-)19.40% (↓0.82%)18.13% (↓6.55%)7.56% (↓58.30%)-30.62% (↓505.03%)
Value in ₹ crore
Details2021202220232024
Total Assets₹8,368.81Cr (-)₹6,871.25Cr (↓17.89%)₹9,196.66Cr (↑33.84%)₹12,882.24Cr (↑40.08%)
Total Liabilities₹5,652.90Cr (-)₹3,839.71Cr (↓32.08%)₹6,153.49Cr (↑60.26%)₹9,326.25Cr (↑51.56%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹53.67Cr (-)-₹1,618.18Cr (↑2,915.05%)₹819.90Cr (↓150.67%)-₹2,052.52Cr (↓350.34%)-₹2,503.44Cr (↑21.97%)

Index Inclusions

S&P BSE Fin. Ser

₹11,379.57

-1.62 (-187.38%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

BSE Small-Cap

₹55,149.22

-2.11 (-1188.47%)

Spandana Sphoorty Financial Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
55.83%
-1.79
Foreign Institutions
19.5%
-0.94
Mutual Funds
1.24%
-29.20
Retail Investors
14.19%
25.03
Others
9.24%
-10.87

Spandana Sphoorty Financial Ltd Key Indicators

Details20202021202220232024
Return On Equity %14.424.851.620.4114.18
Details20202021202220232024
Return On Assets %5.861.731.010.133.89
Details20202021202220232024
Book Value Per Share (₹)408.3427.44436436.6511.16
Details20202021202220232024
Earning Per Share (₹)54.722.6210.111.7570.23

Spandana Sphoorty Financial Ltd Valuation

Spandana Sphoorty Financial Ltd in the last 5 years

  • Overview

  • Trends

Lowest (-65.36x)

January 3, 2023

Today (25.27x)

December 19, 2024

Industry (27.03x)

December 19, 2024

Highest (573.20x)

June 14, 2023

LowHigh

Spandana Sphoorty Financial Ltd Earnings and Dividends

  • Spandana Sphoorty Financial Ltd Earnings Results

    Spandana Sphoorty Financial Ltd’s net profit fell -272.79% since last year same period to ₹-216.32Cr in the Q2 2024-2025. On a quarterly growth basis, Spandana Sphoorty Financial Ltd has generated -488.3% fall in its net profits since last 3-months.

    Read More about Earnings Results

Spandana Sphoorty Financial Ltd Technicals Summary

Bearish

Neutral

Bullish

Bearish

Spandana Sphoorty Financial Ltd is currently in a Bearish trading position according to technical analysis indicators.

FAQs on Spandana Sphoorty Financial Ltd

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Spandana Sphoorty Financial Ltd (SPANDANA) share price today is ₹330.4

Spandana Sphoorty Financial Ltd is listed on NSE

Spandana Sphoorty Financial Ltd is listed on BSE

  • Today’s highest price of Spandana Sphoorty Financial Ltd is ₹343.95.
  • Today’s lowest price of Spandana Sphoorty Financial Ltd is ₹329.7.

PE Ratio of Spandana Sphoorty Financial Ltd is 25.27

PE ratio = Spandana Sphoorty Financial Ltd Market price per share / Spandana Sphoorty Financial Ltd Earnings per share

Today’s traded volume of Spandana Sphoorty Financial Ltd(SPANDANA) is 2.95L.

Today’s market capitalisation of Spandana Sphoorty Financial Ltd(SPANDANA) is ₹2466.09Cr.

Spandana Sphoorty Financial Ltd(SPANDANAPrice
52 Week High
₹1243.2
52 Week Low
₹329.7

Spandana Sphoorty Financial Ltd(SPANDANA) share price is ₹330.4. It is down -73.42% from its 52 Week High price of ₹1243.2

Spandana Sphoorty Financial Ltd(SPANDANA) share price is ₹330.4. It is up 0.21% from its 52 Week Low price of ₹329.7

Spandana Sphoorty Financial Ltd(SPANDANAReturns
1 Day Returns
-9.2%
1 Month Returns
-6.87%
3 Month Returns
-42.66%
1 Year Returns
-66.96%