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Spandana Sphoorty Financial Ltd share price logo

Spandana Share Price

(SPANDANA)

₹312▲0.29%

as on 04:01PM, 04 Feb 2025

Overview
News
Financials
Q3 FY24-25 Results
Technicals

Spandana Analyst Rating

based on 7 analysts

BUY

57.14%

Buy

42.86%

Hold

0.00%

Sell

Based on 7 analysts offering long term price targets for Spandana. An average target of ₹490.86

Source: S&P Global Market Intelligence

Spandana Share analysis

Spandana price forecast by 7 analysts

Upside of56.87%

High

₹925

Target

₹490.86

Low

₹335

Spandana target price ₹490.86, a slight upside of 56.87% compared to current price of ₹312. According to 7 analysts rating.

Source: S&P Global Market Intelligence

Spandana Performance

  • Day's Low

    Day's High

    ₹308.4
    Day's Price Range
    ₹318.75

  • 52 Week's Low

    52 Week's High

    ₹292.6
    52-Week Price Range
    ₹1,036.8
1 Month Return-6.43 %
3 Month Return-22.17 %
1 Year Return-68.35 %
Previous Close₹312.90
Open₹315.00
Volume3.06L
Upper Circuit-
Lower Circuit-
Market Cap₹2,231.14Cr

Spandana Key Statistics

P/E Ratio-4.73
PEG Ratio0.04
Market Cap₹2,231.14 Cr
P/B Ratio1.69
EPS70.23
Dividend Yield0
SectorFinance
ROE14.18

Spandana Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
Spandana Sphoorty Financial Ltd
Spandana Sphoorty Financial Ltd
BUY₹2,231.14 Cr-13.82%0.86₹500 Cr₹2,423 Cr
IDFC Ltd
IDFC Ltd
NA₹17,275.03 Cr40.91%0.50₹4,243 Cr₹154 Cr
Challani Capital Ltd
Challani Capital Ltd
NA₹42.77 Cr140.62%0.50NANA
BSEL ALGO Ltd
BSEL ALGO Ltd
NA₹93.72 Cr205.42%0.50₹25 Cr₹28 Cr
Nexus Surgical and Medicare Ltd
Nexus Surgical and Medicare Ltd
NA₹8.36 Cr3.67%0.50NANA
See all

Spandana Mutual Fund Holdings

About Spandana

Spandana Sphoorty Financial Ltd. was formed in 2003 in Hyderabad, India and was granted a Certificate of Registration from the Reserve Bank of India in 2004. The NBFC-MFI status was granted to the company in 2015 and as of March 2019, it is the fourth largest NBFC-MFI and sixth largest amongst NBFC-MFIs and SFBs in terms of AUM. The company provides income generation loans, via a joint liability model, to low-income households in rural areas. It has an in-depth understanding of the borrowing requirements of the client segment and works towards the socioeconomic wellbeing of these households. They increased their lender base in 2018, diversified their borrowings and also issued NCDs. This enabled them to expand their operations and loan sizes given the increased capital flow. ICRA research showed that as of March 2017 the company had the lowest portfolio per branch in comparison to its peers. Post-exit from Credit Default Swap (CDR) in 2017, the company experienced a steep growth of 143.8% in terms of Gross AUM in 2018.

Share Price: ₹312.00 per share as on 04 Feb, 2025 04:01 PM
Market Capitalisation: ₹2,231.14Cr as of today
Revenue: ₹572.59Cr as on December 2024 (Q4 24)
Net Profit: ₹-440.24Cr as on December 2024 (Q4 24)
Listing date: 19 Aug, 2019
Chairperson Name: Abanti Mitra
OrganisationSpandana
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

Key events for Spandana Sphoorty Financial Ltd

  • Spandana Sphoorty Financial Faces Rating Downgrade - 04 Feb, 2025

    CARE Ratings downgraded Spandana Sphoorty Financial's ratings to A (Negative) due to financial covenant breaches and significant losses, impacting profitability and asset quality.

  • Post-Covid Challenges Impact Spandana's Operations - 03 Feb, 2025

    Post-Covid, Spandana Sphoorty Financial Ltd has seen a decline in borrower discipline, with reduced attendance at center meetings, leading to increased collection pressure on branch staff.

  • Spandana Sphoorty Reports Significant Q3 Loss - 23 Jan, 2025

    Spandana Sphoorty Financial Ltd posted a net loss of ₹393.9 crore in Q3 FY25, a stark contrast to the ₹127 crore profit in Q3 FY24. The company's assets under management declined by 14%, and disbursements fell 43% year-on-year. The gross non-performing assets rose to 4.85%, reflecting ongoing challenges in the microfinance sector.

  • Spandana Sphoorty Sees Significant Intraday Gains - 15 Jan, 2025

    On January 9, 2025, Spandana Sphoorty and CreditAccessGrameen experienced notable intraday gains, with Spandana rising by over 10% and 18% over the past week.

  • Spandana Sphoorty Stock Continues Upward Trend - 09 Jan, 2025

    On January 9, 2025, Spandana Sphoorty Financial Limited shares opened at INR 479.00, marking a third consecutive day of gains. The stock surged to INR 504.20, reflecting positive investor sentiment following a 15% jump on January 8.

  • Spandana Sphoorty Shares Surge Amid High Volumes - 08 Jan, 2025

    Spandana Sphoorty Financial shares experienced a significant surge, rising over 40% in two days due to high trading volumes and positive technical indicators. Despite concerns regarding profitability and asset quality, the stock's breakout from a falling channel suggests a potential trend reversal, attracting strong investor interest.

  • Spandana Sphoorty Financial Shares Surge 20% - 07 Jan, 2025

    On January 7, 2025, Spandana Sphoorty Financial shares soared 20%, reaching Rs 401.25, amid high trading volumes. This marks the largest single-day increase in 10 weeks, despite recent financial losses and high NPAs. Market expert Sushil Kedia expressed cautious optimism about the stock's potential future performance.

Insights on Spandana Sphoorty Financial Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 14.19% to 23.85% in Dec 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 59.2% return, outperforming this stock by 127.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 98.0% return, outperforming this stock by 122.7%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 4 quarters, 128.64 Cr → -440.19 Cr (in ₹), with an average decrease of 216.2% per quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 1.24% to 0.22% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 19.50% to 18.57% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, SPANDANA stock has moved down by -48.8%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 736.98 Cr → 572.59 Cr (in ₹), with an average decrease of 11.5% per quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 55.83% to 48.13% in Dec 2024 quarter

Spandana Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹656.84Cr (-)₹709.60Cr (↑8.03%)₹736.98Cr (↑3.86%)₹706.57Cr (↓4.13%)₹572.59Cr (↓18.96%)
Net Income₹127.41Cr (-)₹128.66Cr (↑0.98%)₹55.71Cr (↓56.70%)-₹216.33Cr (↓488.31%)-₹440.24Cr (↑103.50%)
Net Profit Margin19.40% (-)18.13% (↓6.55%)7.56% (↓58.30%)-30.62% (↓505.03%)-76.89% (↑151.11%)
Value in ₹ crore
Details2021202220232024
Total Assets₹8,368.81Cr (-)₹6,871.25Cr (↓17.89%)₹9,196.66Cr (↑33.84%)₹12,882.24Cr (↑40.08%)
Total Liabilities₹5,652.90Cr (-)₹3,839.71Cr (↓32.08%)₹6,153.49Cr (↑60.26%)₹9,326.25Cr (↑51.56%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹53.67Cr (-)-₹1,618.18Cr (↑2,915.05%)₹819.90Cr (↓150.67%)-₹2,052.52Cr (↓350.34%)-₹2,503.44Cr (↑21.97%)

Index Inclusions

S&P BSE Fin. Ser

₹11,185.42

2 (▲218.98%)

S&P BSE AllCap

₹10,471.31

0.68 (▲71.07%)

BSE Small-Cap

₹49,801.07

1.2 (▲588.77%)

Spandana Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
48.13%
-13.80
Foreign Institutions
18.57%
-4.77
Mutual Funds
0.22%
-82.24
Retail Investors
23.85%
68.09
Others
9.23%
-0.05

Spandana Key Indicators

Details20202021202220232024
Return On Assets %5.861.731.010.133.89
Details20202021202220232024
Book Value Per Share (₹)408.3427.44436436.6511.16
Details20202021202220232024
Earning Per Share (₹)54.722.6210.111.7570.23
Details20202021202220232024
Return On Equity %14.424.851.620.4114.18

Spandana Valuation

Spandana in the last 5 years

  • Overview

  • Trends

Lowest (-65.36x)

January 3, 2023

Today (-4.73x)

February 3, 2025

Industry (25.38x)

February 3, 2025

Highest (573.20x)

June 14, 2023

LowHigh

Spandana Earnings and Dividends

  • Spandana Sphoorty Financial Ltd Earnings Results

    Spandana Sphoorty Financial Ltd’s net profit fell -445.52% since last year same period to ₹-440.19Cr in the Q3 2024-2025. On a quarterly growth basis, Spandana Sphoorty Financial Ltd has generated -103.49% fall in its net profits since last 3-months.

    Read More about Earnings Results

Spandana Technicals Summary

Bearish

Neutral

Bullish

Bearish

Spandana Sphoorty Financial Ltd is currently in a Bearish trading position according to technical analysis indicators.

More on Technical Analysis

FAQs on Spandana Sphoorty Financial Ltd

What is Spandana Sphoorty Financial Ltd price today?

Spandana Sphoorty Financial Ltd share price today stands at ₹312, Open: ₹315, Previous Close: ₹312.9, High: ₹318.75, Low: ₹308.4, 52 Week High: ₹1036.8, 52 Week Low: ₹292.6.

How to Buy Spandana Sphoorty Financial Ltd Share in India?

  • Get a PAN card
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  • Open a Trading account
  • Link your Demat account to your Trading account
  • Fund your Trading account
  • Place an order to buy Spandana Sphoorty Financial Ltd shares

Is Spandana Sphoorty Financial Ltd listed on NSE?

Spandana Sphoorty Financial Ltd is listed on NSE

Is Spandana Sphoorty Financial Ltd listed on BSE?

Spandana Sphoorty Financial Ltd is listed on BSE

What are today's High and Low prices of Spandana Sphoorty Financial Ltd?

  • Today's highest price of Spandana Sphoorty Financial Ltd is ₹318.75.
  • Today's lowest price of Spandana Sphoorty Financial Ltd is ₹308.4.

What are today's traded volumes of Spandana Sphoorty Financial Ltd?

Today's traded volume of Spandana Sphoorty Financial Ltd(SPANDANA) is 3.06L.

What is today's market capitalisation of Spandana Sphoorty Financial Ltd?

Today's market capitalisation of Spandana Sphoorty Financial Ltd(SPANDANA) is ₹2231.14Cr.

What is the 52 Week High and Low Range of Spandana Sphoorty Financial Ltd?

Spandana Sphoorty Financial Ltd (SPANDANA)
Price
52 Week High
₹1036.8
52 Week Low
₹292.6

How much percentage Spandana Sphoorty Financial Ltd is down from its 52 Week High?

Spandana Sphoorty Financial Ltd (SPANDANA) share price is ₹312. It is down -69.91% from its 52 Week High price of ₹1036.8

How much percentage Spandana Sphoorty Financial Ltd is up from its 52 Week low?

Spandana Sphoorty Financial Ltd (SPANDANA) share price is ₹312. It is up 6.63% from its 52 Week Low price of ₹292.6

What are the historical returns of Spandana Sphoorty Financial Ltd?

Spandana Sphoorty Financial Ltd (SPANDANA)
Returns
1 Day Returns
-0.9%
1 Month Returns
-6.43%
3 Month Returns
-22.17%
1 Year Returns
-68.35%

What is the PE ratio of Spandana Sphoorty Financial Ltd today?

PE Ratio of Spandana Sphoorty Financial Ltd is -4.73

PE ratio = Spandana Sphoorty Financial Ltd Market price per share / Spandana Sphoorty Financial Ltd Earnings per share