Baycom Corp (BCML)

$21.84

-0.26

(-1.18%)

Market is closed - opens 7 PM, 09 Sep 2024

Performance

  • $21.66
    $22.00
    $21.84
    downward going graph

    0.82%

    Downside

    Day's Volatility :1.55%

    Upside

    0.73%

    downward going graph
  • $18.54
    $25.04
    $21.84
    downward going graph

    15.11%

    Downside

    52 Weeks Volatility :25.96%

    Upside

    12.78%

    downward going graph

Returns

PeriodBaycom CorpSector (Financials)Index (Russel 2000)
3 Months
12.46%
6.8%
0.0%
6 Months
8.44%
9.2%
0.0%
1 Year
15.68%
29.4%
0.0%
3 Years
0.46%
17.0%
-22.3%

Highlights

Market Capitalization
245.3M
Book Value
$28.44
Dividend Share
0.4
Dividend Yield
1.83%
Earnings Per Share (EPS)
2.12
PE Ratio
10.3
PEG Ratio
0.0
Wall Street Target Price
25.67
Profit Margin
25.14%
Operating Margin TTM
32.17%
Return On Assets TTM
0.95%
Return On Equity TTM
7.88%
Revenue TTM
97.5M
Revenue Per Share TTM
8.45
Quarterly Revenue Growth YOY
-11.3%
Gross Profit TTM
101.3M
Diluted Eps TTM
2.12
Quarterly Earnings Growth YOY
-0.16
EPS Estimate Current Year
2.03
EPS Estimate Next Year
2.08
EPS Estimate Current Quarter
0.48
EPS Estimate Next Quarter
0.49

Analyst Recommendation

Buy
    88%Buy
    11%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Baycom Corp(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
7
7
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 17.54%

Current $21.84
Target $25.67

Company Financials

FY18Y/Y Change
Revenue
59.0M
↑ 32.92%
Net Income
14.5M
↑ 175.51%
Net Profit Margin
24.56%
↑ 12.71%
FY19Y/Y Change
Revenue
77.2M
↑ 30.84%
Net Income
17.3M
↑ 19.51%
Net Profit Margin
22.44%
↓ 2.12%
FY20Y/Y Change
Revenue
87.0M
↑ 12.74%
Net Income
13.7M
↓ 20.75%
Net Profit Margin
15.77%
↓ 6.67%
FY21Y/Y Change
Revenue
84.1M
↓ 3.41%
Net Income
20.7M
↑ 50.74%
Net Profit Margin
24.61%
↑ 8.84%
FY22Y/Y Change
Revenue
105.3M
↑ 25.27%
Net Income
23.7M
↑ 14.69%
Net Profit Margin
22.53%
↓ 2.08%
FY23Y/Y Change
Revenue
133.3M
↑ 26.6%
Net Income
27.4M
↑ 15.57%
Net Profit Margin
20.57%
↓ 1.96%
Q1 FY23Q/Q Change
Revenue
27.7M
↓ 0.89%
Net Income
7.2M
↓ 10.69%
Net Profit Margin
25.95%
↓ 2.85%
Q2 FY23Q/Q Change
Revenue
25.4M
↓ 8.47%
Net Income
7.2M
↑ 0.21%
Net Profit Margin
28.41%
↑ 2.46%
Q3 FY23Q/Q Change
Revenue
26.5M
↑ 4.32%
Net Income
6.6M
↓ 7.99%
Net Profit Margin
25.05%
↓ 3.36%
Q4 FY23Q/Q Change
Revenue
34.9M
↑ 31.77%
Net Income
6.4M
↓ 3.53%
Net Profit Margin
18.34%
↓ 6.71%
Q1 FY24Q/Q Change
Revenue
33.8M
↓ 3.05%
Net Income
5.9M
↓ 8.11%
Net Profit Margin
17.38%
↓ 0.96%
Q2 FY24Q/Q Change
Revenue
33.9M
↑ 0.25%
Net Income
5.6M
↓ 4.71%
Net Profit Margin
16.52%
↓ 0.86%
FY18Y/Y Change
Total Assets
1.5B
↑ 18.67%
Total Liabilities
1.3B
↑ 13.35%
FY19Y/Y Change
Total Assets
2.0B
↑ 34.89%
Total Liabilities
1.7B
↑ 36.18%
FY20Y/Y Change
Total Assets
2.2B
↑ 10.1%
Total Liabilities
1.9B
↑ 11.67%
FY21Y/Y Change
Total Assets
2.4B
↑ 7.06%
Total Liabilities
2.1B
↑ 7.46%
FY22Y/Y Change
Total Assets
2.5B
↑ 6.92%
Total Liabilities
2.2B
↑ 5.18%
FY23Y/Y Change
Total Assets
2.6B
↑ 1.84%
Total Liabilities
2.2B
↑ 2.3%
Q1 FY23Q/Q Change
Total Assets
2.5B
↑ 1.38%
Total Liabilities
2.2B
↑ 1.75%
Q2 FY23Q/Q Change
Total Assets
2.6B
↑ 0.76%
Total Liabilities
2.3B
↑ 1.16%
Q3 FY23Q/Q Change
Total Assets
2.6B
↑ 0.27%
Total Liabilities
2.3B
↑ 0.29%
Q4 FY23Q/Q Change
Total Assets
2.6B
↓ 0.58%
Total Liabilities
2.2B
↓ 0.9%
Q1 FY24Q/Q Change
Total Assets
2.6B
↑ 0.05%
Total Liabilities
2.2B
↓ 0.01%
Q2 FY24Q/Q Change
Total Assets
2.6B
↑ 1.3%
Total Liabilities
2.3B
↑ 1.43%
FY18Y/Y Change
Operating Cash Flow
6.2M
↓ 33.14%
Investing Cash Flow
-11.3M
↓ 112.44%
Financing Cash Flow
78.7M
↑ 267.42%
FY19Y/Y Change
Operating Cash Flow
7.0M
↑ 11.53%
Investing Cash Flow
927.0K
↓ 108.24%
Financing Cash Flow
-36.1M
↓ 145.82%
FY20Y/Y Change
Operating Cash Flow
10.0M
↑ 43.72%
Investing Cash Flow
-73.7M
↓ 8045.74%
Financing Cash Flow
67.6M
↓ 287.37%
FY21Y/Y Change
Operating Cash Flow
10.4M
↑ 4.32%
Investing Cash Flow
-60.4M
↓ 18.05%
Financing Cash Flow
130.3M
↑ 92.72%
Q1 FY23Q/Q Change
Operating Cash Flow
7.5M
↓ 52.42%
Investing Cash Flow
-21.0M
-
Financing Cash Flow
34.2M
↓ 197.66%
Q2 FY23Q/Q Change
Operating Cash Flow
12.2M
↑ 62.31%
Investing Cash Flow
-21.0M
↑ 0.0%
Financing Cash Flow
8.9M
↓ 73.86%

Technicals Summary

Sell

Neutral

Buy

Baycom Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Baycom Corp
Baycom Corp
4.25%
8.44%
15.68%
0.46%
0.46%
Nu Holdings Ltd.
Nu Holdings Ltd.
23.09%
19.03%
100.59%
32.62%
32.62%
Icici Bank Ltd.
Icici Bank Ltd.
2.81%
8.76%
22.89%
45.71%
160.82%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
5.97%
17.46%
52.63%
-8.07%
29.65%
U.s. Bancorp
U.s. Bancorp
7.49%
2.65%
24.87%
-20.31%
-18.98%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.8%
-3.5%
24.72%
38.92%
-24.72%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Baycom Corp
Baycom Corp
10.3
10.3
0.0
2.03
0.08
0.01
0.02
28.44
Nu Holdings Ltd.
Nu Holdings Ltd.
44.19
44.19
NA
0.42
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
18.91
18.91
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.18
15.18
3.88
13.12
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.44
14.44
1.12
3.89
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.87
9.87
1.19
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Baycom Corp
Baycom Corp
Buy
$245.3M
0.46%
10.3
25.14%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$65.6B
32.62%
44.19
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.3B
160.82%
18.91
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.9B
29.65%
15.18
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$71.1B
-18.98%
14.44
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.8B
-24.72%
9.87
27.97%

Insights on Baycom Corp

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 33.80M → 33.88M (in $), with an average increase of 0.2% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 5 quarters, 7.20M → 5.6M (in $), with an average decrease of 6.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 100.6% return, outperforming this stock by 84.9%

Institutional Holdings

  • BlackRock Inc

    8.34%
  • Vanguard Group Inc

    5.96%
  • Wellington Management Company LLP

    5.88%
  • Dimensional Fund Advisors, Inc.

    5.32%
  • Royce & Associates, LP

    4.36%
  • AllianceBernstein L.P.

    4.01%

Company Information

mission statement: bay commercial bank will conduct business with an eye toward "speed of execution" on behalf of its clients, "pride and appreciation" on behalf of its employees, and "impressive financial performance" on behalf of its investors. bay commercial bank was conceived with the realization that clients deserve access to the decision-makers. they deserve the opportunity to have relationships with contacts at their bank that bring knowledge to the table; knowledge that can be used to advance the goals of the client's business. in short, they deserve what they themselves strive to provide to their clients: knowledgeable and professional service.

Organization
Baycom Corp
Employees
338
CEO
Mr. George J. Guarini
Industry
Finance

FAQs