Citizens Share Price Today
(NASDAQ: CIA)

Name: Citizens Share Price Today (NASDAQ: CIA) - Citizens Stock Price Live Quote | INDmoney
Brand: INDmoney
Rating: 4.7 (371551 reviews)

Citizens share price is $4.66 & ₹405.28 as on 6 Mar 2025, 2.30 'hrs' IST

$4.66

▲

0.11

(2.42%)

Market is closed - opens 8 PM, 06 Mar 2025

View live Citizens share price in Dollar and Rupees. Guide to invest in Citizens stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Citizens, along with analyst recommendations, forecasts, and comprehensive financials.

Citizens share price movements

Today's Low: $4.53
Today's High: $4.71
$4.66
2.9%
Downside
Day's Volatility :3.93%
Upside
1.06%
52 Weeks Low: $1.78
52 Weeks High: $5.95
$4.66
61.8%
Downside
52 Weeks Volatility :70.06%
Upside
21.61%

Citizens (CIA) Returns

Period	Citizens Inc	Sector (Financials)	Index (Russel 2000)
3 Months	4.36%	-1.0%	0.0%
6 Months	48.21%	11.1%	0.0%
1 Year	84.21%	23.6%	0.0%
3 Years	7.06%	34.1%	-11.6%

Citizens (CIA) Key Statistics

in dollars & INR

Previous Close	$4.55
Open	$4.58
Today's High	$4.71
Today's Low	$4.525
Market Capitalization	$227.1M
Today's Volume	$43.9K
52 Week High	$5.945
52 Week Low	$1.78
Revenue TTM	$248.4M
EBITDA	$20.6M
Earnings Per Share (EPS)	$0.43
PE Ratio	10.58
Profit Margin	8.87%
Quarterly Earnings Growth YOY	0.0%
Return On Equity TTM	12.23%

How to invest in Citizens Stock (CIA) from India?

It is very easy for Indian residents to invest directly in Citizens from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Citizens stock in both Indian Rupees (INR) and US Dollars (USD). Search for Citizens or CIA on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Citizens or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Citizens shares which would translate to 0.187 fractional shares of Citizens as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Citizens, in just a few clicks!

Returns in Citizens (CIA) for Indian investors in Rupees

The Citizens stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

Citizens investment value today

Current value as on today

₹1,93,627

Returns

₹93,627

(+93.63%)

Returns from Citizens Stock

₹88,664 (+88.66%)

Dollar Returns

₹4,963 (+4.96%)

Indian investors sentiment towards Citizens (CIA)

-53%

Period: Feb 3, 2025 to Mar 5, 2025. Change in 30 Days versus previous period

Search interest for Citizens Stock from India on INDmoney has decreased by -53% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Citizens

Vanguard Group Inc
4.23%
BlackRock Inc
1.88%
Susquehanna International Group, LLP
1.12%
Arnhold & S. Bleichroeder Advisers, LLC
1.11%
UBS Group AG
1.06%
Geode Capital Management, LLC
0.91%

Analyst Recommendation on Citizens

Analyst Forecast on Citizens Stock (CIA)

What analysts predicted

Upside of 7.3%

Target:

$5.00

Current:

$4.66

Insights on Citizens Stock (Ticker Symbol: CIA)

Price Movement
In the last 6 months, CIA stock has moved up by 48.2%
Decreasing Revenue
Revenue is down for the last 2 quarters, 62.08M → 61.73M (in $), with an average decrease of 0.6% per quarter
Decreasing Net Profit
Netprofit is down for the last 4 quarters, 10.74M → 2.79M (in $), with an average decrease of 33.4% per quarter
CIA vs UNM (3 yr)
In the last 3 years, Unum Group has given 183.1% return, outperforming this stock by 176.0%

CIA Citizens Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$244.0M	↓ 3.41%
Net Income	$-11.1M	↓ 70.99%
Net Profit Margin	-4.53%	↑ 10.56%

	FY19	Y/Y Change
Revenue	$250.5M	↑ 2.68%
Net Income	$-1.4M	↓ 87.62%
Net Profit Margin	-0.55%	↑ 3.98%

	FY20	Y/Y Change
Revenue	$238.9M	↓ 4.67%
Net Income	$-11.0M	↑ 702.04%
Net Profit Margin	-4.6%	↓ 4.05%

	FY21	Y/Y Change
Revenue	$250.5M	↑ 4.89%
Net Income	$-50.2M	↑ 356.53%
Net Profit Margin	-20.02%	↓ 15.42%

	FY22	Y/Y Change
Revenue	$232.5M	↓ 7.19%
Net Income	$-7.5M	↓ 85.06%
Net Profit Margin	-3.22%	↑ 16.8%

	FY23	Y/Y Change
Revenue	$240.7M	↑ 3.51%
Net Income	$24.4M	↓ 426.0%
Net Profit Margin	10.15%	↑ 13.37%

	Q2 FY23	Q/Q Change
Revenue	$58.5M	↑ 4.67%
Net Income	$6.1M	↑ 25.74%
Net Profit Margin	10.47%	↑ 1.76%

	Q3 FY23	Q/Q Change
Revenue	$59.4M	↑ 1.47%
Net Income	$2.7M	↓ 55.96%
Net Profit Margin	4.54%	↓ 5.93%

	Q4 FY23	Q/Q Change
Revenue	$66.8M	↑ 12.56%
Net Income	$10.7M	↑ 298.11%
Net Profit Margin	16.07%	↑ 11.53%

	Q1 FY24	Q/Q Change
Revenue	$57.7M	↓ 13.67%
Net Income	$4.5M	↓ 57.71%
Net Profit Margin	7.87%	↓ 8.2%

	Q2 FY24	Q/Q Change
Revenue	$62.1M	↑ 7.58%
Net Income	$4.0M	↓ 12.84%
Net Profit Margin	6.38%	↓ 1.49%

	Q3 FY24	Q/Q Change
Revenue	$61.7M	↓ 0.57%
Net Income	$2.8M	↓ 29.53%
Net Profit Margin	4.52%	↓ 1.86%

	FY18	Y/Y Change
Profit	$244.0M	↓ 3.41%

	FY19	Y/Y Change
Profit	$250.5M	↑ 2.68%

	FY20	Y/Y Change
Profit	$238.9M	↓ 4.67%

	FY21	Y/Y Change
Profit	$250.5M	↑ 4.89%

	FY22	Y/Y Change
Profit	$232.5M	↓ 7.19%

	FY23	Y/Y Change
Profit	$240.7M	↑ 3.51%

	Q2 FY23	Q/Q Change
Profit	$58.5M	↑ 4.67%

	Q3 FY23	Q/Q Change
Profit	$59.4M	↑ 1.47%

	Q4 FY23	Q/Q Change
Profit	$66.8M	↑ 12.56%

	Q1 FY24	Q/Q Change
Profit	$57.7M	↓ 13.67%

	Q2 FY24	Q/Q Change
Profit	$62.1M	↑ 7.58%

	Q3 FY24	Q/Q Change
Profit	$61.7M	↓ 0.57%

	FY18	Y/Y Change
Operating Cash Flow	$84.6M	↓ 9.02%
Investing Cash Flow	$-85.1M	↑ 0.15%
Financing Cash Flow	$-58.0K	↓ 102.28%

	FY19	Y/Y Change
Operating Cash Flow	$72.2M	↓ 14.65%
Investing Cash Flow	$-69.3M	↓ 18.55%
Financing Cash Flow	$-2.2M	↑ 3632.76%

	FY20	Y/Y Change
Operating Cash Flow	$48.8M	↓ 32.38%
Investing Cash Flow	$-61.8M	↓ 10.86%
Financing Cash Flow	$904.0K	↓ 141.76%

	FY21	Y/Y Change
Operating Cash Flow	$40.5M	↓ 17.16%
Investing Cash Flow	$-41.1M	↓ 33.55%
Financing Cash Flow	$-6.2M	↓ 787.5%

	FY22	Y/Y Change
Operating Cash Flow	$56.9M	↑ 40.7%
Investing Cash Flow	$-60.7M	↑ 47.87%
Financing Cash Flow	$-499.0K	↓ 91.97%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$4.8M	↓ 34.13%
Investing Cash Flow	$-885.0K	↓ 91.97%
Financing Cash Flow	$-2.0M	↑ 422.28%

	Q3 FY23	Q/Q Change
Operating Cash Flow	$3.2M	↓ 32.99%
Investing Cash Flow	$-18.5M	↑ 1987.12%
Financing Cash Flow	$-815.0K	↓ 58.61%

Citizens Technicals Summary

Sell

Neutral

Buy

Citizens is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Citizens (CIA) Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Citizens Inc	-5.8%	48.21%	84.21%	7.06%	-5.41%
Metlife, Inc.	-4.6%	6.5%	14.81%	31.61%	149.72%
Manulife Financial Corporation	-0.38%	5.88%	21.88%	50.93%	105.13%
Aflac Inc.	0.79%	-1.91%	30.96%	82.28%	186.25%
Unum Group	2.2%	40.99%	53.97%	195.67%	354.55%
Prudential Financial, Inc.	-7.82%	-6.95%	-0.02%	7.39%	88.17%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Citizens Inc	10.58	10.58	0.0	0.32	0.12	0.01	NA	4.16
Metlife, Inc.	14.43	14.43	1.12	9.46	0.15	0.01	0.03	39.82
Manulife Financial Corporation	15.46	15.46	0.9	4.18	0.12	0.01	0.04	28.37
Aflac Inc.	11.17	11.17	0.93	6.82	0.23	0.03	0.02	47.45
Unum Group	8.24	8.24	2.5	9.08	0.17	0.02	0.02	61.38
Prudential Financial, Inc.	15.14	15.14	0.67	14.28	0.09	0.0	0.05	78.61

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Citizens Inc	NA	$227.1M	-5.41%	10.58	8.87%
Metlife, Inc.	Buy	$58.4B	149.72%	14.43	6.24%
Manulife Financial Corporation	Buy	$52.8B	105.13%	15.46	18.78%
Aflac Inc.	Hold	$58.8B	186.25%	11.17	28.76%
Unum Group	Buy	$13.8B	354.55%	8.24	13.81%
Prudential Financial, Inc.	Hold	$38.8B	88.17%	15.14	3.87%

About Citizens

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Organization	Citizens
Employees	232
CEO	Mr. Jon Scott Stenberg
Industry	Finance

Management People of Citizens

Name	Title
Mr. Gerald W. Shields	Executive Vice-Chairman of the Board
Mr. Jeffery Paul Conklin	VP, CFO, Chief Investment Officer & Treasurer
Mr. Jon Scott Stenberg	President & CEO
Mr. Bryon Matthew Lewis	Chief Operating Officer
Ms. Paula Guerrero	Chief Information Officer
Mr. David Scott Jorgensen CPA	General Manager for International Operations of CICA Life Insurance Company of America

Important FAQs about investing in CIA Stock from India :

What is Citizens share price today?

Citizens share price today stands at $4.66, Open: $4.58 ; Previous Close: $4.55 ; High: $4.71 ; Low: $4.53 ; 52 Week High: $5.95 ; 52 Week Low: $1.78.

The stock opens at $4.58, after a previous close of $4.55. The stock reached a daily high of $4.71 and a low of $4.53, with a 52-week high of $5.95 and a 52-week low of $1.78.

Can Indians buy Citizens shares?

Yes, Indians can invest in the Citizens (CIA) from India.

With INDmoney, you can buy Citizens at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Citizens at zero transaction cost.

How can I buy Citizens shares from India?

It is very easy to buy Citizens from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Citizens (CIA) be purchased?

Yes, you can buy fractional shares of Citizens with INDmoney app.

What are the documents required to start investing in Citizens stocks?

To start investing in Citizens, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.