Consumer Portfolio Services Inc (CPSS)

$9

+0.43

(+5.02%)▲

Market is closed - opens 7 PM, 09 Sep 2024

Performance

  • $8.60
    $9.17
    $9.00
    downward going graph

    4.5%

    Downside

    Day's Volatility :6.27%

    Upside

    1.85%

    downward going graph
  • $7.03
    $12.04
    $9.00
    downward going graph

    21.89%

    Downside

    52 Weeks Volatility :41.61%

    Upside

    25.25%

    downward going graph

Returns

PeriodConsumer Portfolio Services IncIndex (Russel 2000)
3 Months
8.17%
0.0%
6 Months
6.64%
0.0%
1 Year
2.62%
0.0%
3 Years
71.43%
-22.3%

Highlights

Market Capitalization
191.9M
Book Value
$13.16
Earnings Per Share (EPS)
1.09
PE Ratio
8.26
PEG Ratio
0.33
Wall Street Target Price
18.0
Profit Margin
14.24%
Operating Margin TTM
14.71%
Return On Assets TTM
0.87%
Return On Equity TTM
10.02%
Revenue TTM
188.4M
Revenue Per Share TTM
8.9
Quarterly Revenue Growth YOY
-22.6%
Gross Profit TTM
254.2M
Diluted Eps TTM
1.09
Quarterly Earnings Growth YOY
-0.65
EPS Estimate Current Year
0.9
EPS Estimate Next Year
3.06
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Buy
    85%Buy
    14%Hold
    0
    0%Sell
Based on 7 Wall street analysts offering stock ratings for Consumer Portfolio Services Inc(by analysts ranked 0 to 5 stars)
Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
6
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 100.0%

Current $9.00
Target $18.00

Company Financials

FY18Y/Y Change
Revenue
288.3M
↓ 15.71%
Net Income
14.9M
↑ 294.74%
Net Profit Margin
5.15%
↑ 4.05%
FY19Y/Y Change
Revenue
235.3M
↓ 18.4%
Net Income
5.4M
↓ 63.63%
Net Profit Margin
2.3%
↓ 2.85%
FY20Y/Y Change
Revenue
169.8M
↓ 27.82%
Net Income
21.7M
↑ 300.98%
Net Profit Margin
12.76%
↑ 10.46%
FY21Y/Y Change
Revenue
192.6M
↑ 13.4%
Net Income
47.5M
↑ 119.24%
Net Profit Margin
24.68%
↑ 11.92%
FY22Y/Y Change
Revenue
242.2M
↑ 25.76%
Net Income
86.0M
↑ 80.93%
Net Profit Margin
35.5%
↑ 10.82%
FY23Y/Y Change
Revenue
340.0M
↑ 40.39%
Net Income
45.3M
↓ 47.27%
Net Profit Margin
13.34%
↓ 22.16%
Q1 FY23Q/Q Change
Revenue
50.3M
↓ 7.03%
Net Income
13.8M
↓ 2.21%
Net Profit Margin
27.46%
↑ 1.36%
Q2 FY23Q/Q Change
Revenue
49.2M
↓ 2.36%
Net Income
14.0M
↑ 0.95%
Net Profit Margin
28.39%
↑ 0.93%
Q3 FY23Q/Q Change
Revenue
54.2M
↑ 10.25%
Net Income
10.4M
↓ 25.62%
Net Profit Margin
19.15%
↓ 9.24%
Q4 FY23Q/Q Change
Revenue
86.0M
↑ 58.66%
Net Income
7.2M
↓ 30.75%
Net Profit Margin
8.36%
↓ 10.79%
Q1 FY24Q/Q Change
Revenue
86.7M
↑ 0.89%
Net Income
4.6M
↓ 36.13%
Net Profit Margin
5.29%
↓ 3.07%
Q2 FY24Q/Q Change
Revenue
90.4M
↑ 4.19%
Net Income
4.7M
↑ 1.79%
Net Profit Margin
5.17%
↓ 0.12%
FY18Y/Y Change
Total Assets
2.5B
↑ 2.51%
Total Liabilities
2.3B
↑ 2.13%
FY19Y/Y Change
Total Assets
2.5B
↑ 2.16%
Total Liabilities
2.3B
↑ 2.1%
FY20Y/Y Change
Total Assets
2.1B
↓ 15.49%
Total Liabilities
2.0B
↓ 13.87%
FY21Y/Y Change
Total Assets
2.2B
↑ 0.64%
Total Liabilities
2.0B
↓ 1.15%
FY22Y/Y Change
Total Assets
2.8B
↑ 27.47%
Total Liabilities
2.5B
↑ 26.89%
FY23Y/Y Change
Total Assets
2.9B
↑ 5.57%
Total Liabilities
2.6B
↑ 4.24%
Q1 FY23Q/Q Change
Total Assets
2.8B
↑ 3.05%
Total Liabilities
2.6B
↑ 2.75%
Q2 FY23Q/Q Change
Total Assets
2.9B
↑ 0.61%
Total Liabilities
2.6B
↑ 0.19%
Q3 FY23Q/Q Change
Total Assets
2.9B
↑ 0.95%
Total Liabilities
2.6B
↑ 0.63%
Q4 FY23Q/Q Change
Total Assets
2.9B
↑ 0.88%
Total Liabilities
2.6B
↑ 0.63%
Q1 FY24Q/Q Change
Total Assets
3.0B
↑ 3.45%
Total Liabilities
2.7B
↑ 3.65%
Q2 FY24Q/Q Change
Total Assets
3.3B
↑ 9.31%
Total Liabilities
3.0B
↑ 10.22%
FY18Y/Y Change
Operating Cash Flow
216.2M
↑ 0.26%
Investing Cash Flow
-242.2M
↑ 15.42%
Financing Cash Flow
31.4M
↓ 547.54%
FY19Y/Y Change
Operating Cash Flow
216.8M
↑ 0.27%
Investing Cash Flow
-229.4M
↓ 5.3%
Financing Cash Flow
23.3M
↓ 25.83%
FY20Y/Y Change
Operating Cash Flow
238.8M
↑ 10.14%
Investing Cash Flow
93.0M
↓ 140.56%
Financing Cash Flow
-328.5M
↓ 1510.26%
FY21Y/Y Change
Operating Cash Flow
198.2M
↓ 16.99%
Investing Cash Flow
-115.4M
↓ 224.0%
Financing Cash Flow
-50.4M
↓ 84.64%
FY22Y/Y Change
Operating Cash Flow
215.9M
↑ 8.95%
Investing Cash Flow
-713.9M
↑ 518.86%
Financing Cash Flow
484.2M
↓ 1059.97%
Q1 FY23Q/Q Change
Operating Cash Flow
65.1M
↑ 27.26%
Investing Cash Flow
-121.2M
↓ 17.79%
Financing Cash Flow
62.3M
↓ 27.77%
Q2 FY23Q/Q Change
Operating Cash Flow
55.5M
↓ 14.77%
Investing Cash Flow
-71.9M
↓ 40.66%
Financing Cash Flow
2.4M
↓ 96.08%

Technicals Summary

Sell

Neutral

Buy

Consumer Portfolio Services Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Consumer Portfolio Services Inc
Consumer Portfolio Services Inc
9.36%
6.64%
2.62%
71.43%
146.58%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
9.8%
17.76%
11.74%
-76.51%
-34.66%
Capital One Financial Corporation
Capital One Financial Corporation
5.07%
0.98%
39.11%
-11.43%
52.81%
American Express Co.
American Express Co.
6.67%
9.24%
55.67%
52.8%
103.52%
Mastercard Inc.
Mastercard Inc.
5.84%
1.84%
14.83%
38.12%
68.03%
Visa, Inc.
Visa, Inc.
8.91%
0.4%
13.04%
23.47%
53.88%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Consumer Portfolio Services Inc
Consumer Portfolio Services Inc
8.26
8.26
0.33
0.9
0.1
0.01
NA
13.16
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.72
16.72
1.26
3.99
0.22
0.04
NA
19.98
Capital One Financial Corporation
Capital One Financial Corporation
13.37
13.37
1.68
13.13
0.08
0.01
0.02
139.15
American Express Co.
American Express Co.
18.21
18.21
1.9
13.12
0.35
0.04
0.01
41.49
Mastercard Inc.
Mastercard Inc.
36.37
36.37
1.39
14.31
1.88
0.24
0.01
8.02
Visa, Inc.
Visa, Inc.
29.94
29.94
1.54
9.92
0.49
0.16
0.01
20.06
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Consumer Portfolio Services Inc
Consumer Portfolio Services Inc
Buy
$191.9M
146.58%
8.26
14.24%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$70.4B
-34.66%
16.72
14.3%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$54.9B
52.81%
13.37
16.79%
American Express Co.
American Express Co.
Buy
$179.0B
103.52%
18.21
16.93%
Mastercard Inc.
Mastercard Inc.
Buy
$441.0B
68.03%
36.37
46.45%
Visa, Inc.
Visa, Inc.
Buy
$542.2B
53.88%
29.94
54.72%

Insights on Consumer Portfolio Services Inc

  • Increasing Revenue

    Revenue is up for the last 5 quarters, 49.15M → 90.38M (in $), with an average increase of 12.8% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 4.59M → 4.67M (in $), with an average increase of 1.8% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 55.7% return, outperforming this stock by 53.1%

Institutional Holdings

  • Black Diamond Capital Management LLC

    24.04%

  • Dimensional Fund Advisors, Inc.

    7.51%

  • BlackRock Inc

    2.80%

  • Vanguard Group Inc

    2.44%

  • Renaissance Technologies Corp

    2.03%

  • Bridgeway Capital Management, LLC

    1.80%

Company Information

consumer portfolio services is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, low incomes or limited credit histories. we purchase retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a lesser extent, new vehicles. we fund these contract purchases on a long-term basis primarily through the securitization markets and service the contracts over their lives. our operational headquarters are located in irvine, california and we have four additional strategically located servicing branches in florida, illinois, nevada and virginia. since we began operations in 1991 and through june 2015, we have purchased over $11.8 billion in contracts. we currently service a total managed portfolio of approximately $1.8 billion with approximately 140,000 customers and 900 employees. we maintain dealer relationships in 48 states across the united states.

Organization
Consumer Portfolio Services Inc
Employees
925
CEO
Mr. Charles E. Bradley Jr.
Industry
Finance

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