Citizens & Northern logo

Citizens & Northern Share Price Today

(NASDAQ: CZNC)

Citizens & Northern share price is $21.41 & ₹1,853.95 as on 31 Jan 2025, 2.30 'hrs' IST

$21.41

▲

-0.95

(-4.25%)

Market is closed - opens 8 PM, 31 Jan 2025

View live Citizens & Northern share price in Dollar and Rupees. Guide to invest in Citizens & Northern stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Citizens & Northern, along with analyst recommendations, forecasts, and comprehensive financials.

Citizens & Northern share price movements

  • Today's Low: $21.30
    Today's High: $22.68

    Day's Volatility :6.08%

  • 52 Weeks Low: $16.50
    52 Weeks High: $22.68

    52 Weeks Volatility :27.25%

Citizens & Northern (CZNC) Returns

PeriodCitizens & Northern CorpSector (Financials)Index (Russel 2000)
3 Months
14.19%
11.4%
0.0%
6 Months
15.36%
18.4%
0.0%
1 Year
0.85%
33.6%
0.0%
3 Years
-14.46%
32.5%
-12.8%

Citizens & Northern (CZNC) Key Statistics

in dollars & INR

Previous Close
$22.36
Open
$22.5
Today's High
$22.68
Today's Low
$21.3
Market Capitalization
$330.4M
Today's Volume
$63.5K
52 Week High
$22.68
52 Week Low
$16.5
Revenue TTM
$101.9M
Earnings Per Share (EPS)
$1.69
PE Ratio
12.67
Dividend Yield
5.82%
Profit Margin
21.63%
Quarterly Earnings Growth YOY
-0.17%
Return On Equity TTM
8.52%

How to invest in Citizens & Northern Stock (CZNC) from India?

It is very easy for Indian residents to invest directly in Citizens & Northern from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Citizens & Northern stock in both Indian Rupees (INR) and US Dollars (USD). Search for Citizens & Northern or CZNC on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Citizens & Northern or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Citizens & Northern shares which would translate to 0.040 fractional shares of Citizens & Northern as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Citizens & Northern, in just a few clicks!

Returns in Citizens & Northern (CZNC) for Indian investors in Rupees

The Citizens & Northern stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Citizens & Northern investment value today

Current value as on today

₹1,05,209

Returns

₹5,209

(+5.21%)

Returns from Citizens & Northern Stock

₹848 (+0.85%)

Dollar Returns

₹4,362 (+4.36%)

Indian investors sentiment towards Citizens & Northern (CZNC)

107%

Period: Dec 31, 2025 to Jan 30, 2025. Change in 30 Days versus previous period

Search interest for Citizens & Northern Stock from India on INDmoney has increased by 107% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Citizens & Northern

  • BlackRock Inc

    7.57%

  • Vanguard Group Inc

    5.36%

  • Dimensional Fund Advisors, Inc.

    3.57%

  • Geode Capital Management, LLC

    2.24%

  • Citizens & Northern Corp

    2.13%

  • State Street Corp

    2.00%

Analyst Recommendation on Citizens & Northern

Hold

    0%Buy

    57%Hold

    42%Sell

Based on 7 Wall street analysts offering stock ratings for Citizens & Northern(by analysts ranked 0 to 5 stars)

Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
0
0
0
Hold
4
4
4
Sell
3
3
3

Analyst Forecast on Citizens & Northern Stock (CZNC)

What analysts predicted

Downside of 1.91%

Target:

$21.00

Current:

$21.41

Insights on Citizens & Northern Stock (Ticker Symbol: CZNC)

  • Price Movement

    In the last 7 days, CZNC stock has moved up by 3.4%

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 39.18M → 26.08M (in $), with an average decrease of 33.5% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 4 quarters, 4.26M → 6.36M (in $), with an average increase of 12.3% per quarter

  • CZNC vs MFG (1 yr)

    In the last 1 year, Mizuho Financial Group, Inc. has given 53.0% return, outperforming this stock by 47.4%

  • CZNC vs MFG (3 yr)

    In the last 3 years, Mizuho Financial Group, Inc. has given 104.8% return, outperforming this stock by 119.6%

  • Price to Sales

    ForCZNC every $1 of sales, investors are willing to pay $3.2, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

CZNC Citizens & Northern Financials in INR & Dollars

FY18Y/Y Change
Revenue
$66.0M
↑ 15.67%
Net Income
$22.0M
↑ 63.86%
Net Profit Margin
33.34%
↑ 9.8%
FY19Y/Y Change
Revenue
$72.7M
↑ 10.11%
Net Income
$19.5M
↓ 11.4%
Net Profit Margin
26.83%
↓ 6.51%
FY20Y/Y Change
Revenue
$90.8M
↑ 24.98%
Net Income
$19.2M
↓ 1.45%
Net Profit Margin
21.16%
↓ 5.67%
FY21Y/Y Change
Revenue
$103.8M
↑ 14.28%
Net Income
$30.6M
↑ 58.95%
Net Profit Margin
29.43%
↑ 8.27%
FY22Y/Y Change
Revenue
$106.0M
↑ 2.06%
Net Income
$26.6M
↓ 12.88%
Net Profit Margin
25.12%
↓ 4.31%
FY23Y/Y Change
Revenue
$104.6M
↓ 1.25%
Net Income
$24.1M
↓ 9.28%
Net Profit Margin
23.08%
↓ 2.04%
Q2 FY23Q/Q Change
Revenue
$26.6M
↑ 0.77%
Net Income
$6.0M
↓ 3.36%
Net Profit Margin
22.72%
↓ 0.97%
Q3 FY23Q/Q Change
Revenue
$25.6M
↓ 3.58%
Net Income
$7.6M
↑ 25.62%
Net Profit Margin
29.6%
↑ 6.88%
Q4 FY23Q/Q Change
Revenue
$35.9M
↑ 40.03%
Net Income
$4.3M
↓ 43.87%
Net Profit Margin
11.86%
↓ 17.74%
Q1 FY24Q/Q Change
Revenue
$37.0M
↑ 3.08%
Net Income
$5.3M
↑ 24.52%
Net Profit Margin
14.33%
↑ 2.47%
Q2 FY24Q/Q Change
Revenue
$39.2M
↑ 5.86%
Net Income
$6.1M
↑ 15.21%
Net Profit Margin
15.6%
↑ 1.27%
Q3 FY24Q/Q Change
Revenue
$26.1M
↓ 33.45%
Net Income
$6.4M
↑ 4.12%
Net Profit Margin
24.4%
↑ 8.8%
FY18Y/Y Change
Profit
$65.0M
↑ 13.94%
FY19Y/Y Change
Profit
$72.7M
↑ 11.78%
FY20Y/Y Change
Profit
$90.8M
↑ 24.98%
FY21Y/Y Change
Profit
$103.8M
↑ 14.28%
FY22Y/Y Change
Profit
$106.0M
↑ 2.06%
FY23Y/Y Change
Profit
$104.6M
↓ 1.25%
Q2 FY23Q/Q Change
Profit
$26.6M
↑ 0.77%
Q3 FY23Q/Q Change
Profit
$25.6M
↓ 3.58%
Q4 FY23Q/Q Change
Profit
$35.9M
↑ 40.03%
Q1 FY24Q/Q Change
Profit
$37.0M
↑ 3.05%
Q2 FY24Q/Q Change
Profit
$39.2M
↑ 5.86%
Q3 FY24Q/Q Change
Profit
$26.1M
↓ 33.43%
FY18Y/Y Change
Operating Cash Flow
$25.9M
↑ 33.64%
Investing Cash Flow
$-21.6M
↓ 29.95%
Financing Cash Flow
$-8.4M
↓ 142.29%
FY19Y/Y Change
Operating Cash Flow
$22.5M
↓ 13.25%
Investing Cash Flow
$22.7M
↓ 204.71%
Financing Cash Flow
$-46.8M
↑ 456.16%
FY20Y/Y Change
Operating Cash Flow
$24.8M
↑ 10.34%
Investing Cash Flow
$96.6M
↑ 326.06%
Financing Cash Flow
$-56.5M
↑ 20.57%
FY21Y/Y Change
Operating Cash Flow
$34.8M
↑ 40.59%
Investing Cash Flow
$-103.9M
↓ 207.57%
Financing Cash Flow
$68.9M
↓ 221.98%
FY22Y/Y Change
Operating Cash Flow
$34.6M
↓ 0.7%
Investing Cash Flow
$-234.7M
↑ 125.89%
Financing Cash Flow
$151.9M
↑ 120.58%
Q2 FY23Q/Q Change
Operating Cash Flow
$7.8M
↓ 18.38%
Investing Cash Flow
$-47.9M
↓ 280.69%
Financing Cash Flow
$40.2M
↓ 206.67%

Citizens & Northern Technicals Summary

Sell

Neutral

Buy

Citizens & Northern is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Citizens & Northern (CZNC) Vs Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Citizens & Northern Corp logo
Citizens & Northern Corp
17.25%
15.36%
0.85%
-14.46%
-16.82%
U.s. Bancorp logo
U.s. Bancorp
0.29%
13.34%
17.39%
-19.01%
-10.6%
Icici Bank Ltd. logo
Icici Bank Ltd.
-3.25%
2.6%
14.95%
31.75%
99.86%
Pnc Financial Services Group, Inc. logo
Pnc Financial Services Group, Inc.
5.58%
18.86%
38.94%
-3.66%
35.13%
Truist Financial Corp logo
Truist Financial Corp
10.82%
14.01%
31.56%
-24.99%
-8.53%
Mizuho Financial Group, Inc. logo
Mizuho Financial Group, Inc.
13.91%
36.86%
52.19%
101.08%
88.18%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Citizens & Northern Corp logo
Citizens & Northern Corp
12.67
12.67
0.0
2.02
0.09
0.01
0.06
17.99
U.s. Bancorp logo
U.s. Bancorp
12.58
12.58
1.15
4.36
0.1
0.01
0.04
33.35
Icici Bank Ltd. logo
Icici Bank Ltd.
18.02
18.02
0.0
1.51
0.19
0.02
0.01
364.76
Pnc Financial Services Group, Inc. logo
Pnc Financial Services Group, Inc.
14.7
14.7
1.92
15.34
0.1
0.01
0.03
124.56
Truist Financial Corp logo
Truist Financial Corp
8.99
NA
1.94
4.02
-0.1
-0.01
0.05
44.46
Mizuho Financial Group, Inc. logo
Mizuho Financial Group, Inc.
13.05
13.05
0.95
0.0
0.07
0.0
0.03
4037.29
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Citizens & Northern Corp logo
Citizens & Northern Corp
Hold
$330.4M
-16.82%
12.67
21.63%
U.s. Bancorp logo
U.s. Bancorp
Hold
$74.3B
-10.6%
12.58
22.02%
Icici Bank Ltd. logo
Icici Bank Ltd.
Buy
$102.1B
99.86%
18.02
28.91%
Pnc Financial Services Group, Inc. logo
Pnc Financial Services Group, Inc.
Buy
$80.0B
35.13%
14.7
25.11%
Truist Financial Corp logo
Truist Financial Corp
Buy
$63.2B
-8.53%
8.99
-10.68%
Mizuho Financial Group, Inc. logo
Mizuho Financial Group, Inc.
Buy
$69.0B
88.18%
13.05
21.91%

About Citizens & Northern

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; and lending products, including commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit. The company also offers wealth management services comprising 401(k) plans, retirement planning, estate planning, estate settlements, and asset management; personal and commercial insurance products; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents; and reinsures credit and mortgage, life and accident, and health insurance products. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
Organization
Citizens & Northern
Employees
404
CEO
Mr. J. Bradley Scovill
Industry
Finance

Management People of Citizens & Northern

NameTitle
Mr. J. Bradley Scovill
President, CEO & Director
Mr. Harold F. Hoose III
EVP and Chief Revenue Officer of Citizens & Northern Bank
Mr. Stan R. Dunsmore
EVP and Chief Credit Officer of Citizens & Northern Bank
Mr. Blair T. Rush
EVP and Southeast Region President of Citizens & Northern Bank
Mr. Mark A. Hughes
Treasurer
Mr. Thomas L. Rudy Jr.
EVP, Chief Delivery Officer and Region President of Citizens & Northern Bank
Ms. Kelley A. Cwiklinski
Executive VP & Chief Commercial Lending Officer
Mr. Philip Prough CFP, CIMA
Senior VP & Chief Investment Strategist
Ms. Shelley L. D'Haene
Executive VP and Chief Digital Channels & Payments Officer
Mr. Ryan Satalin
Senior Vice President & Regional Commercial Lending Executive

Important FAQs about investing in CZNC Stock from India :

What is Citizens & Northern share price today?

Citizens & Northern share price today stands at $21.41, Open: $22.50 ; Previous Close: $22.36 ; High: $22.68 ; Low: $21.30 ; 52 Week High: $22.68 ; 52 Week Low: $16.50.

The stock opens at $22.50, after a previous close of $22.36. The stock reached a daily high of $22.68 and a low of $21.30, with a 52-week high of $22.68 and a 52-week low of $16.50.

Can Indians buy Citizens & Northern shares?

Yes, Indians can invest in the Citizens & Northern (CZNC) from India.

With INDmoney, you can buy Citizens & Northern at 0 brokerage. The step-by-step process is as follows:

  • Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
  • Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
  • Once funds are transferred successfully, you can buy Citizens & Northern at zero transaction cost.

How can I buy Citizens & Northern shares from India?

It is very easy to buy Citizens & Northern from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Citizens & Northern (CZNC) be purchased?

Yes, you can buy fractional shares of Citizens & Northern with INDmoney app.

What are the documents required to start investing in Citizens & Northern stocks?

To start investing in Citizens & Northern, You will need the following documents:

  • Proof of Identification (PAN, Aadhaar etc)
  • Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.

What are today’s High and Low prices of Citizens & Northern Stock (CZNC)?

Today’s highest price of Citizens & Northern (CZNC) is $22.68.

Today’s lowest price of Citizens & Northern (CZNC) is $21.30.

What is today's market capitalisation of Citizens & Northern?

Today's market capitalisation of Citizens & Northern CZNC is 330.4M

What is the 52 Week High and Low Range of Citizens & Northern Stock (CZNC)?

  • 52 Week High

    $22.68

  • 52 Week Low

    $16.50

What are the historical returns of Citizens & Northern (CZNC)?

  • 1 Month Returns

    17.25%

  • 3 Months Returns

    15.36%

  • 1 Year Returns

    0.85%

  • 5 Years Returns

    -16.82%

Who is the Chief Executive Officer (CEO) of Citizens & Northern ?

Mr. J. Bradley Scovill is the current Chief Executive Officer (CEO) of Citizens & Northern.