German American Bancorp (GABC)

$45.14

-0.54

(-1.18%)

Market is closed - opens 8 PM, 29 Nov 2024

Performance

  • $45.14
    $46.19
    $45.14
    downward going graph

    0.0%

    Downside

    Day's Volatility :2.27%

    Upside

    2.27%

    downward going graph
  • $27.23
    $47.08
    $45.14
    downward going graph

    39.67%

    Downside

    52 Weeks Volatility :42.16%

    Upside

    4.12%

    downward going graph

Returns

PeriodGerman American BancorpSector (Financials)Index (Russel 2000)
3 Months
14.63%
14.2%
0.0%
6 Months
42.31%
23.0%
0.0%
1 Year
58.06%
45.1%
0.0%
3 Years
14.4%
32.0%
-21.2%

Highlights

Market Capitalization
1.4B
Book Value
$25.09
Dividend Share
1.08
Dividend Yield
2.35%
Earnings Per Share (EPS)
2.77
PE Ratio
16.48
PEG Ratio
2.43
Wall Street Target Price
47.833
Profit Margin
33.22%
Operating Margin TTM
43.52%
Return On Assets TTM
1.34%
Return On Equity TTM
12.8%
Revenue TTM
247.2M
Revenue Per Share TTM
8.34
Quarterly Revenue Growth YOY
0.5%
Gross Profit TTM
253.4M
Diluted Eps TTM
2.77
Quarterly Earnings Growth YOY
-0.02
EPS Estimate Current Year
2.76
EPS Estimate Next Year
3.2
EPS Estimate Current Quarter
0.7
EPS Estimate Next Quarter
0.66

Analyst Recommendation

Buy
    60%Buy
    40%Hold
    0
    0%Sell
Based on 10 Wall street analysts offering stock ratings for German American Bancorp(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
6
Hold
4
4
4
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 5.97%

Current $45.14
Target $47.83

Company Financials

FY18Y/Y Change
Revenue
151.7M
↑ 15.12%
Net Income
46.5M
↑ 14.39%
Net Profit Margin
30.68%
↓ 0.19%
FY19Y/Y Change
Revenue
190.7M
↑ 25.74%
Net Income
59.2M
↑ 27.28%
Net Profit Margin
31.05%
↑ 0.37%
FY20Y/Y Change
Revenue
209.7M
↑ 9.96%
Net Income
62.2M
↑ 5.05%
Net Profit Margin
29.66%
↓ 1.39%
FY21Y/Y Change
Revenue
220.3M
↑ 5.04%
Net Income
84.1M
↑ 35.25%
Net Profit Margin
38.19%
↑ 8.53%
FY22Y/Y Change
Revenue
259.7M
↑ 17.9%
Net Income
81.8M
↓ 2.75%
Net Profit Margin
31.51%
↓ 6.68%
FY23Y/Y Change
Revenue
250.7M
↓ 3.47%
Net Income
85.9M
↑ 4.97%
Net Profit Margin
34.26%
↑ 2.75%
Q2 FY23Q/Q Change
Revenue
63.2M
↑ 1711.13%
Net Income
22.1M
↑ 6.32%
Net Profit Margin
35.03%
↓ 561.67%
Q3 FY23Q/Q Change
Revenue
65.6M
↑ 3.94%
Net Income
21.5M
↓ 3.04%
Net Profit Margin
32.68%
↓ 2.35%
Q4 FY23Q/Q Change
Revenue
82.6M
↑ 25.84%
Net Income
21.5M
↑ 0.26%
Net Profit Margin
26.04%
↓ 6.64%
Q1 FY24Q/Q Change
Revenue
84.1M
↑ 1.79%
Net Income
19.0M
↓ 11.55%
Net Profit Margin
22.62%
↓ 3.42%
Q2 FY24Q/Q Change
Revenue
90.5M
↑ 7.62%
Net Income
20.5M
↑ 7.93%
Net Profit Margin
22.69%
↑ 0.07%
Q3 FY24Q/Q Change
Revenue
62.4M
↓ 31.05%
Net Income
21.0M
↑ 2.52%
Net Profit Margin
33.73%
↑ 11.04%
FY18Y/Y Change
Total Assets
3.9B
↑ 24.96%
Total Liabilities
3.5B
↑ 24.85%
FY19Y/Y Change
Total Assets
4.4B
↑ 11.9%
Total Liabilities
3.8B
↑ 10.15%
FY20Y/Y Change
Total Assets
5.0B
↑ 13.21%
Total Liabilities
4.4B
↑ 13.87%
FY21Y/Y Change
Total Assets
5.6B
↑ 12.68%
Total Liabilities
4.9B
↑ 13.49%
FY22Y/Y Change
Total Assets
6.2B
↑ 9.76%
Total Liabilities
5.6B
↑ 13.31%
FY23Y/Y Change
Total Assets
6.2B
↓ 0.06%
Total Liabilities
5.5B
↓ 1.95%
Q2 FY23Q/Q Change
Total Assets
6.1B
↑ 0.94%
Total Liabilities
227.5M
↓ 95.78%
Q3 FY23Q/Q Change
Total Assets
6.0B
↓ 0.79%
Total Liabilities
5.5B
↑ 2303.37%
Q4 FY23Q/Q Change
Total Assets
6.2B
↑ 2.44%
Total Liabilities
5.5B
↑ 0.39%
Q1 FY24Q/Q Change
Total Assets
6.1B
↓ 0.65%
Total Liabilities
5.5B
↓ 0.58%
Q2 FY24Q/Q Change
Total Assets
6.2B
↑ 1.72%
Total Liabilities
5.5B
↑ 1.33%
Q3 FY24Q/Q Change
Total Assets
6.3B
↑ 0.71%
Total Liabilities
5.5B
↓ 0.23%
FY18Y/Y Change
Operating Cash Flow
62.3M
↑ 13.59%
Investing Cash Flow
-38.8M
↓ 79.5%
Financing Cash Flow
2.7M
↓ 98.1%
FY19Y/Y Change
Operating Cash Flow
65.2M
↑ 4.65%
Investing Cash Flow
30.7M
↓ 179.03%
Financing Cash Flow
-88.6M
↓ 3431.72%
FY20Y/Y Change
Operating Cash Flow
92.4M
↑ 41.68%
Investing Cash Flow
-346.1M
↓ 1228.69%
Financing Cash Flow
495.5M
↓ 659.55%
FY21Y/Y Change
Operating Cash Flow
100.8M
↑ 9.12%
Investing Cash Flow
-640.3M
↑ 85.02%
Financing Cash Flow
590.6M
↑ 19.19%
FY22Y/Y Change
Operating Cash Flow
110.0M
↑ 9.12%
Investing Cash Flow
-24.2M
↓ 96.22%
Financing Cash Flow
-363.7M
↓ 161.58%
Q2 FY23Q/Q Change
Operating Cash Flow
21.8M
↓ 30.8%
Investing Cash Flow
-15.3M
↓ 110.52%
Financing Cash Flow
53.9M
↓ 125.02%

Technicals Summary

Sell

Neutral

Buy

German American Bancorp is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
German American Bancorp
German American Bancorp
12.26%
42.31%
58.06%
14.4%
35.59%
Nu Holdings Ltd.
Nu Holdings Ltd.
-9.95%
14.45%
70.83%
34.95%
34.95%
Icici Bank Ltd.
Icici Bank Ltd.
-0.45%
15.71%
39.5%
63.3%
118.84%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
12.84%
40.61%
66.24%
6.63%
39.74%
U.s. Bancorp
U.s. Bancorp
10.43%
34.93%
45.85%
-6.52%
-10.85%
Truist Financial Corp
Truist Financial Corp
10.19%
26.36%
51.72%
-21.88%
-13.15%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
German American Bancorp
German American Bancorp
16.48
16.48
2.43
2.76
0.13
0.01
0.02
25.09
Nu Holdings Ltd.
Nu Holdings Ltd.
38.64
38.64
NA
0.44
0.26
0.04
NA
1.59
Icici Bank Ltd.
Icici Bank Ltd.
19.07
19.07
0.0
1.36
0.19
0.02
0.01
397.44
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
17.96
17.96
2.12
13.38
0.1
0.01
0.03
124.56
U.s. Bancorp
U.s. Bancorp
16.15
16.15
1.31
3.91
0.1
0.01
0.04
33.35
Truist Financial Corp
Truist Financial Corp
8.99
NA
1.94
3.68
-0.1
-0.01
0.04
44.46
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
German American Bancorp
German American Bancorp
Buy
$1.4B
35.59%
16.48
33.22%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$66.9B
34.95%
38.64
33.76%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$105.0B
118.84%
19.07
28.91%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$84.3B
39.74%
17.96
25.11%
U.s. Bancorp
U.s. Bancorp
Hold
$81.9B
-10.85%
16.15
22.02%
Truist Financial Corp
Truist Financial Corp
Buy
$63.9B
-13.15%
8.99
-10.68%

Insights on German American Bancorp

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 90.48M → 62.39M (in $), with an average decrease of 31.1% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 19.02M → 21.04M (in $), with an average increase of 4.9% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 70.8% return, outperforming this stock by 12.7%

Institutional Holdings

  • BlackRock Inc

    7.88%
  • Vanguard Group Inc

    6.10%
  • Franklin Resources Inc

    5.76%
  • Champlain Investment Partners, LLC

    4.22%
  • Dimensional Fund Advisors, Inc.

    3.81%
  • Charles Schwab Investment Management Inc

    3.22%

Company Information

founded in 1910 in a southern indiana community rich in german - american heritage, german american is dedicated to helping individuals, families and businesses achieve greater prosperity and quality of life. together, our financial team builds lasting relationships based on integrity, responsive service, innovation, and shared values. we support the communities we serve and believe that when a community thrives, its people prosper.

Organization
German American Bancorp
Employees
840
CEO
Mr. D. Neil Dauby CPA
Industry
Finance

FAQs