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Optimumbank share price today

(OPHC)

Optimumbank share price is $4.74 & ₹406.74 as on 7 Jan 2025, 2.30 'hrs' IST

$4.74

-0.02

(-0.42%)

Market is closed - opens 8 PM, 07 Jan 2025

View live Optimumbank share price in Dollar and Rupees. Guide to invest in Optimumbank stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Optimumbank, along with analyst recommendations, forecasts, and comprehensive financials.

Optimumbank share price movements

  • Today's Low: $4.71
    Today's High: $4.77

    Day's Volatility :1.26%

  • 52 Weeks Low: $3.89
    52 Weeks High: $5.90

    52 Weeks Volatility :34.07%

Optimumbank Returns

PeriodOptimumbank Holdings IncIndex (Russel 2000)
3 Months
5.31%
0.0%
6 Months
11.48%
0.0%
1 Year
11.87%
0.0%
3 Years
17.53%
-19.8%

Optimumbank Key Statistics

in dollars & INR

Previous Close
$4.76
Open
$4.74
Today's High
$4.77
Today's Low
$4.71
Market Capitalization
$48.0M
Today's Volume
$29.0K
52 Week High
$5.9
52 Week Low
$3.89
Revenue TTM
$34.5M
Earnings Per Share (EPS)
$1.33
PE Ratio
3.58
Profit Margin
33.97%
Quarterly Earnings Growth YOY
0.83%
Return On Equity TTM
14.75%

How to invest in Optimumbank from India?

It is very easy for Indian residents to invest directly in Optimumbank from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Optimumbank stock in both Indian Rupees (INR) and US Dollars (USD). Search for Optimumbank or OPHC on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Optimumbank or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Optimumbank shares which would translate to 0.181 fractional shares of Optimumbank as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Optimumbank, in just a few clicks!

Returns in Optimumbank for Indian investors in Rupees

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Optimumbank investment value today

Current value as on today

₹1,14,490

Returns

₹14,490

(+14.49%)

Returns from Optimumbank Stock

₹11,268 (+11.27%)

Dollar Returns

₹3,223 (+3.22%)

Indian investors sentiment towards Optimumbank

0%

Period: Oct 8, 2024 to Jan 6, 2025. Change in 30 Days versus previous period

Search volume for Optimumbank on INDmoney from India has grown in the last 30 days as on Jan 7, 2025. 0% more investors are searching Optimumbank in the last 30 days versus the previous period.

Global Institutional Holdings in Optimumbank

  • Vanguard Group Inc

    2.99%

  • AllianceBernstein L.P.

    2.96%

  • Renaissance Technologies Corp

    1.15%

  • Morgan Stanley - Brokerage Accounts

    0.99%

  • Geode Capital Management, LLC

    0.81%

  • Fourthstone LLC

    0.70%

Analyst Recommendation on Optimumbank

Analyst Forecast on Optimumbank

What analysts predicted

Upside of 10.76%

Current:

$4.74

Target:

$5.25

Insights on Optimumbank

  • Price Movement

    In the last 3 years, OPHC stock has moved up by 11.2%
  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 16.38M → 10.07M (in $), with an average decrease of 38.5% per quarter
  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 3.49M → 3.30M (in $), with an average decrease of 5.6% per quarter
  • OPHC vs MFG (1 yr)

    In the last 1 year, Mizuho Financial Group, Inc. has given 39.0% return, outperforming this stock by 26.7%
  • OPHC vs MFG (3 yr)

    In the last 3 years, Mizuho Financial Group, Inc. has given 84.0% return, outperforming this stock by 72.8%
  • Price to Sales

    ForOPHC every $1 of sales, investors are willing to pay $1.2, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Optimumbank Financials in INR & Dollars

FY18Y/Y Change
Revenue
$3.1M
↓ 12.37%
Net Income
$796.0K
↓ 235.14%
Net Profit Margin
25.43%
↑ 41.92%
FY19Y/Y Change
Revenue
$3.3M
↑ 5.75%
Net Income
$-1.1M
↓ 238.19%
Net Profit Margin
-33.23%
↓ 58.66%
FY20Y/Y Change
Revenue
$5.3M
↑ 59.64%
Net Income
$-782.0K
↓ 28.91%
Net Profit Margin
-14.8%
↑ 18.43%
FY21Y/Y Change
Revenue
$11.2M
↑ 111.54%
Net Income
$6.3M
↓ 905.12%
Net Profit Margin
56.32%
↑ 71.12%
FY22Y/Y Change
Revenue
$18.8M
↑ 68.15%
Net Income
$4.0M
↓ 36.1%
Net Profit Margin
21.4%
↓ 34.92%
FY23Y/Y Change
Revenue
$35.8M
↑ 90.36%
Net Income
$6.3M
↑ 56.18%
Net Profit Margin
17.56%
↓ 3.84%
Q2 FY23Q/Q Change
Revenue
$6.4M
↑ 9.95%
Net Income
$1.3M
↑ 13.79%
Net Profit Margin
20.62%
↑ 0.7%
Q3 FY23Q/Q Change
Revenue
$8.9M
↑ 39.88%
Net Income
$1.3M
↓ 3.28%
Net Profit Margin
14.26%
↓ 6.36%
Q4 FY23Q/Q Change
Revenue
$12.2M
↑ 37.31%
Net Income
$2.5M
↑ 100.87%
Net Profit Margin
20.85%
↑ 6.59%
Q1 FY24Q/Q Change
Revenue
$14.7M
↑ 20.3%
Net Income
$2.4M
↓ 6.75%
Net Profit Margin
16.17%
↓ 4.68%
Q2 FY24Q/Q Change
Revenue
$16.4M
↑ 11.46%
Net Income
$3.5M
↑ 47.08%
Net Profit Margin
21.33%
↑ 5.16%
Q3 FY24Q/Q Change
Revenue
$10.1M
↓ 38.51%
Net Income
$3.3M
↓ 5.55%
Net Profit Margin
32.77%
↑ 11.44%
FY18Y/Y Change
Profit
$3.1M
↓ 12.37%
FY19Y/Y Change
Profit
$3.3M
↑ 5.75%
FY20Y/Y Change
Profit
$5.3M
↑ 59.64%
FY21Y/Y Change
Profit
$11.2M
↑ 111.54%
FY22Y/Y Change
Profit
$18.8M
↑ 68.15%
FY23Y/Y Change
Profit
$35.8M
↑ 90.36%
Q2 FY23Q/Q Change
Profit
$6.4M
↑ 9.95%
Q3 FY23Q/Q Change
Profit
$8.9M
↑ 39.88%
Q4 FY23Q/Q Change
Profit
$12.2M
↑ 37.31%
Q1 FY24Q/Q Change
Profit
$13.5M
↑ 10.16%
Q2 FY24Q/Q Change
Profit
$15.2M
↑ 12.8%
Q3 FY24Q/Q Change
Profit
$10.1M
↓ 33.65%
FY18Y/Y Change
Operating Cash Flow
$24.0K
↓ 95.79%
Investing Cash Flow
$-6.0M
↓ 134.44%
Financing Cash Flow
$2.3M
↓ 109.63%
FY19Y/Y Change
Operating Cash Flow
$-558.0K
↓ 2425.0%
Investing Cash Flow
$-25.3M
↑ 320.82%
Financing Cash Flow
$26.8M
↑ 1060.64%
FY20Y/Y Change
Operating Cash Flow
$-1.5M
↑ 161.29%
Investing Cash Flow
$-62.8M
↑ 147.87%
Financing Cash Flow
$109.9M
↑ 309.66%
FY21Y/Y Change
Operating Cash Flow
$3.8M
↓ 358.09%
Investing Cash Flow
$-108.8M
↑ 73.25%
Financing Cash Flow
$109.3M
↓ 0.54%
FY22Y/Y Change
Operating Cash Flow
$10.4M
↑ 175.31%
Investing Cash Flow
$-229.8M
↑ 111.3%
Financing Cash Flow
$232.3M
↑ 112.47%
Q2 FY23Q/Q Change
Operating Cash Flow
$5.3M
↑ 18196.55%
Investing Cash Flow
$-22.8M
↑ 0.0%
Financing Cash Flow
$9.2M
↓ 73.45%

Optimumbank Technicals Summary

Sell

Neutral

Buy

Optimumbank is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Optimumbank Vs Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Optimumbank Holdings Inc
-4.03%
11.48%
11.87%
17.53%
65.91%
Icici Bank Ltd.
-5.28%
0.07%
23.17%
34.62%
94.19%
Pnc Financial Services Group, Inc.
-4.34%
21.13%
24.19%
-12.06%
21.65%
U.s. Bancorp
-4.77%
22.55%
11.15%
-20.37%
-14.37%
Truist Financial Corp
-5.77%
13.34%
16.05%
-32.46%
-21.5%
Mizuho Financial Group, Inc.
-2.37%
15.38%
37.5%
80.0%
59.68%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Optimumbank Holdings Inc
3.58
3.58
0.0
0.6
0.15
0.01
NA
9.26
Icici Bank Ltd.
19.39
19.39
0.0
1.52
0.19
0.02
0.01
397.44
Pnc Financial Services Group, Inc.
16.32
16.32
1.9
13.41
0.1
0.01
0.03
124.56
U.s. Bancorp
14.72
14.72
1.17
3.91
0.1
0.01
0.04
33.35
Truist Financial Corp
8.99
NA
1.94
3.69
-0.1
-0.01
0.05
44.46
Mizuho Financial Group, Inc.
11.64
11.64
1.07
0.0
0.07
0.0
0.03
4037.29
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Optimumbank Holdings Inc
NA
$48.0M
65.91%
3.58
33.97%
Icici Bank Ltd.
Buy
$105.6B
94.19%
19.39
28.91%
Pnc Financial Services Group, Inc.
Buy
$76.5B
21.65%
16.32
25.11%
U.s. Bancorp
Hold
$74.6B
-14.37%
14.72
22.02%
Truist Financial Corp
Buy
$57.6B
-21.5%
8.99
-10.68%
Mizuho Financial Group, Inc.
Buy
$62.4B
59.68%
11.64
21.91%

About Optimumbank

optimumbank holdings, inc. serves as a bank holding company for optimumbank (the bank). optimumbank provides community banking services to individuals and businesses in broward, miami-dade and palm beach counties. the principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment, or maturity of investment securities. it provides a range of consumer and commercial banking services to individuals and businesses.
Organization
Optimumbank
Employees
60
CEO
Mr. Timothy L. Terry
Industry
Finance

Management People of Optimumbank

NameTitle
Mr. Timothy L. Terry
Principal Executive Officer
Mr. Joel J. Klein
Interim Chief Financial Officer & Director
Mr. Gene Babchick
Director of Business Development
Ms. Lesile M. Legg
Vice President of Bank Operations, Branch Administration & Human Resources
Mr. Frank A. Nelson
Senior Vice President of Lending
Ms. Lisa Corr
Assistant Vice President of Lending

Important FAQs about investing in Optimumbank from India :

What is Optimumbank share price today?

Optimumbank share price today stands at $4.74, Open: $4.74 ; Previous Close: $4.76 ; High: $4.77 ; Low: $4.71 ; 52 Week High: $5.90 ; 52 Week Low: $3.89. The stock opens at $4.74, after a previous close of $4.76. The stock reached a daily high of $4.77 and a low of $4.71, with a 52-week high of $5.90 and a 52-week low of $3.89.

Can Indians buy Optimumbank shares?

Yes, Indians can invest in the Optimumbank (OPHC) from India.

With INDmoney, you can buy Optimumbank at 0 brokerage. The step-by-step process is as follows:

  • Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
  • Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
  • Once funds are transferred successfully, you can buy Optimumbank at zero transaction cost.

How can I buy Optimumbank shares from India?

It is very easy to buy Optimumbank from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Optimumbank be purchased?

Yes, you can buy fractional shares of Optimumbank with INDmoney app.

What are the documents required to start investing in Optimumbank stocks?

To start investing in Optimumbank, You will need the following documents:

  • Proof of Identification (PAN, Aadhaar etc)
  • Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.

What are today’s High and Low prices of Optimumbank

Today’s highest price of Optimumbank (OPHC) is $4.77.

Today’s lowest price of Optimumbank (OPHC) is $4.71.

What is today's market capitalisation of Optimumbank

Today's market capitalisation of Optimumbank OPHC is 48.0M

What is the 52 Week High and Low Range of Optimumbank

  • 52 Week High

    $5.90

  • 52 Week Low

    $3.89

What are the historical returns of Optimumbank?

  • 1 Month Returns

    -4.03%

  • 3 Months Returns

    11.48%

  • 1 Year Returns

    11.87%

  • 5 Years Returns

    65.91%

Who is the Chief Executive Officer (CEO) of Optimumbank

Mr. Timothy L. Terry is the current Chief Executive Officer (CEO) of Optimumbank.