Old Point Financial Share Price Today
(NASDAQ: OPOF)

Name: Old Point Financial Share Price Today (NASDAQ: OPOF) - Old Point Financial Stock Price Live Quote | INDmoney
Brand: INDmoney
Rating: 4.7 (371551 reviews)

Old Point Financial share price is $30.42 & ₹2,645.60 as on 6 Mar 2025, 2.30 'hrs' IST

$30.42

▲

-0.11

(-0.36%)

Market is closed - opens 8 PM, 06 Mar 2025

View live Old Point Financial share price in Dollar and Rupees. Guide to invest in Old Point Financial stock from India, including Indian investor sentiment. Get details on Indian mutual funds investing in Old Point Financial, along with analyst recommendations, forecasts, and comprehensive financials.

Old Point Financial share price movements

Today's Low: $30.42
Today's High: $30.72
$30.42
0.0%
Downside
Day's Volatility :0.98%
Upside
0.98%
52 Weeks Low: $13.49
52 Weeks High: $30.95
$30.42
55.67%
Downside
52 Weeks Volatility :56.43%
Upside
1.71%

Old Point Financial (OPOF) Returns

Period	Old Point Financial Corp	Index (Russel 2000)
3 Months	33.96%	0.0%
6 Months	69.61%	0.0%
1 Year	83.8%	0.0%
3 Years	23.35%	-11.6%

Old Point Financial (OPOF) Key Statistics

in dollars & INR

Previous Close	$30.53
Open	$30.595
Today's High	$30.72
Today's Low	$30.42
Market Capitalization	$155.9M
Today's Volume	$3.7K
52 Week High	$30.95
52 Week Low	$13.486
Revenue TTM	$60.9M
Earnings Per Share (EPS)	$1.88
PE Ratio	16.32
Dividend Yield	1.82%
Profit Margin	15.61%
Quarterly Earnings Growth YOY	0.93%
Return On Equity TTM	8.61%

How to invest in Old Point Financial Stock (OPOF) from India?

It is very easy for Indian residents to invest directly in Old Point Financial from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Old Point Financial stock in both Indian Rupees (INR) and US Dollars (USD). Search for Old Point Financial or OPOF on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Old Point Financial or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Old Point Financial shares which would translate to 0.029 fractional shares of Old Point Financial as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Old Point Financial, in just a few clicks!

Returns in Old Point Financial (OPOF) for Indian investors in Rupees

The Old Point Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

Investment Value

₹1,00,000

Old Point Financial investment value today

Current value as on today

₹1,88,105

Returns

₹88,105

(+88.11%)

Returns from Old Point Financial Stock

₹83,143 (+83.14%)

Dollar Returns

₹4,963 (+4.96%)

Indian investors sentiment towards Old Point Financial (OPOF)

Period: Feb 3, 2025 to Mar 5, 2025. Change in 30 Days versus previous period

Search interest for Old Point Financial Stock from India on INDmoney has increased by 0% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Old Point Financial

PL Capital Advisors, LLC
14.19%
Fourthstone LLC
6.79%
OLD POINT TRUST & FINANCIAL SERVICES N A
5.19%
Vanguard Group Inc
1.10%
Geode Capital Management, LLC
0.89%
Renaissance Technologies Corp
0.71%

Analyst Recommendation on Old Point Financial

Analyst Forecast on Old Point Financial Stock (OPOF)

What analysts predicted

Downside of 50.69%

Target:

$15.00

Current:

$30.42

Insights on Old Point Financial Stock (Ticker Symbol: OPOF)

Price Movement
In the last 7 days, OPOF stock has moved up by 1.8%
Decreasing Revenue
Revenue is down for the last 2 quarters, 21.58M → 18.52M (in $), with an average decrease of 14.2% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 2.52M → 2.38M (in $), with an average decrease of 5.8% per quarter
OPOF vs MFG (3 yr)
In the last 3 years, Mizuho Financial Group, Inc. has given 117.7% return, outperforming this stock by 95.6%

OPOF Old Point Financial Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$46.6M	↑ 7.2%
Net Income	$4.9M	↓ 17062.07%
Net Profit Margin	10.57%	↑ 10.64%

	FY19	Y/Y Change
Revenue	$47.9M	↑ 2.87%
Net Income	$7.9M	↑ 59.79%
Net Profit Margin	16.41%	↑ 5.84%

	FY20	Y/Y Change
Revenue	$48.5M	↑ 1.26%
Net Income	$5.4M	↓ 31.44%
Net Profit Margin	11.11%	↓ 5.3%

	FY21	Y/Y Change
Revenue	$53.7M	↑ 10.68%
Net Income	$8.4M	↑ 56.62%
Net Profit Margin	15.72%	↑ 4.61%

	FY22	Y/Y Change
Revenue	$55.7M	↑ 3.8%
Net Income	$9.1M	↑ 7.91%
Net Profit Margin	16.35%	↑ 0.63%

	FY23	Y/Y Change
Revenue	$59.5M	↑ 6.74%
Net Income	$7.7M	↓ 15.13%
Net Profit Margin	13.0%	↓ 3.35%

	Q2 FY23	Q/Q Change
Revenue	$15.4M	↓ 3.77%
Net Income	$1.8M	↓ 41.55%
Net Profit Margin	11.72%	↓ 7.57%

	Q3 FY23	Q/Q Change
Revenue	$14.9M	↓ 3.04%
Net Income	$1.4M	↓ 24.42%
Net Profit Margin	9.14%	↓ 2.58%

	Q4 FY23	Q/Q Change
Revenue	$21.4M	↑ 43.61%
Net Income	$1.5M	↑ 8.88%
Net Profit Margin	6.93%	↓ 2.21%

	Q1 FY24	Q/Q Change
Revenue	$20.6M	↓ 3.76%
Net Income	$1.7M	↑ 15.78%
Net Profit Margin	8.33%	↑ 1.4%

	Q2 FY24	Q/Q Change
Revenue	$21.6M	↑ 4.78%
Net Income	$2.5M	↑ 47.29%
Net Profit Margin	11.71%	↑ 3.38%

	Q3 FY24	Q/Q Change
Revenue	$18.5M	↓ 14.22%
Net Income	$2.4M	↓ 5.81%
Net Profit Margin	12.86%	↑ 1.15%

	FY18	Y/Y Change
Profit	$44.1M	↑ 8.39%

	FY19	Y/Y Change
Profit	$45.2M	↑ 2.66%

	FY20	Y/Y Change
Profit	$45.1M	↓ 0.25%

	FY21	Y/Y Change
Profit	$50.1M	↑ 10.9%

	FY22	Y/Y Change
Profit	$52.0M	↑ 3.87%

	FY23	Y/Y Change
Profit	$62.5M	↑ 20.2%

	Q2 FY23	Q/Q Change
Profit	$14.3M	↓ 4.73%

	Q3 FY23	Q/Q Change
Profit	$13.9M	↓ 3.28%

	Q4 FY23	Q/Q Change
Profit	$21.4M	↑ 54.53%

	Q1 FY24	Q/Q Change
Profit	$14.7M	↓ 31.42%

	Q2 FY24	Q/Q Change
Profit	$20.6M	↑ 40.46%

	Q3 FY24	Q/Q Change
Profit	$17.6M	↓ 14.7%

	FY18	Y/Y Change
Operating Cash Flow	$12.2M	↑ 28.78%
Investing Cash Flow	$12.0M	↓ 112.23%
Financing Cash Flow	$3.6M	↓ 95.32%

	FY19	Y/Y Change
Operating Cash Flow	$12.4M	↑ 1.78%
Investing Cash Flow	$29.1M	↑ 142.21%
Financing Cash Flow	$6.1M	↑ 69.62%

	FY20	Y/Y Change
Operating Cash Flow	$-8.6M	↓ 169.81%
Investing Cash Flow	$-122.2M	↓ 519.63%
Financing Cash Flow	$161.4M	↑ 2526.45%

	FY21	Y/Y Change
Operating Cash Flow	$23.2M	↓ 368.4%
Investing Cash Flow	$-60.7M	↓ 50.32%
Financing Cash Flow	$105.0M	↓ 34.94%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$1.6M	↓ 54.9%
Investing Cash Flow	$-1.8M	↓ 96.4%
Financing Cash Flow	$25.4M	↓ 55.89%

Old Point Financial Technicals Summary

Sell

Neutral

Buy

Old Point Financial is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Old Point Financial (OPOF) Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Old Point Financial Corp	23.98%	69.61%	83.8%	23.35%	38.71%
U.s. Bancorp	-4.82%	-2.04%	3.53%	-15.99%	22.82%
Icici Bank Ltd.	-4.2%	-5.19%	4.66%	68.4%	130.58%
Pnc Financial Services Group, Inc.	-8.7%	-0.28%	20.0%	0.98%	82.73%
Truist Financial Corp	-7.64%	1.41%	17.41%	-22.18%	26.8%
Mizuho Financial Group, Inc.	1.43%	35.73%	42.93%	122.83%	154.95%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Old Point Financial Corp	16.32	16.32	0.0	0.0	0.09	0.01	0.02	22.44
U.s. Bancorp	12.2	12.2	1.12	4.38	0.11	0.01	0.04	33.19
Icici Bank Ltd.	17.65	17.65	0.0	1.5	0.19	0.02	0.01	414.83
Pnc Financial Services Group, Inc.	13.79	13.79	1.83	15.39	0.11	0.01	0.03	122.94
Truist Financial Corp	8.99	NA	1.94	4.06	0.0	0.0	0.04	43.9
Mizuho Financial Group, Inc.	12.0	12.0	0.94	0.0	0.09	0.0	0.03	4168.68

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Old Point Financial Corp	NA	$155.9M	38.71%	16.32	15.61%
U.s. Bancorp	Hold	$72.1B	22.82%	12.2	25.1%
Icici Bank Ltd.	Buy	$98.5B	130.58%	17.65	28.03%
Pnc Financial Services Group, Inc.	Buy	$75.0B	82.73%	13.79	28.36%
Truist Financial Corp	Buy	$59.3B	26.8%	8.99	42.23%
Mizuho Financial Group, Inc.	Buy	$70.9B	154.95%	12.0	23.26%

About Old Point Financial

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

Organization	Old Point Financial
Employees	0
CEO	Mr. Robert F. Shuford Jr.
Industry	Finance

Management People of Old Point Financial

Name	Title
Mr. Robert F. Shuford Jr.	Chairman, CEO & President
Mr. Joseph R. Witt CPA	President of Financial Services, Chief Strategy Officer & Director
Mr. Thomas L. Hotchkiss	Chief Credit Officer & Executive VP of Old Point National Bank
Ms. Cathy W. Liles CAP	CFO, Chief Accounting Officer & Senior VP and EVP & CFO of Old Point National Bank
Mr. Eugene M. Jordan II	General Counsel & Executive VP of Corporate Counsel
Ms. Laura Wright	VP & Marketing Director
Mr. Donald S. Buckless	Chief Lending Officer & Senior VP
Mr. A. Eric Kauders Jr.	Secretary, Chairman, President & CEO of Old Point Wealth Management

Important FAQs about investing in OPOF Stock from India :

What is Old Point Financial share price today?

Old Point Financial share price today stands at $30.42, Open: $30.60 ; Previous Close: $30.53 ; High: $30.72 ; Low: $30.42 ; 52 Week High: $30.95 ; 52 Week Low: $13.49.

The stock opens at $30.60, after a previous close of $30.53. The stock reached a daily high of $30.72 and a low of $30.42, with a 52-week high of $30.95 and a 52-week low of $13.49.

Can Indians buy Old Point Financial shares?

Yes, Indians can invest in the Old Point Financial (OPOF) from India.

With INDmoney, you can buy Old Point Financial at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Old Point Financial at zero transaction cost.

How can I buy Old Point Financial shares from India?

It is very easy to buy Old Point Financial from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Old Point Financial (OPOF) be purchased?

Yes, you can buy fractional shares of Old Point Financial with INDmoney app.

What are the documents required to start investing in Old Point Financial stocks?

To start investing in Old Point Financial, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.